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Investment / Re: Treasury Bills In Nigeria by C505: 11:30pm On Mar 25, 2020
Hello house. Can someo knowledgeable explain this?

I've been doing target savings with gtb and this is the 3rd month with zero interest. I've also read here people say target savings is more better than t bills for now cos of their interest.

Does it appear gtb don't issue interests on t. Savings or what?
Gaming / Re: 2 Months Old PS4 With Complete Accessories For Sale by C505: 8:09pm On Mar 19, 2020
koligs:
Or do you mean 20years old ?

My thoughts exactly too
Sports / Re: Martial Shares Brutal Injury Pictures After Man Utd Win Vs Man City by C505: 8:29am On Mar 09, 2020
toffyz:
Then it was a pyrrhic victory for him.

Meanwhile, Man city dominated all through but @ the end Man utd was victorious.

I'm a staunch Liverpool fan, you all know what that means.

I hate man utd!

Even though, I ought to support them today to win to reduce the number of matches Liverpool would have to win to become champion. But hell NO, I wanted them beaten.

Anyways, congratulations to all Liverpool fans around the world!

The EPL trophy is heading back to its usual base.

I LOVE LIVERPOOL FC


Pyrrhic victory indeed.

Wasn't that exactly what happened against Liverpool when utd we're chasing a goal to reduce the deficit before Allison launched the ball to salah just milliseconds away from full time?

5 Likes

Family / Re: She Is Single And Living On Rented Apartment, Away From Family ! Is It Good? by C505: 1:10am On Mar 09, 2020
Blakjewelry:

Face the topic. The thread says female and what is the reason given that it is not ideal for a young non married lady to live alone? The popular view is she will be kind wayward since she can entertain any man wants so stop beating around the bush when you know the obvious

Yes boss.... That's the very common view.

Let me reiterate what I said from the beginning which is my opinion.... You don't leave your parents because your friends are doing so or it's the normal thing everywhere. I believe everyone has got a spirit-man that speaks truth to you. Hence, you leave because it's the right time to leave and when that time comes, no one will tell you but your inner self.

Never did I mention sexual related point which you obviously thought you're psychic and started reading my mind miles away.

I hope we are good now.
Family / Re: She Is Single And Living On Rented Apartment, Away From Family ! Is It Good? by C505: 8:50pm On Mar 08, 2020
Blakjewelry:

Yeah it's poor reasoning. If not we look at sex as a bad thing in respect to the female folks what stop a lady from staying on her own when a guy can. If I ask you to give a reason why you think it's bad, it must be sexually related. Why don't you say same for a working class lady who says outside her place of origin

Must everything be sexually related? C'mon man... When has letting your conscience make the best choice for you be sexually related? Or did you leave your parents house or want to leave because you're sexually starved?
Celebrities / Re: Don Jazzy's Childhood Throwback Photos by C505: 3:34pm On Mar 08, 2020
Nyamen.... My brother keeps his virginity. If it's very difficult for a man to break a woman's hymen, I wonder which woman will break his own heman.

I sure say that hole for don block

1 Like 1 Share

Family / Re: She Is Single And Living On Rented Apartment, Away From Family ! Is It Good? by C505: 2:48pm On Mar 08, 2020
Blakjewelry:
it's good he brought up the issue I have seen put talked about it before. Now back to the issue. I will say there is nothing wrong in that, opposite view to this is base on our reasoning as Africans or should I say Nigerians which is very poor reasoning

Poor reasoning? Our problem is emulation and we always get it wrong. Live your life as your conscience directs you to and not because it's a norm in standard counyries
Travel / Re: Begging Attitude: White Man Married To Nigerian Lady Vows Never To Visit Nigeria by C505: 11:33am On Mar 07, 2020
Most working class people have businesses as side hustle but in the airport, begging is the officials side hustle

2 Likes

Sports / Re: Pogba To Return To Training And To Partner With Bruno Fernandes by C505: 12:55pm On Mar 03, 2020
Eagleboney:
pogba is a proud and senseless fellow with no priority,

united should take him to where he want To go

nonsense!!

Don't mind him.... He thinks himself as zlatan and does nothing but to hop like peacock.

Let him go and let a more passion-filled players like grealish come into the fold

2 Likes 1 Share

Investment / Re: Treasury Bills In Nigeria by C505: 10:48am On Mar 03, 2020
pesty100:
first you divide interest received by principal then you multiply by 100 then you multiply by 12. You should get annual interest. Note tax has not been considered though it will reduce the amount received as interest but then it is irrelevant as it cannot be avoided.

I got 3.8% from stanbic.

Some people sabi maths oooo.

2 Likes

Investment / Re: Treasury Bills In Nigeria by C505: 12:13am On Feb 09, 2020
rexericx:
Guys be smart, go for GTBank target account, it's 4.5℅, u get interest monthly, u can create d GTBank target account by yourself If you av Internet banking and a token. Once u create it, move any amount you like to d account. U can withdraw Your money anytime,. Create d account for a year.

