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Travel / Re: Need Help And Advice by Vicjustice: 7:35am
chiamo:

@ Vicjustive Thank you for your response.
I am 53 years old.
My aim and objectives is to better my life and my family, and live in an environment that makes life condusive to live and survive in.
With my earlier written experiences, I hope I am eligible for job and can be able to be entrenched in the new country system easily.
Please respond !!
Only if you're a sport man, that's when 53 years could be deemed unsuitable, otherwise it isn't the oldest age to start afresh.
By eligibility, I didn't mean your qualifications or your professions in Nigeria, I mean the rights to work in the countries: and that right comes through difficulties and trial of time, you might see yourself and family seeking asylum and the outcome can not be guaranteed
Travel / Re: Need Help And Advice by Vicjustice: 5:00pm On May 21
chiamo: I am a matured man, married with kids among who are grown-ups. I am self-employed with experiences in various fields’ .i.e business consulting, computer data entry, computer operating, freelance broadcaster etc. I have been opportune to travel some years ago to various countries like Germany, Portugal, Malta, Belgium, Hong Kong etc.
Recently I have tried to source for fund on couple of occasions to inject into projects that I know are commercially viable through finance houses and individuals but the result has been negative, with the resultant effect been financial challenge on my part. After seeing that I and my family are not finding it easy to survive in the prevailing financial challenge we are in, I then resolute to travel abroad for greener pasture.
I share my financial challenge conditions with some of my friends and my resolution to travel out of the Nigeria to either New Zealand or Canada for greener pasture. Some laughed at me saying that I am too advanced in age to venture into that type of mission, some asked me what I will be doing therein, while some said that it will cost me some years setback before I could be able to find my feet in the new country.
I have the ability to secure an invitation letter from any of the two countries I am opting for (New Zealand or Canada), with other relevant documents to be demanded by their Consular but don’t have the supportive bank statement of account to support the application.
In this vain:
A) I want reality, precise and mature advice on:
1. Is this my resolution to seek for greener pasture appropriate?
2. Is it true that at my advanced age I should not travelled out for greener pasture?
3. Will it cost me more years setback in either of the preferred country before I could find my feet?
4. Is there any venture or work or job easily available to be done in either of the preferred countries?
B) I need an interested party who would like to travel to either of the two countries and can provide genuine bank statement of account to support entry visa application.
Your responses will be deeply appreciated.
1) It would be appropriate to seek "greener pastures" wherever there is indeed the greener pastures.
2) I don't know your age
3) It depends on circumstances and your aim and objectives
4) There are jobs available in both countries for those who are eligible for them
Travel / Re: General UK Visa Enquiries - Part 2 by Vicjustice: 8:50pm On May 18
naiko: thank you @ justwise and vicjustice, i sincerely grateful to you guys for your availability, prompt answers and infos. i can confirm today that i got my two years visa to the u.k.many thanks,i also want to extend my appreciations to ppl like ayobj,voskini,babybird82 and the rest guys,may God continue to strenghten you as you assist others with your knowledge, keep up the good job!
Good to hear such good reports, keep them coming. Congrats!
Travel / Re: General UK Visa Enquiries - Part 2 by Vicjustice: 11:36pm On May 17
weezyana07: huh shocked@vicjustice so what do I do- dose it mean I dnt stand a chance? Advice pls on what to do,so I dnt end up waste my moni. Or can my sisters husband stand in for me?
Read about it here:
http://www.nairaland.com/967110/main-reasons-many-refused-visas
Travel / Re: General UK Visa Enquiries - Part 2 by Vicjustice: 10:28pm On May 17
weezyana07: @vicjustice @justwise and all, am new on this tread so pls pardon me if I ask questions that has been answered already,I've tried to go tru the tread seem not to see something related to mine.
I got admission Msc program @RGU to resume this sept,as am making preperation for my application. Will pay part of my fees as stated in my offer letter nxt month for CAS to b issued. The question now is the visa process. I don't have a bank acount that can cover my bank statement,my Guidance(not uncle) is sponsoring my sch. Will the embassy acept such bank statement from a sponsor? Advise pls and how to go abt the whole process tnx
No, the person who you mentioned as your sponsor is ineligible for that role.
Read more here:
http://www.nairaland.com/967110/main-reasons-many-refused-visas
Travel / Re: General UK Visa Enquiries - Part 2 by Vicjustice: 5:34pm On May 17
miri8d:

