Foreign Affairs › Re: Cameroon Court Rejects Bid To Block Biya From Re-election by cucumbar: 4:22am On Aug 23, 2025 |
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Food › Re: What Is The Cost Of A Crate Of Egg In Your Area by cucumbar: 4:56pm On Aug 22, 2025 |
Peacecore: Can you be a banker and have a side hustle? It's either you are on your own or stay with the minimum way. Let's a banker earns 250k monthly (that's even Manager's salary ). Subtract the expenses involving power, feeding, healthcare, and renting. who tell you say managers salary in a bank is 250k? That’s how you lots misinform people. |
Food › Re: What Is The Cost Of A Crate Of Egg In Your Area by cucumbar: 4:29pm On Aug 22, 2025 |
nesgeeek: Not as if we are happy about the current situation of Nigeria, but when u look at the options of candidates contesting for the upcoming election u will know Tinubu is the best among them. May God bless my country Nigeria. 🙏 How can Tinubu be the beast among anybody? A certified and proven failure? No make me laugh abeg. |
Politics › Re: FG Unveils Asfaar, Nigeria’s First Visa Application Agency by cucumbar: 6:52pm On Aug 21, 2025 |
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Celebrities › Re: #bbnaijas10: Bright’s Manager Vic Matt Dies Days After He Was Kidnapped In Enug by cucumbar: 1:39pm On Aug 21, 2025 |
madridguy: People that praised Nnamdi Kanu, contributed huge money for him to buy weapons to fight Buhari are cursing APC for the insecurity they caused with their hands.
None of them ever call out the Enugu State governor but APC. Make una dey shift blame by the time no one can travel home again you will come together and tell yourself the truth.
I pray God comfort his family. South East happens to him. Who contributed money to buy guns for the kidnappers in south west , middle belt and the north?? Ok, na APC led FG Dey sponsor those ones abi? How Una Dey think sef ? |
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Politics › Re: Illegal Mining Funds Banditry, Costs Nigeria $9bn Annually – FCT Police by cucumbar: 8:12pm On Aug 20, 2025 |
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Politics › Re: Drama Between Corper Raye And A Lagosian After She Declared Her Love For Abuja by cucumbar: 7:28pm On Aug 20, 2025 |
buhariguy: why not tell pig raye to stay in lekki or ikoyi, Instead of staying in poor area in lagos and be complaining, Every states in Nigeria have poor area who tell you say Ikoyi and Vi no dey smell? 😀😀😀 Dey play… the whole of Lagos stinks, including the ikoyi and Lekki and VI. All they know is to be re-naming street. |
Politics › Re: AEC Unity Says $4 Billion Abuja-Lagos Highway Project Awaiting FEC Approval by cucumbar: 7:20pm On Aug 20, 2025 |
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Politics › Re: Canadian Court Declares APC, PDP A Terrorist Organisation by cucumbar: 1:04am On Aug 20, 2025 |
Alsenora: You seem to know more than the likes of current WTO-DG that have made positive remarks on the current govt economic reforms. Your likes are only out to make uncouth remarks with no substance. Keep it up. Yes, I know more than the praise singers, the likes of WTO and IMF Reality is saying otherwise, and that’s what counts. |
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Foreign Affairs › Re: Israeli Man Says Melbourne Salon Owner Called Him ‘baby Killer’, Kicked Him Out by cucumbar: 4:59pm On Aug 19, 2025 |
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Business › Re: The True Cost Of ‘let’s Hang Out’: A Financial Autopsy by cucumbar: 3:23pm On Aug 19, 2025 |
Slimani: Copyright: moneyboom.com.ng
The True Cost Of ‘let’s Hang Out’: A Financial Autopsy Hanging out wasn’t expensive until the so called builder of Lagos and destroyer emeritus of Nigeria, Tilumpu snatched power in 2023. |
Politics › Re: "N419billion Conditional Cash Transfered To Nearly 6million Nigerians...." FG by cucumbar: 11:09am On Aug 19, 2025 |
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Politics › Re: Tinubu Slashes Dialysis Cost In Federal Hospitals To ₦12,000 by cucumbar: 8:10am On Aug 19, 2025 |
