₦airaland Forum

zinaunreal:
Them go tell you? I get lots of south africans friends there and most of them don tell me wetin dey sup. That place no safe at all. Its hard to even see a south african That hasn't been robbed before 😆

Your South African friends are not exaggerating — crime, especially robbery, is a daily threat for many citizens. While the country has many beautiful opportunities and infrastructure, safety concerns are legitimate and well-documented. Most locals have been victims or know someone who has. That's the hard truth.

dederocs:
Travel to these countries you will understand, most Nigerian youths in those countries are into street activities, and the others are on vacation or hiding away from prosecution or responsibility.

That statement is misleading and rooted in stereotypes. While it's true that some Nigerian youths abroad engage in unlawful or unserious activities (just like any nationality), the majority are thriving, hardworking individuals making tangible impacts globally. To judge millions based on the actions of a few is not only unfair but also self-sabotaging. Nigerians abroad are not just thriving—they are raising the country’s image globally. The real issue is not that they left, but why they had to leave in the first place.

The claim that net reserves grew from $4B to $23B is misleading without a transparent breakdown. Foreign reserves can be boosted through several means — not just exports or productive activity, but also debt, currency swaps, temporary inflows, or asset revaluation.

Question: If reserves rose by $19B, where did the surplus FX come from, considering:

Crude oil production remains below OPEC quota and below 2020 levels.

Foreign Direct Investment (FDI) is still at historic lows.

Capital importation declined in recent quarters.

Likely source? A combination of Eurobond borrowing, currency swaps (like from Afreximbank or China), and repatriated inflows, many of which have repayment terms — meaning they are not sustainable or organic reserve growth.

2. Businesses on NGX Posting Record Profits doea not equal General Economic Improvement

While some listed companies — especially in banking, energy, and FMCG — are posting record profits, this reflects:

Currency devaluation windfall (e.g. export or FX-holding companies gain).

Price hikes passed to consumers, not volume-driven growth.

Monopoly or oligopoly power, where a few firms dominate and can withstand harsh conditions.

This does not reflect the broader business climate for:
- SMEs, which are closing down due to input cost spikes.
- Millions of Nigerians facing food inflation over 30%, rising transport and housing costs, and stagnant wages.


So, the NGX performance is skewed and doesn't represent the real economy, especially the informal sector, which contributes over 50% of GDP and employment.

lionshare:
In same order:

Can you provide proof of this?

Net reserves grew from $4B to $23B. Are you implying we borrowed $19B? From where?

Most businesses listed on the NGX have been declaring record revenues and profits since 2024, which is a testament to an improving economy, as the stock market is also a lagging indicator.

Fair, but needed.

This is not true, according to Fitch Ratings — and to be honest, security has improved across the board comparatively.

We were Zimbabwe-bound, though I agree it would have taken maybe 5–7 years.

1. Net Reserves:
The rise from $4B to $23B likely includes borrowed funds, currency swaps, or temporary inflows — not just earned revenue. Without full transparency, it’s misleading to claim it's purely economic progress.

2. NGX Profits:
Record profits on the stock exchange mostly benefit a few large firms, not the broader economy. Most small businesses and citizens are still struggling with inflation, high costs, and low incomes.

3. Stock Market:
In Nigeria, the stock market reflects sentiment and speculation, not the real economy. A rising NGX doesn't mean life is getting better for ordinary people.

In short: Big numbers don't equal broad prosperity — context and distribution matter.

Exactly — it's one thing to throw around glossy stats and another to deal with the stark reality on ground. The so-called financial engineering feels more like economic gymnastics, with little to no safety net for the masses.

₦32 trillion in borrowing to fund a ₦55 trillion budget is not only unsustainable, it's reckless — especially when previous borrowing hasn't translated into visible infrastructure or human capital development. Debt servicing is already eating up over 50% of government revenue, and the future generations are being mortgaged with little to show.

Fuel subsidy removal, which was meant to free up funds for social services, has instead led to astronomical fuel prices — over ₦700/litre in many areas — with no meaningful public transport system to cushion the impact.

Currency devaluation, under the guise of "market reforms," has only led to imported inflation, making essentials like food, medicine, and education unaffordable for millions. The naira has lost over 60% of its value since mid-2023.

According to reputable global indices, poverty and inequality in Nigeria are rising, not falling. The World Bank itself recently noted that over 7 million Nigerians fell into poverty in 2024 alone, due to inflation and policy shocks.


