Travel › Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by erico2k2(m): 11:24pm On Mar 17, 2025 |
OkanlawonB: Austria and Germany. Have you been there? |
Travel › Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by erico2k2(m): 11:23pm On Mar 17, 2025 |
Nazgul: UK is over crowded. So getting jobs there is difficult.
I know a friend who went there in 2023. Dude is still struggling to stand on his feet.
US is far better than the UK when it come to job opportunities. Cos you can't compare the number of companies in the US to the UK.
And if you have a still in a field like tech, you'll like comfortably in the US.
I can't go to the UK to settle down. Unless maybe to visit. Talk is cheap |
Travel › Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by erico2k2(m): 10:51pm On Mar 17, 2025 |
highchief1: if u make upto 1m monthly in Nigeria and u decide to relocate abroad u are mad.when they cite insecurity and all in Nigeria I laugh.wigwe left unsecure Nigeria to go and die in secure USA.life na God hand e Dey.when my kids finish uni here they will go and do masters abroad.thats d standard. Oga relax, nah because U never see money, living in a standard way of leafe is expenssive in Nigeria,look at cost of fuel,proper pot of soup can cost you 100k at least.If you are a guy with three kids and a wife 1m monthly nor reach, plus y |
Travel › Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by erico2k2(m): 6:55pm On Mar 17, 2025 |
femi4: Poor salary ...na who dey earn £1.5k
Average take home for career is £2k. No bobo us these lots haveno clue. Who earns £1400 Imagine. |
Travel › Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by erico2k2(m): 6:54pm On Mar 17, 2025 |
fullclub: Then why did u ask So you are guilty as charge, you will never say what part of the UK right? if not tell us how you live in a £700 month room and still pay council tax  |
Travel › Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by erico2k2(m): 6:46pm On Mar 17, 2025 |
fullclub: The debate around relocating abroad (“Japa”) has intensified after media personality Dele Momodu claimed that anyone who spends ₦30 million to leave Nigeria is a fool. His statement sparked mixed reactions online, with some agreeing while others says that that 30 million is nothing compared to the financial reward that comes with japa
Having lived in the UK for some time now, I’ll share an honest perspective on the financial reality of life here, especially for those considering selling anything just for relocation.
Breaking Down Earnings in the UK
For context, I work an average of 36 hours per week (9 hours daily for 4 days), meaning in a month, I clock 144 hours of work.
Minimum wage in the UK is £11.44 per hour, and most employers are required to pay this, except in cases like apprenticeships. 144 hours × £11.44 = £1,647.36 per month After tax deductions, which depend on factors like number of jobs and tax codes, my take-home pay is around £1,479.55.
Monthly Expenses in the UK Here’s a breakdown of my fixed monthly costs:
House rent – £700 Gas & electricity – £120 Council tax – £110 Water bill – £43.46 Food – £200 Transport – £140 Phone bill – £52 (for two people
Total expenses: £1,365.46 Remaining balance: £114.09 Although i could have chosen to work up to 5 days which would have given me total income of 2059 and 1775 after tax but to give my partner a chance while i take turn to look after the kids
Note: food is extremely cheap and affordable unlike in Nigeria. That's why most that relocated after few months they look revived and fresh 
Now, factor in additional responsibilities. We send £150 monthly to family back home in Nigeria. My wife, who works part-time (two days per week because of our baby as leaving the children will risk losing them to the governmen), earns about £732 per month, which we try to save, though unforeseen expenses (baby food, transport, etc.) often reduce our savings to around £500 per month. Aside this we spent over 4000 pounds this year alone for health insurance. Yes its a must you pay it and funny enough i have not visited the hospital once since i arrived.
More worrisome is the endless billing from home , the billing from friends and extended family is out of this world, from your pastor who want tithe in pounds and thinks it's because of his or her prayer u went out, to your siblings, to your inlaws, to secondary schools friends, university's friends to even your street guys to Facebook friends. Those who will quickly open Opay account for their 3 years old child and forward you school fees or birthday bill. What about those who forwarded us their house rent bill to help clear their rent of over 500k abeg na
A lot of Nigeria said if they are offered 50 million and japa, they will prefer japa as they will earn more over when i read this comment on Facebook i just laugh hard as this is not the case as a research said that over 39% of UK residents have a minimum of 1000 pounds as savings this means that Despite earning in pounds, many struggle with high living costs, taxes, and bills but on the other hand In Nigeria, ₦50M can fund investments that generate steady income. In the UK, unless you’re in a high-paying field, you will mostly live paycheck to paycheck
Comparing Life as a Single vs. Married Individual Abroad
Single individuals have a higher chance of saving since they have fewer responsibilities.
Married couples without kids can maximize their earnings by both working full-time while covering expenses from one salary and saving entirely the other salary.
