₦airaland Forum

Nice one op! I'll like to add, there's the most deadly attack now called CRYPTOWALL RANSOMWARE, if you pc is attacked your files will be encrypted ...all your files renderinmg yur pc useless.
Hackers will tell you to pay via BITCOIN, and BITCOIN has high security, so tracing them thru such payment is almost Impossible


SOLUTION: You'll have to format your Harddrive
To get rid of the malware if affected



PREVENTION: always have a backup for the files on your drive just incase of an attack & avoid clicking links & attachments you don't know its source while browsing



REMEMBER, THIS HACK STYLE IS VERY VERY EFFECTIVE !!!

KENZYYONG:
...bro you are talking about injection of excess cash into the economy
..mind u naija is already experiencing inflation due to the high rate of cash flow both by banks and government and now we suffering from that cos the cbn has already enacted policies to mop up d excess cash in d economy... We call it OMO in economics meaning open market operation....d S.T.A, reduction on the interest rate for placements by banks, and individuals as well and most importantly new fiscal policy are all the means through which d apex banks treats the problem of inflation... Although it will affect us initially...but the effect is short-term but the benefits are long-term

Mr economist, I'll like to have yu know that the cause of our inflation today is not because banks were pumped huge liquidity because of the TSA policy that affected them.... When CBN pumped liquidity into the banking sector it did so, so banks could stimulate growth in the economy by lending to individuals in the SME's. But did it work , NO!!! Our countrys GDP growth has been dropping every quarter. Currently @ 2.8%.....How does raising interest rate improve the prices of commodoties in the market? The effects are not long term. Until CBN address our forex issue, this is just a "try ur luck approach" as they have always done! But for investors like me, its good news coz Tbills rate and f.deposit will shoot up!

Bawsse:
Can u pls tell me hw to do dt?

Its not rocket science. For fixed deposits, the rates are steady rising currently about 5-6.5% per annum
So if you have like 2million naira lying idle. Walk into any bank and ask for their rate ,at a 5% rate you'll get 100,000 gross profit or more depending on the rate offered from your bank.....For t.bills(treasury bills) visit this thread www.nairaland.com/878880/treasury-bills-nigeria....you'll find all you need there

Rather than wail shout and curse at the impending difficulties....if you have money that's been lying in your savings account doing nothing, Now its time to either Invest in T-bills/f.deposit.....ask for the Best possible rate & let your money bear fruits for you while you sleep. #Rather than wail, be wise and forge ahead!!!

The monetary policy was implemented to FIGHT INFLATION. They say 744billion has been pulled out from circulation yet our Inflation rate still stands @ 11%. Abeg who is deceiving who?

Ximonak:
the nepa people should first provide the prepaid without tampering with it, then their taskforce can be monitoring the meters (they are being paid for it).
It's like saying no need for police everybody will behave rightly.
NEPA is federalized corruption, Fashola just upgraded it to legal corruption

Taskforce to be monitoring kini? So you think I'll let a nepa official come into my house to check my PRE-PAID metre? Oga yarn like a true nigerian, some mischeivous nigerians are the reason these pre-paid metres are not dished out. Coz it means lower revenue for them if nigerians continue with the inappropriate behaviour of deciding which electrical appliances should prepaid metre be adjoined with

This re-affirms what thiis popular saying is all about.....TOO many people spend money that they do not own, to impress people they do not know. He should have taken fried chicken and sharwama so he can impress you and make you call him O.B.O abiii Rubbish

Paentera:
Incorrect deductions & erroneous conclusions abound in your initial post.

Re:South East paying more.
To know how the DISCO serving Anambra arrived at its charge, please check NERC website for the proposal submitted by the same DISCO.

Re:Fixed Charge Paid After February 1
All fixed charges has since February 1 been totally abolished by ALL DISCOs. If you observe your bill closely, check the date of consumption, you will notice that it is actually for any period before February. DISCOs distribute their bills in the subsequent month after consumption. So where you receive a bill in February, that bill is for energy you consumed in January.

Mr man, Are you teaching me how to read a light bill? The fixed charges hasn't been removed in our light bill . The light bill of feburary I paid this month, contained fixed charge and the new tarrif. Maybe its been aboliished in your area but still exists here. I'll wait for the Next bill to see if fixed charge still remains. And as for you referring me to so so site, I'll say I deal with what's on ground not some propaganda shii. If you have someone living @ the south-east. Ask bout their rate! Pratiical over theory!

ogawisdom:
First bank pays 3.6% on ordinary savings acct, am sure they will pay up to 8% on 500k fixed deposit of up to 90days

I doubt bro, as of februray they offered 3.5% . Now that cbn offered a new monetary policy, bank fd rates are beginning to spike up. But 8% impossible.

