Itsrm:


You know what Yorubas say. Eni ti o ba fe je oyin inu apata ko ni wo enu ake

The entire japa process is quite stressful

E stressful gan, and e dey chop money die, doesn't help that Tinubu has floated Naira.

Odunharry:

Baba how about people yet to take IELTS

You won't qualify without taking at least one language test.

BlueRayDick:


It's the long time the express entry always takes that just tires me out. I see people saying it took them years on the queue noni.

Can share with me a link to a thread I can read on how to stack up points and all?

This one that all countries are even making the student route with spouse difficult sef just tire me; would've gone through that route sef

Go through the first like two pages of the thread Larride posted, and read from like the last 6 months down, you'd get the full gist of what the Express Entry is about. The Express Entry thing na long waka, but I believe it's worth it.

raumdeuter:


A friend was trying the Canada express route around 2016 and the information I can gather from him is that

Its calculated on a Point system
Age matters - the younger the better and more points you get, your points reduce with age. (Obviously they are lookin for younger people to contribute to the economy not those too old)

The higher the education the better and more points for Phd than with Masters and with Bachelors

Canada has 2 Official languages, if you have excellent abilities in both languages it boost your points

So the ideal person will be a 27yr old perfectly bilingual person like Popi or hensb3n with a MSc or Phd

The main test for English is IELTS and the higher you score the better for your points, Its graded from like 1-9. You need to aim for 8 to 9 to get the highest points

They publish a cutoff score when the draws are made. Once your calculated score meet the cutoff you get an Invitation to submit your application
Use this link below to calculate your score
https://ircc.canada.ca/english/immigrate/skilled/crs-tool.asp

This link below will show you history of draws made till date to know where the last cutoff was and what you can do to get above the cutoff

https://www.canadavisa.com/express-entry-invitations-to-apply-issued.html

E.g last cutoff for General was 529 for the draw made on April 23. If your CRS score is showing less than 500, You need to look for ways to boost it cos it will take a miracle to get them to drop it that low

They have a number they want to send invitation to, they determine a cutoff point that will make them get that exact number

Perfectly summarized.

GrammarNazi1:

True.

But one may not need a French exam certificate if one's IELTS (Test of English) score is high.

With current draw scores, there's no way your IELTS want to be high to that you won't need something else to package profile, either you're learning TCF/TEF, or you're lucky enough to be in the in-demand professions with reasonably low scores (health, agriculture and transportation).

Everybody knows what they're doing.

Dauphine:


Hi, I think I can assist. For your questions 1-4 they primarily concern TEF exams. As you stated that you’re preparing for TCF you may not need them

The site is, formation (dash) TCFcanada (dot) com

Thank you very much, seems I already had the site bookmarked for subscription when my preparations are more advanced. So the site can serve as like a credible alternative to past questions for the TCF exams yea?

shadow12345:


Thank you Dauphine 🐬

I'll divide this into two sections.. First will be general french.. and second will be exam specific french

So personally I picked up french naturally. I was opportune to work with some french citizens within Nigeria for an extended period of time , that helped me develop the interest.. and with passion, nothing is impossible.

Probably funny but a very tangible factor for me is that I have quite a number of french girlfriends. Some I met online with language exchange platforms like Hello talk ( majorly during the pandemic, we were all idle ), others I met physically . The unique positive of this was the fact that they liked to speak and always had gists, so it was my duty to listen lol. Unconsciously, this made comprehension a quick strength for me as understanding the funny gists became a necessity for me and not a choice . In addition to this, radio channels such as RFI, France culture, France Inter became a daily stuff for me because I actually found some of the programs interesting (one of the qualities of listening to the radio is that they speak very very fast, so it becomes beneficial to you because once you get familiar with the rhythm, it feels like a good number of regular people speak in slow-mo. The ability to express myself whether in speaking or writing also improved with time.

At this point I didn't even know anything about Express Entry or the important role french would later play.. I was playing with french just for me, just because I found it interesting.. so this was a solid advantage for me when I finally discovered express entry.

I realise that most people don't have the time luxury to do all that so I'll go straight to the point as it concerns preparations to sit the examinations

For my first attempt at TEF.. It was literally on vibes and inshallah, I just registered and tried to prepare generally.. I reached out to Tayo here two/three days to the examination to get some exam tips and know what to expect in terms of the how the sections would play out . He was very helpful and even gave me the two 'Matthieu books'.. it was kind of too late for me as I had no time to even study them.. I just breezed through lol.. Exam day was good, not perfect but good enough.

Second attempt, I was well informed and prepared.. In hind sight, this is the one of the most important element of this examination.. preparation and mastering of the format.. No one cares if you've been speaking French for ten years or 5 months (PS: I know a senegalese who couldn't even get the B2 required... And he speaks fluently as imagined). The important thing to note here is that it's an examination, especially for the expressions, there's a marking format and structure, there are dos and don'ts .. there are things that add to your marks irrespective of how funny you sound in french, there are things that will take away from your marks even if you are a native fluent speaker.

