₦airaland Forum

Mumu man... And what has he gained?

Murdered a brother all for what!!!

Glad she's safe and sound

When VDM opens your chapter and you're guilty, just hold out the olive branch in peace...

meekparagon:
Location lekki
9.6m

07030366871

is this negotiable?

I pirry Chijoke.. but really, this girl is stupid.

You poured away the water in your bucket cos you saw a rain cloud. Unfortunately, it never rained.

And for Chijoke, I pray this curse been laid in the middle of the river does not hunt him
#Stupid

Garri and plaintain from the south to the North... Goats and onions from the North to the south on return trip.

emperovial2019:
Hi, I have 4-5 inches of Scorpion (alive scorpion for sale). It is big and black but it is not 8 or 9 inches. It is 4-5 inches.

our location is Lagos, Benue and Port Harcourt. Whatsapp, Precious on +234-816-498-5309!

Only serious Buyers should contact us (it is black and it is 4-5 inches)!

We have up to 20 Scorpions!

Kindly share pictures... Thanks

Conestone:
This topic is trending 😂. I really want to hear from Nairalanders point of view.... I believe we all can learn from this.... No job, no job. Make we self see if we fit venture into one 🤔

No stress... fix the funds for a 26% annual returns on palmpay, fairmoney,opay, piggyvest, carbon or any other fintech app.
That's all!!! You don't even need to stress yourself doing any business.

It can happen in 2059..

Congratulations to her

Daisyle:
What kind of boxers is that.

Money Separator Boxers

Na marry she dey marry... Why the tears?

That is another level of happiness...

500k best offer

APC teplaying days off PDP totalitarian dominance...

Benbobola:
Hi Guys, Random question here.

For a family of 4, how much do you budget for feeding in a month averagely?

Be like say my wife dey overcharge me but I just wan ask around sha.

Thanks

If you're reside anywhere like Lagos Island, budget like 1500k to 300k monthly.

Firebox123:
Sani abacha

You're wrong...lol

EnemyofGod3:
Please help me.

My wife has given me two weeks to send my mother back to the village,or she will leave or end our marriage, she accused my mother of been a witch,of which I was angry with her that day,I almost beat her up for accusing my mother

from the day she accused my mother of been a witch, she has developed hatred for my mother.

I'm the only child my mother Born,my old mother has nobody in the village to take Care of her,I'm afraid if I send my mother back to the village,my mother might die before her time.i love my mother so much and I also love my wife so much.

Nairalander, please what should I do ?

Rent an apartment for your mum in the same city where you reside

I was born in the era of a traitor on the list...

As a business magnate, it's never the best to throw yourself 100% into government and politics...
You will surely fall out of favour to some degree

Smh... Politics will always be a selfish game no matter the twist and turn

MONEY247:
Going through dailies and news of tragedy especially kidnapping and killing without remorse....on the daily, I can boldly say Lagos is safer than the other states combined apart from cross River....

Lagos is safe...

Just like any other place in Nigeria, it depends on where you are in Lagos.

phrezzz:
an interior budget of extra 25m (chairs, console, beds and stuffs like that)

That's is surely enough... You're good to go!!!

phrezzz:
Hi, Please Can N45m build this 4bedroom duplex with interior stairs like the example? What would be a realistic budget for this type of house please

PS: I like very simple minimalistic style. I always believe less is more.

Depending on your location l, quality of materials and interiors.
Without the aesthethics, yes is the answer!!!

Zik4zik:
For those that followed my previous posts regarding my ordeal with Sterling Bank, thank you for your support and encouragement.

The Bank that once prides itself as the "One Customer Bank" is now a customer business killer. Finally they proved no customer matters to them.

Sadly, Nairaland suddenly hide my previous posts and updates about my Sterling Bank ordeals for reasons I don't know, it was alleged that Sterling Bank influenced it so people don't know what was happening.

I will do well to summarize it and update you on where we are now and why you must be careful in your relationship with Sterling Bank.

In Summary, sometimes in 2022, a staff of Sterling Bank met me as I exited an elevator at Adebola House in Opebi, Lagos and introduced a platform called Sterling Specta. As as that time in 2022, I was running a successful HMO company with over 4,500 retail clients and 500+ hospitals across the country plugged to my HMO. The company was young and growing at a pace I didn't expect so my major financier was a finance house at the island. The finance house pays all my enrollees HMO subscription to the hospitals Whilst my company pays the finance house immediately fund is received from my enrollees and corporate clients; I was also young and enjoying the growth and association with the corporate world of a fantastic mix of Managing Directors and CEOs of various companies my HMO firm manages.

On one afternoon as I exited the elevator at Adebola House, Opebi Ikeja, a young lady approached me and introduced herself as a staff of Sterling Bank and immediately pitched a Sterling Bank app to me. The app was called Sterling Specta and she said it was a one click to instant loan should there be need for it. Out of courtesy I listened to her with the hope I could also pitched the Sterling Bank Staff HMO account. In less than 5min she was done and almost instantly I received a text message of a new account number created for me and in the next few seconds another alert of over 400k entered my phone. It seemed trues and straight forward so we exchanged contacts and I left with my staff.