haha no no, I wouldn't go looking down some back ally for help in that sense.
Thankfully my husband has a job, just my mind is telling me the money saved and has in the current account won't be enough,hence why I thought it might be best for my parent as they both have a steady income and good savings. We will be staying at my parents house, so if he were to apply as himself as sole sponsor wouldn't he still need some type of sponsor letter from my parents for us to stay at their house?
Sorry, to go on, just making sure I have everything out on the table before I make any choices smiley
Oh, I thought he doesn't have a job, my mistake.
So now, as he has a job and does not have sufficient fund, you can be his sponsor while his job represents a tie to Nigeria, and your parents can write a declaration of accommodation details.
Travel / Re: General UK Visa Enquiries - Part 2 by Vicjustice: 3:11pm On May 17
miri8d:

Thanks for your response vicjustice. I was thinking this but by me not having a job at the moment play a part in their refusal? I have over 8k, so for 2 weeks more than sufficient. I'm not sure whether 3k on his part will be ok in terms of the eyes of the visa official.
Right, no depositing, I thought so, thank you.

It's ok, the visa specialist was recommended by the citizens advice beaureu in the uk as well as our local MP. They're well known. But I didn't know hiring one for help would result in a ban.
I thought you were talking about some mischievous syndicate (in Nigeria) professing to be a "visa agent". Well, I still don't see any need for the service of an agent whether in Nigeria or abroad.
However, as neither you nor your husband has a job, it would be reasonable for for the visa officer to refuse his application on employment ground as this is a basic requirement to fulfill.
Travel / Re: A Comprehensive List Of The Documents Required For Visas by Vicjustice: 10:40am On May 17
Africaine:

this is a big relief,thank you for the prompt response. So can we apply for 2years visas for our kids,with thier virgin passports? they are aged 4,3 and 3months respectively?
Your kids can not have the 2 years visas if you (the parents) do not have it: it is ok for your entire family to apply for such long term multi-entry visas. But bear in mind that two years visa is issued on necessity and not on sequences. So, unless it is deemed necessary (that is if you are constantly in need of visa renewal), the visa officer might not deem it appropriate to approve this kind of visa
Travel / Re: General UK Visa Enquiries - Part 2 by Vicjustice: 10:14am On May 17
miri8d: I came across this thread while looking for advice related to my visa difficulties. I have to say the responses on this thread have been amazing, kudos to you guys!

I hope you'll be able to give some advice in my case. My husband will be applying for a family visit visa to visit my parents for two weeks (hopefully in August), I'll be accompanying him on the flight (I'm british). He was previously refused before we were married due to insufficient funds on his part(even though I was sponsoring him at the time, I had a job and was living in the uk) as well as insufficient ties to the country he was applying from(he had been in his job for a year, which they stated wasn't long enough).

This time it will be My parents who will be sponsoring him, as I moved to his country to join him and have yet to find a job, but I do have an ample amount of savings. But like previously, I'm worried the same problem will arise. He has savings of over £1500 and about the same amount in his current account. He will have an additional payment of over £1000 for freelance work he has done, which Im worried when deposited into his account might look a bit suspicious to a visa official, like mentioned in this thread it could look like "Money Lodgement". So we're both not sure what to do *dilemma* He has now been in the same job for over 2 years and has just rented a new apartment with a years contract (Will this be sufficient? I'm overloading myself with info from everything I've read and over worrying myself.

Any advice at all, would be great.
Thanks in advance.