I found a lot of materials :
CE... the 100 long texts and the new additions (80 percent of the long texts on the exam day for CE came from this ). YouTube clips also

CO.. the YouTube clips were very useful .. some questions came out from those long conversations that are repeated twice

EE.. I got a summary list with lot of topics from past questions (for both the fait divers and the letter).. so I indulged.. I also mastered dialectic writing as called by Gracious words.. the Frenchies really like that thing lol (if you are able to execute it properly and produce a general good letter, a C1 is guaranteed). I practised all the topics I saw on the summary list, then I impute it in Chat GPT to grade me and correct me (no-one corrects better than Chat GPT, it basically even rewrites it for you in your own idea, so you can steal new words and phrases and paragraphs for yourself) . Chat GPT also helps with structuring.
At the end of the day, the two EE topics (fait divers and letter) on my exam day came from the summary list I got.. as I had already written them before, I didn't even have to think on the exam day.. it was just flowing .. The C2 I got is a testament to how easy I found the exam on that day.
PS: it helps to also convert your keypads to the french AZERTY.. imputing accents manually by clicking is a major time waster in this exam.. it was the culprit in me not finishing my EE during my first sitting.. So I wasn't going to let that affect me again.
I asked for an AZERTY keyboard during my examination and it made the difference for me in terms of time and putting the required accents (you need all the advantage you can get while writing this exam)

EO.. I also saw a summary list of topics (for section A and section B) from past questions.. problem is that I didn't practise that enough.. as both questions I saw on the exam day were questions I had already seen in the list.. so this was absolutely an oversight from me.

For my most recent examination, TCF.. Thelma and Aurorae have already treated the savoir-faire as regards to this.. There's a golden site for preparation.. the longer you practise there, the higher your odds of success.

J'espère que cela vous aiderait.

Hello, congratulations on your score, very impressive. Preparing for the TCF and trying to get materials ahead of it...please can you provide information on some of the materials you used in preparation, and maybe where I can get them from?

1. The 100 long texts for your CE...what's the full name of the book/material?

2. What YouTube clips did you use to prepare for the CO?

3. The summary list of topics for EE, where can I download it?

4. The summary list of topics for EO, where can I download it?

5. The "golden site" for preparation, please can you help with the website's name?

raumdeuter:
The deliverance of obainojazz and izzou

https://www.instagram.com/reel/C6qBQQDsfIk/?igsh=MXJubWFtMmk3aDl3Mw==

This man fit dey mentally deranged make e be say we dey take am as cruise.

liveLongNprospa:


Yup mc at my wedding.
Braided hair😁

Yup yup

liveLongNprospa:


Lmaooo.. Flint, we both either have each other on WhatsApp or we both know the person that put this on WhatsApp 😂😂

Lol, most likely, he's slightly popular, roommate from university.

It seems the original bill from Jonathan's era was actually designed with 0.005% in mind, but Tinubu and e gang Dem in their wisdom decided to make it 0.5%...bastards that have never sat down to run numbers on a legit business will wake up with cocaine in their nose and start throwing taxation levies everywhere without taking a second to think anything through. Let's see how they plan to implement this rubbish.

Odunharry:
List of exemptions from cybersecurity charges:

1. Loan disbursements and repayments

2. Salary payments

3. Intra-account transfers within the same bank or between different banks for the same customer

4. Intra-bank transfers between customers of the same bank

5. Other Financial Institutions (OFIs) instructions to their correspondent

6. banks Interbank placements

7. Banks' transfers to CBN and vice-versa

8. Inter-branch transfers within a bank

9. Cheques clearing and settlements

10. Letters of Credits (LCs)

11. Banks' recapitalization related funding - only bulk funds movement from collection accounts

12. Savings and deposits including transactions involving long-term investments such as Treasury Bills, Bonds, and Commercial Papers.

13. Government Social Welfare Programs transactions e.g. Pension payments

14. Non-profit and charitable transactions including donations to registered nonprofit organisations or charities.

15. Educational Institutions transactions, including tuition payments and other transaction involving schools, universities, or other educational institutions.

16. Transactions involving bank's internal accounts such as suspense accounts, clearing accounts, profit and loss accounts, inter-branch accounts, reserve accounts, nostro and vostro accounts, and escrow accounts

I wonder how tier 3 banks would survive this particular clause, even some tier 1 and tier 2 banks go collect.

raumdeuter:


He has been prepared for it which is why he has been tackling the hard decisions that most administrations have always promised and dodged
like Subsidy removal . The inaction of 50yrs before him is what he is undoing now. Imagine the Coastal road that has been in blueprint stage for over 50yrs is finally getting traction and moving ahead

This is the renewed hope 8m Nigerians voted for

The renewed hope of Tinubu and his cronies robbing the country blind while running an anti-people government.

larride:


The law doesn't even make sense.

The lawmakers that drafted that bill must be smoking pawpaw leaf when they drafted it.

