BlueRayDick:



Bankers just dey form activities now. Some brokers even work on Saturdays even when they close around 9pm on friday

I need an award for sleeping tactics in buses and cabs, of you see the way I dey sleep inside public or private transport eh' I don't miss opportunity to sleep my guy

The job is stressful man, but it's fun attending to all tasks and making the insured satisfied.

namdo:
ok explain to me why I need a middle man at this age of development if the insurance companies do what they ought.

Just like stock brokers or forex brokers, insurance brokers are here to provide advisory (and other roles) to its clients which includes the insured, the cedant and the reinsurer.

We are abreast with the market and we know who is who regarding certain policies, we know who would provide our clients the best rate and who provide the best claims payment. We arrive at this conclusion with series of data gathered overview years.

Technically after accepting to provide you with an insurance cover, depending on the nature of the risk involved the insurance company which we call the cedant writes to we the brokers seeking a second market to share part of the accepted risk with who we call the reinsurer.

Let me not bore you, long and short is most insurance companies are in the habit of eating their cakes and having it back and if not for NAICOM we would have been singing a different sad song.

You want effectiveness on your policy and claims go through the brokers, even if you don't the business still come back to us but before your policy holder would write us about your claim it usually comes in weeks or months after date of loss and while we speeding process for payment tops 48 hours and write back to your policy holder you're there waiting and getting vexed.

So you see why we make things easier and are highly recommended.

BlueRayDick:


That's the problem some of those companies have. I actually have a reservation about IGI as a company but I don't want to share it here so it won't seem as demarketing them. Obviously one of the staff did not register your policy in their books immediately they received payment and now they are making you suffer that burden.

This is one if the reasons it's advisable to procure insurance policies through brokers, they dare not try this delay tactics on a business placed with them by a broker. They definitely won't do that.

As I've said earlier, when next you are sending them mail let them know if you don't get your settlement offer within 3days you are writing a formal complaint letter expressing your disatisfaction and you will be sending it straight to NAICOM.

Some people need to learn the hard way before they appreciate the role of brokers. I hear bankers complain about their work hours and I laugh, with less than 5 months bring an insurance broker the diff is clear like 7 up.

How wouldn't we be swift when NAICOM would not allow person to sleep with two eyes closed.

AroOkigbo:


Bros, check your calculations again.
That #900k is per year not per quarter
A quarter will be #225k

Yeah, I made a mistake jare I've ststed that with the other guys. But technically it's 182 days to to a min if 10% so that's 2 rollover in a year. My general point was to make him take a chill pill and plan this thing through, 8/10 times I've seen people in his situation get it wrong and it makes me wonder.

mayo47:


Oga, this your calculation get K+Y leg. Re-check because this isnt true

I miscalculated the days in each quarter jare, my bad. But my point is the OP needs to put that funds somewhere now and go have a deep rethink before embarking on any further journey. The Canada option would have been juicy if he didn't have that much in Nigeria to operate with, not taking 9m that can do wonders here to Canada only to start from the basics again.

Mires:


Stop given wrong advise and people clicking like for you.

Who told you that if 91 days NTB is 10%, and he decides to purchase with #9m he will earn #900k quarterly?

My friend, you got it wrong. It will be #900,000/4 = #225,000 quarterly.

Mind you, TB isn't investment. It is an avenue to keep idle money afloat with inflationary pressure rather than keeping it in savings account, which will amount to losing value.

At times of confusion like this the best thing to do is to sink that money somewhere and have a clear plan in order to avoid mistakes. Even my dog knows TB isn't a business venture but history has shown that people in this position get it wrong 8/10 times. If you noticed I wasn't in support of his pure water biz cuz it'll fail (don't ask me how), going to Canada isn't bad but let him make that choice with his own guts and not coerced to, I can't have 9m in Nigeria and travel to Canada to start all over again but let him decide on his own.



