teeboy4x:

Yes

wasco24: fidelity back visa is nt workin in most site, bt dnt knw abt access u can give it a trial

arbitrage:

many banks have visa card that you can use online but nigeria's limitation will still be there if the seller site only accepts their country cards like usa and uk.

try gtb dollar denominated visa card, skye bank naira visa card, access naira visa card, union visa card, zenith visa card, diamond visa card and standard chartered visa card and so on.

yamakuza:


thanks, i'll give them a try.



i guess its between Access and Skye now. not really interested in the others cos i'ld need to buy dollars to fund them.

theres this particular site i'm subscribed to, and only gtb visa and zenith websurfer have worked there so far.

since zenith is phasing out websurfer and i dont want to buy dollars, i need to test all the other options till i get a match.

Anyone with success stories on Skye and Access?

yamakuza:


thanks, i'll give them a try.



i guess its between Access and Skye now. not really interested in the others cos i'ld need to buy dollars to fund them.

theres this particular site i'm subscribed to, and only gtb visa and zenith websurfer have worked there so far.

since zenith is phasing out websurfer and i dont want to buy dollars, i need to test all the other options till i get a match.

Anyone with success stories on Skye and Access?

Tonjeola1:
i just applied for Access today, but i heard some guys used Gtb naira master without token and it worked. Am giving it a trial too.

arbitrage:

I do not understand what you mean by some guys using GBT Naira Mastercard without token. Do you use token before when buying online with your Visa or Mastercard? Token is only used when you are using GTB internet banking to transfer funds from your account to elsewhere. You do not need token ordinarily when using your card online or in ATM. Do you?

yamakuza:


thanks, i'll give them a try.



i guess its between Access and Skye now. not really interested in the others cos i'ld need to buy dollars to fund them.

theres this particular site i'm subscribed to, and only gtb visa and zenith websurfer have worked there so far.

since zenith is phasing out websurfer and i dont want to buy dollars, i need to test all the other options till i get a match.

Anyone with success stories on Skye and Access?

bukahands: Token is only for internet banking and getting the mastercard secure code, so u must not have it to buy things online

Tonjeola1:
which one be secure code again, apart from 3 digits behind d card

soloqy:

I dont know if this is a must cause I have never done this and I have been using this card for some months now paying for domains, hosting, facebook, software, books, etc and no problems. The only change I made was online to change my username and pass at https://gtpsecurecard.com/UBA .

soloqy:

I dont know if this is a must cause I have never done this and I have been using this card for some months now paying for domains, hosting, facebook, software, books, etc and no problems. The only change I made was online to change my username and pass at https://gtpsecurecard.com/UBA .

gsmgold:
pls which billing address do u use when using ur card on facebook?

bukahands:

U use ur normal address as the billing address

gsmgold:
pls which billing address do u use when using ur card on facebook?

arbitrage:

When you are buying with your visa or mastercard online, you usually use the 3 digit security code at the back to authorize and complete the payment. But there is another (second) level of security introduced in recent years by Visa and Mastercard International. They are respectively called Verified by Visa (VbV) and Mastercard Securecode.

Many companies are subscribing to the vbv and securecode. What that means is that when you go to such website to pay for an item, you will be taken to another page after you have entered the card details and the 3 digit security at the back of the card. That second page is where you will be required to enter your 4-digit VbV pin (usually 4 figures) or your Mastercard SecureCode (usually 9 alphanumeric digits), depending on which card you are using. A site that is not subscribed to VbV or MC securecode will just complete your transaction after entering the normal card details and the 3 digit security code at the back of the card. But other ones will take you to next step/page where you will enter those further codes.

Now the next thing to know (which the moderators of business section have always being hiding my posts in the past) is how to get the VbV and Mastercard SecureCode. If you have visa card, go to any ATM that has change i-PIN menu and after logging in to ATM, choose change i-PIN and select your choice 4 digit figures. That is what you will be using online as VbV. Note that this menu is different from change PIN menu. This is internet PIN (i-PIN). BankPHB was giving both ATM PIN and i-PIN on paper before without you needing to generate it.

As for MC securecode, when you log into your GTB internet banking, the two blue links at the bottom of the warning page has one to go to your account page (on the left) and click to generate activation code (on the right). So you will click the bottom right link to generate activation code. You will need your GTB hardware token to complete this activation generation. After generating your activation code, you will follow the next page to generate your Mastercard SecureCode, which is usually a 9 alphanumeric digits. That is what you will be using online when a site requires MC securecode to complete your transaction.

bukahands: Token is only for internet banking and getting the mastercard secure code, so u must not have it to buy things online

Knaruto: did u know that without mastercard secure-code u cant make purchase on some big sites. Like betonmarkets, us-visa lottery, amazon, etc.

Knaruto: did u know that without mastercard secure-code u cant make purchase on some big sites. Like betonmarkets, us-visa lottery, amazon, etc.

arbitrage: I just loaded my Payza (Alertpay) account from my UBA Africard now instantly showing in my balance.