₦airaland Forum

Mcy56:
I missed out "print it" in my response to you...

- Download the Form, print it out, fill the printed copy with pen and scan it back in JPEG.
- When you want to scan, place your passport in the passport column, it would be scanned together with the form.
- After scanning, name the file and upload (attach it) in your email reply to Morgan, attach other required docs as well, then
- Send.

Thanks a lot
I really appreciate

Mcy56:
Very true. Thanks.

He was referring to Courtville not JAPAUL.
JAPAUL will enter N1+

What of access ma?
Still good to hold?

yMcy56:
- Download the Form, just a page or two.
- Fill it
- Then scan it in JPEG form (not pdf) and send back to Morgan via email...
- ..and attach the required documents.

* Scanning into JPEG will make the job easier and quicker for them to process within few days.

Sorry for disturbing you ma

Please is there any I can use to edit the PDF and add the passport image. I am really finding it difficult to edit the PDF

Thanks for always answering and assisting
I really appreciate

jeromestarks:
This Nmeseoma girl has been disvirgined right from jss3 that's why she could have the guts to forge result.

The 33 people who liked this comment are the only people more stupider than you in this world
Because I don't see why you have to bring sex to everything

BleedingPen:
Certificates from that Dept won't be recognised.
Students there may end up spending years in school, or graduate in a close substitute department.

I mean the lecturers would they resign or what?

kristian98:
It can never be Catholic Church, Cele or jehova withness

Cele normally don't speak in tongues but don't be surprise when you see students cele campus fellowship speaking in tongue

OluwaLina1:
Happy sunday nairalanders.
I moved to a new area(Student area) and decided to attend a nearby church.

These are what I noticed.

-- I was the only one that used scarf.Even the choristers and the female ministers didn't use scarf.

--Almost all the female members are putting on trousers,ladies that put on gowns/skirt are not up to 20%.
I was even surprised that the two female ministers and the female choristers also put on trouser to climb the church alter.

--During prayer intersection,I noticed everybody were praying in tongues and it seems am the only person not filled with the holy spirit to speak in tongues.
Even when we were asked to pray on our offering,people still prayed in tongues.

And it just seems I'm odd among them or is it that am not modernized?

It student area na

I am curious
If they discredit the department what will happen to the lecturers?

CodeTemplar:
ASUU may have a point or two but are still a huge bottleneck to good education.
The NUC is too stiff in my opinion and dictating 70% of courses is too high.

Please what does the ccmas and everything mean

yMcy56:
- Download the Form, just a page or two.
- Fill it
- Then scan it in JPEG form (not pdf) and send back to Morgan via email...
- ..and attach the required documents.

* Scanning into JPEG will make the job easier and quicker for them to process within few days.

Thanks a lot
The 5500 is when I am done opening right

yMcy56:
Wow! Happy for you.
I particularly like the way you were able to strategize and ensure you didn't sell at loss but came out with some nice profit instead.
Patience and individual strategies pays.
Thanks for the mention.

Please the Morgan account opening form
It said it should be in JPEG form
I thought I just need to enter my details to it?

Goalnaldo:
It should be a fight to the death please. The less capitalist we have in this world, the better.

Capitalist are not the cause of your frustration

Dogalmighty17:
THERE has been a rather marked loosening of immigration controls by most Western governments in the last decade. A great number of our intellectuals, skilled peoples and professionals in Nigeria have moved out or are planning to do so for a promise of a better life. That's fair.

As much as it appears as if the West has opened its doors, the underlying truth is shocking.

Anyone who has undergone a rudimentary economics class will of course have fair knowledge of what is called a tax base. You need a vibrant working population that can be taxed to run an economy. Most Western economies however, are running into a demographic time bomb. They are facing an aging population and a lesser number of young people in the workforce. The greater number of the aged puts pressure on the social welfare blanket. With fewer young people paying into these social welfare programs, with fewer young people carrying out economic activities, the social safety net gets depleted faster.