Families with children face higher expenses, including childcare, health insurance, visa fees.
This is why adequate preparation is crucial before relocating, especially for families
Is Dele Momodu Right? Should You Japa with ₦30M? We should understand that Dele Momodu is an elder and vastly traveled and he knows what is obtainable in Europe and America. His point is valid if you look at finances alone because at the ene of the day almost all you make goes back to the system. But If insecurity concerns and food inflation in Nigeria didn’t exist, staying back with ₦30M would be a better financial decision as you could expand your business.
Another thought is the issue of owning a house. An average 3 bedroom house cost over 300k pounds and i have worked with colleagues who are in their late 50s struggling to work and pay off their mortgage so as to be free while me in my 30s own over 3 house back in Nigeria . Some pays mortgage for over 35 to 40 years but shockingly most they end up selling it at old age hand over this money to care homes to take care of them till death. Note children dont have any responsibility of taking care of their age parents they leave their lives while the parents uses proceed from their house to offset this bill
Final Thoughts: Should You Japa?
Japa is not a one-size-fits-all decision. If you have ₦30M and solid income streams in Nigeria, it might be wiser to invest and build wealth at home. But if safety and quality of life matter more, than wealth accumulation then relocating might still be the best option but must be done tactically especially when coming on student visa as one academic error could throw u off.
Bottom line: Japa is not a magic solution—it requires careful planning, a realistic mindset, and financial discipline.
Picture below is my phone bill
There other bills i chose to ignore like the tv bill. I didn't buy tv because i know that one will end in another billing Where in the UK do you live  I PS I know you wont answer. |
Politics › Re: Senate Announces China Development Bank As New Financier Of Kano-Kaduna Rail by erico2k2(m): 6:36pm On Mar 16, 2025 |
ponziponzi: And why should anyone cancel your debt. No one forced you to take it in the first place. Africans need to take responsibility, no one is responsible for feeding you. Wake up You my friend is not far from the ignorant people mentioned  If you took a little time to read the post I responded to you will realize your post made no sense! |
Car Talk › Re: Car Talk Chat Room by erico2k2(m): 2:19pm On Mar 16, 2025 |
Ladipodeal: @eriko2k2 any idea how to go about this?
My Honda accord 2000 V6 transmission blinks D4 when driving. It is lazy on first gear (1) and moves well on subsequent one
Scanning with a scan tool threw up 2 codes under the A/T section. -45-01 Shift Malfunction. - 41-01 Incorrect Gear Ratio.
How do I fix this? I won't mind any mechanic recommendations here on Lagos mainland that can work on it. Holla at radautoworks on here |
European Football (EPL, UEFA, La Liga) › Re: Arsenal Vs Chelsea (1 - 0) 0n 16th March 2025 by erico2k2(m): 2:05pm On Mar 16, 2025 |
Angelfrost: Arsenal almost lost to a less than average United last weekend.
Chelsea should be fine.
A Draw is looking more likely IMHO! Same Arsenal used Man City to practice last time. |
Phones › Re: Why Is Our Data Draining Fast? by erico2k2(m): 2:01pm On Mar 16, 2025 |
isan: Because you watch every rubbish you see online yes and accept every update. |
Politics › Re: Senate Announces China Development Bank As New Financier Of Kano-Kaduna Rail by erico2k2(m): 1:57pm On Mar 16, 2025 |
Asonaijaaso: It’s striking how narratives are shaped by perception, not by actions. While China is building roads and universities, and Saudi Arabia is extending investment lifelines across the continent, the U.S. is busy cutting health aid, branding nations as “security risks,” and tightening visa policies. Yet some still cling to the myth that the West is Africa’s greatest ally. True friendship shows in investment, respect, and mutual progress—not in sanctions, suspicion, or charity laced with conditions. The world is shifting, and Africa sees clearly now who builds bridges—and who builds barriers. Only ignorant people fall for that, China has been closer to africa than anyone else. |
Car Talk › Re: Car Talk Chat Room by erico2k2(m): 6:36pm On Mar 15, 2025 |
curiobling: However, you guys are all brilliant contributors here, you have been creating your invaluable time to do research to help solve unknown people car problems. Pls let us not fight or create aspersion, @erico2k2 and 9icetoo,jcesquare. You guys are a doing good jobs. Bro dnt even sweat.Its all good |
Car Talk › Re: Car Talk Chat Room by erico2k2(m): 5:39pm On Mar 15, 2025 |
9icetoo: Mrtorquewrench, rest.
You ask basic questions first before prescribing solutions. Before you treat malaria with hypertension drugs. 2011 what? Keke?
Are we moving the timeliness from 2015 to 2011 now?
