₦airaland Forum

To answer all your questions, no.

But at least in non Igbo States, nobody was giving orders to citizens to stay at home or threatening them with death if they don't obey. That is the crux of the matter.

obyrich:
Did you celebrate independence where you are? Forget IPOB, did you see anyone celebrating independence in non Igbo states as it used to be before?

This IPOB has been allowed to grow into a menace.

You obviously did not read my comment and you obviously did not read the punch editorial.

True federalism would calm down and eliminate the urge for disintegration.

If you had read my comment you would understand that in a federal system the federating units have jurisdiction over their own people with their own constitution. In a federal system the federating units have control over their resources(human and physical), security, education, economy, politics.
What does that mean? It means that a state like Lagos can have its own constitution and laws which can be different from Ondo state, which can be different from Kano state.
Not only federating units having their own constitution but they have jurisdiction. What does this mean, it means that a state like Lagos would have its own Lagos police and judiciary that is answerable only to Lagos state, that enforces the constitution and laws of Lagos state, the same would be applicable in Kano state, Enugu state, Imo state.

So what is the need for disintegration when you have autonomy, jurisdiction over your federating unit?

Idiko1:
Even a designer federalism or Jesus or Mohammad federalism will not calm down the urge to disintegrate the shithole called Nigeria. This nonsense called Nigeria which was created by some goofy dumbasses from Britain has lived a prodigal life. At 61, the goon called Nigeria has no basic foundation of growth. It only has crude oil money and bunch of moronic manipulators parading as politicians. I honestly believed the best for the people is scrap Nigeria.

For those of you who like to claim that they don't know what restructuring or federalism is, this it below.
Federalism, explains the Forum of Federations, is anchored on shared sovereignty; where federating units each have exclusive jurisdictions with different constitutions of their own not defined by another level. In this, “neither the federal government nor the governments of the various constituent regions are constitutionally subordinate to one another.”

ogododo:
https://www.google.com/amp/s/punchng.com/61-years-on-nigeria-is-broken-needs-urgent-rescue/%3famp

All I have been shouting since on NL. I thank God I am not the only one shouting it. We MUST restructure. THERE IS NO 2 WAYS ABOUT IT.
A country with a diverse population must necessarily have a federal constitution that allows different components considerable autonomy and powers, control over resources and opportunities to realise their full potential.

ogododo:
https://www.google.com/amp/s/punchng.com/61-years-on-nigeria-is-broken-needs-urgent-rescue/%3famp

You were debited and the money went into whose account?

wakabout:
Transaction was declined but the message on the ticket was "Kindly Requerry in 30 minutes" and I was debited.

this man would never be arrested.

How can you withdraw at a POS without receiving the money? If it were ATM I would understand.

Was the transaction declined and you were debited?

wakabout:
I need help here please on how to sort out this problem with First Bank

I used my First Bank ATM Card for withdrawal at a POS recently. My account was debited but without receiving the cash.

The POS operator advised me to complain to my bank.

I have visited and written countless mails to First Bank but they have refused to reverse the debit. What other options do I have please.

Thank you.

When it comes to money stop being in a hurry.

Livelystone01:
So I went to the bank (First bank in PH) to engage in foreign exchange transactions on Monday 26th September, 2021 but on getting home, I discovered that one of the bills they gave me was an old one of 2004 which I didn't check at the bank as i was in a hurry, I only discovered when I got home.

I became worried when i discovered it because one BDC guy told me months ago that they don't collect any bill that is older than 2009. I made up my mind to try to pay it into my domiciliary account (UBA) instead, but I still had fears that they may reject it. I was restless that afternoon until I came to nairaland and saw a thread about one nairalander who had same issue and sorted it out due to a CBN memo released concerning that issue. The news gave me confidence and I just jejely donwloaded the memo asap just in case.

So today I finally went to pay in the money to my account and confidently sent them the memo as they were saying they wouldn't collect it at first. They actually did after much noise but i didn't care lol.

Special thanks to the person who made that thread, you just made my day more beautiful.

Special thanks to nairaland for creating this platform that has helped me with the right info in more ways than one, especially in the right moments.

Please mods push this to front page to help others out on this issue.