Berankis: You wish! Dey deceive yourself. He removed the major subsidies touching the lives of Nigerians daily and only announced to subsidize dialysis and you guys are spewing nonsense. Tinubu in this Presidency journey is a FAILURE! His hypothesis, conjectures and policies are not working. Let's just wait till January 1 2026, when the last straw that will break our Camel's back is unleashed. Una never see anything! He is just bungling everything together. A lot of people go run commot for this country on foot and without passports. Abeg, what’s happening on January 1st, make I know if I go run before then. |
Politics › Re: Tinubu Slashes Dialysis Cost In Federal Hospitals To ₦12,000 by cucumbar: 11:48pm On Aug 18, 2025 |
sms4sure: They're just hating this man because of sentiment. He's a saviour that save this country from expected doom known to those that matters. no o, not only the country. He is the savior of the world. Oponu . |
Politics › Re: Tinubu Slashes Dialysis Cost In Federal Hospitals To ₦12,000 by cucumbar: 11:46pm On Aug 18, 2025 |
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Crime › Re: Police Dismiss Constable For Stealing A Goat In Taraba State by cucumbar: 6:29pm On Aug 15, 2025 |
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Nairaland General › Re: What Is Something You Wish You Learnt Earlier In Life. by cucumbar: 2:17pm On Aug 15, 2025 |
DoctorStanley: Easier said than done. Suppose broke girl is the only girl you "love"? I'm in my early 30's and a medical doctor and I wish I studied something else. I wish I knew not to study something simply because it is prestigious and in vogue But doctors earn well, especially if you travel out. 🤔 |
Celebrities › Re: Seun Confirm Dies Ater Battling Enlarged Prostate by cucumbar: 9:39pm On Aug 14, 2025 |
1Alex: Re-educate yourself oga. If he died as a from any of these listed , as a result of BPH, what would you say killed him? People that die as a result of complications from AIDS, are said to have died from AIDS. |
Properties › Re: Benefits Of Owning Landed Property by cucumbar: 7:33pm On Aug 14, 2025 |
sternakin: BENEFITS OF OWNING LANDED PROPERTY.
It's very obvious that the year is fast running and it would be good to stop procrastinating but start implementing your plans for a better 2026 from now.
Are you planning to relocate to Canada, U.K New Zealand, Australia or any other developed nation of the world either or study, work or tourism and you have landed properties to buttress your economic status and strong tie to your home country?
It is no gainsay that everyone needs an oasis of peace and comfort in a safe haven like Canada, U.K, U.S and the rest of the developed world to enjoy comforts of world-class healthcare, international education, world-class leisure and more.
Without mincing words, many visa applicants do believe that "fat" bank statement is the paramount document they need to secure a visa approval forgetting that proof of good economic status in the applicant home country is also paramount.
Though, it's good to have good financial banking status. However, strong economic home tie is one of the major key factor often considered by visa issuing officers most especially for non-immigrant visa applicants like visit, study, medical and so on. The visa officers are more concerned about the economic tie cum status of an applicant to his/her home country, a kind of strong home ties that'll pull him/her back after the tenure of visit or study visa granted.
Secuing visa approval to these developed countries mentioned above often times is not a fluke as applicants would need to strongly proof to the visa issuing officer evidences of home ties that would make the applicant return to his/her home country on or before the expiration of the duration granted the applicant either for tourism, study, medical and other non immigrant visa categories.
Some of the evidences of home tie are marriage certificate, employment letter, certificate of investment, child/children birth certificate, bank statement of account, etc.
Meanwhile, the top secret is the use of valuation report on landed property owned to butress the applicant finacial status and strong tie to the homeland. A valuation report is a document prepared by a firm of registered Estate Surveyors & Valuers showing the current market value in monetary worth of your landed property or rental income accrue to a property owner on yearly basis if it's a rental property and that can also use to butress source of fund on account as the case may be.