Ximonak:
Guy for my side EKEDP na N24.00 and N322.80 now, both increased without even seeing the light (estimated bill)

That estimated bill eh na read money grubbing!
E for make sense say everybody dey use pre-paid metres but some people dey bypass their ac and big big appliiance direct to the grid. Na only small things like fan bulbs na I'm prepaid meter dey power. As nepa pple don sabi wassap
, dem don stop to dey give prepaid metre come dey charge dose wey no get prepaid wosky charges. So in otherwords. We dey pay for the sins of our prepaid metre brothers

idupaul:
I WAS IN GOVT HOUSE BENIN with my boss and let me tell u all the roads leading there looked like this

All the roads leading there? Roads that were left under the care of Local govt chairmen abi?

Ecobank and FCMB will pay between 5-6%
Diamond bank will pay 6.5% for 1million & above.
For now. These are the ones I know
#avoid UBA, Zenith or firstbank. Their rates are below par. It seems they have enough liquidity to run their biz!

Even if it happened in Edo state, it could be at a local government....Our local govt chairmen do virtually nothing while governors gets the tongue-lashing............DO NOT BELIEVE EVERYTHING YOU READ ONLINE!!!

Formely on the Phcn bill is a tariff of
15.63 naira/kilowatt. Now Its 22naira
kilowatt on the new bill. About 50% Increase!
****************************************
E.g Mr Chuks consumes 300kw of power in january
Phcn charges him 15.63/kwh
His Bill = 300 * 15.63 = 4689 (Vat & fixed charge not inclusive)
***************************************
Due to Increase in Tariff, Mr Chuks decides to
reduce his consumption from 300kw to 250kw in February
Phcn charges him a new tarriff of 22kw/h
His Bill = 250 * 22 = 5500(Vat & fixed charge not inclusive)
**************************************
CONCLUSION: Despite the fact Mr chuks
REDUCED his monthly CONSUMPTION to reduce expenses & Improve his standard of living, the FG has already CONDEMNED him to HARDSHIP with the Massive Tarrif! #God help Naija!!!

Pure scam! At festac here, under eko distribution company(ekedc) we aare charged about 22naira/kilowatt yet Fixed charge of #750 still exist......I was at anambra 2wks ago, and their own charge is 27naira/kilowatt with fixed charge included.
Fashola said a new tariff but without a fixed charge yet he hasn't stuck to his word.
I'm compelled to believe that the south east is paying more for electricity than south west but make I dey observe sha.

adanny01:
Senate signed a budget after it amended it, its only logical to return the signed budget with details of what amendment they made. Without it the details, only a fool will sign.

We are still saying the same thing. The details mr president seeks should be provided by his special advisers on national assembly matters. If they can't help facilitate it, then I do not know what their work is.......This little issue could drag for another month and half, and we would have spent 5months without a budget. Then implementation of the budget will now be below par coz of slow-start.

Abeg what's Ita enang doing? He is the Senior special adviser to the president on national assembly matter.
We also have suleiman abdulrahman who is a special adviser on national assembly matters. These people are the eyes & nose of mr president in the national assembly, if mr president needs details I believe it shouldfirst come from them.....meanwhile is the appropiation deal done in secrecy? If any detail was tampered with, isn't it supposed to be public seeing that the senate house session is always televised live....why ask for details that was debated in public? What are the special advsiers on national assembly doing?

TechsNG:
I've been down that road before and am not sure it can happen again. You may wanna read this: http://www.techsng.com/2014/10/samsung-galaxy-s4-china-clone-version.html

Kpele, atleast now u have learnt from experience but from ur ordeal theclone wasn't so sophiisticated. If you handle the s5 clone, my goodness! It can almst every frigging thing but resolution is shitty!

Most of all, go on youtube and check out how to identify "clones" of a phone.....I'v handled a samsung s5 clone bought for just 20k...it can do almost everything the original s5 can do. But the sell out was that the resolution is dull, missing features, different layout and other inconspicuous things that are hard to identify with the Untrained eye. Even you OP can fall for a cloned phone. Boiz are getting more dubious by the day, so you too should get smarter!!! Always Google out difference between the original and clone of your desired phone.
Many people own clones but think they are original fones.

Fixed deposits too also on the increase
Ecobank offering 5% rate for 30days
6% for 90days

Fcmb offering between 5-6%, the stingy banks like First bank offered 3.5% 30days as of last month. Let's see how they'll jack up their rate with this news.......the news should spike Fixed deposit rate, while 2016 passed Budget should spike up T.bills discounted rate.

mecussey:
The without excercise cant be the constant na...when we dont know the weight of the beer, how many bottles that were consumed without excretion and the type of food that was taken. E.g if 4 bottles of big stout were consumed, some goes the bladder why some remains in the stomach, you have automatically added more than 1kg, and if two plates of wheat swallow and vegetables were devoured you have probably added more than 2kg. Then if eventually, you excrete all this by the end of the day without any additional food...you have gained and lost 2kg within 24hrs and you see that it has proven your equation wrong. However, this is just an example, I am not certain that my imagination is correct but I think I made common sense.

