Exactly and married people you should stop comparing your family and spouses

Yuneehk:
The photo caption of her saying "see who's here" has got me laughing

Her baby

So he has been looking for him since, he nor see say he's the popular Wizkid? And people won't allow you get to him?
Except you go through mutual friends or his family members, hmmm

Nudity sells


Ladies objectify themselves and complain at being objectified.

The mata taya me

If you think having a business will give you the freedom of going to work & closing when you want to or going for vacay, then you better think again

Unless it's a biz that pays you in your sleep and is as hands-off as possible, you literally breathe, sleep and eat your business (especially in the first year) if you want solid foundation and growth for your biz

Beosten:
People with deformities usually turn motivational speakers...

Wait till you get your own deformity

You are just enriching other people's pocket. So go ahead

Just keep money aside for yourself.
Not later people will be telling us to donate money for treatment in India

sassysure:
I have a retired granny 84yrs who is like a mum to me living her life to the fullest.
The husband is dead. Children are all doing well in their respective homes. Asked her how they did it( in all my life, she is the only elderly woman I now that seem to be more than self sufficient).

She still live in Lagos with her dog and driver. She cooks too.

She told me to start early. As a young couple, don't follow the crowd. E.g., when your mates are busy buying the latest wrapper( I think that was the reigning clothes during her time) save the money and invest in landed property. Save and invest in stock. Save and send your children to the best school. Look for anything that will yield profit for you and invest in it. Do not keep your money in the bank. Monitor and follow them.up diligently. Of course, some will fail, others will succeed but don't be relentless. Once you finish training your children in school and they are now comfortably working, start saving.

All those investments would have started yielding good returns. In abroad,the adults enjoy life more than we younger ones as they don't have as much worries as we do.

This lady travel outside Nigeria like going to the kitchen to cook food and on each trip, her travelling box is always filled with gifts for her grand kids.
U know the naija culture, the kids still give her money but she will use the money to buy gifts for children.
Her asset with the late husbands added should not be less than 8hundred million. That's the one I know of.

She invested on housing in UK too.
My father in law invested mostly in stock market a lot.

The only thing he can comfortably collect from his children as gift are clothes. As for the rest, he will tell you to use your money and invest wisely so u won't suffer during old age. That's abroad mentality. The difference between this two people I mentioned is that they have stayed and worked overseas to know that your retirement plan is never your children.

You don't train your child to depend on him or her for retirement. It's because we have useless govt else all these elders should be on monthly upkeep from the govt and with free healthcare especially for those that didn't save or invest enough for retirement. That's why there is so much burden on kids to make it at all.cost to take care of their elderly parents.

Thanks for sharing these life stories with us. It's really true that saving and not going with the crowd & fashion helps.
God will save us ladies from money-wasters in the form of byforce asoebi

If there were 100 girls, how many boys were in the family.

At the end of the day, it's the politicians that gain from these skewed inequality and inequity. Imagine getting this family (and others like it) to vote for you during the elections

maasoap:


Many helpful posts here but yours stood out. I've copied it into my online Notepad for future reference

Thanks

Hottdawgg:


50m may look decent, but u might blow this in 5yrs. U will need a new car, buy diesel for the Gen, maintain or possibly replace the Gen. Family and Social obligations. Pray your children are able to support themselves.

Indeed Nigeria is a costly place to live in like some one said. I wonder how far a home with 50m in Ghana will take you.

True Nigeria is expensive. 50 million might look small but it's more within the reach of the average Nigerian and reinvesting wisely in lowrisk options spread it out longer. Of that 50mil, putting 30mil in a low risk 12% investment (tbill or moneymarkets) should give you about 18mil or more in 5years. So your 30mil becomes 48mil after 5years

Also that's why I mentioned adopting a modest lifestyle, reinvesting the said sum so there are multiple streams of income, having health insurance and guiding your kids to be financially healthy and independent.

