₦airaland Forum

ConnectMee:
I hope you get to read this.

29, single, a graduate, prudent, smart, with over 11m in savings.

Bruv, I envy you and would do this if I were you.

Start the Australian or Canadian PR program now that age is still on your side. Thankfully, money won't be an issue as you have the financial power to process it. Give or take, you will need 4 to 4.5m for the entire process including PoF.

And you don't have to pay anyone to do it for you, there's enough DIY resources here on Nairaland to start with.

By the time you get there, it becomes easier for you to do your Masters at a far cheaper cost and in a good school because of your PR status. And of cos, more investment and career opportunities are laid bare to you simply because you'd be more exposed, live and work legally in a country that works.

From the remaining money, retain your business capital. You can also get a plot of land in a good location. Perfect the C of O and continue with your hustling. When you start making more over there, you can come back to build your house.

I wish someone pointed me to this when I was your age. Now, I am in my late 30s, self-employed, newly married, a landlord in Lagos but guess what, I have started with the PR route.

Nothing is certain here in Nigeria. The value of your 11m now is not the same about this time last year and I doubt if it would get better by December.

So make a move now. I wish you the very best.

Can I jion u on this route?

spyder880:
Semi luxurious means very good quality fittings, aluminium roofing, parapet, high quality Nigerian tiles, good plastering and good quality sanitary wares.

OH thanks alot... Yes the house is gonna have a parapet...and all uve listed.. However the parapet crosses the rental side too

covid2019:
I am in a dilemma worsened by this covid19.

I am a graduate male of 29 residing in the East. I still squat with a friend, not because I don't have money for house rent. But principally because I have been unable to figure out what I want to do with my life, hence renting a house feels like a commitment that might get me stuck.

I always feel I might move anytime soon-- to either another state or abroad for masters or just practice of my profession. Note that I didn't study a STEM course.

All these while squatting, I have been saving via my proceeds from hustles.

In the wake of this COVID19, I checked all my banks and found out that money I have in my account has lost so much value given the dollar rate.

I have 11.4 million, inclusive of my working capital, plus a rickety car valued at 350k. Each time, I need just 3-5m as working capital.

It seems that trying to save more is false economy and might be counter productive.

NOW, I AM CONSIDERING buying a plot of land and erecting a small house even if it's 3 rooms. This, I think will serve as investment that will keep appreciating and also serve as residence.

Or just open a domiciliary account to hedge against naira fall and continue saving.
What do you think please?

I am in the same delima but I have a wife and a 3month kid... What to do i do.. Should I just build for thier comfort... Maybe one rental attached and chill... Pls advice

spyder880:
I suggest you do a semi luxurious finish for the unit your family will stay in, then do a basic finish for the unit you want to rent. But if your area is a rich neighborhood where renters can pay more, then it makes sense to upgrade the finish of the rental unit to a semi luxurious finish.

What are the pointers to a semi luxurious finish...
Also it's not a rich neighborhood.. Just basic pple having family homes especially... I actually decided to build because inflation is depreciating money saved... What do u think sir

spyder880:
BUILDING A HOUSE WITH AN INTENTION TO RENT

The conditions are almost same as above, because the space they need is as a result of the age and stage of their lives. But there is a point to note. If you are developing a house to rent, you have to make a choice of your finish standard. There are at least 3 finish standard in houses for rent. They are the;

1. Basic finish
2. Standard finish
3. Semi luxurious finish
4. Full luxurious finish

I will explain all of them in details later today, going to sites now.

I am building a 3/2 bedroom semi detached bungalow... Pls what type of finishing do u recommend. As my family would stay in the 3bedrrom and rent the two bed.. Thanks

I got amoxicillin today. I pray it works.

Did it work?

Zontage:
290k

Photo

Zontage:
I will come to read. But before that; read the bolded

Brand New Polystar 65" TV for sale (It's a distress sale)

Howmuch

Blackskinman007:
Bros...
You deserve a warm hug...

Who dey resurrect this thread ���

Mod Pls help push to front page... This is important to us the youths....

jwax:
Nice one.... Since I discovered Piggyvest in 2018, saving has been a critical part of me.

They make it seamless and once a target is met, I convert to dollar asap still on the app to avoid inflation eating it up. One needs to save to invest.

Pls can you teach me this trick...

Can i have a reliable person to do parapet for my building... App 65 linear meters.... I wanna go for precast... If here.. Pls quote this text

Wait you ran after her.... Your skimping no get part 2

Igboho... Has not been who he is s.... Juju man

cash1115:
We give the best to satisfy our customers, at affordable price

Do you have a contact to reach ach u?