A bit of additional info, I've looked into help from a visa specialist but wondering whether I should save money and do it myself, or let the specialist handle the application.
I won't recommend sponsorship by your own parents, he is a married man, therefore, it is expected of him to be capable of self sponsor, or alternatively, you (as his spouse) can sponsor him.
Let him not make the mistake of depositing money into his account unless he is able to provide comprehensive and credible evidence of the source of the money.
Warning! Flee from whoever that "agent" is who accord himself a "visa specialist", s/he could get your husband into a huge trouble that may get him banned from the UK for 10 years: you don't need any "agent" unless you want to waste your money and get banned as a result of their error
Travel / Re: A Comprehensive List Of The Documents Required For Visas by Vicjustice: 9:42am On May 17
Africaine: Hi Vicjustice,
My husband and I applied for 6months UK tourist visas last year and we were given. I travelled but my husband didn't.Now we intend to renew and apply for visas for ourselves and our kids,we have 3 with virgin passports. My question is the fact that my husband didn't travelled going to act against us? Does dat affect me and the kids. And generally can we apply for 2yrs visas for our kids even though they havnt travelled before?
Absolutely not, the fact that your husband did not travel with the previous visa is definitely a plus to his next application. Understand that the main concern of visa officers is the possibility of absconding by a visa holder, therefore, in the event that a visa holder did not make use of the visa, that fear is eliminated: therefore, your husband stands a better chance of getting the visa now than in the previous application
Travel / Re: General UK Visa Enquiries - Part 2 by Vicjustice: 6:26pm On May 16
Adeogooba: To God be the Glory and this is to appreciate you great people WaleAbimbola, DisGuy Your contributions to my post here on this thread and to Justwise your response to my email really did help me with my decisions to apply for the uk visa and yesterday I collected the uk visa for myself,wife and 4kids.sincerely I want to thank these other people too,Babybird82,your story really inspired me to move on,Vicjustice,sincerely your many contributions helped a lot,Jt2010,Ayobj,Voskini,and so many many others I cannot mention all here,all I can say is thank you for keeping this thread,offering valuable advice that ordinarily should cost good money.Thank you for your free help.
Justwise and Vicjustice,I hope you guys would make wonderful consultants,lool,infact kudos!
To all in my kind of shoe then,a family vacation is possible for 6 pple at once,that was our fear,even when we went to submit pple were looking at us as if its such an impossible task,you could even hear people asking,6 people? of well to God be the Glory,HE makes all things beautiful.Thank you for this thread,one of the pages that helped me the most on this particular thread is this link and i think its very crucial to uk application:

http://www.nairaland.com/823855/general-uk-visa-enquiries-part/79

Babybird82 that was an intelligent question you asked there and the main reason many pple pay over N50k to agents who still miss sometimes,Jt2010,thanks your answers were great,WaleAbimbola,you made great sense with your answer there and ofcourse when Justwise agreed to both WaleAbimbola and Jt2010 responses to Babybird82,It was like oh Yes! I got this! and yes I indeed got this as at today I can say thank you Lord and to you all.!
I can sense your joy from your post, i'm so glad for you. You're highly welcome
Travel / Re: General UK Visa Enquiries - Part 2 by Vicjustice: 6:08pm On May 16
chomiq3: Thanks Vicjustice sorry about that mix up. I have read through the thread but didn't answer my question. Can my friend who's only providing my accomodation and feeding send a scanned copies of his invitation letter, utility bill, tenancy agreement, biodata of his passport and resident permit for my UK visiting visa application?
If indeed you read through, you'd see that your question was answered in the note part
Travel / Re: General UK Visa Enquiries - Part 2 by Vicjustice: 4:05pm On May 16
chomiq3: Thanks justwise for quick response. Pls will UK embassy accept scanned copies of these documents including the invitation letter?

