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Investment › Re: Treasury Bills In Nigeria by emmasoft(m): 11:46am On Feb 25, 2020

Investment is more of Marathon than a Sprint. It's more of average velocity not constant velocity or speed. Learn the rules before embarking on it. On the long run you will be a winner if you abide and play by the rules and use the right strategy

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Investment › Re: Treasury Bills In Nigeria by emmasoft(m): 9:08pm On Feb 23, 2020

Don't let rate alone be the determining factor for investing your money in any investment window. Also consider Safty of your funds, Do your due diligence and be sure you are ready for the risk involved. Most cases high rate/returns is associated with high risk. And sometimes it's very difficult to recover from casualties caused by high risk eventualities. Let's be well guided.. God will bless our hustle

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Investment › Re: Treasury Bills In Nigeria by emmasoft(m): 11:03pm On Feb 21, 2020

Nobody like to be cheated. Even with the smallest amount of money. If you are not investing currently You are simply cheating yourself!! It’s true rates are low but leaving your cash fallow without being engaged in any form of investment is worse. Remember FEAR and GREED none of them has good outcome at the long run. Check my contacts/signature for good investment strategy at this season.

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Investment › Re: Mutual Funds by emmasoft(m): 11:15am On Feb 21, 2020

coolangel54:
KIndly shed more light on this. Is there a thread for stock market?

https://www.nairaland.com/1131485/nigerian-stock-exchange-market-pick/5310

You can go through the link. Zenith just released result. With a price of N20 and adding the interim dividend, yield is 14%

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Investment › Re: Mutual Funds by emmasoft(m): 1:04pm On Feb 19, 2020

opomulero:
good morning house,
is there anything like usd or euro mmf. wch can guarantee my capital

cos im planning to convert all my 600k into usd or euro and then find place to invest it.

https://www.investment-one.com/financial-services/vdf/

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Investment › Re: Mutual Funds by emmasoft(m): 12:07pm On Feb 19, 2020

Suggestion: If your risk tolerance is not too low and can cope with volatility associated with stocks. Now that rates are low you can take advantage of the stock market. It’s earning season already. You can buy fundamentally sound stocks with good dividend tendencies. You can get dividend yields as high as 12% or more. NB: Do your due diligence.

3 Likes

Investment › Re: Nigerian Stock Exchange Market Pick Alerts by emmasoft(m): 4:09pm On Feb 18, 2020

With the result and dividend declared, Ucap is giving dividend yield of 17% at current price. This is super! it's even better for those who entered and settle down inside the ucap bus earlier than now.

1 Like

Investment › Re: Treasury Bills In Nigeria by emmasoft(m): 10:32am On Feb 17, 2020

richforever123:
This VGIF is not 8.5%, I subscribed on the 4th and what I have been getting is 4%, I regret putting my money there, I subscribed because another marketer of yours claimed this same 8.5%

I am so annoyed, you guys should stop spreading false information, it's not good for your brand. How do I terminate?

@Richforever123, Kindly note that the guaranteed rate for VGIF is 8.5%. VGIF is bench marked with SDF and currently SDF is 8.5% which is the lower limit of the asymmetric corridor around MPR. MPR is currently 13.5% and the lower limit is -500 basic points these information is in the public domain and are verifiable. You can do well to confirm from your account officer or chat with the customer care on Investment one website to clear your concerns. I am sure you will not have any reason to be annoyed. VGIF still remain one of the best mutual funds to invest in at this current period of low rate regime. Thank you for choosing Investment One.

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Investment › Re: Mutual Funds by emmasoft(m): 12:23am On Feb 16, 2020

richforever123:
I have discovered that your rates are around 4% and nowhere near 8.5%, I also noticed that the 8.5% has been deleted from your website

@richforever or any other client/prospective clients, please check the attached file for clarifications. Kindly note that as an esteemed client of Investment One you can always contact your account officer/customer care team by email or via phone for any noticed discrepancies or concerns on your investment. Thank you for choosing Investment One.

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Investment › Re: Nigerian Stock Exchange Market Pick Alerts by emmasoft(m): 4:03pm On Feb 14, 2020

Abso1uteZero:
With wetin i dey read here, e be like say NSE and Bet9ja na the same thing oh. I hands up for the matter. Una weldon.

If you wish to benefit from this platform and similar threads, you must have a change of mindset as far as investment is concerned and you will need a good mentor. Please note: Investment is different from gambling!! globally

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Investment › Re: Mutual Funds by emmasoft(m): 11:43am On Feb 13, 2020

Ezeanna:
FBNQUEST is really vexing me now o.