Hajj
Next
Spyder

Abegg na

Erums:
Building experts.. Welldone sirs

Please help me out

What is best..

I have just past the lintel stage of my semi detached 3/2bedroom bungalow... What amount of block coach is best before parapet.... Mind you I intend doing precast and quotes are welcomed.

So whats best... 4in /3 outside before parapet or 3in/2outside before parapet?

Pls guide me

Building experts.. Welldone sirs

Please help me out

What is best..

I have just past the lintel stage of my semi detached 3/2bedroom bungalow... What amount of block coach is best before parapet.... Mind you I intend doing precast and quotes are welcomed.

So whats best... 4in /3 outside before parapet or 3in/2outside before parapet?

Pls guide me

MadamVanessa:
Mission impossible

Hi.,. Can I dm

Howmuch to construct and install precast parapet in a bungalow..



Location... Lagos and abk

N3xt

ultiabaz36:
Good day my people, please your advise is needed. I am in my 30s and I came into this relationship this year January. I like and I love this babe so much but she’s always demanding financially despite being a working class and I am only surviving on 45k job here in lagos. I have target and ambition for my life and everything is placed on this my job. So, I have a proportion of my income to be saved for this my ambition but since I met this girl, I never have anything called savings again while I still go on borrowing to satisfy her needs.

The most painful part of it all is that anytime she asks of anything and I’m not capable of what she asked for, she will first block me on Whatsapp and drop a breakup message. I will be the one to call and persuade her and when she feels like to unblock me she will do that.

But now, she’s asking for salah cloth and I don’t have the amount she’s asking for. I told her I don’t have the money for now while I told her that I don’t know what tomorrow will say and as soon as I said this, she dropped the breakup message as usual and block me on WhatsApp.

Please Advise me on what to do as this is getting on my nerves.

You are foolish and a disgrace of a man.... That's all I can say

toyinsalammy:
I concur, very useless governor.
Just look how bad that Oju -Ore road is.

Sometimes I just wonder if these people have any iota of conscience.
People are really suffering

Ojuore like a town center in ota... Looks like a dead roundabout with foolish agbero boys disturbing all the time... Its flooded... Don't even think of going through there when it remains... Its a pity

Maxymilliano:
Ogun State has one of the worst roads in the country.

I stay in Sango Ota and I can say with all sense of modesty that there is no government in that backwater State.

Hi let's connect

2months... Well both of you are very childish...

Ironroddealer:
We have quality iron rod here bot ordinary and TMT, we have 8mm, 10mm,12mm, 16mm, 20mm, 25mm, 32mm, we have binding wire, mess wire, we supply everywhere,
Tel.08035494434 or 08091747289.

Add ur prices

Chekitaut:
Granite Price
Abeokuta
24hrs Quarry & Kobape Quarry sell @₦4900/ton
Others sell @₦4,100/ton

Ijebu Ode & Ibadan Quarry
Price range from ₦3700-₦3900/ton

N.B. Transportation cost excluded

I need filling sand in abeokuta... Can u supply?

Pls i need filling sand... Laterite or rombo in abeokuta... Kindly contact me if you have available

Pls if you can supply laterite or rombo in abeokuta... quote this message

10tyre truck like dangote
30tons

Still waiting for you mmyemi

Anthocrussy:
Property Description

For sale
A brand new 3 bedrooms detached bungalow.
5 mins from Mowe bus-stop by Lagos Ibandan Expressway.

Features:
All rooms ensuite
Ante room
Sitting room
Dinning section
Family lounge
Walk in closet in Master's bedroom
Ample parking space
Kitchen with cupboards + store
Nice neighborhood
Dedicated transformer
Borehole and water treatment plant
etc.

Legal Documentation
- Deed of Contract
- Deed of Assignment (Registered)
- Certificate of occupancy
- Survey

Infrastructures
- Earth Road
- Electricity
- Drainage
- Water
- CCTV
- Perimeter Fencing
- Basket Ball court
- Children Playing Ground

Price: NGN: NGN16m (Sixteen Million Naira)

Developmental fee: NGN1,000,000
Documentation fee: NGN500,000
No other charge, No Agency fee.

Total package: NGN: 17.5m

Payment plan also available. Initial deposit of NGN2.5m, spread balance over 2 years.

*Price increase and payment plan will be reduced from 24 months to 12 months by June 1st. Remember payment plan is interest free*

*Serious buyer only*
Contact:
08125675556

Can I see more photos of this building?

Pls what's de current price of cement...
Howmuch is 6inch block, 9invh block


Thank you

Well only a dumb guy will move into marriage without getting the lady pregnant.


E belike you nor know. Wetin. Dey occur....