Here is the link to the thread https://www.nairaland.com/6774038/rejection-old-dollar-notes-experience

GB WhatsApp is a clone of WhatsApp. It has all the features of WhatsApp and more. More like being able to hide your last seen, but you can still see other people's last seen, more like being able to see a person's status without the person knowing.

You wouldn't find GB WhatsApp on the Play store. It is a security risk and leaves you open to hackers.

lawalosky:
Please enlighten me on this gtwhatsapp is the second time hearing tons about the app

They are susceptible to hackers.

kennyz247:
what happened to gbwhatsapp. users?

Very true.

gidjah:
I really do not think bankers go into this ad such .most of them are been monitored too as it has become a big news and threat to them now too.But some of us do Online transactions , patronise online banking and microfinance transactions .This microfinance borrowers online using apps are the major trouble here now .Some of them sold out their systems , change their Names after selling of the organisations .Most of thier staff left due to poor payments and left with sensitive information and documents of various individuals...... That has been he reason or this surge in BVN ,NIN scams. You CANT GET ANY LOAN ROM THIS APPS UNLESS YOUR FULL DATA HA'S BEEN CAPTURED INCLUDIN YOUR ACTIVE PHOTO SIZE !.SO HOW WONT SCAMMERS INCREASE .?

It's possible some bankers collude with fraudsters to sell information.

ojesymsym:
I still don't get it. I don't do all these loans stuff, I non de bet... My BVN is almost always submitted to only financial institutions.

Wow scammers are getting more sophisticated.

ojesymsym:
I have thought of this also and cannot understand how, I have already sent a message to interswitch, operators of quickteller to see if the guy can be tracked, because if he was trying to pay it to another account then the name should be possible to track.
I just checked my quickteller account and it does not show up in the history or as a pending transaction. My guess is that he opened a quick teller account and used my number. That is what I can get my head around
I know that the first digits are able to tell you if it is a mastercard or Visa, but to know the exact bank was a new one for me.

Lol, that picture always makes me laugh.

The zamina part eh!

DropsMic:
At least the person wey try scam you get sense small....

Checkout the one below.

The bolded,
I remembered people who are using gbwhatsapp.

chatinent:
I am wondering how you got a Quickteller OTP if all you gave him were fake.

Ok ok, let's assume he processed it using your BVN.


Very easy.
It could be gotten via a phished site...or some bank officials sold it out. A liaison with a fraudulent banker can empty your accounts. Many fraudsters work with bankers. Not new.


Let me simplify this for you.

If you use online payments regularly, only entering your first four letters could tell if it's Visa, Mastercard, etc...

Using USSD too could unveil a bank name, and holder's name. (I am sure you know that).

On Bank Apps too, it is easy.

There is an app too that does that. It is in dark web and we shouldn't talk about it.




You have to be careful sha.

But that's an old format.

New fraudsters tweak your Quick Teller account that it sends you a mail. When you log in, an OTP is sent to you that you wouldn't even suspect it is from another user since you are also responding to the mails...and boom...your account balance is gone.

Some pro hackers who work will fraudsters also do hack into your balance directly, and shift logs to another vulnerable person! But it is rare to find these sorts! Why? Poor fraudsters cannot avoid them. Lol.

How do I know all these?

I was a darkweb geek during the days of Wapka.


Moving forward...

• you may need to use a two-way authentication on your accounts! It is very important. Both on your social media and Google accounts.

• Always view the links you click. I see many shared messages on WhatsApp ending with YouthEmpowerment using a URL Shortener urging people to share to their friends for a prize. Lol. Big scam.

• whenever a link claiming to represent sth sends a message, search on Google. It should have a Wikipedia page, go there and view their website link. If it is not the same, it is fraud.

• in Nigeria, only recognised education websites use the .edu.ng and government sites use the .gov.ng . If a site claiming to be of the government says otherwise, it's scam.

• if you ever get confused about a message being scam or not, just post it here on Nairaland and tag me, I will answer.

• [b]be careful of apps you download away from Google Play or Appstore, some can steal your details. [/b]Download only recognised official apps on those stores. Not all apps are genuine there tho. Always read reviews (read the critical reviews.. because their team members must always join in posting positive reviews).

