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Can You Have A Joint Account With Your Spouse? Please Give Reasons! - Family (2) - Nairaland

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Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by datemax: 10:25pm On Mar 24, 2017
CAPITAL NO
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by xtopher24: 10:28pm On Mar 24, 2017
Bodjetstar:
In Nigeria today, there are issues many families are facing. But today we will be discussing on the topic "Can You Have A Joint Account With Your Spouse? "

So, it's your turn........Let's discuss.
You are welcome on board.
hmmmm
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by Nobody: 10:28pm On Mar 24, 2017
Definitely but....
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by Mrshizzy(m): 10:30pm On Mar 24, 2017
Maka why?.....
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by olowoyo2: 10:31pm On Mar 24, 2017
Unless if we start before gotten the money
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by Aurhelius(m): 10:32pm On Mar 24, 2017
With myself n wifey state of mind, no issue with joint account. But because women are not predictable, I'll go for my junior bro.
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by Nobody: 10:34pm On Mar 24, 2017
Never! Because she doesn't spend wisely, her priority on the scale of preference is the other way round.
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by Nobody: 10:36pm On Mar 24, 2017
I currently have a joint account wit ma babe

We plan getting married and we saving for our wedding and family expenses

If u like, com n shoot me, it will work
Only if u trust eachoda, daz wen this can work

3 Likes 2 Shares

Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by DexteryJoe(m): 10:36pm On Mar 24, 2017
when u keep a joint acct wit ur Nigerian wife, even if she has 99k in the acct and u have just 3k,the total money in dah marriage is 3k, r u wit me?

2 Likes 1 Share

Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by Kakamorufu(m): 10:42pm On Mar 24, 2017
Hell nah
Bodjetstar:
In Nigeria today, there are issues many families are facing. But today we will be discussing on the topic "Can You Have A Joint Account With Your Spouse? "

So, it's your turn........Let's discuss.
You are welcome on board.
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by miketayo(m): 10:48pm On Mar 24, 2017
Sure y not.. What type of witches r nairaland men marrying, I m surprise everyone is saying no. If u cant open a joint account with ur future wife please don't marry her
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by kinzation(m): 10:52pm On Mar 24, 2017
Divay22:
Yes yes yes....
No ATM grin grin grin
So if me or my spouse want to withdraw the cheque must contain my signature and his,If my signature is not there money must not be release to him Same for me also.....

It even going to be a long-term goal account,no withdrawal until 10 or 15 years of opening the account...( saving for the rainy day)
hmmmm wise lady...you Just cleared my doubt as regards this topic all this years
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by wordsplay(m): 10:55pm On Mar 24, 2017
Ladies that won't wanna share the bills now when single will be clamoring joint account later...miss me with that talk
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by Nobody: 10:57pm On Mar 24, 2017
I will rather maintain a private account and use my hubby as next of Kin.
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by starmehigh: 10:58pm On Mar 24, 2017
The simple thing to do is open a joint account with her.. if you have 10mil in your personal account withdraw 1.5mil as all you have then your wife will withdraws hers too..

Then watch how she dribbles with the money,

she might went about slapping people anyhow because of the money in her possession

She might ravish the money under 3 months shopping and buying unneccesary things

Watch her and know how she handles the money.. that can determine the future of the joint account..
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by Divay22(f): 10:59pm On Mar 24, 2017
kinzation:
hmmmm wise lady...you Just cleared my doubt as regards this topic all this years
Oh grin grin grin grin Glad it did
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by davidif: 11:03pm On Mar 24, 2017
Bodjetstar:
In Nigeria today, there are issues many families are facing. But today we will be discussing on the topic "Can You Have A Joint Account With Your Spouse? "

So, it's your turn........Let's discuss.
You are welcome on board.

Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by Nobody: 11:03pm On Mar 24, 2017
Aurhelius:
With myself n wifey state of mind, no issue with joint account. But because women are not predictable, I'll go for my junior bro.

Wrong!
Unless you want your Wife and children to be left with nothing in case of death.
Its better to maintain a private account and use your child as next of kin if you dont trust your wife enough.

Think of your children first.
My piece of advice.(you can take it or leave it)

1 Like

Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by kareemkamil(m): 11:15pm On Mar 24, 2017
Am sorry, I dont understand that Grammer. Can someone enlight more better.
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by confiritch(m): 11:18pm On Mar 24, 2017
The question is personal and there is no need for hasty generalisation or why someone should act the way you did. To my mind, I cannot have a joint account with my wife or anybody for that matter. Surprisingly, I have never involved my self in contribution be it daily, weekly, monthly, quarterly, semi-annually or otherwise. The simple reason is that I prefer managing and controlling my finances solely. As an African, who practices communism/socialism regarding my extended family members and neighbours alike, I have chosen the system of giving to people based on my conviction, necessity and need. I do not require a second opinion on what, who, where, how or when to give. I give money to people on impulse and sometimes, out of compassion without any obligation to inform my wife. The system I adopted brought stability to my marriage, devoid of needless conflicts and confrontations.

1 Like

Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by tomdon(m): 11:48pm On Mar 24, 2017
Promxy94:
Yes I can
She is my wife
So if I can't ve a joint account with her,then who will i ve it with...