Thanks.
Though i do not consider myself just foolish, but i am not the "Justwise" that you meant here grin cheesy
Well, click this link to read about it all:
http://www.nairaland.com/1181160/comprehensive-list-documents-required-visas
Travel / Re: Pictures Of Disney Land,paris. by Vicjustice: 3:02pm On May 16
luka1981:

this guy has killed this educative thread. is there no punishment for such behaviour?
Are you serious?
Travel / Re: General UK Visa Enquiries - Part 2 by Vicjustice: 2:58pm On May 16
chomiq3: Hello Nairalanders

Your advice please.
My friend in the UK is inviting me. In his invitation he stated that he's only providing accomodation and feeding while I will take of my round ticket and other expenses and I have 1.38m in my salary account

Please house what are the documents he needs to send to support my application? Considering the fact he's only providing me with accomodation and feeding.

Thank you All.
A copy of the bio-data page of his passport/residence permit and the invitation letter detailing the conditions
Travel / Re: Can I Go To Greece With A Shengen Visa From The Lithuanian Embassy In England? by Vicjustice: 7:50am On May 15
syrianinlondon: Hello everyone,

I live in London, I want to go on holiday to Greece at the end of June 2013, but when I went to book an appointment at the Greek embassy I found out that the next available appointment is just 2 days before my travelling time. (after 6 weeks from now and they require 2 weeks of time before my travelling date) I have Syrian nationality.

I have been to Lithuania few times before, and it is easy for me to get a visa from the Lithuanian Embassy more than any other embassies.

Can I apply for a visa to Lithuania, and then I go to Greece with this Visa?

Please Help !
It is perfectly safe to do so, but you might ha e to explain this to them at the port of entry.
Travel / Re: UK Fiancée Visa Requirements by Vicjustice: 6:02pm On May 13
falex61: Hi house. I need some help. I have a UK fiancée who is british and we both plan the get married in the UK. My fiancée has the financial ability to cater for both of us.
Read in forums that both our bank statements are needed for the visa process but considering I just graduated from school and about completing my nysc, I don't have an attractive bank statement. As stated earlier, my fiancée has the financial ability. Will my bank statement be necessary?
Invite her to do the registry in Nigeria, a tourist/visit visa does not entitle you the rights to do the registry in the UK
Travel / Re: Main Reasons Many Are Refused Visas by Vicjustice: 3:49pm On May 10
adelegan1: will my waec certificate be verify if applying for US spousal visa. The year of my date of birth is wrong on my waec certificate but the day and month is correct. My friend told me they will ask for my waec at point in time.please house i need your response as soon as possible
I can only tell you one thing: do not use any fake document, you would be banned for life.
Travel / Re: Main Reasons Many Are Refused Visas by Vicjustice: 2:23pm On May 10
chomiq3: Wow but this same UKBA has granted lots of applicants from Nigerian attending the same seminar am about to attend with just 800k in their accounts. Infact most of them are first timers and some have gotten 2 years after their 6 months visa expired. Please don't rule out that its not possible cos I've seen it happened. Is a monthly seminar that most of our members attend.
Is just that the person that packaged my first application did not do it well. That's why am seeking for advise here.
Like I said, it is very possible for the elites or the eminent personnels to get visas with such applications, so, perhaps those that you referred to are considered as such: most people can not get a visa in similar circumstances.
Travel / Re: Main Reasons Many Are Refused Visas by Vicjustice: 1:17pm On May 10
chomiq3: Thanks for ur quick response. The seminar is 2 days and I will be spending about 6 nights in the Uk.
I chose to attend d seminar cos I work as a Project Administrator for my company. And I have done A British Project Mgt course/Training here in Nigeria with their certificate and membership card sent to me from their UK oddice in 2011 which I included in my first visa application. Am working on getting d international PM certification which the seminar provides and this will make me a Project Manager with higher pay.

