₦airaland Forum

Haba!How can a 40yrs,an okada rider has 8 children in this hard to time?why can't d beast breastfeed d baby himself.he shld b hang by d genital.

Which idiot will not know d name of d most popular president in Africa.

The hottest part of hell, will b reserve those demons called "pastors" for Christ knew them not!

Useless blood waster!if Atiku is to see Buhari today,he will knee down & greet him.

He!he!!How has d mighty fallen,all this fight b/c of a minority position,scrap of pottage,dreg frm leftover pami.

nairavsdollars:
Temidayo Akinsuyi, Lagos

Alhaji Buba Galadima, a spokesman of the Peoples Democratic Party (PDP) in the 2019 general elections, on Wednesday said Nigerians have been thrown into a mourning mood following the victory of President Muhammadu Buhari at the Tribunal.

Galadima, who spoke on Channels Television, said many Nigerians believed they have been robbed.
The Presidential Election Petition Tribunal had held that Atiku Abubakar and the PDP had failed to discharge the burden of proof of the allegation of non-qualification of President Muhammadu Buhari to contest the February 23 general election.

Atiku had told the tribunal to nullify Buhari’s election and declare him the authentic winner of the election.
But delivering judgment, Justice Mohammed Garba, held that evidence before the court shows that Buhari won the election.

https://www.independent.ng/nigerians-are-mourning-buharis-victory-at-tribunal-galadima/

Mumu oldman!When did PDP becomes all Nigerians.

Simply means atiku is on an impossible journey,for other prepare for next level..

Okfiscal:
I think Interest is not the only thing you pay for loans. There are other hidden costs. In fact your effort to submit the paperwork and get approval, It’s more sweat and money than you actually count. So before you apply for personal loan online , ask yourself some questions. Spend some time to debate each one of them.
Quickly let’s dive into questions should ask and answer before taking personal loan

1.How much should I borrow?
There is always a maximum amount restriction on personal loan. It’s the amount you can borrow as a personal loan. It depends on your financial standing. Arrive at a concrete figure of loan you need is very important. Your chance of getting the loan approved is dependent on it. Start with how much money you want. Don’t be tempted to have extra cash in hand just because it’s available. Say you want to change the living room furniture with your personal loan, research on what you want to buy, the cost of it and nothing more. Note when you borrow 50 thousand, you return more, remember that. So its worthwhile to be very calculating while arriving at the figure.

2.What do I need the loan for?
People often take personal loan online because it is easily available without definition of what they want to use the loan for, forgetting its a loan and you ‘ve to pay back with interest. I think personal loan normally taken to finance an emergency, such as to pay off debt or for home improvements. The lender asks for a reason. However, the decision on your application to some extent are not dependent on it. Still, be clear as to why you need the loan? Arriving at the reason would help you debate on whether you truly need it or not. Remember It’s a loan, and you have to pay more money than you’ve borrowed. Be clear with its objective.

3.what is the extra costs attached to it?
Think beyond interest rate. Interest rate is the main price you pay when you take a loan. But there are other costs attached to the loan. There are processing fees, administrative fees, penalty on early repayment of the loan etc. Understand the total cost of the loan before arriving at a decision to borrow. Plus, there is always the opportunity cost. What would you have done in that extra money you are paying as interest? Is your loan worth all of it? Think.

4.How much can I afford to repay?
The tenure of repayment for a personal loan is less than that for some other type of loans and the equated monthly installments are higher. Calculate your monthly expenses, subtract them from your monthly income – this residual is the maximum amount of money you can afford to repay as the loan installment. Remember to factor in emergencies or seasonal expenses that you may have to take care of. Never think of using all that residual income to pay off the EMIs. Best practice would be to keep the EMI figure between 60-70% of your residual income after expenses. Always leave room for the unexpected.