Though it is expected that an applicant should have a certain required amount that would cover his/her expenses during the stay, but a valuation report would "tell more" about the economic/financial status of the applicant in his/her home country that could appeal to the visa issuing officer in making a favourable decision about the applicant.
Let's take for example, a single applicant for visit visa to Canada is expected to have a minimum of amount equivalent to CAD10,000 (Ten Thousand Canadian Dollar) and an applicant was able to meet that and also has property or properties worth equivalent of about CAD40,000 (Forty Thousand Canadian Dollars) or more, that tells more that such an applicant is doing well in his/her home country and would likely not be a liability to the visiting country. To be more practical, imagine someone that applied for a study visa has say N45m (to cover tuition fee, living expenses etc) on account in a bank, married with children and has property(ties) worth N65m or more. Don't be surprised such an applicant may be granted visa while someone that has say N100m on account without any proof of asset(s) or strong home tie may be denied. A visa officer would feel more comfortable to grant an applicant with strong home tie on the ground that he/she has investment/asset back home, wife and children that would make him/her to return after the duration granted.
So often times, money in the bank alone might not guarantee you but other support documents like your property/assets valuation report would do the magic.
No doubt you might have documents like purchase receipt, survey plan, deed of assignment or contract of sale on the property but those documents can not give the current market value of the property as land appreciate in value over time. So only valuation report will State the current value. Land you bought five years ago cannot be same value in the present year and possibly you've built on it.
Even for Canada Express Entry applicant, proof of fund is one of the basic requirements for permanent residence applications. Applicants need to provide to Canada Immigration & Citizenship an evidence of enough mandatory funds to support oneself and any accompanying family members when landed in Canada. This is because the government of Canada will not provide any financial support for new immigrants and therefore need to be sure the new immigrant will be able to support him/herself and his/her family members and same goes for study, either in the United Kingdom or Canada.
The amount required depends on the family size and can vary from time to time and for study visa depends on the institution. Meanwhile, at the time of putting in your application you'll need to show that you have at least the required amount. However, you can also submit a document that shows that you have asset that could be liquidated to cash if granted for your application to be processed.
Now you may be wondering what type of funds you can use and what type of proof is required. Well, there are options which we shall quickly dwell on into details:
SAVINGS: If you have savings which is equivalent or exceed the required amount, then your bank statement (not less than 3months) is a good proof of funds and if your money is split between several banks, you'll need to provide details of each to add up to the required amount or exceed if you have it.
REAL ESTATE: This is what many are not aware of that money in property is probably the most widely used proof of funds. It is a known fact that people sell property/ties owned in their home country before landing in canada or relocating to anywhere else and will use the proceed or equity to establish themselves after relocating and if not for permanent residence, it's a kind of high assuring factor that the applicant shall return to his/her home country upon completion of study or visit.
The immigration office appreciate the fact that you may not have sold the property at the point you're required to supply the information/proof and has made allowances for that. Therefore, all you need do is to get a firm of Certified Estate Surveyors and Valuers that is "skilled" in writing this kind of report (cos some basic information that are to be included) to value the property and give a report stating opinion of the current market value of the property , such valuation report MUST be on the firm letter head, duly stamped, sealed and signed. The immigration body can then see how much equity you have on the valuation report.
If the property is on mortgage, you'll need to submit a mortgage statement from your lender showing how much money is owned on the property, then you submit a valuation report along with it to be able to see how much equity available to you on the property. It is assumed that the property would have been sold and the money in your account before landing or relocating finally.