To cut the long stories short, few days later or weeks I tried to transfer the fund from the Specta account to my regular account but couldn't and I called the Sterling Bank staff who asked me to come to Sterling Bank Aromire off Allen Avenue which I did some days later and I met with her; they were pacing up and down the banking hall; I wasn't sure what the issues were so I stay calm; after about an hour, she told me the fund needs to be released from the head office and that they have sent an email to that effect and that I can leave the bank because the fund would be released in 24hours. So I left.

24hours later the fund wasn't released; three weeks later fund wasn't released.... So I started growing suspicious of it and I told the lady I wasn't comfortable with the transaction because I wasn't sure what was going on. So she said it was an internal issue at their end. That I should write a letter requesting for a reversal of the fund due to my inability to access it. The letter was written and sent to Sterling Bank and she acknowledged receipt of it. Days later she confirmed the fund has been reversed and truly I received several text messages from Sterling Bank about the reversal so that was it.

A month later a got a message from Sterling Bank that I have defaulted in my payment for the reversed loan which I never had access to. Immediately I notified the lady and also sent an email to Sterling Bank; they acknowledged and confirmed my name has been removed.

Life continued,.... About 3months later, Sterling Bank sent me a bill of huge outstanding plus compounded interest calculated on loan default. I started reaching out to them again and they started giving all sorts of reasons and excuses. Finally they confirmed it has been reversed and I was cleared. And everything went silent.

Surprisingly during the 3rd quarter of that year which was about 9 months later, the finance house that funds my HMO company activities called to notify me that they were pausing their financing of my HMO because my name appears on the Credit bureau report for long bad debt with Sterling Bank. I tried explaining verbally that I don't have a loan with Sterling Bank talk less of a bad debt. The verbal explanation did not work. They requested that I provided a "Latter of Non Indebtedness" from Sterling Bank before a particular deadline. I moved across all know Sterling Bank across Lagos but they all refused to issues me the letter. At this point, the hospitals have started notifying my company that funds haven't been received and the finance company insisted that they will have to discontinue financing my company effective the deadline if the letter is not received from Sterling Bank. Sterling Bank continued to refuse issuing the letter until a customer of the bank hinted me to go to a particular branch in Ogun State and told me to ask for a staff called Mariam, that Mariam would do everything necessary to ensure I got the letter. Immediately I set off for Mariam because it was past deadline from the finance house. At this time, our enrollees were already being denied care and treatment across hospitals across the country; my phone began to ring endlessly, enrollees in crises at hospitals denied care, my staff members under pressure, hospitals calling..... It was total chaos. All attempts to source for funds from other finance houses and banks failed because the bad debt with Sterling Bank kept coming up on all credit bureau report.

Finally, I met with Mariam at the Branch in Ogun State. She tried her best but she faced series of frustration from their head office. I was inside the banking hall till 8pm and made to pay for the letter to be issued. It was a gruesome experience but useless because the letter only came after the deadline and the letter was not properly worded so it remained useless.

My mail box was filled with email of termination of HMO contract from over 90% of clients.

It was the beginning of the end for me... At a fast pace I was loosing everything; the impact was unprecedented and unbearable.

The worst part was that after loosing everything, Sterling Bank still refused to remove my name from their debtors list. I reached out severally, called, emailed, etc... At a point I became hopeless and cried at their branch. It was on my way home I remembered I had a lawyer and shared my ordeal with my lawyer. At this point about a year plus and Sterling Bank was still dealing with me. They had increased the figures it claimed I was owing and my name was on red and blacklisted on the credit bureau report. My business was empty, staff members gone and I was struggling to start afresh. I was literally living off from 7 days online loan apps.

My lawyer requested funds to writes Sterling Bank and all these were funded by online loan apps and loan shark funds. It was an unimaginable experience.

After a letter of litigation was sent to Sterling Bank, they started running around trying to appease me. Sending all sorts of people to me and my lawyer. It was at that time, they decided to remove my name from the credit bureau which was over a year of damage and setbacks.

This was now 2023... We were suing for damages to the tune 100m as compensation. When they got the letter, they started pleading and requested for out of court settlement which my lawyer agreed to and asked them to make a proposal to us. After we agreed to the out of court settlement, Sterling Bank went silent again. They stopped contacting us. This shows how lowly they care about their customers. This shows Sterling Bank doesn't care about their customers or consequences of their actions.

Now the case has fully started at the Lagos State High Court in Ikeja. We had the first hearing this month. Again Sterling Bank lawyers or representative did not show up at the hearing. This is yet another clear evidence, that your One Customer Bank is a Customer Business Killer

Next hearing is on the 13th of May.


For those of you still using Sterling Bank, please be careful and for those who have suffered from their poor service, negligence or fraud, kindly reach out to me, lets pound them together.

If Sterling Bank fails to reach out to me in a week time, I am assembling a team of bloggers and press team to expose Sterling Bank to Nigerians and I will be happy to publish your negative experience with Sterling Bank alongside my bitter experience.

Sterling Bank.... Your One Customer Bank indeed....

Wow!!!
Please, how is your HMO business now?
Hope it is back and running?

See you sooner than lerra

Very sad, disheartening and unfortunate...

Mine is simply 3.5/5

I'm just happy he did not get to rot in jail...

I learnt this lesson the hard way... Unfortunately, I'm still learning some of the lessons