When an economy grows to a certain size, it needs a certain population figure that must be sustained otherwise everything crumbles. The death rate in the West is greater than its birth rate. Japan is already panicking. China recently reversed its 1 child policy. The damage however may appear to have been done. They won't wait for their population to grow because it is impossible at this point. It is faster to import immigrants.

Furthermore, an aging Western population needs healthcare professionals. They do not have enough young people going into these fields. Even worse, the performance of young people in STEM courses across the West, has been dropping. Recent US test scores is an example.

So what does the West do? They resort to 'siphoning' professionals all across Africa and Nigeria is a major focal point.

The West is drawing the best out of Nigeria. Indeed they are hollowing us out. It is slavery 2.0. It will get worse. The West will keep incentivising our best to come over and Nigeria will keep suffering as a result.

In effect, Nigeria has no hope of advancement. Not when the West is ready to absorb the best we produce. It is not their fault however. Our government and their incompetence are the cause.

Show proof that their death rate is higher than birth rate

yMcy56:
Of course.
It's not June ending yet.......it was after the H2 (2nd quarter) financial report is released, that the interim dividend will be declared.

Interim is not always big like final Dividend o, but it's something too.
0.20k was paid last year.
We don't know how much it will be this year.

Cc: @Zagee

thanks a lot

yMcy56:
Interim dividend will be coming after the first half of the year, which is 6mths period.

alright
if someone buys today would the person be qualified for the dividend?

yMcy56:
You know what I'll suggest for you as a newbie?
Buy UBA or ACCESS or DANGSUGAR

* If market goes down, you have your interim and final Dividends to hold body till the price correct or adjust itself back.
* If market goes up, all well and good, you'll get capital appreciation as well as your dividends.
* If market goes down, it will only present you with opportunity to buy more at cheaper price to average down your cost price.

Loco suggested Interbrew, well, if you so wish, you could pick some units if you think you don't want to miss out of the anticipated rally (if it occurs).

Try and surf thru some past pages of this thread, you'll learn one thing or the other that could make you better as an investor.......and, don't hesitate to ask questions if you have any.

when is UBA dividend?

Goodnuel:
I just used Klasha to pay now. You can use that... It is the cheapest option i tired and worked fine recently.

If you decide to use it, you can use this link.
https://s.klasha.com/b3Lv
This is my ref link, and you will get a welcome bonus if you do.

On a $1 product how much do you think they will charge

Goodnuel:
Those ones are not cards. You need a dollar card to pay.

wow
can you recommend one or two

please guys I saw a cheap free shipping air bud on alliexpress and I am willing to buy it but it keeps rejecting my Kuda and Opay card.
How do I pay for the transaction

yMcy56:
Thanks boss.
Oga Emma is a long term investor, so he chooses his portfolio items carefully......so it's understandable.....but he also needs to consider others who are day/swing traders while making his assertions.

That's one of the reasons I don't want to mention it initially when it started the movement from circa 44k or so.

Any banking stock below N1 is dirt cheap (in his voice) in my opinion.

If stocks with no result could be delivering over +100%, I wonder what we'll say about an established and active banking stock. Selling below N1.
How many cent is that?

Besides, JAIZ and UNITY used to be in same league and move together. If JAIZ is approaching N2 now, I don't see UNITY still sitting or sleeping below N1.

With the new regime, banks are in for a good time.....at least so far that we've seen.

** Pls Note that I am not marketing UNITY. Mr. Market will take care of it as it's been doing since it started @44k. DD as always**

Seems you don't do long term?

Gbadebo19:
One district politician that doesn't have a say in federal affairs is talking, you are jubilating. Just imagine a councillor in Nigeria talking against federal powers. Mtcheeew!!!

But what you think actually matter more than the councillor?

Gbadebo19:
If you like, kill yourself with propaganda.
The US can fund Ukraine's war for 20+ years without going broke.
Are you aware that the US spends a whooping 800 billion dollars on its defence?
Do you even know maybe it is seized Russian assets they are currently using to fund Ukraine? Keep fooling yourself.

Orisirisi
US politician said they are wasting money but you from Abule Egba is saying they can't go broke

CodeTemplar:
You elevated the dog above chickens and feed it chicken? They are all meat and should be treated as such. Maybe the former owner used it for yahoo.