You are welcome.

I also wondered how he got a quickteller notification if the info he was giving out was fake.

chatinent:
I am wondering how you got a Quickteller OTP if all you gave him were fake.

Ok ok, let's assume he processed it using your BVN.


Very easy.
It could be gotten via a phished site...or some bank officials sold it out. A liaison with a fraudulent banker can empty your accounts. Many fraudsters work with bankers. Not new.


Let me simplify this for you.

If you use online payments regularly, only entering your first four letters could tell if it's Visa, Mastercard, etc...

Using USSD too could unveil a bank name, and holder's name. (I am sure you know that).

On Bank Apps too, it is easy.

There is an app too that does that. It is in dark web and we shouldn't talk about it.




You have to be careful sha.

But that's an old format.

New fraudsters tweak your Quick Teller account that it sends you a mail. When you log in, an OTP is sent to you that you wouldn't even suspect it is from another user since you are also responding to the mails...and boom...your account balance is gone.

Some pro hackers who work will fraudsters also do hack into your balance directly, and shift logs to another vulnerable person! But it is rare to find these sorts! Why? Poor fraudsters cannot avoid them. Lol.

How do I know all these?

I was a darkweb geek during the days of Wapka.


Moving forward...

• you may need to use a two-way authentication on your accounts! It is very important. Both on your social media and Google accounts.

• Always view the links you click. I see many shared messages on WhatsApp ending with YouthEmpowerment using a URL Shortener urging people to share to their friends for a prize. Lol. Big scam.

• whenever a link claiming to represent sth sends a message, search on Google. It should have a Wikipedia page, go there and view their website link. If it is not the same, it is fraud.

• in Nigeria, only recognised education websites use the .edu.ng and government sites use the .gov.ng . If a site claiming to be of the government says otherwise, it's scam.

• if you ever get confused about a message being scam or not, just post it here on Nairaland and tag me, I will answer.

• be careful of apps you download away from Google Play or Appstore, some can steal your details. Download only recognised official apps on those stores. Not all apps are genuine there tho. Always read reviews (read the critical reviews.. because their team members must always join in posting positive reviews).

You are welcome.

Scammers are getting more and more sophisticated by the day.
We should all be weary about how we handle our bank details.

Never give out your ATM card details.

Honestly if Nigerians can quickly adopt en masse NQR code for transactions, we can then eliminate the need for ATM cards, eliminate the need for POS and close that avenue for fraudsters.

Exactly. If what you want is not available at a credible store you wait or buy another model.

stonecoldcafe:
It is best to shop at a reliable shop like Slot. I know you said the model you wanted was not there but with all we keep seeing from Computer Village, I would jejely buy another type of phone from a more reliable store like Slot or wait until they have what I need.

I can't buy jack from Computer Village due to its notoriety. Sorry for the lost fund. God will replenish

Where did the person buy the phone?

Gkemz:
If you can afford 320k for a phone, you should be able to let go or get a new one if the one you bought didn't fall to your taste. You should be thankful you didn't buy fufu and your phone wasn't snatched from you. Someone bought an expensive iphone and the phone was snatched from him at a gun point on his way home. He thanked God for sparing his life.
In everything be happy and thankful and forget your loss.

Kccheechy:
This is one of the reasons why I don't buy anything online.. and as for devices, I would rather go to the brand's store than buy from elsewhere

Exactly

That is the advantage of branded stores. You would be hard pressed to find such at computer village or anywhere else.

Emmanuel909090:
Anything electronics, i go to a branded store, and i always sign for return if faulty.
Simple.

You did well. It doesn't matter whether it is expensive in a credible store like slot, what matters is that, you're buying an authentic original phone.

But many Nigerians prefer computer village and trying to be smart, which just leads to premium tears.

MufasaLion:
Lol

When I wanted to buy my phone, I went to computer village and these bastards by the roadside were dragging my cloth, tapping me, advertising bullshit to me. I had to warn them not to touch me again.

I was actually waiting on someone. Immediately he came, I went to SLOT to get my new phone. I don't give a fuvk if it's more expensive there. At least I will use my phone without any fear of being duped.