The bitter truth is this: the masses are being crushed under elite experiments. You can’t praise reforms when they’re built on the backs of those who can’t even afford a bag of rice. Reforms that don't translate into better living conditions are nothing but high-sounding theories.

AMINDA:
Continue to reel out padded and fraudulently rebased statistics that don't mean jack. If that's the case, why is the self-proclaimed financial engineer borrowing 32 trillion naira to fund a 55 trillion naira budget? This is despite the widely celebrated fuel subsidy removal and IMF-inspired currency devaluation that has now plunged more Nigerians into abject poverty.

While it’s commendable to acknowledge progress, it's equally important to remain grounded in facts. Yes, the current administration has had over two years, but the lived reality for many Nigerians hasn't reflected significant improvement.

Inflation is still soaring, and the cost of living has become unbearable for the average citizen. Food, fuel, and basic services are out of reach for many.

Insecurity remains a major threat in many parts of the country. From banditry to kidnapping, many Nigerians live in fear daily.

Youth unemployment is still alarmingly high, and even those who are employed are largely underpaid or underutilized.

The so-called "low-hanging fruits" like power reforms, education funding, healthcare access, and public sector efficiency still remain largely untapped or poorly implemented.

Kudos should follow impactful and measurable improvements, not just policy announcements or elite-level reforms. Let’s give credit, yes—but also hold leadership accountable to ensure real progress reaches the people who need it the most.

AlphaTaikun:
That's impressive. All these achieved in just a little over two years since the current President in Nigeria was sworn into office in May 2023. More work still has to be made in taking advantage of the low-hanging fruits.

Kudos to everyone in the team who made this happen.

helinues:
From 97% . That's a real improvement with our finances

Even with the improvement, that won't stop the born wailers to wail about this

Just wait for it on this thread. You will be hearing something like fake, propaganda

While Mr. Taiwo Oyedele claims Nigeria's reforms have improved the economy, real-life data shows mixed results:

1. Debt servicing is still high – Nigeria still spends over 70–100% of its revenue servicing debt, not under 50% as claimed.

2. Forex reserves have grown, but largely due to borrowed funds, and the naira still trades around ₦1,400–₦1,500/$, showing instability.

3. Tax-to-GDP improved, but the economy is barely growing, and businesses are shutting down under high tax pressure and poor infrastructure.

4. Fuel subsidy removal was necessary but done without proper support, leading to massive inflation, high transport costs, and worsening poverty.

5. Investor confidence remains low – FDI has dropped, and insecurity and policy inconsistency continue to scare businesses.

6. Comparing Nigeria to Zimbabwe/Venezuela is exaggerated and fear-driven, not based on Nigeria’s actual economic structure.


👉 In short, while some reforms are necessary, they’ve been poorly implemented and have not improved the lives of ordinary Nigerians.

dederocs:
Benin Republic Rwanda have better healthcare and living than Nigeria, how?

You people are carried away, have you been to these countries yourself?

Benin Republic and Rwanda currently offer better healthcare and living standards than Nigeria — and here’s why:

1. Healthcare: Rwanda covers over 90% of its population with affordable insurance. Nigeria struggles with poor facilities and mass doctor migration.

2. Cleanliness: Kigali (Rwanda’s capital) is Africa’s cleanest city. Nigeria battles pollution, poor waste management, and flooding.

3. Safety: Rwanda and Benin are far safer. Nigeria still faces kidnapping, banditry, and terrorism in many states.

4. Business & Governance: Rwanda ranks high for ease of doing business, low corruption, and fast digital services. Nigeria has bureaucracy, extortion, and power instability.

5. Quality of Life: Nigerians cross into Benin Republic for cheaper healthcare, goods, and better electricity. That alone speaks volumes.

You don’t have to live in those countries to see the difference — many Nigerians are moving there for peace, safety, and opportunity. That’s the reality.

Respectfully, this kind of thinking is exactly why many people remain stuck. First of all, access to a computer or phone doesn't cancel lived experience. Some of us speaking have actually been through it — not just watched videos.

Saying 'I’ve been to most of these countries and Nigeria is better' is too general. Which countries? What kind of visa? What location and budget? Were you strategic or just floating around with no plan?

Yes, 7 million can vanish if you're careless — even in Nigeria. But with proper planning, research, and networking, you can turn that same 7 million into a business in places like Rwanda, Kenya, Ghana, or even Benin Republic — where cost of living is better, electricity is stable, and government policies support small businesses.

Let’s not forget, many people making 7 million in Naija are still living with anxiety — bad healthcare, no security, unstable economy, and government policies that can wipe your hustle overnight.