I wonder ooo
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by tomdon(m): 11:49pm On Mar 24, 2017
miketayo:
Sure y not.. What type of witches r nairaland men marrying, I m surprise everyone is saying no. If u cant open a joint account with ur future wife please don't marry her

I tayad ooo

1 Like

Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by Herrmes: 11:56pm On Mar 24, 2017
I couldn't have a joint account with even Jesus himself, it's my money, go make yours.

1 Like

Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by mrsfavour(f): 12:07am On Mar 25, 2017
yes,100% yes. we are currently doing it, and since years . Trust is the key.

1 Like

Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by naturefellow(m): 12:12am On Mar 25, 2017
ernie4life:
Hmmm
Most of you saying no don't even understand the reasons behind joint account.

Now joint account means both parties have access to the account with or without the other party. That means in event that they other person is not around the other person can have unlimited access to the account.


Nobody prays for eventualities like death or sickness that renders you unable to perform your normal bank transaction, in such case who do you expect to take care of your money there? Next of kin?

Next of kin can't access your account without letter of administration, now to get letter of administration you need to get a certificate of death and to get it a hospital has to first issue a letter that the party is dead then you can go for certificate of death, before heading to a court to prove that he or she is the next of kin and is the sole person legal allowed to take care of things when you are dead, this may also mean presenting your will.

It's not as easy as I just typed, now what if a it's a situation where you have other family members fighting over your property or what you left behind, what if they parties fighting are more grounded then who you would like to take care of your funds.

Joint account cuts all this process and makes it easier for your spouse to take control of things.

I never understood all this until of recent that a close client and friend passed away and if not for joint account, the wife would have being at the mercy of the dead party's siblings.


Joint account is good, considering we all pray to marry right.


ori e kpe!

1 Like

Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by urchman23: 12:25am On Mar 25, 2017
Hey yea will definately have a joint acct. With my wife Sometime things happen. For instance if one of the party dies some has to claim the money in the acct. Right!!!
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by pelepeleb: 12:33am On Mar 25, 2017
ststyreal:
I can not come and be answering query all the time, abegi, open your own make I open my own, if we need to contribute on anything, I will bring mine while you bring yours, then peace will reign. Money can destroy the undestroyable. May God help our marriages to outgrow the trials and temptations that money brings Amen.
but that is where the problem will start, contribute make you contribute, you will never be able to plan well and have a better financial future. the two of you will be after his or her own
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by lonelydora: 3:50am On Mar 25, 2017
Yes! My savings is in a joint account with my wife. The only account I run personal is my salary account and business account (cos of my business partner)
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by lonelydora: 3:52am On Mar 25, 2017
ststyreal:
I can not come and be answering query all the time, abegi, open your own make I open my own, if we need to contribute on anything, I will bring mine while you bring yours, then peace will reign. Money can destroy the undestroyable. May God help our marriages to outgrow the trials and temptations that money brings Amen.

I have been running a joint account with my wife for years now. If you are a Christian you should know that 'two became one'

2 Likes

Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by iaatmguy(m): 4:25am On Mar 25, 2017
Farmerforlife:
Always marry someone you trust, so this question would not need to be asked. Anyway, in these days of ATM cards, there is no need for a joint account. Anyone can open the account and you can keep the ATM and e-banking platform accessible to both.
it should be trust the person you marry
Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by Edoblakky(m): 4:34am On Mar 25, 2017
Before I got married, it was a no no for me. But as a father and a husband who is away from my family due to studies, I think opening a joint account with my spouse with the mandate that either can withdraw was a very good decision. My wife is very prudent with cash I had to tell her to stop calling me before withdrawing cash.
When you're single, there are things you won't understand about the married until you get married

2 Likes 1 Share

Re: Can You Have A Joint Account With Your Spouse? Please Give Reasons! by Sezua(m): 4:45am On Mar 25, 2017
ernie4life:
Hmmm
Most of you saying no don't even understand the reasons behind joint account.

Now joint account means both parties have access to the account with or without the other party. That means in event that they other person is not around the other person can have unlimited access to the account.


Nobody prays for eventualities like death or sickness that renders you unable to perform your normal bank transaction, in such case who do you expect to take care of your money there? Next of kin?

Next of kin can't access your account without letter of administration, now to get letter of administration you need to get a certificate of death and to get it a hospital has to first issue a letter that the party is dead then you can go for certificate of death, before heading to a court to prove that he or she is the next of kin and is the sole person legal allowed to take care of things when you are dead, this may also mean presenting your will.

It's not as easy as I just typed, now what if a it's a situation where you have other family members fighting over your property or what you left behind, what if they parties fighting are more grounded then who you would like to take care of your funds.

Joint account cuts all this process and makes it easier for your spouse to take control of things.

I never understood all this until of recent that a close client and friend passed away and if not for joint account, the wife would have being at the mercy of the dead party's siblings.


Joint account is good, considering we all pray to marry right.


Good point raised. I remember when we had to get a lawyer to get the money my dad left in his union bank account. It wasn't easy at all took as long as 5months

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