Meanwhile, if the property is an investment property, a rental valuation report can be submitted along with your application to proof/buttress your additional source of income. Therefore, a valuation report is not just a document but a very useful one that could facilitate your visa approval. wait Until Wike or the emilokan government in Lagos look your side. |
Sports › Re: Nigeria Now Has 2 CAF Approved Stadium For 2025/26 Continental Competition by cucumbar: 5:53pm On Aug 14, 2025 |
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Politics › Re: Canadian Court Declares APC, PDP A Terrorist Organisation by cucumbar: 3:09pm On Aug 14, 2025 |
Alsenora: It's a baseless ruling. Those savvy eith international politics will understand it's a political smokescreen...present govt is truly getting something right. Insanity is thinking that present government is getting anything right. I don take style tell you word, so dem no go ban me . |
Travel › Re: Securing Visa To France, Applying From Nigeria... by cucumbar: 10:13am On Aug 13, 2025 |
onile1975: Hello everybody
Please I noticed that my passport number is not in the insurance certificate which I bought online from AXA MANZARD insurance company, it was my date of birth and my name that was inside the certificate, I hope it will not cause denied? 🤔 it will. |
Politics › Re: Health Sector Crisis Persists Despite ₦5.4 Trillion World Bank Loans by cucumbar: 8:04am On Aug 13, 2025 |
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Politics › Re: We belong to the Nigerian people and not APC, fraud is fraud - EFCC replies ADC by cucumbar: 10:46pm On Aug 12, 2025 |
Raskimonojendor: Where was Atiku and his fellow losers when YaYa Bello was being hunted by EFCC. what was the outcome of the charade ? Una no Dey think well |
Politics › Re: We belong to the Nigerian people and not APC, fraud is fraud - EFCC replies ADC by cucumbar: 10:44pm On Aug 12, 2025 |
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Health › Re: I Kept My HIV Secret For Years And Here Is The Truth I Have Been Afraid To Share by cucumbar: 10:43pm On Aug 12, 2025 |
RetroviralS: Living with HIV is a silent struggle many do not understand. This is my story; raw, honest, and from the heart.
I was diagnosed with HIV. My sister told me about her own diagnosis and that I probably got it from her. At first, I didn’t understand what it really meant, but I trusted my sister to take care of me and promised to keep it secret from our family.
Taking my drugs every day was hard. I hated it as a child, its tiring and inconvenient but I kept going because my sister said maybe one day I would be cured. It was even harder because we come from a close family, and I couldn’t tell anyone else. I had very few friends because I always felt I had to hide.
Things changed when I joined Teenage Zone, a support group for adolescents living with HIV.
We were intimate on several occasions, and we did not always use protection. I was always haunted by this decision I made, and I felt guilty, but the thought of losing him scared me so much.
To reduce the risk of my infecting him, I always made sure my viral count was low, but I knew that was not a guarantee. Finally, after four years together, I mustered up the courage to tell him.
Unlike most young men, he took it in stride, and instead of running off on me, he sought to educate himself further by speaking with some doctors.
hat singular act changed his perspective for the better regarding what it takes to be in an HIV discordant relationship and helped us forge an even closer bond.
I know that I am one of the lucky ones. Most young girls living with HIV who disclose their status to their partners after such a long time often suffer severe consequences, including public shaming and acts of violence for the ‘deception’.
The truth is that these young girls do not have the skills to negotiate safe sex with their partners, nor the support to help them through such difficult conversations. Many suffer in silence, afraid to speak out or ask for help.
But I believe change is possible. By joining support groups like Teenage Zone, educating ourselves and others, and building strong, understanding relationships, young people living with HIV can find hope, strength, and love.
My story is one of survival, courage, and the power of trust. I am a young mother now, living positively, and I want other girls to know that they are not alone and that life can still be beautiful.
At Retroviral Solutions (RVS), we’re working to make sure people living with HIV get the care and support they deserve. No one should face this alone.
If you or someone you know needs help, don’t hesitate to reach out.
Story by AAmaka Haruna Shared with permission to raise awareness and inspire hope.
Disclaimer: This is a personal story shared to raise awareness about living with HIV. Please respect the author’s experience and avoid stigmatizing comments. Any story with pictures at the end on nairaland na lie . |