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Chijike's Posts

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Foreign AffairsRe: Iranian Hackers Attack Stryker, A US Company by chijike(m): 11:43am On Mar 12
very interesting days ahead
ProgrammingRe: Ai-assisted & "Vibe Coding" Thread: Tips & Testimonies by chijike(m): 2:03pm On Jun 02, 2025
Dear People, the next Programming language is English Language. I develop apps and AI Agents.

ChatGPT
Germini
DeepSeek
Claude Sonet
PoliticsRe: Enugu Government Partners With Landmark Group To Revitalize Nike Lake Resort. by chijike(m): 5:37pm On Jan 16, 2025
Good one
TravelRe: With #1.5m Monthly Income, Suggest Countries I Can Send My Wife For Studies.. by chijike(m): 6:18pm On Nov 11, 2024
Consider establishing a pharmacy or a similar business in Nigeria. Build it up to about 100 million naira, and then migrate together with your wife. Don’t let the situation in Nigeria cause a break in your family
TravelRe: With #1.5m Monthly Income, Suggest Countries I Can Send My Wife For Studies.. by chijike(m): 6:13pm On Nov 11, 2024
Consider establishing a pharmacy or a similar business in Nigeria. Build it up to about 100 million naira, and then migrate together with your wife. Don’t let the situation in Nigeria cause a break in your family.
BusinessRe: NNPC Begins Lifting Of Petrol At The Dangote Petroleum Refinery (Photos) by chijike(m): 6:42pm On Sep 15, 2024
lokotamak:
All this picture not necessary. cool
What Nigerians want is reasonable and affordable price,
Exactly,This price is still not affodable.
PoliticsRe: FG To Provide Solar Subsidy In Nigeria Through $750 Million World Bank Loan by chijike(m): 12:57pm On Apr 12, 2024
Way to go....kudos to FG
PoliticsRe: Notable signatures of Lugard, Zik, Awolowo, Ahmadu Bello, Gani, Ojukwu & others by chijike(m): 6:00pm On Mar 28, 2024
richiemcgold:
Forgers will surely have a tough time forging Gani and Luggard's signatures.
Try corel draw
EducationRe: Photo Of Olabode Olawuyi, OAU Zookeeper Killed By Lion During Feeding by chijike(m): 1:23pm On Feb 20, 2024
I thought they usually wore protective kits.
FamilyRe: Witnessing A Loved One Die In Your Presence by chijike(m): 5:00pm On Feb 18, 2024
The truth is that no one recovers from losing a close relative, whether they died in your presence or not. Before I lost my 83-year-old dad 5 years ago, I always thought he was a cat with nine lives. It is still difficult for me to take in, especially when I remember him telling me he was fine while in intensive care the night before he died.

Please I think we should be careful with this thread so people don't go back into depression abeg.
RomanceRe: Two Love Birds Who Are Both AS by chijike(m): 4:29pm On Nov 14, 2023
surrogacy, that is if you must have kids
PoliticsRe: NLC, TUC Shift Strike Notice By 2 Weeks by chijike(m): 8:35pm On Mar 28, 2023
N3TRAL:
Apart from my political bias, I love and admire Mr. Emefiele's commitment to a cashless economy.

It will benefit Nigeria in the long run. Let's cooperate for the sake of our future.

A cashless society will check embezzlement and misappropriation of public funds. It will reduce terrorism financing drastically.

Focus should be on improving e-banking infrastructure and enlightening computer illiterates on the need to evolve.
You are correct. I hope they are trying to avoid taking us back to the old Normal.
PoliticsRe: INEC Assures Use Of BVAS In Governorship & State Assembly Elections by chijike(m): 9:51am On Mar 05, 2023
The most important thing to do after failing to pass a course in school is to find out why you failed and then retake that course. That's me trying to school a professor.
PoliticsRe: Terrorists Mock Emefiele, They Have Surplus New Naira Notes - Sheikh Gumi by chijike(m): 3:13pm On Feb 06, 2023
BluntTheApostle:
Just stop the delusion.



Nigeria is not ready for a cashless economy.


No adequate power supply, costly fuel, low minimum wage, poor internet infrastructure.


Let me shock you. Even the whole world believes Sweden is not ready. They are however watching to see whether Sweden would be able to pull it through.
It is not a delusion but a feasible solution.

Cash payment is becoming obsolete. In the US, more people an becoming less dependent on cash. But the reverse is the case in Nigeria because of corruption.