If you don't av Internet banking with GTBank, den meet customer care to create it for u .

Let's be enjoying d GTBank 4.5℅ rate while we wait for treasure bill.

That's actually my device method to pull out funds for my rent and life assurance policy.

2 different target savings from my take home and whatever I acquire outside my take home goes straight for my investment plans
Investment / Re: Treasury Bills In Nigeria by C505: 8:00pm On Feb 05, 2020
ahiboilandgas:
u wan join money doubling scheme

He's only playing around cos he's wise enough not to delve
Investment / Re: Treasury Bills In Nigeria by C505: 12:46pm On Feb 05, 2020
swiperthefox:
Can you please help me understand how you are able to keep them from absconding with your keke?

I have a colleague who rides one and introduced another colleague to the business months ago.

All he did was take the keke to his park with his friend and introduced him to the union chairman who'll be responsible for bringing the rider. This part no concern him at all. All he did was sign agreement with the rider the union chairman brought, exchanged numbers with the union chairman incase the rider defaults payments.

Here, it becomes the duty of the union chairman to HALA for the rider who'll eventually pay the penalty for a day's delay. He's actually fighting for his own pocket cos 1 day past the due date, the penalty goes to his pockets. Now imagine he defaults for like 3 to 5days.

His friend was so safe that he planned on doubling up when the 1st cycle completes next year before your government threw his spanner in the works.

I think this becomes one of the better methods yo keep your mind at rest when it comes to transport business just that it's not my turf so whether success or failure, i xahnged my mind long ago never to indulge

1 Like

Investment / Re: Treasury Bills In Nigeria by C505: 8:13pm On Jan 21, 2020
healthserve:




Lol. Dude, how you dey. I'm sure that's a scam proposal too. Continue wasting your existence. Don't put your life to meaningful use. Ode. If your fada had invested in a cocoa farm instead of your worthless education by now he would have been reaping steady returns... Way much more than your worthless existence, you Son of a wh0re


Keep seeking my fall like my real life is anything on here. Oode. My intellect and success will drive you madd. Go find meaningful use for the rest of your lame existence and prove me wrong that you're not a waste of sperm



I'm done been civil with your sorry arse. If only your mum had aborted you using the cowrie your fada let on the side table, we won't be suffering the lunatic displays of your wasted life. Eediot



[/b]FYI no one has ever fought me online or real life and won the war. None.
[b]

Omo see one of the 7 ancient generals who never lost a battle

1 Like

Investment / Re: Treasury Bills In Nigeria by C505: 8:12pm On Jan 20, 2020
TissuePaper:
the person you are insulting can buy your whole life 100times...I'd sit down and listen to the elders if I were you

Stupid talk. Nobody can buy anybody's life even once.

Nobody created anybody except Almighty God.

11 Likes 1 Share

Investment / Re: Treasury Bills In Nigeria by C505: 9:27am On Jan 19, 2020
emmanuelewumi:


Google any of the stock brokers, i gave you. You can register online through their website

Sir pls can I send you a mail? Haven't done bond before so I'm looking to try this before it expires.

Please don't tell me to ask my questions here. Most replies I read here are usually not understandable because typing can be a pain so a lot of people try to keep it short and simple.

I can come back later and write my movement gotten from you

Thanks will be looking forward to your reply
Investment / Re: Mutual Funds by C505: 4:36pm On Jan 09, 2020
Apologies but is ARM a custodian of a bank or stands separate?

The appraisal on it has been too positive and I have funds with both AXA and Stanbic MMF which I might liquidate
Religion / Re: Much Ado About Giving And Receiving by C505: 8:34am On Jan 06, 2020
Sir please can you kindly give me your WhatsApp number?

I could ask you some questions here but it'll take time to get response.

I plead with you if you can.

I only need to ask you questions about bond but if you ask me to read, it'll take forever to understand but I could understand better if I am taught.
Investment / Re: Treasury Bills In Nigeria by C505: 9:18pm On Jan 01, 2020
wiseone1111:
please can someone explain what treasury bill means, I will like to know more.

You arrived at the 11th hour Mister

Still knowledge gained never wastes.

Not discouraging

1 Like

Investment / Re: Treasury Bills In Nigeria by C505: 9:15pm On Jan 01, 2020
seyisanya:


In Nigeria?

Yes. It'll shock you to know ahmadiya is like no 1 in Lagos with constant power supply.

I can tell you boastfully that I live around abiok where power is like 15-18hrs daily. My gen hasn't been put on like a very long time except now that there's no light. Pretty sure it'll be back soon.

People in ahmadiya gets a whole lot like they're cursed with light

1 Like

Investment / Re: Treasury Bills In Nigeria by C505: 2:39pm On Dec 20, 2019
rationalmind:


We will be expecting your feedback one year from now cool

Hahahaha.

One year is too much....

3 Likes

Investment / Re: Treasury Bills In Nigeria by C505: 10:31pm On Dec 04, 2019
Horlartunes:
Guys is there still treasure bills?