Nobody is saying JAPA blindly. But if you have 7 million, a family to think of, and you're tired of a system that gives no reward for honest work — looking outside strategically is not foolishness, it’s smart thinking.

Let’s stop dragging people down for trying to level up.

livinbygrace:
NA SO HE EASY?UNA go turn motivational speaker all because you have access to computer.
I have been to most of these countries,Nigeria is far better ,forget all this online ranting.
That 7m go turn to 10,000 naira within a month if his not careful.
Stay in Naija,continue with what feltch you the 7m and JAPA to better countries

daguru001:
Good day my people, I am so desperate to leave this country and relocate with my wife and son. I want a good Africa country I can move to with 7m (though my wife and son can stay for now and join me later). I wish to start any good business there. This country don tire me abeg. Pls, people who lives in Africa countries should advice and am sure other people in my shoes too will learn.

God bless us all.

You can relocate from Nigeria with ₦7 million and build a better life if you plan wisely. Go alone first, then bring your wife and son later.

Top African Countries to Consider:

Rwanda: Safe, clean, business-friendly, low cost.

Ghana: Close to Nigeria, English-speaking, familiar culture.

Kenya: Good for tech/business, affordable outside Nairobi.

Benin/Togo: Nearby, peaceful, low cost of living.


Business Ideas:
Food trade, logistics, hair/beauty, courier services, mini marts, restaurants, online business.


Tips:
- Start small, study the market before investing.
- Live modestly at first.
- Keep your documents legal.
- Connect with local Nigerian communities.

Relocate with wisdom, not pressure. Build slowly, grow steadily. God will bless your move.

Aifrobeats:
On weekends and some other days, I go home to check on my parents, and most of the time, I'll buy fruit for my mom. But it doesn't matter how much I spend on it, she will always find the time to give me food before I head out.

I’ve spent a long time trying to understand why mothers behave this way, and I've come to realize it's unconditional love in its purest form.

It makes you think that it doesn't matter how rich you become, and even if it were the end of the world, your mom is one of the only people who would always make sure you have food.

Never take that kind of love for granted. The world can be cold and transactional, but your mother’s love is one of the few places where you’ll find warmth without condition. It’s not about the fruit you buy or the money you spend—it’s about the connection, the care, and the little gestures that speak louder than words.

So keep showing up. Keep buying her those fruits. Keep honoring her while you still can. One day, you’ll look back and realize that these small moments were the big moments.

Also, learn from it. The same way she gives to you without expecting anything, try to reflect that same spirit into the relationships you build—whether as a partner, friend, or future parent. The world desperately needs more people who love like that.

And finally, appreciate her with words too, not just actions. Tell her, “Mom, I see what you’re doing. I feel it. And I love you for it.”

That alone can mean more to her than anything money can buy.

You're used to being pursued and prefer to observe in the early stages, but many modern men want emotional effort too—not just beauty.

Men want to feel wanted—a simple check-in goes a long way.

Your behavior feels natural to you, but to them, it feels one-sided.

The man asking for constant updates via alarms is too controlling, especially so early—that's a red flag.

You don’t need to chase, but try to initiate once or twice a week if you're interested.

Communicate clearly that you're taking your time but willing to meet them halfway.


Bottom line: Don’t lose yourself, but evolve a little for the right person—not someone trying to micromanage your day.

BeautybyTy:
Good evening Nairalanders.
I am a pretty lady with the right face and body structure with just enough to take care of myself. I am in my 30s but I am not in a hurry to settle down. Yes I have the desire but I am cool.

I came on this family post because of one issue, whenever a man is asking me out they are always so excited about me. Infact they can go crazy, buy me gifts ,money etc but, I noticed that they all complain that I do not call or reciprocate by checking up on them (which is weird) when we are talking..

Growing up,men did the chasing without any complaints and I am built that way. These guys want to speak with me few times in a day which I love but they always complain that i do not initiate the conversation a few times in a week or a day

Two of them have told me they even refrain from calling in a whole day just to see if I would care but I ended up not calling at all.

What brought me to this site is that one of the current talking atage keeps complaining bitterly about it and is asking that I set an alarm each day so I can tell him :
1. When I am at work
2. When I am having lunch
3. When I am leaving the office
I feel when someone loves you, this is not supposed to be a big deal.
We are barely one month in this talking stage, I just want to be sure he is invested first before I start throwing my cards out.

Please help. Thanks

moscobabs:
The cripple man kissed the wife of Blind man, then Dump man looks at him.
Now how will the Dump Tell the blind what he sees.?