The little money I transferred to them for top up of my fixed income fund account is yet to reflect after a whopping 10 days, since 03/02/20.

Did I miss any memo about a delay in their services?

This situation is not funny to me.

Call Customer Care 012702290 or 07080653100

1 Like

Investment › Re: Mutual Funds by emmasoft(m): 3:49pm On Feb 11, 2020

ernie4life:
Don't get carried away by the juicy offers, its a bait.
don't invest in what you don't understand, if you must invest in it, please take your time and understand it

@ernie4life very correct. Actually the first investment you must do is on yourself invest in training/Knowledge before you invest in any money growing windows.You need it in order to take calculated risk.NB: All investment has risk attached it's only that the risks are in different categories/levels: Low, Medium, High and Very High levels

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Investment › Re: Treasury Bills In Nigeria by emmasoft(m): 9:57am On Feb 11, 2020

You can give your loved ones a gift that keep on giving this season! Show true love by sowing a seed into your own life, for your wife/husband, children etc. With less than 5k you can give a gift that last as long as you want. Click on the link on my signature or call me to learn how.

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Investment › Re: Mutual Funds by emmasoft(m): 8:17am On Feb 11, 2020

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Investment › Re: Mutual Funds by emmasoft(m): 12:19pm On Feb 08, 2020

SaintUlot:
What kind of mutual fund plan can you recommend for someone with a zero-risk tolerance?

I will recommend Abacus money market fund (AMMF) or Vantage Guaranteed Income fund (VGIF). They are both managed by investment one which I represent. Check my signature for my phone contact and link to open account online for one or both of them at the same time.

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Investment › Re: Treasury Bills In Nigeria by emmasoft(m): 11:22am On Feb 08, 2020

richforever123:
Good afternoon, Becuase of the plummeted rate of Treasury Bills I have been looking for an alternate investment so I approached Investment One.

I registered on investment one and before I transferred money I asked the person assigned to me if there were any problems with my account so that when I transfer the account will be opened swiftly, he said no problem, after I transferred he started saying that I needed to send a valid utility bill which we resolved, he then said he will open the account which was 2 days ago, I called yesterday he said he will open the account before the close of work yesterday, I called today, he refused to pick and cut my call, is this how Investment One works, right now I am no longer interested in investing with a company that cannot keep to their word and plays hanky panky with my money, I have instructed him via text that I want my money back

Please house, can you advise me on a means or method which I can retrieve my money speedily, do I need to get a lawyer? Do I need to write to SEC?

Thanks for your swift response

Dear Richforever,
Thanks for choosing Investment One. We apologize for any form of inconveniences you might have experience in the process of your account opening.
Please note that Investment One is a reputable financial institution and regulated by SEC. You are not being defrauded in anyway your money is safe. Kindly note that your money start to earn interest from the very day you deposited if it was before 12 noon or from the next business day. I can see that it was a kyc/compliance issue that is involved here. Please note that the issue will be resolved shortly. You can also call Emmanuel on 08181057319 . Thank you for your patience and understanding.

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Investment › Re: Mutual Funds by emmasoft(m): 10:58am On Feb 08, 2020

SaintUlot:
All this fund managers, is there anything safeguarding investors money in their custody?so many fund managers have gone under in Nigeria and investors were unable to get a dime after their disappearance. To make matters worse some people invested their life savings in these fund managers. All of them will be claiming they are registered with Sec and the so called Sec won't be able to salvage the situation when any of these fund managers disappeared. I still remember the case of Aims Asset Managers, Mega Asset managers and several other funds managers that has disappeared. There is no record that investors were able to retrieve their investment till date and many investors are still licking their wounds till now.

You are always advice to do your due diligence in any investment venture. That is the best practice. However, note that different mutual funds have different form of risk. Not all mutual funds have guaranteed capital or interest, also there are different form of fund/asset management plans. In the case of the firm you mention they were not into mutual fund management. They managed clients stock portfolio with an agreed percentage and everything was centered on the NSE which has high risk involvement. So before you venture into any investment, check on the risk level involved. Again for your information your funds are with a particular MDB called a custodian bank where your money is insured. Apart from the regulator- SEC there a is trustee firm who monitors where your funds are invested. Notice your fund manager's account always have two account names together. One is the fund manager's while the other is the trustee's. Of course all investment has risk elements attached. Let's be well guided.

