₦airaland Forum

Are you sure its open to everyone or to their citizens?

Many of the countries you listed have very open racist citizens especially towards blacks. Italy number 1

Get married at your own peril. From experience, it's good when it's good but very bad when it's bad.

I won't say don't get married but know that many men don't find peace in marriages and peace is what you want in the long run

What are you guys saying? Is this an achievement? Who does the tax burden fall on? It's the common man.
A business man makes an import and custom slams him with fees, who do you think absorbs the price increment that would definitely be added to the cost of the goods?
Everyday galloping inflation eats into real wage and we are suppose to be happy we see big figures on sheets of paper. How does this help the common man? How does this reduce the price of foodstuffs, transportation.
More funds from customs is an inflationary move except if it's from exports but what do we export?

Abegii

MadamExcellency:
What will the Church pay Evangelists and Soul winners? Prayer warriors closed shops for days to pray for the success of the music ministration before artists play, how much is their share because the aim is spiritual and not canal exaltation.

Soul winners and evangelists get souls but they don't do it full time. If they do, they should get paid.

Why should anyone close shop for days because you are praying for a program? Is my God deaf?

Response to the post
https://www.nairaland.com/8529838/43-every-100-nigerian-bank

I've been following this discussion, and while I appreciate StatiSense's data, I must agree with the general consensus here: that 43% figure is grossly inaccurate. From my direct, recent experience, and confirmed by numerous comments, the reality is far more severe. 75-80% feels far more accurate in today's Nigerian banking environment.

My eight-year career as a contract operations staff member is a testament to the actual scale of this practice and the inherent unfairness of the system.



My career as a contract operations staff member started with boundless optimism back in 2017. I was a fresh-faced kid, genuinely grateful to have landed a role in a "prestigious" organization. That positive mindset quickly evaporated when I was confronted by the glaring disparity—the shocking pay gap between the core employees and us, the contractors.
I worked at Sterling Bank from 2017 to 2024, under contract with VLA—and I can confirm the system is unequivocally rigged against you.

Mastery Without Compensation
We put in the same, often longer, hours and handled the bulk of the ground operations. Some of us even had more experience or identical educational backgrounds as the core staff. I myself was so experienced that I had mastered every branch touchpoint: ATM operations, customer care, tellering, and transfers. My colleagues could testify that I had the work ethic, experience, and temperament to have been converted years ago. When I finally turned in my resignation, many were shocked, believing I was already a core staff member.
Yet, despite this dedication, the financial reward was negligible. My final salary upon leaving in 2024 was a meager ₦197,000 per month.
The bank continually offered the false hope of permanent employment, using it to control and retain us. They’d convert a handful (maybe 10 or 15) out of thousands some years, but the promise was continually broken. After four years, it was clear: they had no real plan for us. We were simply a cheap, experienced, and flexible workforce.

The Problem of Transferable Skills
I needed to escape, but the system had me cornered. The hours were brutal (7 a.m. to 8 p.m., plus weekends), leaving no time to job hunt or reskill, and I couldn't save much to simply walk away.
Most critically, I found the job market unresponsive to my applications. It was then I realized the trap that keeps most bankers stuck: a severe lack of transferable skills. After years in that environment, many bankers struggle immensely to change careers because their skill sets don't translate well, beyond general soft skills.
I had to return to my roots as a data enthusiast and take up the challenge of reskilling. It was a brutal juggle—work, family, and studies—but I powered through. I turned in my resignation after more than seven years.

A Note of Gratitude and a Warning
While I detail the flaws of the system, I am also grateful for the opportunity. Ultimately, the ball was always in my court to walk away, and I chose to stay until I found my own solution.
However, my former colleagues are proof of this vicious cycle. They long to leave but are held back by the fear of survival, trapped by the same issues I've outlined. For anyone considering it, being a contract staff in a bank is not worth the emotional or financial cost. I pray for all of you who are still there.

Hmm

I don't believe it. 9 billion for what? Were they hosting the Olympics?

Except if it's for fraud else I don't believe it

faceland:
How can you miss work for line?

Sadly it's my only line and everything goes there. Bank alert, calls, text messages, OTP.

Didn't know how dependent on it I was until now.

No worries sha

I didn't. I was even on the fence concerning this strike thing but they had to go and activate me

Good day people.

Please who else is experiencing this. I just woke up to the realization that MTN has barred my line. The line has been linked to my nin for years but was just barred without warning or due notice.