He acts it out (using gestures or drama) so the blind man can feel what happened. The dumb man can’t speak, but he can guide the blind man’s hands or use touch-based communication to explain the scene.

Example: He could:

Guide the blind man’s hands to feel the action of a kiss on the cheek or lips,

Mimic the act using hand-over-hand movements,

Use dramatic expressions through the body.

It’s a riddle that plays on communication barriers—but reminds us that even without speech or sight, people find ways to communicate.

Stay calm and don’t let emotions lead her actions.

Let go of the phone emotionally—it’s no longer hers to manage.

Focus on her kids by planning to get them a basic tablet or phone.

Set boundaries with your elder sister and avoid future misunderstandings.

Accept help without guilt from the neighbor, but stop expecting the phone back.

Respond calmly if your sister keeps complaining: “I’ve moved on, let’s not revisit it.”


The key is to protect her peace, maintain her dignity, and avoid further conflict.

Jozilinn:
My elder sis gave out her phone to my neighbor kid because the mum said he needs it due to the BECE examination for jss3. That after examination he will return it.
Now the other issue is that my cousin sister kids who are little use that phone for movies and cartoon.
But still we agreed to give them my cousin sister wanted to go to PTA and asked the boy to give it to her then it was already Friday evening as per say weekend no school.
Saturday they'll have PTA she didn't want to take the kids so they'll be busy on the phone.

My elder sister came home and saw the phone with her kids no greeting, she refuse to even accept greetings... In front of the woman other 2 kids inside she started shouting why did you collect the phone, what will their mother think? Is it your own it's mine leave the phone.

My cousin sister tried to explain next she started crying and she started saying did she do anything wrong to it was just for 1 day... From the incidence she started crying then she cried herself to sleep saying the insult that my elder sister said to her in language that she was a burden and very soon she would be do everything to make her leave.

I finally asked her not to go and took a plea on her behalf because the next morning her eyes were swollen.


From that day onward the mother of the boy brings food stuff we even reject some at times... Now since 2weeks examination has been done and dusted nobody from my neighbors house has come to return this phone... My cousin sister was warned at work after she explained everything to remove her mind for the phone and give her kids hers... She told them why she doesn't give her kids. Because the screen was pulling out but she will try to get them a little children tab.

My elder sister is complaining saying next time they'll Come for it. Her boyfriend was so angry he wanted to collect it but she started saying it's hers then he told her he doesn't want to hear her complaint period.

Sunshine34:
It happens to me real life,

This lady is my best friend at work, but backstabbing me.


How do you people deal with backstabbers?

I'm really sorry you're going through this. Workplace betrayal—especially by someone you call your best friend—cuts deep. It’s one thing to deal with conflict from strangers, but when it’s someone you’ve laughed with, trusted, or confided in, it hits your heart differently.

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Thanks Man… I appreciate

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Look, I know how tough it can be when things don’t go as planned—especially with money or business. But don’t beat yourself up. Everyone who has ever succeeded has had their fair share of losses. What matters is what you do next. Learn from it, cut your losses, and refocus on the bigger picture. Slow progress is still progress. You’ve got this!

EmmySparky:
…Honestly it’s all in the works… made a wrong business investment that drained me recently…but we thank God for life

brain54:
How many"somethings" have you built...?

Cho Cho Cho!

I was working for a laundry and dry cleaning company here in Enugu as a marketer.

Before that, I lost my job in a financial institution and had to start afresh earning just 10k as a marketer.

But that job taught me a lot. The experience I got working there helped me start my own laundry business later.

Now, the story behind this photo…

One day, while in a bus going to market the company, I lost the office SUG phone. I reported it to the admin when I got back. She carried the matter to oga. He split my salary into 3 parts and took two. That month, I received ₦3,333.

The following month, it rained one Monday and I came late to the office. Unfortunately, oga was around. This same oga had a habit of slapping staff. That day, he tried to slap me. I told him, “Slapping me is not in my job description. If I’ve done something wrong, discipline me properly.”

He told me to remove the office uniform and leave his office.

I removed it only singlet remained.

One of the staff came to me, gave me a customer’s polo, and said he’d come collect it later in my area so I wouldn’t go home shirtless. That month again, no salary.

Eventually, I used everything I learnt from that job to start my own.

Here’s the lesson:

The small salary you’re collecting now is not the end of your story. Sometimes, it’s teaching you the exact thing you’ll use to build your empire.