However I intend to spend £1,600 pounds for my trip and I have about 1,370m about £5,500 pounds in my salary account. Well I haven't travelled out before, are you saying I should first travel before I reapply and to which country? And is the money in my account not enough to reapply? should I get a sponsor or have my friend in the UK invite me or should I tell them my circumstances has changed the have my friend invite me and still attend the seminar because is of importance to my career. Please which option would best to reapply.
Thank you.
Except you are a Nigerian elite, or you are an eminent personel in Nigerian, i don't see how a visa officer would want to approve a visa for you to attend a trivial conference or seminar that would be held for only two days; from the perspective of a visa officer, it all seems an excuse to enter into the UK: you don't seem to have a credible reason to visit the UK, i may be wrong though.
I'd recommend that you look for other reasons to visit the UK, perhaps tourist visa would be better, you can include the seminar as one of the purposes, but to use such trivial matter as the main reason for wanting to visit the UK is suspicious
Travel / Re: Pictures Of Disney Land,paris. by Vicjustice: 1:09pm On May 10
guttentag: How can i get there, PLZ TELL ME
Where are you at the moment, i mean, where are you going there from?
Travel / Re: General Georgia Republic Travel Enquiries by Vicjustice: 12:03pm On May 09
frank 94: My dear forget whatever they are talking to pull you down,one good thing is that you are going their to study,by gods grace surely you will survive and make it in life.
If he can survive in a foreign hell like Georgia, what prevents him from surviving in motherland Nigeria?
By the way what could he do to survive in a hell like Georgia, hοmosexυal ρrοstitution?
Travel / Re: Pictures Of Disney Land,paris. by Vicjustice: 11:35am On May 09
sunjetg: My wife and I visited Disney Land,Paris.There was no dull moment thoughout our 10hrs stay. From breath-taking structures in the land to out of the world activities offered,spending some time there was just worth the money for the tickets.

Here are just few of the pictures I got from there.
I'd suggest there is no need to upload the pictures if you are not going to show yourself present in any of them, there are millions of pictures of Disney Land in the net, but you can make yours unique and exciting by posting pictures of yourself (or your family) in Disney land.

1 Like

Travel / Re: Main Reasons Many Are Refused Visas by Vicjustice: 7:56pm On May 08
chomiq3: Please house and @Justwise I need ur candid advise. I was refused a UK general visa in September 2012.
I was to attend a career advancement seminar (Project Mgt) in the Uk and I had 650k statement.

Their reason for refusal was that "You state dat u will fund ur trip and that u earn 200k monthly with annual salary 3.4m and have submitted ur salary/savings statements. The credits and balances in ur account are not consistency with ur declared monthly income. There are numerous credits in addition to ur stated income. U have failed to explain as to the source of these funds. Without satisfactory evidence I am not satisfied that d statement is a true reflection of d accounts activities or that d funds are genuinely available for ur use. Therefore on the balance of probabilities I am not satisfied that u will be maintained accommodated in the UK without working or having recourse to public fund.

After 8 months I want to reapply but am scared of refusal again.
I avoided not having any other money except my 200k salary paid into my salary account and I have N1.37m in the account now. With my invite from d Uk institution, payslip employer's introduction letter, hotel booking etc.

Please how to I go about this application in other not to be refused and should have filled a business visa instead of a general visa? And should I book a flight this time?
Note my 3 months salary for Nov,Dec,Jan were paid in Feb as arrears but since Feb till date it has been constant will this affect my application?
Thanks.
How long is the seminar taking place?
Why have you chosen to attend this particular seminar in the UK?
How is the seminar going to be of benefit to your "career"?
How much do you intend to spend for the trip?
Why would you be spending your life savings just to attend a seminar?
How much money would be left for you to live on after your return?
Have you ever traveled abroad before?
What would you be returning to Nigeria for?
Travel / Re: General UK Visa Enquiries - Part 2 by Vicjustice: 10:40am On May 07
APFM:

Thank you.

Does that mean i shouldn't apply?
You can apply if you want to loose your money
Travel / Re: Urgent Need Of Infos by Vicjustice: 10:37pm On May 06
faareed: Thanks for the info. But pls,as he is frm the Eastern part of Nigeria,can d court marriage b done there other than Lagos,and after the marriage,what are the necessary steps to take. Which documents is he likely to be asked to present. The process of legalisation,and the chance of getting a Type C visa frm an EU Member state after everything is done.
The documents needed are main documents plus supporting documents, with other documented documents and his documented papers to support his documents amongst other documenting documents in the ocumentary documentation
Travel / Re: What You Need To Know About Using Atms Abroad by Vicjustice: 10:35pm On May 06
igelomo:

Really?
Absolutely, those who are using ATM in Europe can attest to this
Travel / Re: Many Planes Can Take Off At The Same Time, Same Airport by Vicjustice: 3:56pm On May 06
Orikinla: Do you know that many planes can take off at the same time in same airport?