5.How long will you be paying the loan back?
The time space of repayment is a very important factor to consider. How long will you be paying the loan? Because you can’t take an additional loan until you pay this one off. Personal loan which offers zero percent interest rate often comes with a defined repayment tenure. It’s generally of lower duration than the other loans. Ask yourself how many years you will be paying this loan? Do you see any source of income which would help you to pay it off early? Generally, the longer the tenure, the greater the rate of interest, i.e., the cost. Answer all these questions to arrive at a calculated and conclusive decision.

6.What kind of personal loan do I need?
To know and understand your exact need is the first step to take a decision you won’t regret. There are many types of personal loans in Nigeria – wedding loan, holiday loan, loan for renovation, etc. Narrowing down the type of loan would help in getting the paperwork sorted. It would also help in understanding the legitimacy of your needs and the amount of loan you need to take. This may sound repetitive in nature as we have already talked about ‘what do you need the loan for’ earlier. This is different as it would help you to narrow down the bank or App which is offering the most competitive interest rate and conditions. Think from that perspective.Research Compare and Shop.

7.Where should I get the loan from?
There are numbers of banks, credit card companies or your own employer who would extend you a personal loan. Generally, the best terms of the loan are offered by your employer. Pick him over other sources. In case you are going to a credit card company, make sure to review the hidden costs. Shop around to pick a bank or App. Negotiate. Some may waive off the processing fees to get a customer. Don’t ignore the reviews online. Also, you can apply for personal loan online with play later. Download the app to know more.
More personal loan App:

•Paylater
•Renmoney
•Aella Credit
•Kwik Cash (Mines)
•Rosabon Finance Quick Loan
•Zedvance
•Page Financials
•FINT Loan

8.Are there any other alternatives than to take the loan?
I think it worthwhile to give it a second, third and fourth thought –ask yourself again and again Is the loan absolutely necessary? Think of ‘what if’ scenarios. What if you don’t take the loan – Is there any other alternative to finance? Think hard. What if there is another emergency, would you have room to finance it? Ask yourself these questions to know that it’s absolutely necessary to get a loan.
Ask all of these questions or debate them with your family before applying for a loan. It would help you to arrive at a calculated and conclusive decision.

SOURCE:https://okfiscal.com/8-questions-you-should-ask-and-answer-before-taking-personal-loan/

Oga lecturer pls explain" Penalty on early repayment of loan.

When will there b WORLD BIG CASSAVA DAY?

Haba!Even Evans will abuse this miserable lizard in cell for bringing d diginity of kidnapper kingpin to disrepute.

If dem like make Dem copy baba God &. Satan.

samonak:
I wonder why people are losing sleep over this judgement issue? The judgement has already gone to Buhari right from inception, they're just putting up a front, after all you no hear the name of the. Tribunal Chairman, MOHAMMED GARBA. Why do you think they did everything possible to remove Walter Onnoghen?

So u think if onoghen was there he will automatically give victory to atiku b/c he is a PDP judge abi?

olaric:
Could be true based on the evidences and facts before you; but deep down your conscience you know the election was rigged by Buhari.

D law made no provision for yur sentiment.

Oo no!I can see atiku coming all over d place.

Dr Jona d Otuokean

Enuff chewable meat for warri people.

Haba!Siasia pity ya mama na?Dnt let Dem kill her ooo!

Codeine in action.

Abeg return yur loots b4 u commit suicide,am sure u are part of PI&D scam.

DennisEche:
I BLAME THE DULLARD NOT YOU CYRIL RAMAPHOSA. THE DULLARD HAS REFUSED TO TAKE THE NEEDED ACTIONS

Which needed actions

No pics of yur nature design

So cow...sorry horses must eat grasses

How iz he gonna locate her pussycat

Rooms,baths & kitchen looks small

Why must it be Emeka,Obi,nnamdi,okorocha,okonkwo killed in SA alld time why not musa or Kayode why

Why do anyone who fought this man fail wholefuly,any who wish him death...dies prematurely

So Buhari was taught by whitemen PDP & his agent shld commit mass suicides.

this kind boobs wey dem carry so like nursing mothers ;Dmake mswati III find adeshina a young virgin bride.

Akwa ibom KWENU!

Useless police see how they spoil this fine woman face.

Why kill somebody struggling to life.