₦airaland Forum

Seelurd:
Did God know that Adam will eat the fruit or not?

Answer this carefully

This is like asking if you know what I'm thinking. No-one can predict exactly what you are thinking except thru prophesy.

You see this is a topic, that bible scholars,philisophers ,scientist and many learned pple have been arguing for years now.
Simply put, what your question bores down to is : IS LIFE DEPENDENT ON FREEWILL OR DESTINY....see God destined man to know Good & Live forever but same time he gave him freewill. And because adam&eve's freewill wasn't in line with God's plan, his destiny was distorted. Man now "dies" and "knows sin".....even in the bible it was recorded that at a point when God saw the wickedness in mans heart, he REGRETTED creating man.
Now does this means God didn't see that. man in the future would be so callous before creating us? No! God created man and had a Gooood plan for us but at the point when he was disappointed with mans FREEWILL action that it was pointed out in the bible. Both freewill & destiny work together

kaybams1:
You don't make statements void of facts. It will only make you appear uninformed. Saying 'Sky bank isn't that much of a top bank' while tacitly mentioning the likes of FCMB and Diamond on a different ilk is a ridiculous postulation.

I presume you have a phone that browses so you can google 'systemically important banks in Nigeria' or 'banks too big to fail in Nigeria' and read CBN's report on that. Ignorant of how wrong your premise is, you went on to assume an interest rate for the bank based on that premise. That's lame stuff. Interest rates on FD are negotiable everywhere and not reliant on just one factor. Interest rates on FD even differs across branches of the same bank with portfolios of the same FD principal.

Besides, your calculation of the op FD structure is not totally accurate. It's number of days not months that is used in calculating FD. So the op earned amount on a FD principal of 1.4m and 6% interest rate with a 6months tenor will be 41,424.66 before Withholding tax. And for your wrongly assumed figure of 6.5% interest rate for the bank, the earned interest will still be 44,876.71(not 45500) before WT.

Thank you.

Okay my apologies for saying skyebank isn't a top bank. Although if we are to go by statistics, FCMB and diamond bank are no match for skyebank......In the top 1000 global bank ranking, skybe bank isn't in the list but FCMB & diamond is, so don't talk to me about stats. I just don't want to argue banks coz it doesn't benefit me.
However, I still maintain that for a 6months fixed deposit, the highest op can get will not be more than 41,000naira after tax. But someone countered me in the comments above and said its impossible to GET AS MUCH AS 41,000, until I dished out available rates.....for now no bank will offer you above 6.5% for just 1.4m @ 30days # Quote me anywhere....I rather invest in t.bills for a better rate

oluamid:
Lol. It shows that you are not well grounded in Nigerian rap. Deathblow was a diss track released during the biggest beef of the Nigerian music industry till date: Modenine vs Ruggedman. In fact, Deathblow has been hailed as the Nigerian version of 'Ether' even on this thread and the song even sampled Nas' original version. And just to nail the coffin, Sinzu and Godwon do not have one fifth of the popularity of Modenine and Ruggedman when both were in their prime or even now that they are no longer as popular.

There was no room for speculation in Deathblow because it was well laced with personals which even a deaf person would know was targeted at Ruggedman and yes, Ruggedman's name was mentioned and the beef was all over the media. Sorry, what year did you started listening to Nigerian rap cos I'm really surprised?

I do not know death-blow. But I'll check it

Macmilla:
Hehehehehe, I think u need some bottles of orijin it will clear ur head and eyes
You just confirmed my deductions. So v6 it is. More horses and not so much loss on mpg.
My last car was a 4cyl and it was REALLY BORING. I never owned a v6 but I knew something wasn't right. I confirmed it when I drove a friend's Avalon. My! I instantly realised I've been riding a bicycle.
On another occasion, I raced a mechanic friend who is not even a crazy driver like me. He was driving a VERY OLD v6 Camry. Something from d 80s. I had my 4cyl 2001 accord. The race was from push off. I nearly broke my engine dt day. No matter how I throttled, it was as if my car wasn't moving. The rickety old car embarrassed my fancy new car.
I'm getting a v6 next.
Full scarcity my black ass.

Hehe, ride on bro!

oluamid:
You were awed with the punchlines of Sinzu and Godwon and I showed you that both are learners when it comes to punchlines. As for Diss tracks, Do you want me to quote all the punchlines in Dead Blow or Talking To You for you?

I still maintain my stance bro. I mentioned sauce kid vs godwon, coz they have a "diss track"targeted @ both of them....mode9 sang dead blow which had punchlines but it wasn't targetted @ nobody. Hence, it can't be classified a diss track.....mode is good. But when we compare the disstrack of 2people targetted @ eachother, for a while now....I think none is more stronger thaan sauce & godwon. The rest were just shallow nothing strong! If you listen to nas ether vs jayz takeover, that's how beef ought to be. And that's the way sauce vs godwon was. Not some shallow bullshit where fans & media will be speculating who &who the track might be talkng about

oluamid:
I've listened to both songs several times. Both were just dropping personals. You want punchline? Listen to the first line of Elbow Room by Modenine. "My train of thought run you over when you are on my track/ meaning i'm serving you on and off the court with what I spat". Gimme any line from Sinzu's 'Exit Strategy' and Godwon's 'I've been waiting for you' that beats that.

