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Dotcomnamename's Posts

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European Football (EPL, UEFA, La Liga)Re: Stoke City Vs Manchester United (2 - 2) On 9th September 2017 by dotcomnamename: 6:28pm On Sep 09, 2017
snazzy5050:
And over sabi will soon kill you! smh!! one of those "livescore guys"
Smh
European Football (EPL, UEFA, La Liga)Re: Stoke City Vs Manchester United (2 - 2) On 9th September 2017 by dotcomnamename: 6:23pm On Sep 09, 2017
aieromon:
Rashford scores

STK 1-1 MUN
Rashford? Smh. Trachoma is a deadly eye disease!
InvestmentRe: Mutual Funds by dotcomnamename: 5:40pm On Sep 09, 2017
Does anyone know the minimum amount First Bank accept to invest on Money Market Funds?
SportsRe: Lionel Messi's Lifetime Statistics 2004 - 2017 by dotcomnamename:
This guy is from another planet. Please the indomie generation shout shut up. C.Ronaldo is a learner under Messi.
European Football (EPL, UEFA, La Liga)Re: Arsenal Vs AFC Bournemouth (3 - 0) On 9th September 2017 by dotcomnamename: 3:12pm On Sep 09, 2017
mukina2:
GOOAAAAAAAAAAAAAAAAAAAAAAALLL
I am back from holiday in 9ja, I don miss you tire, where have you been na? grin
European Football (EPL, UEFA, La Liga)Re: Manchester City Vs Liverpool (5 - 0) On 9th September 2017 by dotcomnamename: 2:36pm On Sep 09, 2017
This is what we called:

"Aje ku iya ni oje, ajeku iya ni o je, eni ti o to eni no, ton de na de ni, aje ku iya ni oje".

Imagine Oxlade Chamberlain right now grin
InvestmentRe: Treasury Bills In Nigeria by dotcomnamename: 10:27am On Sep 09, 2017
Alikote:
https://www.google.com.ng/url?sa=t&rct=j&q=&esrc=s&source=web&cd=3&cad=rja&uact=8&ved=0ahUKEwjjtIyWypfWAhWMZVAKHRuGBTUQFggzMAI&url=https%3A%2F%2Fwww.theguardian.com%2Fenvironment%2F2011%2Fapr%2F20%2Fdeepwater-horizon-key-questions-answered&usg=AFQjCNHG1f1UzvFSwypxjs5ZA3At4M2KQA..it just one explosion talk less of hurricane size of france.....
You are right. My friend's brother head of operation at first bank told him yesterday that he should consider locking any of his inv.. In TB cos of whats happening in the US as the rate could strike down any moment from now. Thats why i decided to slow down on MF....
CrimeRe: UNIPORT Ritualist, Ifeanyi Dike, Rearrested In Jos by dotcomnamename: 3:47pm On Sep 08, 2017
Na dem the developers, they're trying to outshine and compete with afonja in ritualism. grin
InvestmentRe: Treasury Bills In Nigeria by dotcomnamename: 7:25pm On Sep 07, 2017
Partnerbiz3:
Do you mean something like FBN or Stanbic Mutual MMF?
Any difference between MMF (Money market fund and Mutual fund?
Can someone answer the above question?
InvestmentRe: Nigerian Stock Market Investors Gain N175b by dotcomnamename: 6:37pm On Sep 07, 2017
kiss Make i just sit back just dey observe! kiss
PoliticsRe: How Buhari Got Nigeria Out Of Recession - Lai Mohammed by dotcomnamename: 12:45pm On Sep 07, 2017
If not for Buhari, Jagaban Tinubu, Amaechi and APC, that clueless criminal called Badluck Jonathan and his crew would have sold Nigeria.