The low-income household may find it difficult, for instance, if you have to pay for foodstuffs at our local markets. But it all boils down to technology adaptation. Time will not permit me to explain further.

Nigeria is an excellent country with dependable internet infrastructure. If we plug out corruption and criminality. I am sure that we will reverse the tides of inadequate power supply, costly fuel, low minimum wage, etc
PoliticsRe: Terrorists Mock Emefiele, They Have Surplus New Naira Notes - Sheikh Gumi by chijike(m): 4:50am On Feb 06, 2023
BluntTheApostle:
It is not about the technology, but the ethical matter of choice.


Sweden is going totally cashless this year, but I am sure there would be cash consideration for the vulnerable.


So full cashless economy is plain unrealistic for now.






The cashless policy is the alternative. Why have an alternative that is not going to address the problem? It is even going to worsen it.






Laying a foundation without addressing existing structures would amount to nothing, or even be counterproductive.



For example, we have had of CBN complain about banks sabotaging their efforts. Why not tackle that obviously corruption driven issue first before demonetizing.


Look at Sweden. They say they are finally going cashless in 2023. They didn't start today or yesterday. Years of planning, or setting things in order, went into it. In fact, Sweden has been planning it for the past 20 years. They invested heavily in sensitization so much so that the percentage of people who made cash transactions dropped from 40% to 9% in 10 years (2010-2020).


Do not also forget that when it comes to currency innovation, Sweden tops. In case you don't know, Sweden was also the first country to introduce bank notes. Now, they will also become the first country to do away with them.


Yet, it took them years of planning.







There is no opportunity here. That is the point. Our internet infrastructure is weak. Phone penetration is just as weak. Sensitization is mostly carried out up north. We don't have adequate power supply to support the cashless policy. No fuel or expensive fuel to power our generators.



No, we are not ready.
Good citizenship and putting this Nation first is an integral parts of ethics. Corruption and other vices are not necessarily the commoner's choice any day.

Cash Consideration for the vulnerable, as you said, is permissible as long as it is appropriately regulated. That should not deter going completely cashless.

Going cashless will ensure accountability and reduce corruption and criminality to the barest minimum.

Once we lay the proper solid foundation, it's only natural that suitable structures will emerge.

Banks will only engage in corrupt practices if the rewards are commensurate. But imagine if there was little or no way to reward corruption.

The cashless policy is familiar in Nigeria. The CBN has gradually come up with a lot of it in recent years. We need to take the bull by the horn.

The opportunity has come once again. Our people need to know the adverse effects of relying too much on cash in this economy. Again broadband penetration is almost 100 percent. If we can depend on BVAS, we can go cashless.

It's not fair to say Nigeria is not ready. We have the necessary infrastructure, and that is broadband availability.
PoliticsRe: Terrorists Mock Emefiele, They Have Surplus New Naira Notes - Sheikh Gumi by chijike(m): 1:06pm On Feb 05, 2023
BluntTheApostle:
A completely cashless economy is not achievable in any country in the world presently.



Secondly, a cashless Nigeria will not reduce inflation nor help the economy all by itself.



A country with a huge trade deficit like Nigeria will not become an economic powerhouse by simply going cashless.



Nigeria still needs to improve its electricity supply, boost production, and have a sane tax system.
1. It is achievable with current advancements in technology. Even when you are allowed to have large amounts of cash, you will need to fill out the appropriate forms.

2. I cannot see how the alternative can help either.

3. I agree with you, but we need to lay a foundation for sustainable economic development bearing in mind the apparent benefits of going cashless, especially in curbing crime and corruption.

Nigeria should take advantage of this opportunity.
PoliticsRe: Terrorists Mock Emefiele, They Have Surplus New Naira Notes - Sheikh Gumi by chijike(m): 11:21am On Feb 05, 2023
HellVictorinho7:
in your dreams
That was in the past. It is playing out before our eyes. We have what it takes to make this happen—the continued availability of cash fuels banditry, kidnapping, corruption, fraud, etc. If we as a country do not seize this opportunity to make this change, the price will be too much for us to pay.