At retirement, apart from trips and unexpected expenses, an individual just needs basic upkeep. Not flamboyant spending-unless you are in the 1% richest in the world. Even at that they spend on assets like luxury goods, artworks and the likes which might fetch more money when sold

30-50 million naira will maintain a modest lifestyle

Due to inflation and uncertainty in future policies, it's best to not to just save a particular sum of money and hope to live off of it for the rest of one's life.

1) Invest in rented commercial properties and residential properties , also event halls.
(This is the most expensive on the list)
If by retirement you don't have a house but you have money, buy a plot of land below 1M, build a simple 2-3bd that will cost below 6M (nothing lavish)

2) Drop some money in a money markets account with one of the financial banks so it can yield 12-15% interest p.a

3) Get good health insurance plan cos sickness can empty all you save if you are not insured

4) Adopt a healthy lifestyle- worry less, be positive, eat healthy, sleep well, exercise often. What's the point of early retirement if you don't have the physical body to enjoy it

5) Buy an annuity plan from an insurance company or a programmed withdrawal plan from a pension fund company- let them worry about investing and maintaining the funds you invest with them.

6) Guide your kids to be financially responsible so that they wouldn't depend on you financially and won't be planning your early death

Now the blame game has started...


Don't give birth to children if you don't have the emotional and financial wherewithal.
Some northern parents deserve to be sterilised for the total lack of care of their offspring.

The other day, there was news of a northern man, with twenty-something children, caught by undercover agents trying his child having successfully sold one earlier. His defense being "I have no money to take care of my family"


Educate these people on the need for family planning. If they refuse then those with plenty children should be medically castrated

See them twinning
Same outfits and cap


Many happy returns of the day sir

Hypocrit:
our youths also need to stop reading some of these so called motivational/inspirational books like, rich dad poor dad, don't go to school if you want to be rich, richest man in Babylon etc

is either they are archaic, don't fit into our society or not realizable in our age.


They are so much mix with so much lies that could appeal to public emotion and induce sales.

Exactly a lot of those things don't work in our society.
For example the part about only using OPM (other people's money)... How many people have such opportunities in Nigeria. Or the real estate investment thingy to get concessions from govt

So what do they usually discuss with these ladies

Oh no!! They also took his cap

Looks like tarpaulin on the bros

Sometimes the grass isn't greener on the other side.


Many have died, are dying and will still die, all in search for greener pastures.

Dedetwo:


Yes, Akanu Ibiam returned his MBE because of British involvement in Nigeria/Biafra war on Nigerian side.

Thanks for the info.
Someone else informed me earlier also. Now I know
My people say who dey ask questions nor dey miss road.
Do have a good day sir

Lol @ Mr Possible

Kudos

What's the last price

Thank God say mind nor be showglass

Value your kids and support them.

You nor know the one wey go make am o

Na wa o

It seems there's fire outbreak report on a daily basis


Let's be proactive and take fire safety seriously. Prevention is better/safer than cure

So what do we do?

Buhari's legal team will find loopholes in the constitution

Hypocrisy at its finest

pappy2000:
I am i40 ears old and i have heard enough people telling me to go n marry now i am not finding any fulfillment in this union, she is asking for multiple things at a time and i cant go in the life of crime. I have pleaded with her for a better tomorrow what can i really do i AM THINKING OF DIVORCE AFTER THE WEDDING.

Lwkmd@ bolded.
See nor be by force o. Make she born the pikin while both of you keep observing eachother. That way you won't be bringing your kid into a toxic home.
She's been this way. All those support and all na format. As you don agree to the wedding, nai she present you with the real package.
Lucky you found out before getting hitched... Dodge the bullet egbon

Will a Nigerian even return such an award to the Queen for Nigeria

Abeg it's normal. Don't phone-shame her.
If you know the problems and responsibilities on some people ehn you'd know that phones are the least of their worries

Alexreports ati it again

Tools didn't change?