Today, I eat in the same restaurant with that same oga. I’ve even seen him in church. I have forgiven him.

That company? All their Enugu branches are now shut down. Not because of me ooo reason best known to them.
But me? I run mine now

🔹I have 4 full-time staff
🔹Over 100 keke riders under my management
🔹3 Siennas
🔹2 Dynas And other businesses.

If you’re reading this and you’re in a rough place in life And maybe going through similarly challenges now.
Tomorrow is will be better than yesterday.

That salary you’re receiving today won’t be your end.

Give it 10 years. You’ll look back and say, “God, na me be this.”

Don’t grudge, that job that looks so low is preparing you for something Bigger.
You can create your own and be bigger than your present situation.

I just want to cheer you up.
Trust me you’ll be fine.
Just be consistent, hardworking, creative and ambitious. Will your life change yes.
If it can happen to me it can happen to anyone.

EmmySparky:
Hello house… I am a Teacher with 10 yrs of experience…worked with top top schools.. looking for a new school now … please send a Dm if you are offering a salary of atleast 100k and above…thanks

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Ustec:
The system isn't corrupt yet.
Soon they start fielding unqualified players like their senior counterparts when it's gets corrupted.

My brother are Number 5&6 those guys are over aged.

Love800:
Nigeria is going home.

If its that lame kind of play they did with south-africa that they are still going to display against the Moroccans, falcons will just go home!

Why do you say so?

Hahjascho:
If Zambia could hold Morocco to a goalless draw, and Nigeria beat Zambia 5:0 then, they shouldn’t be a serious threat.

I also hope Refs don’t spoil the match.

You MUST be joking, did you watch the game, you think they are a push over side.

"NEPO baby" and "LAPO baby" are slang terms that describe how some people gain advantages in life or career due to their family connections or struggles.

NEPO Baby (Short for nepotism baby)
A NEPO baby is someone who benefits from family connections, wealth, or fame, especially in industries like entertainment, politics, or business.

Example: An actress who gets roles because her parents are celebrities, not necessarily because she’s the best at acting.

It's often used online to call out privilege or unfair advantage.

Origin: From "nepotism" — giving opportunities to relatives or close friends. Example sentence: “She’s a NEPO baby — her dad’s a movie director, so of course she got the lead role.”

LAPO Baby (Popular Nigerian slang)

A LAPO baby is someone who grew up in serious poverty or hardship, often used humorously to describe people raised in struggle, especially financial ones.

LAPO refers to Lift Above Poverty Organization — a Nigerian microfinance bank that provides small loans to poor families.

Calling someone a "LAPO baby" means they grew up under tough economic conditions, often needing help like microloans to survive.

Example sentence:

“No wonder he’s always hustling — he’s a proper LAPO baby, grew up with nothing.”

⚖️ Summary:

Term Meaning Based on

NEPO baby Privileged from family success Nepotism
LAPO baby Grew up in hardship/poverty Struggle (LAPO loans)

Nnamdipapa:
Once a week? Damn!

27 more characters needed

5 more characters needed

Little wonder the comment section stinks.

bummyla:
Am I the only one that runs high fever if I skip bathing for 1 day? This has been going on for 5 years now. If for any reason I don't bath throughout the day and go to bed, I start running fever from my sleep.

Does anyone else experience this?

🧠 1. Psychosomatic Response (Mind-Body Connection)
If you've developed a strong mental association between bathing and feeling clean or well, your body might respond negatively when you skip it. The fever might be a stress response from your subconscious triggering inflammation or increased body temperature.

Some people develop real physical symptoms (like fever, stomach ache, or headaches) due to routine disruption, anxiety, or OCD-related habits.

2. Underlying Skin or Immune Condition
If you sweat heavily or have sensitive skin, skipping a bath could allow bacteria or fungi to overgrow, especially in humid environments. This could trigger a mild immune response that manifests as a fever.

Do you notice any itching, rashes, or body odor when it happens?

3. Dust, Sweat, or Allergens
If you go to bed without bathing, you're taking in sweat, dust, or environmental allergens from the day into your bed. This can trigger inflammatory responses while you sleep — possibly mistaken for or leading to a fever.

What You Can Do:

Track your symptoms: Log when this happens. Include weather, stress levels, meals, sleep, and how you felt mentally.

See a doctor: Especially if your fever is 38.5°C (101.3°F) or higher. Rule out hidden infections, autoimmune issues, or allergies.

Try wiping down with warm water and mild soap even if you can’t shower — see if that prevents the fever.

Nigeria 1-1 SA