I agree.

Ola17:
Op sorry about your experience.

I think it is a bad practice to buy phones and electronics online. Hopefully people will learn from your experience.

Nigerians that disregard credible outlets for the places you mentioned in the bolded, deserve to be scammed.

chatinent:
Mr Speaker, please permit me to laugh hard first at these two quotes:




I couldn't stop laughing at this story. You don make my day finally. You are lucky dem no package fufu give you.


But it is still worthy to ask why your brother didn't follow you there. You know, it could have saved you the stress.

And I guess, the charisma of the man shut you out. You were carried away too by what your brain called “humility” by his apologies even when you knew the police couldn't help you.

I tell you for free: that alert of so and so was to his second shop account. Lol.


For a truth, most seemingly new phones in Computer Village are actually refurbished or secondhand value.

It depends on the level of refurbishment and secondhand tho. Grade One secondhand value iPhones are actually the ones used by the Whites for not so long...and repackaged in their cartons for resell. It does still look like new.

I think there's a number to recognise them kindof. I know about it and would update this post when I remember.

Many who buy “new iPhones” are actually buying those sorts at the same amount for a new one. That is how the sellers make their gains.

Of course, I do not mean that there aren't those who sell new ones. If you must get a new one, I strongly suggest you visit trusted outlets (celebs following their page doesn't mean they are trustworthy; celebs can do anything for paid ads).

The truth is that it oughts to depreciate in Nigeria...but you and I know that a lot of things of no value abroad comes in here and appreciate. Lol. A failed system here, yeah?


Let say they bought for ₦200k a phone of ₦350k, maybe via Ali Express (because they buy it in large quantities...maybe via partnership with other sellers), they will have to sell for ₦345k to make their gains too.

Why?

A lot of Nigerians cannot recognise new phones. A lot are also using refurbished phones or secondhand phones bought for the price of new phones.

You see these places — St Michaels for Aba, Computer Village for Ikeja, One market near Wurukum for Benue, Alaba for Lagos, one market like that for Biu, Borno ehh — you gat wise up or dem go bobo you. Lol.

When I came to Abia newly as per Lag boy, I enter St Michaels... lol, I carry Phone Casing go house. How dem swap am was too fast I didn't realise. Na phone wey I press check some things o. I return there with army, no bi the people dey there. It happens bro. You gats just know your onions well.

I am sorry for your predicament sha but honestly, you cracked me up real hard.

BTW, I am still available for research writing services.

Serves you right!

There are credible stores like slot, fine brothers, 3 c hub where you can buy authentic phones. But no, Nigerians are addicted to computer village.

If any of the credible stores don't have what you want, common sense should let you know that you should wait.

Tunchi101:
so yesterday, I had to visit a police station for d first time in my life as a result of my 1st computer village scam. did those guys scam me mehnn (and to think it was a popular store)… me wey think say I street

My experience with the Police officers…?

never have I felt more helpless in my entire life than when I was in that police station

if it was when popsy was still alive and I was still in the cantoment, na just soldiers I for resolve my issue

When I reported the issue to the police officers I met at the counter(2 females), the first thing they said was that before they can answer me at all, I would have to sort them with 30thousand naira that they are very busy people

in that very moment, I knew I already almost lost the case cause it would eventually become a game of numbers i.e d person who could sort the most

I knew I was not going to compete with one big Igbo man who owns abt 4 stores in computer village

for a moment though, I almost considered giving them the 30k because of the amount involved but then Sapa had me violently by the neck…


so about the scam…

earlier this month, I decided to switch from an android to an iOS device(Xs Max). Went to slot but they did not have the exact model I wanted. A friend of mine had just gotten an iOS device so I asked him where he got it and he referred me to BIGTECHDEVICES on Instagram. He also stated they deliver at home which was a plus for me.

I ordered and it got delivered to me

my brother uses an identical device and he’s also a phone engineer.

The next day after the purchase, I noticed something on the screen and showed it to by brother, he immediately said the phone was not a new one(now there was no way for him to vex the product before purchase because I bought it online). Tahh I rebuked him in Jesus name immediately. Phone dat I cut nylon myself

I continued flexing my phone like that

a week after using d phone, d battery health dropped from 100% to 93% and usually this should take up to a year before dropping to 93%. I still choose self denial over reasoning cause no way I spent that money and cut nylon myself only for me to get a substandard product.