Who was that track directed to? If mode9 didn't direct that track to anybody, it isn't a diss track!!!

Jibsonified:
Naa ... I beg 2 differ, both of them were just playing on the beats. No names were mentioned directly or subliminally.

That being said, if we wanna throne a diss as best ever, I will pick Rukus' "The List" He lashed almost every one, Those that took his sting dissing cane more were Ice Prince, Neato C and Vector... Mehnn... I wept for them.

Second to the throne will be Boogey's... Hold on a sec. U guys never mentioned Boogey at all... Wow. This thread is incomplete without mentioning him. His highly precise, calculated and intelligent jabs are hard to forget. Listen to 5am in Lagos and Damage control.... Gawd that's the number1 rapper unfortunately not rated.

True yarns bro, we can't actually call M.I - f-u-c-k you a diss track, coz it wasn't directed to anybody....That rukus boi get liver oo, but not a good way to start as a young rapper. One hungry spitter most 9ja rappers wuldnt wanna f.uck with is PHENOM! That cat is a hungry spitter, I can vouch he'll win most rap battle.. I dunno boogey, but I'll download those tracks you recommended

The best 9ja rap diss I'v heard in a while is saucekid vs Godwon.....Not so popular tho...but if you want to listen to word play, good flow listen to it....Punchlines for the track no be here!

Sinzu - exit strategy (Godwon diss)
Godwon- I'v been waiting for you (sinzu diss)

Macmilla:
I thought higher mpg means a more efficient engine. How come a clogged air filter is making an engine more efficient?

If I understand simple logic, the higher user mpg simply means dt users are seeing better fuel efficiency than what was actually stated in d books.
Comparing d user mpg of the i4 with d v6, I noticed it is almost d same. This means dt users of d v6 get almost d same fuel efficiencyfrom their v6 engine as users of d i4 engine.
If d above lay man deductions are correct, then d v6 engine is actually d better engine to buy.

Plz Siena and Gazzuzz, confirm or discredit my deductions.

Lool, sorry bro. I'm mixing things up......a higher mpg means a more fuel effecient car, from your picture. the i4 is still more effecient from customers review.....although the difference is minimal. 30.6mpg (i4) against 30.0 mpg (v6). Not much of a difference. With that very lil difference, I believe the v6 will be more attractive. Sorry for my previous comment. I'm reading double tonite coz of my "football teams loss"........what I was trying to point out in my previous comment which is completely not in line with the debate, is that. If a car owner acheives lower mpg than the stated mpg by the maufacturer. It could be as a result of some factors, like the clogged filter ,driving style etc
But from ur pic, the mpg are higher than the default figures from the car makers, that I cannot tell how possible it was acheived

Macmilla:
So what do u have to say about this?
Same car, one with v6 and other with i4.

4th column is users average mpg.

Plz advice.

Siena comment too.

From your pic, by default the 4cylinder toyota solara is more fuel effecient. Based on the 4th grade which is the consumer reviews, it could be higher than the "default stats" because of certain factors ; like clogged fuel filter, tyre pressure or even driving style. This was why I said "techncially" if we compared two cars by their mpg we should tell which is more fuel effecient. But then there are factors to be met, maybe those factors weren't met and that's why its a lil higher than the "default stats"

Siena:
Ummmm, no. You're getting things mixed up here.

MPG is NOT a used value, it's a return. In your example, I4-engined car returns 22 mpg (travels 22 miles for every gallon of fuel) while the V6-engined car returns 21 mpg (travels 21 miles for every gallon of fuel).

Distance travelled per gallons of fuel used, the I4-engined car is consuming less fuel.

Thank you for correcting me, but it still bores down to the same thing that mpg is a determinant for identifying by default which car is petrol hungry.

Just look @ chelsea bench; Chelsea substitutes: Courtois, Aina, Colkett, Traore, Palmer, Kenedy, Falcao. ...................................Naso chelsea take wash!

uboma:
Sir, are you a staff of Skye Bank Plc? If yes, kindly list out the FD rate for investing NGN1.4million like the op plans to do so we can all do the math here.


And if you are not a staff of the bank, please stop these baseless assumption.

With the poor FD rates these days, i doubt the op will get as much as NGN41,000.00 after tax for a period of six months with her initial capital of NGN1.4million.