Rest. You want to be noticed  ok you have been notice, now foxtrot Oscar already. |
Car Talk › Re: Car Talk Chat Room by erico2k2(m): 5:38pm On Mar 15, 2025 |
[quote author=9icetoo post=134552231]Mrtorquewrench, rest.
You ask basic questions first before prescribing solutions. Before you treat malaria with hypertension drugs. 2011 what? Keke?
Are we moving the timeliness from 2015 to 2011 now?
Rest. |
Car Talk › Re: Car Talk Chat Room by erico2k2(m): 5:17pm On Mar 15, 2025 |
9icetoo: No one is struggling.
Just you.
Stop being a dingbat. The ship has sailed.
Rest Mr torquewrench There is what happen when there is nothing constructive to add, value added by you is zero. |
Car Talk › Re: Car Talk Chat Room by erico2k2(m): 5:16pm On Mar 15, 2025 |
9icetoo: You don't even know the make model and year of the car!!!!
Nawao. U are ignorant, U cant even contribute anything rather argue aimlesly,if you was in the right frame of mind you would have seen where he mentioned the 2011 car.Bro please go back to what you know how to do. Stop embarrassing yourself on here, we have moved pass here |
Car Talk › Re: Car Talk Chat Room by erico2k2(m): 3:50pm On Mar 15, 2025 |
curiobling: 10amp was recommended and I continue to struggle with the check charge error even after I changed the battery. My rewire put 15amp which stopped the charge error but I asked it to be removed and follow recommended fuse rating calculation. After we removed it and put 10amp, the error message resurfaced. At this point I can't continue to stop and restart car as I used to do which was my self help to help clear the error message that will later pipped up after 5km drive was the reason I settled with the 15amp. However, The battery there is 75amp 12v ford edge v6 2011 the bigger size Bross go and program your battery with a dealer grade Diagnostic machine. |
Car Talk › Re: Car Talk Chat Room by erico2k2(m): 3:44pm On Mar 15, 2025 |
jceesquare: NOT ALL CARS HAVE THAT KIND OF TERMINALS and NOT ALL CARS REQUIRE HAVING THEIR BATTERY REPROGRAMMED WHEN YOU REPLACE THEM. This thing no hard to understand na, why the back and forth on it nna? If you noticed, I deliberately said 2015 Up, I m not talking 2010 Camry, I said 2015 up U forgot that small details, now type in bold to tell me not all cars from 2015 need programming when battery is removed. You guys need to learn the correct ways of doing things instead of frying your car at the end. This school of thought you are supporting is same as those quacks who will get a used Injector from another car and just plug it i n and not p program it, this is what Mechanics have turned to just cos they can not move with the times. PS,I note how you ran away from the fotos I posted. |
Car Talk › Re: Car Talk Chat Room by erico2k2(m): 12:55pm On Mar 15, 2025 |
jceesquare: What car are we talking about here?
Please stop. All cars have at least a fuse for the alternator, does not mean all cars receives commands from the ECU. You drive a BMW and I understand your obsession with this because it's compulsory, but not all cars require this. Calm down and just digest what I wrote, we get emotionally carried away sometimes that we lose focus on the subject matter, try and look at what I wrote and do the research. On the battery terminals, There is a small black bos size of a matches box,. There is a Big fuse inside. I have seen most roadside mechanics take this out in the name of tropicalization. This is the fuse that controls the charge unit. I am talking of the Battery terminal fuse boss. All in that Pic are for Toyota cars. NB,I think the last one is for BMW, cos it looks like mine Also you are wrong, you dont know me,I don't only drive a BMW, I also have two toyota brands, and a Land rover brand..The issue of charging is not limited to just BMWs.