What of presidency that passed the bill?

Ellexy:
Never in the history of Nigeria has Nigerians suffered this much no matter the situation. Tinubu is disappointment in every way of the word. He prepareed to be president for 30yrs to take us back to the stone age of suffering.

There is not one sector that has improved under his administration, every sector has rapidly gotten worse. Show us workings and stop yapping about who isn't the president.

Na engagement these ones dey farm

BlueRayDick:


But Bayo Onanuga sef!

He's a senior man na; at least he should be running these things through young guys in his office before tweeting them. Haba.

It's actually embarrassing coming from a presidential spokesperson.

You'd be surprised at the quality of thinking that surrounds these so called senior men, and the sort of things that direct their thought process.

OasisX:




................did I say otherwise?!

So you posted this 2015 document to deflect from the question I asked or justify you and Bayo Onanuga's original lie?

OasisX:




........the Act [2015 version, passed under President Jonathan Administration] reads 0.005% as forwarded to Banks in 2018. I have not seen new Act [2024 as amended] yet, and wouldn't know if its a mistake by CBN to Interprete 0.005 to 0.5% by removing % from 0.005.

Hopefully we will get more clarifications soon.

The document you referenced to echo 0.005% wasn't this 2015 version, if it turns out to be 0.5% (*100 what you originally thought), will you wait for Bayo Onanuga to give an opinion first?

OasisX:




.......but it worth it to wake up early in the morning and start cussing Oasis?! LOL!

So now that you know it's 0.5% and not 0.005% like you originally thought, has your opinion on the Levy changed or you'd continue allowing Bayo Onanuga tell you what to think?

OasisX:




.....if I see him in Obidients' lineup, I go turn Coach. LOL!

OasisX:




.....ellexy fit carry weapon enter pitch sef. LOL!

The person you suppose watch out for na gym bro Prospa

Itsrm:


0.005 is the same as 0.5%

Yea, it's easy to miss that there's no % in the official communique.

Itsrm:


I help you sell a car. You agree to give me 1% of the price of the car. The buyer sends 10m to me as the agent, I remove my 100k, government steals 50k.

Exactly, there's no way the government plans to tax capital, the tax is targeted at profit and that contextualizes the tax...so that guy that would normally charge 1% would charge 1.5% and all of this increase gets passed on to the end user. We should plan for increase in price of commodities.

raumdeuter:


Profit how? How dem wan determine your profit

Do they know how much you buy for and how much to run operation before the sale

Na scenario, there's no way for them to determine profit, it's why the fixed rate makes sense, but I just dey explain give am say that 50K on 10M isn't necessarily 50K on 10M, but more on the profit of doing a business of 10M.

TemporaryHansel:


It’s not much. I honestly don’t understand the reason for all the noise. 50k on 10m. 5k on 1m.

Abeg na the charges be this?

People and misplaced priorities sha.


The good roads and electricity that people are clamoring for, is it not money that will be used to maintain them? So where will the money come from if nobody pays tax.

It's really not 50K on 10M, it's more 50K on the profit you'd make moving 10M for whatever purposes, so say your profit on a particular business is 10%, which comes to 1M, you're in fact paying 5% on the 1M you just made, and more often than not, you won't have made that 1M instantly simply by moving that original 10M, you'd make the 1M over the course of say 3-4 months, depending on how fast you move inventory, so while government don chop their profit at point of purchase clean mouth , you're left trying to make that 10% in a very unstable economy. God now help you if your reason for moving the money wasn't necessarily for a profit-making venture, maybe to grease business relationships or something...you're looking at a 50K hole in your business all for nothing.

There still needs to be a lot of communication on how the charges would be applied, and what sort of transactions...hopefully that is made clear in the coming days.

BlueRayDick:
Thanks guys for checking up on me, I am well and fine.

Tho I was involved in a life threatening incident over a week ago,but I am well and fine now. ( I do not really feel inclined to share details for now)

I have been coming around to read comments sha. Let's just say I'm back now.

cc: Iamoyindamola, Emaprince, Raumdeuter.

Welcome back chief, glad to hear you're back.

Segedinho:
It can never be well with anyone who recommended,supports and defends this Lu-,natic of a president.......


Nah..it can never be well...it is impossible

Omor, can't imagine the strain his lower body must be having to deal with...legs naturally go bad with age, and worse if they were not great from the getgo. This man should be resting.

Aren't these proceeds of Niger Delta oil money?

Be like na Band A dem put me, always knew this band differentiation thing was rubbish and with time they'd put everybody on Band A. Best investment made this year was getting an inverter (no panels), goal is to keep daily unit use to like 2 units per day, alternating between inverter and grid...that'd come to like 12K per month (about 60 units), that's a lot especially considering I was doing like 8K for around 140 units at a point.

Electricity has improved, energy bills are killing...using my non-inverter AC from roughly 10PM to 6AM in the morning costs 10 units (about #2,000 each night)...no more AC.