I laughed so hard reading this
Yahoo bi to bawo

Devdevdev:
Hopefully the trend continues. The less female programmers there are, the better for me. Being a woman already gives me an edge because lots of companies have gender quotas, especially for backend devs. Yet clowns here are telling me I'll struggle to get a job with all the skill set I'm currently building and connections I already have.

Dey play.

Do you stay in Lagos

yMcy56:
The land is green today......so far...

ACCESS @12.75 as at now.....
Quite some stocks on full bid........

MANSARD now @3.40..…...
ETERNA Full Bid @12.25....

FTN COCOA getting quite a lot of attention....... restructuring ongoing here, and with the new govt and interest in Agric sector...

ACCESS still good to hold right?

Essenza01:
I really don't know anymore, i just did my budget for the month and i am scared, i have cut from everywhere possible and i fear for my self.. i dont have a GF, Wife, Children.. my salary is N400,000 and i have added side businesses and one or two's to even survive.. but with this fuel increase, what else is left... zero savings..

- Rent - N108,333/mth (1,300,000/12)
- Fuel for car - N180,000 (36k for 5-6days)
- Auto maintenance - N30,000/mth (service/repair)
- Fuel for generator - N50,000/mth (20ltr/wk)
- Feeding - N62,000 - (N2,000/day)
- Health miscellenous - N5,000/mth
- Dstv - N4,500/mth
- Data - N7,000/mth
- Recharge card - N3,000/mth
- Dry cleaner - N4,000/mth (Starch/iron)
- Hygiene maintenance - N10,000 (body spray/perfume, roll on, soap, cream) etc..
-  Gift to people - N10,000/mth
-  Family House contribution - N20,000/mth
- Eko electric - N10,000/mth
- repairs and maintenance - N12,000/mth
- Clothing, footwear etc - N10,000/mth
- Outings, restaurant, sit outs and provisions - N30,000/mth

Total = N556,500...

My rent is average rent for where i stay, its a two bed flat, i use the other room for home office..

Feeding is N2,000/day.. its not anything out of the ordinary.. tried cooking and spent more with time wasting.

Fuel for car is at the new rate of N500/ltr, my car is a 70ltr car tank..

Auto maintenance is basic brake pads, shocks, service 2mths, tire guage, police pr, tire purchase if any, minor touch ups etc... nothing major.

Fuel for generator is 20ltr/day (2hrs or less daily)

I need help.... how are you people doing it, what am i doing wrong? The rat race is killing me..

ok when you lose the job and get a new one of 150k trust me that 150k would be more than enough

yMcy56:
ACCESS already paid on 24th May.

thank you

seyicodes:
I remember when I was looking for car to work with like sapa wan kill me then , thank God i didn't go for this moove car. Na diẹ. 7 million for that smallest one and 9 million for the other one. 10 trips everyday kilode. I got the best deal of Toyota Corolla Sport Tokunbo for 4 million and 30k weekly. I no kuku bother registering with Uber. It's me and Bolt for life.

how many years will you use to pay this back?

yMcy56:
Lol. Shebi you don help me correct am. Thank you.

That Access just dey vex me this morning ni.
Imagine GT/ZEE already appreciated well well after markdown, instead of going up, e come dey go down early today.......and person like me no be value investor wey go stay one place for long like that.

Abeg make Una no mind me o. This is personal.
ACCESS remains a solid stock to align with.

do you have any idea when they would be paying there dividend

DatIgalaDude:
Success has many relatives.
The first guy don even convert Adetokumbo to alien name. Still Una still wan claim am.

How does this change the condition of our country?

Read about him first
He had Nigerian passport first before he had Greece own sef
And the letters missing from Adetokumbo is as a result of the missing Greek alphabet not having the e

Goalnaldo:
They are not nigerians!

How are they not Nigerians

YoungLionken:
UNIBEN isn't there? They've started again ..

(I can manage UI) How can UNILAG and UNN be ahead of UNIBEN??.

I don't understand
how is UNIBEN ahead of UNILAG
like how?