God bless PMB
God bless Amaechi and Jagaban
God bless Nigeria
PoliticsRe: Court Orders Substituted Service On Kanu, IPOB by dotcomnamename: 9:11am On Sep 07, 2017
NCANTaskForce:
Nnamdi Kanu right now
I don't think you understand English because those your teeth should be the other way, if you understand what this news mean to Kanu and iPob. grin
InvestmentRe: Why Invest In Treasury Bills When Theres Stanbic's Mutual Funds? by dotcomnamename: 8:08pm On Sep 06, 2017
chinnyonwu:
Your cup of tea, not mine. 18% storylesss return is okay for some people
Whos cup of tea? Cant you read again? Are you drunk or you are on drugs?. Kids everywhere.. Mtchewwww. Out of this thread.
InvestmentRe: Why Invest In Treasury Bills When Theres Stanbic's Mutual Funds? by dotcomnamename:
chinnyonwu:
I cant confirm if your post is sarcastic or not since my explanation is Very clear but i will reply you.
The interest is 18% yearly. Therefore only 18k out of 118 i quoted is your interest.
If you invest for less than 365days,you will obviously not get interest for 365days.
Your assertion is completely wrong. I genuinely asked simple questions to better understand some of your points.

So, i will sit with N18,000 per year on N100,000 invested? if thats what your calculation is, then I'll rather wash plates on nairaland for one year for free than investing N100,000 and get N18,000 as profit for one year grin.. Don't you think that is ridiculous and insult to biz gurus grin?
TravelRe: *** General Irish VISIT/TOURIST VISA Enquiries *** by dotcomnamename(op): 2:07pm On Sep 06, 2017
niyogeol:
What date bro? I know you will buy goat meat and amala for me like you did for someone earlier on this thread. Lol.

Let me know your schedule, perhaps I might be chanced.

Regards.
Tomorrow cheesy
InvestmentRe: Why Invest In Treasury Bills When Theres Stanbic's Mutual Funds? by dotcomnamename: 2:01pm On Sep 06, 2017
chinnyonwu:
Where are my conservative investors, do you know that Stanbic IBTCs Mutual funds is here for you?
No you don't.

This is a great start for very conservative investors. I started here too, but after a while i said Bleep this. Im 25..i have time to take bolder risks. So i pulled 60% of my investment here and went to cryptocurrencies � (remember i didn't pull all, 25 year old people can have BP issues)
I dont know your level of comfort with risk but if your investment priority is safety of your capital, or having near-money, this could be what you need.

I will try to be concise. Feel free to ask for further clarification.

StanbicIBTC is finance company, i'm limiting this to the particular product i invested in-Their money market fund (mmf).
This fund pulls money to invest in money market securities only (FGN treasury bills, commercial papers, bankers acceptance etc), since they pull so much funds, they get better rates than a single individual wouldve been able to get, and also have access to investment vehicles which may not be available to a single individual.
Right now the yield hovers around 18% (per annum).
This means an investment of 100k for 365 days will get you 118k at maturity and around 1500 monthly. Through the app or your portal, you can monitor your daily money growth.

To get started you dont need an account with Stanbic. Simply walk into their bank and tell them you want to invest in StanbicMMF.
A form will be given to you after which you'd receive an email that your account has been opened. Download Stanbic Bank app from your Appstore and login through the mutualFund tab.
Great place to store some money you might need in a short notice.

When i pulled out 60% of my investment (still using the app) , i received CR alert within the day.

Source: https:///c2dx8r
You stated: ''This means an investment of 100k for 365 days will get you 118k at maturity and around 1500 monthly. Through the app or your portal, you can monitor your daily money growth''

But you did not indicate whether 118k is the profit excluding capital of 100k at the end of 365 days. Also can you confirm if the same profit of 118k will be received if the tenor is not up to 365 days i.e 3 month, 6 months. Thank you.
Christianity EtcRe: Biafra: Mbaka Reveals How Igbos Will Treat Each Other If Their Nation Is Achieve by dotcomnamename: 1:21pm On Sep 06, 2017
veraponpo:
This man is great.

He always threads the path that many fear.

I remember when he said Jonathan would lose 2015 election, despite being a friend to Jonathan and his wife, despite being a leader to a congregation where 90% was for Jonathan, without getting any financial support from Buhari, he said the mind of God.

He was punished for it, castigated, rubbished, humiliated, yet he continues to say the truth.

He is bold and strong.

I believe he is a true man of God.