Investment › Re: Mutual Funds by emmasoft(m): 3:38pm On Feb 07, 2020

richforever123:
Good afternoon, please I want to know how long it take to open an account because I registered on investment one and before I transferred money I asked the person assigned to me (he's name is Oluwatobi Adesina) if there were any problems with my account so that when I transfer the account will be opened swiftly, he said no problem, after I transferred he started saying that I needed to send a valid utility bill which we resolved, he then said he will open the account which was 2 days ago, I called yesterday he said he will open the account before the close of work yesterday, I called today, he refused to pick and cut my call, is this how Investment One works, right now I am no longer interested in investing with a company that cannot keep to their word and plays hanky panky with my money, I have instructed him via text that I want my money back

Please house can you advise me on a means or method which I can retrieve my money speedily, do I need to get a lawyer? Do I need to right to SEC?

Thanks for your swift response

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Investment › Re: Mutual Funds by emmasoft(m): 6:47pm On Feb 02, 2020

Saving and Investment is a journey not a destination
You can change strategy but don't stop saving/investment.
If you had saved 100 each day in January as at Friday you will have N3,100
and with as little as N1,000 you can invest in Abacus money market fund and compound your funds (capital and interest)
check my signature to start.

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Investment › Re: Mutual Funds by emmasoft(m): 12:15pm On Jan 30, 2020

Princesskiki:
Hi all, please what's the best investment plan for 6.5m.
Thanks

Some factors that determine where you put your money:

Risk appetite: Most cases the higher the risk the higher the returns
Investment objective: what you intend to achieve could be immediate or futuristic
Experience and knowledge: in most cases determines your success or failure
Age: Most cases it’s advised to do less risky investment when getting older and vice versa.
Funds available for investment: This most times determine the type/form of investment you can do
Investment duration: Most cases the longer the higher the profit
Don’t forget there are always exceptions to the norms.

Forms of investment:
Real estates
Stocks
Mutual funds
Treasury bills
Bonds
Commercial papers
Bank deposits
Business
Training
NB: The primary aim of investment is to make profit. However, some of the factors and types of investment as stated above now determines the level of your profit/returns

In investment, beware of Greed and Fear.
Fear will stop you from making the money you ought to make
While greed will cause you to lose the money you already made.
Remember to always check my signature for online account opening for any form of mutual funds, stocks etc with investment one.

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Investment › Re: Mutual Funds by emmasoft(m): 11:04am On Jan 30, 2020

https://nairametrics.com/2020/01/30/vantage-ibtc-pacam-legacy-5-others-join-mutual-funds-league-in-2019/

Investment › Re: Mutual Funds by emmasoft(m): 4:20pm On Jan 28, 2020

Mymynd4u:
I need ur help, how do I invest in stanbic mutual fund, I av 20k to invest

They give interest on weekends but will reflect on the next business day in this case Mondays.

Investment › Re: Mutual Funds by emmasoft(m): 4:15pm On Jan 28, 2020

Mymynd4u:
Can we talk off nairaland Pls

Go ahead my contact is on my signature

Investment › Re: Mutual Funds by emmasoft(m): 12:04pm On Jan 28, 2020

Don’t defer your plans to invest. Things have always been hard. Ask those who have been around in the past 6 or 7 decades they will tell you that It’s common to hear people say “things are hard”. Don’t let your income status stop you from investing.
There's a popular Chinese proverb that says: “The best time to plant a tree was 20 years ago. The second best time is now.”
So folks, The best time to invest was 20 years ago or when rates were very high the next best time is today no matter what the rates are.

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Investment › Re: Mutual Funds by emmasoft(m): 5:47pm On Jan 27, 2020

richforever123:
I though VGIF was around 11%, has it dropped?

Yes it's. The 8.5% is the bench mark with the SDF which is guaranteed ie it can't be less. The extra depends on the profit of the fund. The good news is that there is always extra profit from the fund yearly which is always added to the bench mark.

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Investment › Re: Mutual Funds by emmasoft(m): 5:43pm On Jan 27, 2020

DaniellaDokubo:
@emmanuelewumi and @emmasoft

Please when was the last time interest rates dropped this low?

Secondly, my company had a financial strategy session last week where Mr Bismarck Rewane was invited to speak and he mentioned in passing that the rates are expected to be back up sometime mid year. Do you agree with this or do you have other information regarding when rates will bounce back.

Thirdly a friend who is a former Finance controller mentioned that the rates are typical of a post election year, how true or valid is this position?