As for the TB analysis, it's technically flawed I miscalculated the days in each quarter. I've been juiced over the week, preparing series if quarterly account statements. But hope you get the point? All he needs to do now is to think and plan and be prepared to live with the outcome.

Mr OP, your 9million divided into 4 quarters of FG treasury bills with a min if 10% interest rate would fetch you about 900k * 4 yearly while you keep strolling to your contract job knowing you're functioning on full cylinders.

What you're feeling now is all in your head, don't squander that 9mill only to regret tomorrow oooo. For someone like me that loves risk, I'll multiply that 9mill by 3 given 1 year tops.

Study the pure water biz intoto but I believe there are more lucrative venture to multiply that cash.

The day I knew Nigerians were really hungry was when I witnessed an accident involving an okada and a mini bus, the woman was injured lying on the floor with about 10 sympathisers around her - not up to 12 mins we learnt her phone was missing and it remained missing till I left the place.

BrianRoss:


It actually has fast charging but not with the charger that came with the phone
My Samsung charger activates the fast charging feature nd its faster than the follow come charger

Nice!

khalhokage:


So you want to buy the phone with a weaker battery because it charges 1 hour faster.

Lol, it doesn't work like that overall the T5 is better buy when considering purchase price the redmi becomes preferred. About the battery size that of the T5 is still considerable. Currently the battery size of my phone is 2850mah, I charge twice daily and can go 12 hours with normal songs before the battery gets drained.

Lexusgs430:

So do you like the Note 8 or think it's abhorrent?

The note series is super cool.

Lexusgs430:


Your last statement says it all.....

NB : The Note 8 is a very impressive device and would simply keep giving.......

That note 8 na fool ooo, as a note fan it's just the size from the conventional note 4 that's the issue since I'm not mobile for now. I love the note series.

pDudd:
Same pic with the OnePlus 5T this time. Notice the better pic quality.

Obviously better. but I have an issue with the redmi not having the much needed fast charging feat. Aside being in the office with guaranteed power supply and at home by night I barely get good power supply elsewhere so that means if I have a 2% on Saturday morning outdoors on my redmi it's kaboom till night fall. I'll rather stick with the one plus, my opinion though.

Why do I have a feeling that 80% of the people giving us conc sexual advice here aren't married.

enemyofprogress:
who go marry poor man like you?na who wan suffer?

Listen kiddo, next time you wanna quote people you don't know try to be polite like mama taught ya. Now run along!

I've asked God he has said yes but she's yet to say yes.

[quote author=domzy007 post=67777275][/quote]
This has been ages though but you might wanna check the file extension.

Old things are passed away, go and sin no more.

ceeroh:


It is well

You better go and take that new job, with time you'll adjust either by moving closer to the island or getting a good deal of co-sharing an apartment on the island.

shonaspark:
I just submitted my c.v around last year september,that was all.Thanks anyway

Call the contact person on the invite or clarification, if your level of education is B.Sc then I think it would be a good offer.

ikennamadu1:

ogbeni goan scan the birth certificate.... so dat u will reduce ur age .. QED

Hope you know I'm not the Op?

Just try your luck, did you include your age in the initial application you sent?

lenghtinny:
You going through all this stress because of a woman....

You need to set your priorities straight

Guy Abeg you dey Lagos, I need but you 1 Andre.

frankjohn223195:
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It's as if you want to cool off your heels behind bars abi? You're being closely monitored.

GGirll:
Shithole school always trying to compete with unilag see school like poo

You'll have to prove me wrong, I have worked with over 10 Unilag graduates and only 1 only 1 has been able to prove to me that Unilag has something to offer. You can't match a pharm D from Uniben to the best graduating pharmacy student in Unilag, let me just stop here.

Sambest2:


Baba, job hunting is a Full Time job ooo

Brother, there was one werey interview like that after bossing the whole show one of the panelist said I was too confident Naxo I no take hear from them till date. But all in all it was worth it, I urge every job seeker especially the newbies to attend as many job tests and interviews as possible (minus gold ooo) there's a lot to be gained.