PHOTO: STRIKING ARTISTRY OF MULTIPLE TAKEOFFS AT HANNOVER AIRPORT
No, no matter how big an airpost is or how busy it is, only a single plane can take off or land in a run way at any given time

1 Like

Travel / Re: Urgent Need Of Infos by Vicjustice: 9:26am On May 06
faareed: My best friend was recently deported from The Netherlands for not having a legal document,and also a 2year EU Entry ban was issued. He is in a relationship with a Dutch,and the union is blessed with a child. We are in search of infomations on what to do to re-unite him with his family. Pls anyone with any idea of what to do should help. Marriage is bn suggested,and the Dutch citizen is willing to do anything to get her Babydaddy back to europe. QUESTIONS: Can d court marriage b done elsewhere other than Lagos;the requirement for a court marriage in nigeria;the process of legalising d marriage and other certificate;with d marriage in place,does it nulify d EU Entry ban; and the best way to obtain EU Spouse visa. Pls kindly help get a family back together.
The only way to get around the ban is the exercise of rights by marriage. At the moment, (as he is not legally married to the woman, and he is not in in the Netherland to prove the paternity of the child and solicit for parental rights), his rights are as good as the non-existing rights of a sρerm donor.
Encourage the Dutch woman to travel to Nigeria to do the marriage
Travel / Re: What You Need To Know About Using Atms Abroad by Vicjustice: 7:07pm On May 05
igelomo: Making withdrawals off of debit cards through ATMs abroad can sometimes be wrought with problems, annoyances, confusion, or, in rare cases, all out disaster. Additional foreign transaction bank fees and ATM fees add up, sometimes your card will not work in certain countries. Occasionally, the machine will “eat” your card, there is always a risk of being mugged during or after making an ATM transaction, there is a chance that your card number and/ or password can be scraped by thieves using a variety of methods, and, sometimes, the machine simply does not give you all (or any) of the money you attempt to withdraw.

There are so many potential hazards and annoyances to using ATMs abroad why would anyone bother using this method?

In point, even with these drawbacks the majority of travelers today find making international withdrawals with a debit card through ATMs to be the most convenient, cheapest, and, yes, most secure way of accessing your money abroad. I am of this camp, as the only other options that I know of are carrying all my cash, putting it in local banks, or using traveler checks — all of which carry hassles and risks which I feel to be greater than those inherent to relying on ATMs.


Tips for using ATMs when traveling


Only use ATMs immediately connected to reputable and major banks. There are plenty of instances that have been recorded of crooks purchasing ATMs and setting them up in the street or in front of businesses as well as tons of examples of ATM security being compromised. Give yourself the best odds of this not happening to you by trying to only use ATMs at major banks.

Only use the ATM of a bank during business hours. It is a great convenience for users that many banks have ATMs available 24 hours, the problem is that if something goes wrong with your transaction there will be nobody around to assist you if the bank is closed.

Always scope out the location of an ATM prior to using it. Before using an ATM for the first time be sure to check out its surroundings as a security precaution. Stand across the street from it and observe the people in your general proximity. Are there people milling about listlessly? Are there shady looking characters hanging out on nearby street corners? Do other banking customers appear to be getting harassed or followed as the exit the bank? Scope out the scene around a few different ATMs in a city (if possible) and select the securest seeming option.

Avoid ATMs in the street if you can. If it is possible, only use ATMs that are inside of the bank itself or are in a room right next to it — avoid ATMs that are in the street.

Prefer ATMs with designated guards. Guards are good when using ATMs. Just don’t let them help you make a transaction — security guards can be thieves too.