No sir.... There's quarrels and disagreement everywhere now. Like this thread has gone into both chaos and anarchy since the down surge of tbills

Everybody is throwing things at anybody due to vexation. I no know wetin you carry come too

12 Likes

Investment / Re: Treasury Bills In Nigeria by C505: 5:38pm On Dec 04, 2019
Barrytone:
Running analysis on my head now: if airpeace boss didn't have the billions and name to back it up, he wouldn't be in the mess he is right now. I keep letting people know that excess money is not the solution to our problems. Just enough to keep you rolling and enough to prevent you from sliding back to where you came from. The more money you chase, the more trouble you are exposed to. My prayer has always been [/b]"God dont make me the richest man alive and dont make me the poorest man alive but just grant me comfortability, Amen"[b]. This brings it down to mentality and not counting bills. For those that envy and wish to be in people position, just note the following:
1. For married woman, the bigger the money, the farther away from home your husband will be.
2. The bigger the house, the bigger the cost of maintenance.
3. The more exotic the car, the more the cost of maintenance and parts.
4. The more money, the more you spend on security and looses true friends.
5. The more sophisticated a person is, the greater chance of marrying the wrong spouse.
6. ETC- you can add more
In all, it cancels out and reverts to vanity upon vanity.


The best advice or suggestion since page 1 in all honesty.
Sadly but you said the honest truth. It's very difficult for a rich Nigerian to live humble. He really wants to be on the billboard if he can't afford to make it to Forbes.

The bolded.... Proverbs 30: 7-9 and we all discover in our lives, the same Proverbs 16:9 says "we make our plans but God directs our actions."

Sir barrytone, thank you for speaking weight in sense to lots of us

4 Likes

Investment / Re: Treasury Bills In Nigeria by C505: 4:40pm On Nov 11, 2019
Apologies for the digress.... Anyone has a link to insurance or life assurance thread?

1 Like

Investment / Re: Treasury Bills In Nigeria by C505: 11:50pm On Nov 04, 2019
Nnamz:


You're already miserable

What is wrong with you? I ask you to what end will you people keep stomping on this man?

You've all made your point and we get it. Let this healthserve man be for the sake of peace.

2 Likes

Investment / Re: Mutual Funds by C505: 11:39am On Oct 29, 2019
Systrom:
When filling the Stanbic MMF form, there was a part that said:

“How much do you want to invest”

I imputed 1M.

My question is, hope I can invest higher than this with this same account later in future if I get more money or is the account now limited to the investment amount of 1M I stated on the form ?

Thanks

The account isn't limited just the amount to invest is limited.

It's like having a regular bank account and you're making a monthly savings and top ups.

Never tied to a specific amount of money

Good luck with your endeavors and God bless us all
Investment / Re: Treasury Bills In Nigeria by C505: 11:34am On Oct 29, 2019
This means each time we bid for the primaries, verification of back logged loans will ensue..... Time wasters

So we have to be gracing the bank 2-3 days before auction.
Investment / Please Anyone Have Idea Where I Can Apply For Loan Apart From Banks? by C505: 10:58pm On Oct 13, 2019
I need it before the 2nd week of November

If you are into it or have any link, please kindly mention and let's agree to terms and conditions with all valid paperworks completed.

Thanks
Investment / Re: Treasury Bills In Nigeria by C505: 9:22pm On Oct 13, 2019
deepwater:


i believe if u dont collect interest upfront, it would be reinvested and the interest on that as well would be reinvested, the circle goes on until the last 1,000 or so. perhaps that person only recorded the first interest and not other tiers of interest. hence s/he believed the interest was more than expected.


n.b i am just saying, never reinvested my interest before.
i dey use my upfront solve immediate need.
government must fund my basic necessity in this country.

i advise people to buy tbills in good rate at high principal, that way u can always use the interest to buy new inverter batteries every year to have constant power supply. pay your house rent until u build your own sponsor your kids to good schools et al with hassles. maintain ur vehicle at top shape once every year.

For some funny reasons, I've done a couple of tbills with SIbtc but not for once have they reinvested my interest even when I've never really like collecting upfronts and after even indicating it in the letter.

Does anyone who invest in Stanbic and doesn't want upfronts experience the same issues?

For those who never experienced this, is it an ok option to change branch?
Investment / Re: Treasury Bills In Nigeria by C505: 2:44am On Oct 12, 2019
kryptem:

I have done the Re-investment of the interest before and it was on Secondary Market. I just explained to the officer that I didn't want the interest paid upfront but it should be reinvested. That was all and she perfected it. This was at First Bank.
There was nothing special requirement for it only that you indicate it in the form you will fill. In both Primary and Secondary Markets, it is applicable (interest Re-investment is possible).

Then I guess stanbic fails here. They always pay me my upfront even when I don't need it and even after indicating in the letter that I want it paid at the end of tenor, they still end up paying it.

I wish she'll have knowledge about interest reinvestment. Or maybe I should meet my account officer.

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