₦airaland Forum

Welcome, Guest: RegisterLoginWith GoogleTrendingRecentNew

Stats: 3,329,217 members, 8,439,335 topics. Date: Sunday, 05 July 2026 at 02:51 AM

Toggle theme

Excellentmomma's Posts

Nairaland ForumExcellentmomma's ProfileExcellentmomma's Posts

1 2 3 4 5 6 7 8 9 10 (of 23 pages)

FamilyRe: What Can I Do To Let My Wife Wake Up Early? by excellentmomma(f): 8:28am On Feb 12, 2016
sheilak:
He doesn't need to charge

What he can't do is force his wife to wake up when he wants
That's the change I mean naa grin

Let him change from having so much expectations, she is already doing well by waking up by 6am.

Let him change b4 he develops hbp for nothing
FamilyRe: What Can I Do To Let My Wife Wake Up Early? by excellentmomma(f): 11:44pm On Feb 11, 2016
vybzkartel:
She wakes up at 6am

sometimes after 6 am

and i believe a virtuous wife should be waking up earlier

I am often up by 4am or 5 am

She wakes up late and doesnt pray

I have been diplomatic, harsh and all...but she hasnt changed. what do i do?
6am. Late? Why don't you start the chores and let her join u, you influence humans better by example not talks.

She prolly shares home bills with you, then you won't allow her do the work when and how she can. Is there any work left undone @ d end of the day? You will wake up 4am, cross leg and your only job is watch when she will wake abi? Change abeg
TravelRe: Dana Airline Hostess Avert Air-Hijack by excellentmomma(f): 10:32pm On Feb 11, 2016
Thank God o, for the vigilance and boldness of the air hostess, but whoever allowed the luggage to pass without the security checks should be probed and sanctioned, what if it was a timed bomb, you can imagine.

This is an eye opener to allow everyone pass through security checks including the high and mighty and their aides and high profile bank customers who might use one diamond lounge card or the other to bypass security checks. These haram peeps are so desperate for blood.
May God continually save us and disgrace them.
TravelRe: Dana Airline Hostess Avert Air-Hijack by excellentmomma(f): 10:32pm On Feb 11, 2016
Thank God o, for the vigilance and boldness of the air hostess, but whoever allowed the luggage to pass without the security checks should be probed and sanctioned, what if it was a timed bomb, you can imagine.

This is an eye opener to allow everyone pass through security checks including the highh and mighty and their aides and high profile bank customers who might use one diamond lounge card or the other to bypass security checks. These haram peeps are so desperate for blood.
May God continually save us and disgrace them.
BusinessRe: Naira Freefall BDCs To Sack 30,000 Workers, Blames Forex Drought, CBN Policy by excellentmomma(op): 7:07pm On Feb 11, 2016
Tequilah:
Why this matter dey pain you like this? shocked And why the name-calling? Do you own a BDC? huh Oya, provide the url link to the CBN website where you saw the list of BDC's so we can read and verify. Also let us know how many on that list have folded up and the number of those that are fully operational. The ball is in your court! cheesy
Google is your friend
RomanceRe: Embarrassment Of The Highest Order In My Life by excellentmomma(f): 11:45pm On Feb 10, 2016
Maybe she jammed the door to go get d Iron naa, y are u embarrassed, ?
CelebritiesRe: Olajumoke, Ex-agege Breadseller Joins Instagram, Shares Hot Photos by excellentmomma(f): 9:25pm On Feb 10, 2016
Those saying shez not fine, it's because she didn't stand well. She is still having "camera fright", lolzz. She will get better.
See her neck mehn, this is what so many work out to get, Baba God gave her naturally, and don't forget she is a mother of 2 and haven't had a good life.

May God give me this kind leap/ jump o this year in Jesus' Name... Amen.

Who agrees with me........ grin
PoliticsRe: Video: Nnamdi Kanu Allows His Handcuffs To Be Remove At Last by excellentmomma(f): 6:07pm On Feb 09, 2016
Topeakintola:
Ounpe.

He for sit down inside his second home- the black maria and refuse to come down na

Useless fool

The guy is mentally exhausted and weak.

Nnamumudi grin grin grin
Do you know the meaning?; you are saying "your father who is a mumu is" "your father wey be mumu dey" cheesy
Jobs/VacanciesRe: Lying About Educational Background In Job Interview by excellentmomma(f): 11:32am On Feb 08, 2016
Terrybabanla:
Thank you so much. I'm 36years old with 2 kids, I never dream of working for someone I like working for myself but things changed and everything I've worked for gone just like that. My fear is how do I feed my family couple with study?
Sorry for your loss brother, don't go forging certificates, it can cause more harm and complicate issues further.
I advise your wife gets something to do, no matter how menial, to support the family as well while you take up jobs and still study, you can do full time, it's faster while you still work. It's a sacrifice you both do for the meantime. In no time it will be over.