Before you attack me, please read the post intelligently; bandits cannot survive without lots of cash.
PoliticsRe: Terrorists Mock Emefiele, They Have Surplus New Naira Notes - Sheikh Gumi by chijike(m): 10:51am On Feb 05, 2023
A completely cashless Nigeria is the only way forward.
PoliticsRe: 700,000 NE NNPP Members Defect To PDP, Urge Kwankwaso To Join by chijike(m): 8:59pm On Jan 17, 2023
That has been the game all along
PoliticsRe: Tinubu: I Will Convert Yahoo Boys To Tech Experts by chijike(m): 2:25pm On Jan 06, 2023
Where una dey see this kind tech plan self?
SportsRe: Argentina vs France : Qatar 2022 FIFA World Cup Finals (4 - 2)pens On 18/12/22 by chijike(m): 4:49pm On Dec 18, 2022
This is not a final, just acrobatics arranged by FIFA
BusinessRe: Fisayo Fosudo Redesigns The ₦500 Note Through Photoshop by chijike(m): 3:58pm On Nov 23, 2022
One thing is sure he is a very good graphic designer.. Abeg FF insert their arabic symbols for them
Christianity EtcRe: In 70 Years Of RCCG; Have You Been To Redemption Camp? by chijike(m): 12:50pm On Aug 14, 2022
2004
Christianity EtcRe: Fire Accident At Cairo's Coptic Church. 41 Dead, 14 Injured (photos) by chijike(m): 12:47pm On Aug 14, 2022
Fire or bomb?
RomanceRe: My Girlfriend Mum Is Currently Looking For Me With Police, I'm On The Run! Help by chijike(m): 9:59am On May 02, 2022
Get a good lawyer and report to the police station. You cannot run for ever.
CelebritiesRe: Chinedu Nwadike Dies In Abuja Hospital by chijike(m): 8:54pm On Mar 27, 2022
What a great loss!!! May his soul rest in peace. Amen.
EducationRe: JAMB Rejects Apology Of Timipade Kemepade, Candidate Who Cheated 21 Years Ago by chijike(m): 12:10pm On Jan 24, 2022
What is the nature of the misconduct?
FamilyRe: What I Did When My Wife Refused My Sexual Advancement For 7 Months by chijike(m): 8:28am On Jan 14, 2022
edunaragold:
After marriage a lot of people do expect thing to just be fine,they don't know, both couples have,another life challenges ahead of them, while some couples overcame their challenges another couples are planing to break up finally.

Since I discovered I married an Igbo Lady, and after one kid,I later learn were my mistake came from, my only mistake was that I did not set in mind another financial side were my wife would generate incomes, but am working on 3 ways i can generate petty petty income before my salary enters,no perfect marriage, but its how you use endurance to achieved the well beings of the marriage .a lot of times its after marriage that people realized their mistake despite all the marriage plans before the marriage.

When my wife started given me that attitude and excuses of am tired, leave me alone, pls stop, etc when I make advance at her, I tried to find out what is wrong, I called her attention to it politely, she told me that I was irritating her, so I quickly discovered an idle mind is the devils work shop, I tried my best in enrolling her in a catering school, she still continued in refusing me. I would pretend as if am forcing to rap her, but jokingly, she would scream rape!!! Playfully so I would stop.

Sometimes when I come back from work late or spend few times around while in the area, she would think I went to cheat, my wife is somebody that assumes especially when she saw u talking to any woman or greet, she would conclude in her heart that you guys may be dating.

After disturbing me that she wants to relocate to her own state so her business can flourish ,I called her mom to see if they can agree to it which she did, and after much advice from elderly men and woman I later came to my own finally conclusion after doing my + and - because not every advice one takes when seeking for advise ,I gave her some money to go spent time with her mom and what ever she decide she should let me know, I will be sending her some cash every months and the baby till she comes back to her senses.,they are now in the east and I stay in another state alone.

Na who sex help, another 3 ladies are disturbing to come visit me, but I decline them,I no wan cast my beloved marriage but soon i will answer them not now, especially now that am rushing and focusing to complete my house and put some tenant but all works and no play males jack a dull boy.

Now am more relaxed, marriage no b small thing o,its not a do or die affair ,don't kill your self for those you can't pls. A lot of woman change after having kids.

Since my wife left our conversion on phone is even better than when we stayed together. Sometimes you need to give a wife the opportunity to refresh them self as no woman wants to be tied own. Marriages get broken due to lack of refreshment, give your problem wife sense of refreshment, or let them miss you so they can know what they have.
Postpartum depression comes to mind. She needs medical help.
TV/MoviesRe: BBNaija: Pere's Management Reacts To Pere & Angel's Eviction Game by chijike(m): 4:28pm On Sep 27, 2021
MaestroID:
MAKE EVERYBODY GETATA
HERE
CelebritiesRe: Juliet Ibrahim Shares Hot Pictures by chijike(m): 10:00am On Jul 24, 2021
I thought she was married to vj

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