Any other contribution from any one is also highly welcome. By the way I don't like the interest I am getting on my 9.6m in FBN quest it's really discouraging and not what I bargained for...lol

Towards the end of 2015 to 2016 rates were not smiling at all.
Mr Rawane could be very correct because he may have insider information. However, financial markets normally will react to the economic realities of a country at a particular time. If all economic indices are the same as it’s now even mid-year or beyond nothing will happen.
Analyst will always predict but most of the outcomes will be determine by the direction of the government and its policies.
Why are rates low because the government is trying not to borrow locally and also wanting to make the real sector work, the government is boasting liquidity. However, with the rate of inflation increasing they may have a rethink which they are already trying to do with the current cash reserve ratio (CRR) that was moved up to mopped up excess liquidity.
Well what your friend said is not a global phenomenon but Nigeria being the type of country our economy behavior is sometimes very unusual. There may be some element of truth going by what happened in 2016 after the election, but then the whole scenario of rates is determined by so many things not just a single action. Even mere rumor can do much harm or good.
In all, if your can have a dollar dominated investment at this time that will be the best deal. Otherwise just manage the rate as you see it for now. But be sure rates will look up again.

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Investment › Re: Mutual Funds by emmasoft(m): 1:46pm On Jan 26, 2020

codeME:
hello great people,
i want to be investing a percentage of my income every month on something, which is the best way to go on all these discussions. i will really appreciate good advice. thanks.

Abacus money market fund managed by investment one will be of help on your investment goal. Check my signature for link to open account online and my contact number for any further enquiry

1 Like

Investment › Re: Mutual Funds by emmasoft(m): 6:15pm On Jan 24, 2020

January is almost gone if you are waiting for high rate before you invest by leaving your money idle in your hands, You are losing from both side because the money is depreciating and there is no addition whatsoever. In physics there will be work done only when a force moves or cover a distance, no matter how little the distance. So there is work (profit) when force (Money) cover a distance(is invested). Be wise!

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Investment › Re: Nigerian Stock Exchange Market Pick Alerts by emmasoft(m): 5:55pm On Jan 24, 2020

rebekah2011:
http://www.nse.com.ng/Financial_NewsDocs/28639_SECURE_ELECTRONIC_TECHNOLOGY_PLC_FINANCIAL_STATEMENTS_JANUARY_2020.pdf
There is no need for ONIFA or prophet to tell the shareholders of this company that there will not be dividend at the end of 2019. They may wish to stay to enjoy the rally that is coming.

Why are these results being selectively posted on the NSE website? Why are Ucap, Africa Prudential, Nestle, etc not being hosted on the website.

They are not selectively posted. Any result you see on the NSE website is made available by the company concerned. NSE is just to broadcast what is made available to them.

Investment › Re: Mutual Funds by emmasoft(m): 8:27am On Jan 23, 2020

faoogoke:
I don't understand what's up with United Capital PLC.
I placed N1,000,000 in their bond fund just over a week ago.
Each time I check not one kobo accrued as interest.
Only for me to check this afternoon and almost N10,000 has been wiped from my account balance.
I thought my capital should be preserved in a bond fund.
I sent WhatsApp message to customer care. They read but are yet to respond.
I have been calling Customer care but no one is picking my call.
I also sent email, and I am still awaiting response.
Can't one do business with these people and hold them to their word?

https://nairametrics.com/2019/12/26/how-to-build-a-profitable-mutual-fund-portfolio/

Investment › Re: Mutual Funds by emmasoft(m): 7:46am On Jan 23, 2020

emmanuelewumi:
You are really marketing Investment one products, which of the branches are you?

I have a stock broking account at your head office, Titi Sunmola is my account officer,

My oga that is what I signed with them oh. Good to know you are also a client.

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Investment › Re: Mutual Funds by emmasoft(m): 11:35pm On Jan 22, 2020

faoogoke:
I have stopped bothering as to if they have credited my accrued interest for the day.
Don't give yourself unnecessary headache either.
They seem to add the days together on other days.

In as much as effeciency is not to be compromised, sometimes let's remember these fund managers are also operating in though business environment like any other Nigerian company.situations are hardly ideal. Issues comes up sometimes but be rest assured that they have regulators who are always on their neck for compliance. There is a system in place clients will not be cheated. Just know it that any issues bordering on interest, services or discripancies of any form will always be corrected in no time. It's well and God will bless our hustling.

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