Okay mr, I said she shouldn't expect more 41,000 because of recent (last 10-12days) I did a search for the best rates among the top banks and diamond bank offered me 6.5%. Both FCMB and Ecobank offered between 5-6%. Firstbank & uba rates are very poor bout 3.5-4.5%, Skyebank isn't that much of a top bank, so I believe they'll be needing much liquidity from individuals. If skyebank offers her 6.5% per annum same rate as diamond

1400000 * 6.5% = 91000(per annum)
In 6months = 91000/2 = 45,500
10% withholding tax = 4550
Her profit would be =45,500 - 4550
= 40,950naira for the 6mnths
I hope I'v cleared your doubt Mr

Tweetums:
Hello, please i need advice, I want to fix 1.4million in Skye Bank for six months... How much would I be expecting in total after six months.. Thanks

Don't expect more than 45,000 naira (before tax). So you actual profit should be like 41,000

mysticgal:
Eveytime fine fine, abeg for this fuel situation una still dey snap pinshure

You no go like wan post ur pic make we compare and contrast,lol
.....

Arguing Infinix vs tecno, is like arguing
Fanta vs sprite or......
Orijin vs small stout
#the same company makes both brands,make it look they're competitors from diff worlds but in the end its a strategy to "eat" from "both-sides".
Make money from infinix lovers, same time
Make money from tecno lovers
#no love lost #no love found

OP the way first bank dey find money now ehh, even me dey fear make the bank liquidate....sahara reports have it that 2. prominent nigerians (jide omokore & kola aluko) owe them a sum of 120billion naira WITHOUT COLLATERAL but on the basis of fmr petroleum minister, diezani madueke because of their participation in the oil sector.
According to some underground news, Firstbank @ this point doesn't seem to have a good credit rating. They changed their chief executive prolly for a magic wind to take place......I bank with them, do f.deposit with them, so I dey follow dia marra wellaz b4 my small money go develop wings....them dey charge anyhow these days, I guess its to make up for their large Non-performing loans

Seun:
What an inspiring message for Nigerians who have to close their shops so they can sleep on queues in order to buy petrol at N300 per liter.

But actually it seems that the title this article deliberately twisted what Professor Osinbajo said. The article only says he said IMF suggested it.

The only fiscal policy that this administration likes it to Increase tax. They dnt talk about how they themselves can curb excess spending in their govt.....They are so clueless on how to generate revenue. The only way they know how to make money is by taxing the populace even more. Shame!

In lagos state alone where the return of investment on property is about 5-8%....I invest 30million to purchase a land&build a house, then rent it annually for 2.4million HIGHEST. 10yrs I never recoup my capital o, and u wan make I dey do "monthly" when I need the bulky cash sharpali........if this is implemented, lagos landord will charge tenants 100,000 per month for a flat that would have cost 600,000 annually to rent....they'll charge that high to cover the "job hazard" since per month means anything can happen ie tenant running away after 1mth.

If you dey do early morning jogging or cycling, you for don encounter 1 or 2 incidents.....if you see the bull dogs wey I dey see for my morning workout @ Festac, chooiii, I swear ur liver go cut if that dog charge @ you!

DanceVille:
Buh, u can still be friend with her, atleast you do asked her out when both of you are still buddy before and after she refused accepting ur feelings or proposal, that doesn't mean u should quit asking her out.

Baba na rubbish you just Write for me so. If a babe isn't giving you green light and you still perch around her forming "buddy buddy" like you wrote there maybe hoping she could someday change her mind....my man that's a welcome Invitation to the FRIEND-ZONE world and when you are in that world, you culd be elevated to a higher level called MAGA ON PER SECOND BILLING......#wiseup bruh

How does "Quit asking her out" one of a "silly way".....to me that's a silly suggestion you just wrote up there! If she's not giving you the green light, move on

happney65:
Its a Fact.Ladies from the Southeast and the South-south are the most beautiful in Nigeria..Am Yoruba,And i know what am saying

I'm igbo and that's true in terms of beauty but the yorubas seem to be well endowed than the igbos

In a letter written to "NOI" from charles soludo(fmr cbn governor)....he said the past governorns decided to share the money because it was found that the federal govt& its cabinets were MEDDLING with the funds &didnt trust the leadership of the money in their hands. This was the reaso behind their actions. And today, we could see how GEJ administration spent recklessly with little to show on ground

No be lie oo op....I remember I trekked during that period from national theatre to balogun market,idumota......same period I trekked from alaba suru to maza-maza...the tankers on the road ehhh, the tankers made life hell for us!

Look @ them comments, Hypocrites!hypocrites!! .....nowt they are praising the private school and bashing the govt school, when the same set of pple attend private university. They'll switch lane and rain insults on them simply because they didn't attend one....HYPOCRITES EVERYWHERE!!

This is one of the reason why artiste live a fake life. If an artiste repeats cloth, they'll talk. If an artiste buys cloth from a low end store, they'll talk. We are the ones pushing them to live a fake life, after we'll be the ones to yab them wen we hear that what they claim to own isn't actually thiers or its on "Hire-purchase".....God go help us!!!

Sunymoore:
I4 not V4..Though V4 might exist, but rare.

Thank you for the correction