Keep up the faith and pray, things are looking up already. Good luck.
PoliticsRe: Amaechi,Ben Bruce In Dirty Twitter War by excellentmomma(f): 5:26pm On Feb 07, 2016
Kastonkastroll:
Imagine... The same person that said he don't fly business class. grin common sense have become uncommon indeed.
He can afford it, he owns businesses before politics, what businesses does your vulture of ubima own aside stealing from govt? undecided
CultureRe: Unoaku Anyadike Visits The Ooni Of Ife (photo) by excellentmomma(f): 4:24pm On Feb 07, 2016
itokam:
Do u have to insult him? Classless...
"Classful!"
U didn't see him insulting that queen?
CultureRe: Unoaku Anyadike Visits The Ooni Of Ife (photo) by excellentmomma(f): 1:15pm On Feb 07, 2016
MICHEALADEX:
That's. My boss the most handsome king of all time...this lady should be informed that my kabiyesi is not lookong for an Ipob as olori
See this claw face, she might be dictating to your boss what he does, including whether or not to sack u, dey there,
PoliticsRe: Why We Ignored Card Reader Reports In Election Cases – S’court by excellentmomma(f): 9:48pm On Feb 06, 2016
bettercreature:
Gang of robbers,You just signed death warrant of several innocent people comes 2019

No more reliance on tribunal all electoral malpractices will be settled on election day


Nobody has monopoly of violence,Wike will meet us there in 2019
Hahahaha
Your moniker says it all "embittered creature"

If you like go and kill your innocent self and blame the judges, if you die, na Sara. Amaechi your lord go still dey pose for Abuja.
Sorry for your loss you hear. Apc to rule Rivers no be by force. Oyegun has finally spilled the beans, bunch of oil producing states mongers.
BusinessRe: Naira Freefall BDCs To Sack 30,000 Workers, Blames Forex Drought, CBN Policy by excellentmomma(op): 9:37pm On Feb 06, 2016
Tequilah:
3,000 BDCs?? huh Where? shocked Provide the source, please. And kindly confirm how many of them are fully operational, and how many actually have this full set of staff you have described here!
You are a village boy and very ignorant,

Please visit cbn website and check number of licensed BDCs, and update yourself b4 you quote me again, do you think owning and running one is a child's play?. Banks own BDCs too, in their names, get informed please
BusinessRe: Naira Freefall BDCs To Sack 30,000 Workers, Blames Forex Drought, CBN Policy by excellentmomma(op): 1:59pm On Feb 06, 2016
Tequilah:
They are all part of the scenario. Have you conducted a census? How many BDCs have auditors, operations managers and compliance officers even if they have chief executives? If you add them all up, I doubt if they would number 30,000. We like throwing numbers around, without supporting evidence or proof, in this country. They conveniently didn't highlight the mallams who in fact are the greater majority of BDC operators, and they ignored the bank managers who often throw slush funds their way.
FYI,

There are about 3,000 BDCs

Each BDC by law has a minimum of 3 directors, some have more, especially during the last recapitalization of July 2014, people pulled resources together. Then they all must have an Encasher with Biometrics with CBN, you must have a back up in your own interest for any unforseen event.
Then do you know the myriads of reports they do daily, weekly etc, who does that and if there is an inspection by regulators who liases with them?

Stop confusing licensed BDCs with black market street traders.

And yes they all have, Auditors, bankers and solicitors because it's a regulated business.
So an estimated 10 people are tied to one BDC, Abcon chairman is right in his assertion.
Thanks
BusinessRe: Naira Freefall BDCs To Sack 30,000 Workers, Blames Forex Drought, CBN Policy by excellentmomma(op): 1:41pm On Feb 06, 2016
Tequilah:
Yes, o. cheesy Wasn't it inside there that I saw this statement highlighted in bold?? According to various media reports, Alhaji Aminu Gwadabe, president, Association of Bureau De Change Operators of Nigeria (ABCON), yesterday said that some 30,000 Bureaux De Change (BDC) workers would be sacked within the first quarter of this year. sad
And why did you leave out this part you also highlighted.

The ABCON boss listed workers to be affected as including directors, auditors, operations managers and compliance officers, as well as chief executives.
BusinessRe: Naira Freefall BDCs To Sack 30,000 Workers, Blames Forex Drought, CBN Policy by excellentmomma(op): 8:49pm On Feb 05, 2016
Tequilah:
Where did the BDCs get the 30,000 workers that they want to sack?? shocked These guys should stop all these exaggerations, abeg. Is it the mallams at the market and airports that will lose their jobs, or those bank chiefs that sell forex to them using underhand means?? huh
Did you read the article?
BusinessNaira Freefall BDCs To Sack 30,000 Workers, Blames Forex Drought, CBN Policy by excellentmomma(op):
Godwin Emefiele, CBN governor, had announced a new foreign exchange policy, part of which included the stoppage of weekly dollar sales to BDCs.


