Pauclipse:
Good evening everyone.
I have a question...
I took a loan from a bank using my salary account, hope this doesn't affect my application, especially when it comes to showing POF??

If the loan will be outlined as liability in the bank reference, IRCC will simply subtract the loan amount from the total POF you are presenting. This means you need to have a POF amount that covers the personal loan else you wont meet the POF requirement.

However, if the bank doesn't state, and the loan deposit isn't huge to require an explanation or it was deposited more than six months, then you may somehow get away with it.

You should note that IRCC needs you to state any loans taken, as not declaring may lead to misrepresentation and you known what that means.

katybabe:
Hello All, I am new to this process. Can anybody share a link for a helpful whatsapp or telegram group ? TIA

Check page 1. It will answer all your questions and guide you better than any group.

Oyindamolah:
So, where do we start from here because this sound interesting

By simply organizing tech guys and do a something similar. And pushing it out to drivers and users at a lower commission rate. It has its technicalities. But if we're able to sit and plan, its totally achievable.

COMPAQ:


Funny enough,this is where FG could help people. How about if the Ministry of Technology commissioned some tech guys to develop a Nigerian version of Uber that is owned by the government for which drivers pay 5%. The technology is already available. This is how the FG could help Nigerian youth. Besides it helps keep the money in country. Why would Uber take 35%of our local money for what?

Spot on.

We don't even need to wait for the government. We can do it ourselves! Nigerian government are not reliable with anything that has to do with management .

Vehicle type, the app and specific characters influence profit.

You cannot use a car with V6 engine that will finish your fuel on time.

Bolt charges 20%, indriver 10%, why would one use uber that charges 35%? Thats sick.

Puss360:
What do you mean by "Male and Female Oo"

That emphasis is important.

vimma:
Hi everyone,

I had my first attempt at IELTS on the 23rd of September with British council. My result came out today:

L- 9
R- 8
W- 7
S- 8

I need a 7.5 in writing to max out for express entry. Do you advice I remark writing?

2. What are the chances that it'll come back with a higher score?

3. Can it also come back with a lower score?

4. Is it better to retake the exam?


Please assist

Remark! It cannot come back with a lower score.

Artsbeat:
Everything?

Yes. Be the best at it, whether its good or bad.

Solitechworld:


He is doing it well because he is APC right?

Yes, unfortunately.

But then, life is unfair. Only those who are bold and grab it by the balls succeed.

MC Oluomo, Agbero wey get class.

Moral: In everything you do, do it well.

This is the result of chronic masturbation.

Just find one babe you like which you're sexually attracted to and stick with her, doing raw.

Condoms will waste your time and money on multiple babes.

Especially those with families.

patokenneth:
Hello everyone... I know someone mentioned it before, but I have not been able to login to my IRCC account after doing this 2-factor authentication. It just says "site cannot be reached" or the familiar "you are not logged in" message. Please, can anyone help with suggestions?

What i do is to refresh the page till it appears.

Also, avoid using MTN to access the site.

Taylor92:
Na una sabi

Everyday I thank God say neither Naira Marley Sam Larry or Mohbad non was Igbo

This case for don bloody by now

Because to me I see every Igbo as my brother and wish to grow thick skin like them

Na only Mbaise people I no like

We’ve had a very bad experience with those people

Why don't you like Mbaise people? I've heard this alot

DyingFetus:


Keep on dreaming

I'm in non extraditable country not the shit hole you're in

So what then is your problem if me that I'm in the "shit hole" isn't complaining? Oga, face front.

DyingFetus:
That day I go burn Nigerian flag post am on YouTube

This is unnecessary. You will be arrested and no one will help you.

Of what use is the information, you wan help me go toast am?

Who are those buying 18m cars in this economy.

ganie:
I have my IELTS result as L-8.5,R-8.5,S-7.0,W6.5 and I have done my WES evaluation.
I have Bsc, 4yrs work experience and I have a direct sibling in Manitoba.
Please what are my chances,like can I go for express entry?

You have a chance. Page one of this thread will guide you.

Wahala.

Georgry:


Shut the fvck up, una dey talk nonsense, if you were a Governor and your deputy did that shiit to you how will you react?

What did the deputy do?

ANYONE who donates to his church is a fool and a nonsense person then.

With the absence of "Yorubanization" in past administration, what did we achieve? When former presidents did as you've suggested, has the country gotten any better??

Picking from all the tribes doesn't mean the tribe will actually benefit anything from it.

We have compulsory leaders from every part of the country in the legislature (senate and house of reps). Why do you think this is in the constitution?

I dont care where anyone is from, as long as the job is done! Its time we start looking at results, not tribe.

Benrichard:
Good evening all, please I submitted my ITA on the 28/04/23 n used oanda n xe rate to calculate mt pof for a family of 3 which was 20371cad at #340 to 1cad,= #6,926,140 but used #8m at d rate of #392 to 1cad, but later increased it to 12.5m because of exchange rate fluctuations,
Done medicals n biometric n After waiting without response, I apply for gcms notes where I saw in that my case officer said my initial pof ws insufficient.
Pls I need your advice on what to do next.

Send an updated POF via webform.

Also, what does your PR tracker say, regardingthe 4 key parameters?

The comment on the group was unnecessary though.

There is always light at the end of the tunnel. One lost opportunity is not the end of the world.

I will use this good news as a lesson for myself.

Congratulations!

PaNnamdi:

That's why u people don't know anything

Did you read the entire epistle?

This will always be the. Are if you refuse to carry out due diligence before land acquisition.

This story too long sha, who get time to dey read long stories these days.

These ones are now convicts and have that in their records for life.

Omo, make we dey think our life options o.

Do men get erection when "raped"??

I know this guy.

He is definitely guilty

Berrityga:
Funny thing. Last year I met this girl tried talking to her she insulted the he’ll outta me. She got pregnant for a guy who left her and ran back to the north. Now she and her child are in the streets. I give her 3k every week for her up keep. Tho my friends think I’m stupid for helping her after what she did to me! I just tell them I’m doing it for her child.

The child that another man fathered?

As in, the child of the irresponsible dude she left you for, who knacked her like slut and put his cum inside of her to make that child?

My brother, let me send you my account details so you send me the weekly money instead.