I can't make calls, receive SMS notifications or receive calls.

Now I have to find a way to go to their office thereby missing my work on Monday.

Even if they were to bar it why on Sunday? What happened to Friday so I have the weekend to rectify the issue?

I smell fowl play

I just laugh at the ignorance when some people say bankers give the cash to pos operators and that's why there is no cash available. Do these banks produce the notes? The truth is that
1. CBN has purposely and silently reduced the amount of cash in circulation for monetary reasons.

2. The cash in circulation doesn't get into the banks as deposit anymore but are hijacked by pos operatives.

Customers don't bring cash to the bank and can gradually has reduced cash in circulation and you somehow blame the banks in all these
Ask the average slaughter houses, the petrol stations and the market women near you when last they deposited any substantial cash in the bank

Father lead us not into temptation

For those of us saying this person was cheated, have you gone to the market to get a phone of recent? My experience... I went to the market with 150k in hand hoping to buy an S10 or even S10 plus UK used as I recently got a brand new one for wifey recently. Lo and behold my brethrens I didn't find UK used S10 for that amount. Long story short I saw UK used S10 plus for 220k last price after hopping from chop to chop and combing the market.

Finally had to settle for my redmi were my money reach. Because of the exchange rate saga, phone are now criminally expensive. I'm enjoying my redmi note 12 but truth be told you can't compare an S10 plus old flagship with it. The build is just different even with the 120 refresh rate on

ravensckar:
Tunisia dey do initial gra gra.

If Tunisia wins this match, I'll cut off my d*ck.

I mean it!

Guy how far

I just finished the fmva programme and I'm currently doing Bida. All these offered by cfi through alx. And I work in a bank.. my take...

These courses are very educational. The quality is top notch if you ask me but it's free and there's the caveat. If you notice, cfi gives a paid version of the courses usually for a more extended period of time than the alx version. Awoof dey purge belle lol.. a course that normally should take 6 months would be rushed in a year. You have to find your way to the finish line or drop out that's the game. I've found a way around it though.. even so it's not easy and extremely time consuming.. I hardly sleep even with this work around. That's how challenging it is.. but the curriculum is top notch guys

Don't mind haters here. Most of them can't do a single push up. You are looking very good. I'd give you an 8

When was this survey conducted?? Hogwash. Nysc should be scrapped. People can't live on 30k per month anymore. Coupled with the increased kidnapping of corp members plus the inter state road deaths too I see no reason why it should still stand.

If I have my way my relations would never travel to that terror prone north. Please scrap it

Mtchewww before complaining, how many transactions do yu do in a day? In the month? Yu didn't give us that statistics. Your arguement is biased. A bank is a business. With your business yu are still expected to make profit ain't you. And mind yu not all of the money goes to the banks. The telecoms still get a piece of the pie.

Besides everybody be increasing the price of their products in the market it's a wonder banks haven't. The economy touch everybody my dear

Dabronze:
I would rather hustle make enough money my life than to be a responsible husband.

Wow. There's nothing I won't see on nairaland

ajl:
But it shouldn't be selective. Imagine the Aboki FX is owned by one Alhaji from the north. We won't hear anything.

Yes you are right. It should not be selective

I support this. How does Aboki FX get the rates they put up on their website? The country is suffering and people are cashing in illegally at the expense of hardworking Nigerians.

It's a step in the right direction if yu ask me. Just that we want more. Go after the people financing terrorists, kidnappers, electoral manipulations. They all have financial records and trails. We can make Nigeria better even if it's not in our generation but for the ones yet to come but we must start now with bold steps.

It's not easy I swear. I have work which takes 90 percent of my awake time but coming to the emptiness of home after a hard day's work isn't funny at all. Taking the right steps soon though

Real income has continued to decrease even as nominal income remains constant in the face of hyper inflation.

Our country is in an economic mess. It's mind boggling how we can get out of it. Little wonder the rampant increase in crime rate.

If I had the money I'd buy it for you

Keep safe from parvo. It killed two of my dogs this year

I really wish he would win. If only these old fools would let this country breathe. He has my vote whether he wins or not

Sonnobax15:

Op,stop lying.....Can you stand in front of ogun shrine and swear that you aren't talking about yourself ?

Hahahaha

Nah wah o. OP. Small small abeg

Why do dey nest together

Such rubbish. Something is obviously wrong with these people.

Lastmankc:
Faith without work is dead.

Exactly!!!