He says everything without fear or favour. This his illustration reminds me of Sudan. When South Sudan thought secession would be the answer, alas, South Sudan is still fighting while North Sudan(Sudan) is in peace now.

Igbo, think twice. Ask for support, presidency, more inclusion, be friendly, attract investments, don't hoard your resources ( everything you own is 95% igbos', no nation develops like that).

That is the way forward, Biafra is not the answer.
They will soon crucify you live in their stup1d Biafra studio. grin
SportsRe: Kelechi Iheanacho Leads Celebration Party After Eagles' Match In Yaoundé by dotcomnamename: 9:55am On Sep 06, 2017
CrEaToRmalden:
Must you bring in tribalism into everything ..?
Simply go and tell those players to stop playing for Nigeria if it hurts your butt that they do. undecided
Exactly my thought. I just shaked my head for the mumu. I was even dancing hailing our players and then the mumu brought tribalism in grin .. The eediot is one of Nigeria problems.
PoliticsRe: Igbo Group Holds Rally In Support Of President Buhari in Abuja (photos) by dotcomnamename: 7:01pm On Sep 05, 2017
HAAAAAAAAAAAAAAAAAAAAAAAAAA Flat-Heads iPods will not sleep tonight haaaaaaaaaa
CelebritiesRe: Burial Of Eucharia Anunobi's Son, Raymond Ekwu (Photos) by dotcomnamename: 2:04pm On Sep 05, 2017
I hope this is not the child she had in Dublin? shocked
CelebritiesRe: Burial Of Eucharia Anunobi's Son, Raymond Ekwu (Photos) by dotcomnamename: 2:02pm On Sep 05, 2017
romenna:
Are you a worker living in Lagos and have need for a Loan? LAPO Microfinance Bank has a special loan for working class. Very easy to Access, No Collateral is required, Very competitive interest rate; and Flexible repayment structure. For further enquiry; Call 08073828073
Smh
InvestmentRe: Mutual Funds by dotcomnamename: 10:12pm On Sep 04, 2017
Partnerbiz3:
So you risk 2 mil cos of 40k?
I think you quote the wrong person
InvestmentRe: Treasury Bills In Nigeria by dotcomnamename: 7:28pm On Sep 04, 2017
chukzyfcbb:
This site will help calculate it for you. Open the link and put in the figures
http://www.moneychimp.com/calculator/compound_interest_calculator.htm
But that link is in dollar not naira?
InvestmentRe: Treasury Bills In Nigeria by dotcomnamename: 7:27pm On Sep 04, 2017
ihedioramma:
@18% In ten years what i got is ten million somthing, did i got it ?
Hmmmm
TravelRe: USA Visit Visa Part 2 by dotcomnamename: 5:10pm On Sep 04, 2017
A friend with valid UK visa 5 years and expired UK visas, expired Schengen visas full of three Nigerian passports with one old Nigerian passport. Married with kids, account balance of over 12 million naira. Dubai stamps and china. Just received passport letter from Canadian high commission to submit his passport for visa. This is the same person that was refused US visa twice shortly before applying to Canada. grin . I don't understand these North american people at all. Whats wrong with them? LadyGuinivere what do you think Canada consider in his application, cos i he was even expecting a straight refusal, he just decided to give it a try shocked grin
InvestmentRe: Why Invest In Treasury Bills When Theres Stanbic's Mutual Funds? by dotcomnamename: 4:52pm On Sep 04, 2017
chinnyonwu:
I answered your question. I ended my last post with "therefore i will consider their risks the same" menaing in my opinion, neither is safer than the other
I hear you sir.
TravelRe: *** General Irish VISIT/TOURIST VISA Enquiries *** by dotcomnamename(op): 3:47pm On Sep 04, 2017
Will be in Dublin this week heading to Leesson Park to pick my son's passport at the Nigerian embassy. Anyone wish to meet? grin
InvestmentRe: Why Invest In Treasury Bills When Theres Stanbic's Mutual Funds? by dotcomnamename: 3:44pm On Sep 04, 2017
chinnyonwu:
Different mutual funds have different investments they use. Even stanbic has the one that invests in blue chip stocks.
But im talking about the one that concentrates on money market instruments (stanbic Money market fund) and it invests ONLY in money market securities which are usually guaranteed investments.
Therefore i will consider the risk the same
Thanks for your reply. However, you cleverly avoided my question and infarct you twisted it grin:

Again, Don't you think Treasury Bills is safer than Mutual Funds? Yes or No. Is that simple to answer? grin
InvestmentRe: Why Invest In Treasury Bills When Theres Stanbic's Mutual Funds? by dotcomnamename: 2:32pm On Sep 04, 2017
chinnyonwu:
Where are my conservative investors, do you know that Stanbic IBTCs Mutual funds is here for you?
No you don't.

This is a great start for very conservative investors. I started here too, but after a while i said Bleep this. Im 25..i have time to take bolder risks. So i pulled 60% of my investment here and went to cryptocurrencies � (remember i didn't pull all, 25 year old people can have BP issues)
I dont know your level of comfort with risk but if your investment priority is safety of your capital, or having near-money, this could be what you need.

I will try to be concise. Feel free to ask for further clarification.

StanbicIBTC is finance company, i'm limiting this to the particular product i invested in-Their money market fund (mmf).
This fund pulls money to invest in money market securities only (FGN treasury bills, commercial papers, bankers acceptance etc), since they pull so much funds, they get better rates than a single individual wouldve been able to get, and also have access to investment vehicles which may not be available to a single individual.
Right now the yield hovers around 18% (per annum).
This means an investment of 100k for 365 days will get you 118k at maturity and around 1500 monthly. Through the app or your portal, you can monitor your daily money growth.

To get started you dont need an account with Stanbic. Simply walk into their bank and tell them you want to invest in StanbicMMF.
A form will be given to you after which you'd receive an email that your account has been opened. Download Stanbic Bank app from your Appstore and login through the mutualFund tab.
Great place to store some money you might need in a short notice.

When i pulled out 60% of my investment (still using the app) , i received CR alert within the day.

Source: https:///c2dx8r
Don't you think Treasury Bills is safer than Mutual Funds?
InvestmentRe: Treasury Bills In Nigeria by dotcomnamename: 2:24pm On Sep 04, 2017
shocked shocked shocked shocked shocked

This guy said Stanbic Mutual Funds is better than Treasury Bills.

What do you think guys?

See it here: https://www.nairaland.com/4029821/why-invest-treasury-bills-when
Politics. by dotcomnamename(op):
.
InvestmentRe: Treasury Bills In Nigeria by dotcomnamename: 9:46am On Sep 04, 2017
chukzyfcbb:
Mr Alikote
You have spoke some sense tho. but I need to set out some few misconceptions in your writeup.

Putting your money in a Tbills vehicle is Investing, whereas exchanging your funds for dollars is Pure Speculation. Its the same speculation that is driving the crypto currency in today's world, And need I remind you that Speculative investment is very risky!

No one is a guru at being speculative, eg you cant even tell when dollar will drop to 280 you are just HOPING on Dangote's refinery to kick off.

Alhaji Dangote who is more versed than you in business had a drop in the valuation of assets when converted to dollars.

Rather than worry over how you are keeping up with Exchange rate. Its more feasible to worry over the effects of the exchange rate on you and I, which is inflation.

In 5yrs, your funds increased from 13m to 20m. What 13m could afford in 2012, I am certain 20m can afford that today and still leave change!.

Nevertheless I don't believe ur 13m should yield 20m in 5yrs because by my count
13m should yield 22m at 12%.
Tbills has averaged atleast 12% annually in the last 5yrs, I stand to be corrected!!!


You claim you are not discouraging anybody from Tbills but you indirectly are. I believe most people here have active business that yields income for them , Tbills is just a way of providing passive income with lil or no risk attached of defaulting.

A true investment is in investment in a cash flowing asset, From rented properties to a leased land to Money market its the best form of investment. Investment strategy where you buy and hold hoping for an Increase in value before selling is not usually advised by Top Investment gurus.
Go find out!

Cash-flow assets has always been key advice! #Cheers
Couldn't agree more. You nailed it.

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