What I discovered yesterday was the straw that broke the camels back and had me marching to computer village (I was going to take my junior brother along but he wasn’t around) after looking for their address online. I realized the phone was coupled in Nigeria.

I learnt a few things yesterday

not only is the police force grossly incompetent, they are wildly corrupt and lack human empathy.

Just because a celebrity is following a brand/store does not make them legit (donjazzy follows them so it gave them some form of credibility) - I am not by this faulting celebrities directly for promoting brands

If you’d have to order electronics online, make sure this from a very well know and credible store

The police is not your friend

Avoid trouble as best as you can

after so much deliberation, the officers accepted 10k. Escorted me to d store where I ordered d phone and picked up one of the sales boy. d boy explained 2 dem at d station that as he has already told me before, I’d have to drop d phone and come back after 2 weeks. This was unacceptable for me and for a moment it was for the officers too

they told the boy 2 invite his Oga, he said d oga was not around. Then they asked him to write a statement, he then immediately said the Oga was back.

The instance the oga walked into the station, it was as if the police officers we switched right b4 my eyes. They were licking his ass �

Right in my front, they were also asking him to sort cause they can see he is such a nice man. (Game of numbers)

for the small remaining part of this story…

guys dem get me proper mehnn like scam me proper left and mehnn but I no go too talk am make una no laugh me �

after the Oga sorted them, the police officers asked me to follow him back to his shop that he would sort my issue. I objected, insisted the man told us in the station what he was going to do when we get to his shop. The police officers said I should not worry at all, I should just follow him back that he seems like a nice person

He then told one of the female officers to escort us back to his shop to collect more cash. We got to his shop, he sorted her and she left the 2 of us immediately after arriving.

it was just me and the Goliath looking man in his office with his staff at the front side of the office. He tried apologizing in his own weird way stating that he won’t be able to refund my money but would get me a replacement. While I was seated waiting for d replacement, 2 different customers(1which seemed like a very impatient Lagos tout) came with very similar complaints of which he refunded their cash righ in my front.

For my replacement phone he said he did not have it in stock anymore and called one of his fellow traders to sell for him.

my replacement phone arrived packed and sealed just like the first one. He broke the seal, apologized one more time. He even showed me the transfer he made from his friend he got the phone from complaining he was actually running at a lost bcs he is having to buy if more than the cost I originally purchased it

Checked all I needed to check to ensure I don’t get scammed again. Everything was in place.

Left computer village feeling a little bit compensated and like a bad guy

Omoor only for me to get home and for my brother to confirm this morning that the new phone I was given again was actually a used phone too…

Omoor I just weak. Let me drop my pen here as I am still in perpetual confusion

What is wrong with google play music?

KennethEnyi:
Seriously google play music in this day and age!!!

VLC for android

That goes to show how bad things are.

Lol. Even 35 year old men make foolish mistakes
A 21 year old young male is just entering adulthood.
He needs a lot of guidance.

Both male and female need guidance. Irrespective of age everyone needs guidance.

By guidance in this context I mean advice. Because at a certain age you can only advise, you can't remote control or give orders.

So, the best you can do for your younger sister who is 21 years old is to advise her. It is left for her to either take your advice or to ignore it.

That is what I meant by a few men not treating their younger sisters like overgrown babies when I quoted kingoctex.

CSTRR:
Even 35 year old women make foolish mistakes.
Infact, most 35 year old women still make foolish mistakes.

A 21 year old young female is just entering adulthood.
She needs a lot of guidance.

Lol, sharp guys don't get their numbers saved like that.

Mendy101:
Laugh very very hard, it only means the sharp ones would have been eating her for free, sa re wa gba

a 21 year old baby abi?

if at 21, a lady does not have sense, the guys in the street would not only get into her pant, but they would tear her pant, despite the best efforts of her elder brother.

CSTRR:
If an elder brother cannot treat his sister like a baby, then who will?

Who will look out for her?

The boys in the street that wants to get into her pants?