You are actually not getting the point. All I'v been saying is what you did to lose weight and not what you did to gain weight. Talking about 4bottle of beer or 2plates of semo is going "off-point". I'm not interested in how you accumulated kilos.....My argument still remains how you can't lose 5kg in 2days "without exercise".....A nutritionist or a dietician will not start asking you what and what you ate to achieve so so weigh, they go straight to the weigh loss prog. And you made lots of bogus statement
1) You cannot gain 1kg from 4bottles of beer
2) You cannot gain 1kg from 2plates of fufu or semo
3) You don't lose weight by excretion (shitting)
I'v saaid it countless time, its not rocket science
1kg = 7000calories.
If you want to add 1kg in a day, Increase your daily calories by 7000.
If a bottle of beer contains 300calories, this means to gain 1kg from beer drinking in a day means Drinking bout 23 bottles of beer
= (300 * 23 = 6900calories)
So drinking a mere 4bottles is a far cry to 1kg gain....You need my tutoriaal on this subject,lol.

Weah96:
Boxers and MMA fighters do it all the time.

Yea right, those are professionals who do countless hours of training. That's why I put "except he did 8hrs of jog" coz without workout, 5kg in 2daays is a No No!

mecussey:
This is becoming interesting...how science will prove something theorytically and prove otherwise practically. Let me assume, I ve been checking with woozy eyes lol but you forgot in practical science a lot of things are considered. You have not considered the weight of the beer, the munchies which leads to heavy food consumption and others. Even Iseac Newton and the likes will prove a fomular and still insist that the equation is valid only if temp, pressure and enviromental energy remains constant. Your calories equation might be correct but other factors are not considered. However, i will repeat the experiment again this time with "clear eyes" lol, and if I should have time which I doubt, I will attach images.

Hehe....well you aactually provided the constant when you said you lost 5kg "Without exercise". That exercise was the constant I was searching for. If you hadn't said that, then I might not have stretched this talk coz I know heavy workout can do magic. Anywayz, you said you'll likely upload a pic of ur weight loss next time with a clear eyes,lol #so till then.......:-)

mecussey:
You may be right but, if something is at stake, I could have proven it to you. I check my weight in the house and I do it daily. Unfurtunately, if you must know, I consume at least 7 bottles of beer daily and yes this is suisidal. I wish you can also calculate how much calories a bottles of beer carries. I also discovered that these beer calories burns easily than the usual cabohydrate may be due to my body metabolism. If I know how much calories a bottle beer carries, then multiply by 14 then may be and may be it is upto 35,000. My point is that I weigh 125kg but if I leave beer for just 2 days, it comes down to 120. What I dont know is if it will continue the decline silmutaneously.

You must have checked yur weight with a woozy eyes! You cannot lose 5kg in 2days except you exercised for like 8hours stretch like you did a marathon. You have not been checking it correctly. Even if a bottle of beer contains 300calories, what determines how fast you burn fat is your BMR-Basic metabolic rate. Which depends on size,age & physical activity.
I exercised 3-5times weekly weigh bout 95kg and mid 20's.....my BMR requires about 3300kcal to maintain my weight per day.
Now if I don't eat in a day. Theoretically, I will be short of 3300 calories for that day.
2days means 3300kcal *2 = 6600calories,
which is still not upto 1kg ooh (7000kcal =1kg). And remember the smaller you become, the lower the calories your body will need. So to spike my body to consume 10000caloies in 2days, I'll need to do heavy heavy exercise to burn xtra 4000calories between that two 2days
While starving 2days also....you see how hard it is to lose weight? 10,000calories is not even upto 2kg despite my harsh weight loss program..........Bruh trust me u checked with a woozy eyes!

coolscott:
[size=22pt]Why should we contribute 20bn per month to these people when we know the looters of yester years are still very much on the ground[/size]
superstar1
ibedun
Chukzyfcb
sweetgala

Everything is in alliance with the 2016 budget. Since the budget has been passed, they are making concise effort to see that the budget gets necessary funding. If you recall, the 2016 fg budget is funded 79% from Non-oil sources. As of 2014, Nigeria generated about 1.08trillion naira and this year our budget says we will generate 3.5trillion revenue from Non-oil sources....That's 2trillion increase !!! It sounded ridiculous how our govt intends to achieve such feat but with these taxing policies and more to come in future. We seem to be the scape goats to funding the budget

DisGuy:
Not very obvious bro, That they started collecting it doesn't mean they have increased it now...the electricity tariff is something else though

I don't understaand you bro. That they'v started collectig it means business has started.
They proposed a new tarriff for light bills. Today we pay over 20naira from 15naira/kilowatt.....in the banking sector, we pay xtra charges for every little thing. I got charged for over 350naira for doing a transfer of mere 5000. Formerly it wasn't beyond 150naira. They have started implementing all whaat they proposed all. Don't be suprised to hear our VAT too will soon be increased.