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Car Talk › Re: The Audi And Volkswagen Issues Resolution Thread by erico2k2(m): 12:44pm On Mar 15, 2025 |
Ayomipoe: Thank you boss! Apparently when my blower fan fuse went bad, Kazeem electrical bypassed the fuse box because it had melted. here we go again, people by passing, To anyone who cares to hear, Never allow anybody bypass anything in your car. |
Car Talk › Re: Car Talk Chat Room by erico2k2(m): 12:38pm On Mar 15, 2025 |
curiobling: The truth of the mater is that, I don't even know this and I have own a car since 2015. I bought a new battery about weeks ago and the only thing I changed was my charging fuse when i keep getting charge error system check . I only upgraded the fuse to 15amp Please replace that fuse with the original Amp, do not UP it. |
Car Talk › Re: Your Personal Review Of CNG by erico2k2(m): 11:13am On Mar 15, 2025 |
Haba No Update  |
Car Talk › Re: Car Talk Chat Room by erico2k2(m): 10:50am On Mar 15, 2025 |
curiobling: The truth of the mater is that, I don't even know this and I have own a car since 2015. I bought a new battery about weeks ago and the only thing I changed was my charging fuse when i keep getting charge error system check . I only upgraded the fuse to 15amp Your car needs its BCM and Charge management system re programmed, its a 5 mins job with the right tool. The fact that your car has a charging fuse, it means it has a charge management system. The charge system learn the state of your battery and charges as such, hence its called intelligent charge management system if you diagnose its code. In an ordinary man word, your car is charging your new battery like the Old one but the system is receiving voltage of a new full battery.SO what the programming does is tell the charging system that this is a new battery charge it as such, its that basic and simple. |
Car Talk › Re: Car Talk Chat Room by erico2k2(m): 10:44am On Mar 15, 2025 |
jceesquare: In the context of the discussion, you do not need to reprogram your battery management system (if your car is equipped with one) when you disconnect the negative terminal. You should reprogram when you replace an old battery with a new one so the ECU commands the alternator to charge it properly. Thank you someone got the Gist at the End, I don't know why bro upstairs is struggling with this one.Bro this is where the road side Merch kills your car, cos all of a sudden you car can go to limp mode or smoke cos your fuel air mix ratio is thrown into kaumatuas, check Engine light on etc, they will diagnose running stomach into cancer. Unless someone who knows what they are doing with a good programmer investigate, the problem will multiply. |
Car Talk › Re: Car Talk Chat Room by erico2k2(m): 10:32am On Mar 15, 2025 |
2cribz: Ita a digital wrench that beeps with a sound once thw engine bolts are tightened to a certain degree.just few meko have that tool. Once its tight,agh baba e don so quacks believe. Well the digital one is on the high side, you can get the manual one, which you have to know how to set.it clicks. |
Car Talk › Re: Car Talk Chat Room by erico2k2(m): 10:31am On Mar 15, 2025 |
curiobling: Do I have to reprogram my car if I remove battery negative terminal whenever I'm carrying out maintenance, the only effect I noticed thereafter are radio and sound settings erasure, Except I didn't take notice of other things Nop, not if you are putting back same batteries talking of replacing your old battery with a new one. If you have a good scan tool with programming ability, you will notice a section that says battery. Its part of the BDM module re-learn, |
Celebrities › Re: Alleged Defamation: Court Orders Arrest Of Activist Verydarkman by erico2k2(m): 2:05pm On Mar 14, 2025 |
AJSfan: naa, the Falanas were gracious. Femi Falana in his interview on Channels said he chose not to file for criminal defamation because he is a leader of a movement advocating for removal of criminal defamation from law across West African countries...
Many western countries have done away with criminal defamation to promote free speech, but as of today, there is still a provision in our constitution that allows people sue for both criminal and civil defamation. For civil, the penalty is usually monetary but for criminal, it is jail. OK show us the clip, abeg we dey wait |
Celebrities › Re: Alleged Defamation: Court Orders Arrest Of Activist Verydarkman by erico2k2(m): 7:29pm On Mar 13, 2025 |
AJSfan: well, he is in for a big one this time because this complainant chose to file a criminal defamation case against him as against thee civil one the Falanas filed. And according to the news, she was able to present evidence in court that his defamation has had consequence on her business. If he knows what is good for him, he should pursue settlements ASAP How does that manifest into criminal charge? this is what Im trying to understand, the Falanas are wiser. She is being taken for a ride by make belief lawyers. This is a civil case.The so called evidence are i n the general public, however She does not know the evidence VDM has as they are not in the public domain is not stupid, he does not do anything without proof. At least this case is in his ground ABJ. |
Car Talk › Re: Is This VW Passat CC A Good Buy ? by erico2k2(m): 5:42pm On Mar 13, 2025 |
jokerr: OGs in the house what's your honest opinion and review on the 2008 - 2012 Passat cc yes |
Celebrities › Re: Alleged Defamation: Court Orders Arrest Of Activist Verydarkman by erico2k2(m): 5:36pm On Mar 13, 2025 |
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Car Talk › Re: Maintenance Tips On Cars. by erico2k2(m): 5:34pm On Mar 13, 2025 |
curiobling: Home of junks, you can try sellers with positive feedback that offer returns and refunds if deal goes South.
Yoh can try cash and carry, Goodoies park or Lafayyete or exclusive hyper market in island for seeing is believing shopping incase no trusted online shop around you in naija that offers quality products I bought an OBD2 scanner from Temu whilst I was in Nigeria just now for 500K and its good quality, it works just fine. |
Car Talk › Re: Maintenance Tips On Cars. by erico2k2(m): 5:33pm On Mar 13, 2025 |
Richhard: Can't trust specs on Temu. If you know what you are looking for,its all good, I have bought loads of stuff from there |