Prefer ATMs that have a lot of other users. There is often safety in numbers, or at least the zebra effect where chances of you being predated upon are less when in the vicinity of other choices of prey. Avoid ATMs in more or less deserted locations.

Always use the same ATM. If you’ve used an ATM successfully once, chances are that you could do so again. Find a good ATM in a city, and use this machine every time you make a withdrawal.

As should be obvious, never let ANYONE (even a cop or security guard) help you use an ATM. Even if you don’t understand the language the teller machine is using, making guesses is often better than taking assistance from someone who may rob you. If worse comes to worse, try to find a fellow traveler or a local you feel you can trust to assist you.

Never make more than two errors per ATM visit. This means if you type in your code wrong or do anything that could lead to the transaction being canceled more than twice your card stands a chance of being eaten by the machine. If you screw up the transaction twice, take back your card and go to another ATM a couple of hours later.

Always take a receipt. If you have a problem with an ATM (i.e. if it doesn’t give you your money, eats your card etc . . .) you have a much better chance of having things set right if you have the transaction slip. When I recently had a problem with an ATM in Mexico, the first thing the bank director asked for was my transaction slip.

Be aware of how much your bank charges you per ATM transaction. If you are being charged over a 1% international transaction fee by your bank, you are being hosed and should move your money. I’ve heard of some pretty large international ATM transaction fees being charged, so be sure to check this before going abroad.

Check bank statements regularly. As you travel the world it is almost impossible not to throw your debit card number around. I NEVER use my debit card for anything other than ATM transactions or for secure online purchases made with my own computer, but I still know that my card number could still get away from me. I check my bank statements at least twice a month for any potential fraudulent purchases.

Additional tips for keeping debit cards secure

Keep debit card secure. Always, always, always keep your debit card in a secure location. When changing locations, keep your debit card in a hidden money belt or a hidden pocket. When in a hotel room, hostel, or apartment keep your debit card, passport, money, and everything else that is important or valuable in a bag that is securely locked shut. This bag should also be locked to a bed frame or other immovable object in the room. Your debit card numbers can be stolen and used when you’re still in possession of the card — all someone needs to do is copy the relevant numbers, so keep your cards securely concealed at all time.

Be careful making online purchases from public computers. Many public computers (yes, hostel computers are public) are FULL of viruses, malware, and, occasionally, programs that can record your debit and credit card numbers as well as usernames and passwords. I recommend traveling with your own internet accessing device for this reason alone. Just because you are making a secure online purchase, does not mean that your important details are not being logged on the computer you are using — even a client of an internet cafe or hostel can install and use these key and screen logger programs easily. Try to avoid using public computers whenever possible.
Problems I’ve had with ATMs while traveling

Generally speaking, if you follow the above tips to a practical degree you will more than likely have few problems when using ATMs abroad. In over 12 years of travel through 50 countries, it has been rare that I’ve had ATM problems. I’ve only experienced two instances where the ATM did not give either myself or my travel companion all the money it should have. I traveled in Iraq during a time when the country was blacklisted by VISA, so my debit card would not work. In Colombia, my wife discovered to her surprise that her VISA endorsed debit card could not be used, as her bank had blacklisted the country. In point, I’ve made hundreds upon hundreds of successful ATM transactions throughout my travels, and, if following the basic guidelines above, the automatic teller machine is, in my opinion, the best and most secure way to access money while traveling abroad.

On situations and circumstances

I use the guidelines and tips set forth above as a criteria for using ATMs in an ideal circumstance. Sometimes, the ebbs and flows of travel lead to situations where a traveler may need to make an ATM withdrawal in circumstances that are anything but preferential. So be it — use the tips above where practical, and use common sense and your own experience to guide you the rest of the way.
http://flynaija.org/what-you-need-to-know-about-using-atms-abroad/
This article is completely misrepresenting the fact, I doubt that the person who wrote this misinformation has ever travelled abroad
Travel / Re: A Comprehensive List Of The Documents Required For Visas by Vicjustice: 5:59pm On May 04
You have earned my respect by keeping your correspondence in a civil and courteous manner, and it would interest me to communicate with you.
Please, understand that this thread was created to address the continuously asked question which had been repeatedly answered... regarding "the documents" needed for this and for that visa applications, so, is it not disappointing to see that someone who supposedly read the main article would still ask the very question that has been addressed?
Please, also understand that you are not the only person to have read the original post and yet came up with this very boring question...
So, seeing that the purpose of this thread is being made invalid with these repeated questions on "documents", i was compelled to give that response which is all about documents, and documents, and documentary documented documentation...
Here are some other posts:

efo4real: I have a woman that is a good friend of mine...and she wanted to invite me to come to Georgia for a specific period of time just for her birthday party...also there is no georgia enbassy in Nigeria...please what are the document that is required fro her and also from me to get the visa and how am i going to go about the visa...since their embassy is not in Nigeria? thanks ...my email is...myalertpayinfo@rocketmail.com.
mr_chemist: good day all,i m so happy to visit this tread.i want to visit the uk during my leave period i work with lagos ministry of education on average of 1m salary.also i have 500k in another account my uncle is a citizen of uk over 30yr leaving there .want to know the right step to take and the documents needed tx
otunbaneyo09: Thanks bro like how much balance I must have there? And what are the documents for canada tourist visa?
fluxview: VICJUSTICE PLEASE HELP: i want to travel to Indian for a one month training in instrumentation,i have been to the embassy 3 weeks ago for visa application but i was told that visa applications are always done on Monday's and that i should fill an online form as well. pls i need somebody to explain how to go about the on line form. and what other supporting documents are: invitation letter, account statement, yellow fever cert.,application letter,employment letter,c.v
dunkmaster: hello house please i will like to know the documents needed to apply for a US tourist visa. i need a respond asap. thanks peeps
angelo82: Hello Vicjustice,I have been following your contribution on this forum and I must commend you are a wonderful person.I will like you to furnish me with clear information on how to go about marrying my Greek babe in Nigeria successfully.What are the document requirements before I leave Greece so that I can be well prepared?Any useful info will be well appreciated.
eduson33: Greetings all!.

i have a quick one please.

(if)my company will be sponsoring me for a seminar/training().

Should i use my own financial Doc or that of the company?

what other document do i need from the company?

As ordinary resident holder(not naija),what other document do i need?

Thanks
chris.a:
Goodafter all and thumbs up to dem regualr guys advising all here..i plan to visit d UK late july 2013..i have gone tru d many threads and seen d docs required of me..intend to spend just a week for holiday..earn abt 450k monthly after tax..married wit 2kids but am travelling alone to apply 4all when i plan to renew if granted (by HIS grace )..am working on getting an invitation letter..have property,life insurance,pension plan,health insurance,company/employee life assurance policy,vehicle(is it necessary?)..my passport expires november 2013..however i just got paid off on my former contract 1million+..also i do a group contribution and my share of 800k will enter my account dis May..hope d both dont qualify as lodgements..also am a lawyer and all my certs are all laminated,will d originals be returned to me as i intend to drop them?...i read here of some new innovations/fees effective last april,wuz d new amount and TANGIBLE new requirements? Finally what re my overall chances of being granted and what additional documents might help me?,,thanks all.
Hence i say: "The documents needed are main documents plus supporting documents, with other documented documents and your documented papers to support your documents amongst other documents in documentary documentation""
Travel / Re: A Comprehensive List Of The Documents Required For Visas by Vicjustice: 11:53am On May 04
Well, from your writing manners, I could see that you're learned, and I must be honest in expressing my disappointment when you asked "what additional documents" you need... despite the analysis and explanations that the original article contains.
"It is boring to hear people asking "what documents" that are required for this or for that visa, and i see that no matter how many individuals that are answered, there will continue to be many others who will ask the same question over and over and over again. It doesn't make much of a sense to ask this same question or to keep on answering it to everyone who asked it, so, i have decided to create this narrative list to answer the question conclusively"

So, what do you expect me to say when you asked that question despite reading the article, to begin writing the list all over again?

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