Naira Freefall
BDCs to sack 30,000 workers, blames forex drought, CBN policy

Folarin Okunola | 09:05 | 03.02.2016
Godwin Emefiele, CBN governor, had announced a new foreign exchange policy, part of which included the stoppage of weekly dollar sales to BDCs.

24/7 Live - Subscribe to the Pulse Newsletter!
Subscribe

» more Governor Godwin Emefiele announces that Nigeria's central bank is keeping its benchmark interest rate on hold at 13 percent in Abuja, Nigeria, July 24, 2015. REUTERS/Afolabi Sotunde
According to various media reports, Alhaji Aminu Gwadabe, president, Association of Bureau De Change Operators of Nigeria (ABCON), yesterday said that some 30,000 Bureaux De Change (BDC) workers would be sacked within the first quarter of this year.

Gwadabe stated that the move is a direct result of the continued loss of business by operators after the Central Bank of Nigeria’s (CBN) stoppage of weekly dollar sales to the body.

The ABCON boss listed workers to be affected as including directors, auditors, operations managers and compliance officers, as well as chief executives.

Godwin Emefiele, CBN governor, had announced a new foreign exchange policy, part of which included the stoppage of weekly dollar sales to BDCs. 

“Operators in this segment of the market would now need to source their foreign exchange from autonomous sources. They must however, note that the CBN would deploy more resources to monitoring these sources to ensure that no operator is in violation of our anti-money laundering laws,” Emefiele said.

However, Gwadabe doesn’t agree with the CBN governor, saying: “As law abiding citizens and partners in progress with the CBN, we respect the decision of the apex bank as the regulator of the banking industry and foreign exchange market where we operate. While we are not totally surprised by the decision, we, however, believe there are better ways of addressing the challenges in the foreign exchange market.”

READ: Apex bank, forex officers to meet over Naira freefall

“Suffice to mention that before the CBN started selling dollars to BDCs in 2006, there were about 270 BDCs in the country. Despite the harsh operating environment, these operators were able to survive by servicing their clients. Secondly, the BDC industry was created by the CBN to fill a critical gap in the retail segment of the foreign exchange market. Furthermore, the decision to sell dollars to BDCs was in recognition of the role of BDCs to counter the effect of the illegal currency traffickers and the continued depreciation of the naira in the parallel market,” he said, expressing his regret that BDCs were always blamed whenever there was naira volatility.

“Thus, contrary to the impression created by the CBN, BDCs are not the problem of the foreign exchange market, rather they are solutions to deep rooted problems in the market namely activities of illegal foreign exchange operators and the wide gap between the official and parallel market exchange rates. And they have performed creditably well in these regards. While there are over 3000 licensed BDCs, how many of them does the CBN sell dollars to on a weekly basis?” he asked.

“In the last one month, the CBN has been rationing dollar sales to BDCs, with less than half accessing the dollar windows.  The Governor should have stated how much dollars the CBN actually sold to BDCs on an annual basis rather than estimating how much is been sold. For example, in 2014, according to the quarterly economic reports of the CBN, the CBN sold $4.4 billion to BDCs while it sold $43.65 billion to banks through the Retail Dutch Auction. This reveals that out of the $48.09 billion sold by the CBN, less than 10 per cent was sold to BDCs,” Gwadabe added.

Gwadabe further stated that the decision of the CBN to stop dollar sales to BDCs has grave implications for the economy.

CBN Governor, Emefiele, had directed the CBN to stop selling dollars to BDCs as part of his efforts to stem the freefall of the Naira which has been trading averagely at about N305 to the dollar on the parallel market for the past few days.
Folarin Okunola
is an Associate at Pulse.
An avid reader and cook, Okunola considers himself open-minded, critical and adventurous. He also believes the society is not always right and considers the human mind more powerful than a bottle of Coke. Follow him on Twitter: @Fxlvrin
         


COMMENTS

Naira Nigerian currency slumps to 300 against the dollar
CBN Apex bank warns Nigerians of hard times ahead, says oil slump to continue
UBA, First Bank, Zenith Bank Leading Nigerian banks make list of top 500 banks in the world
Currency Naira is out of balance
CBN Apex bank says you will have to pay N50 for receiving money in your bank account
NIPOST Postal agency confiscated N84 billion in 2015
CBN Apex banks says Nigerians will soon be able to get loans using bags of rice, generators, others as collateral
CBN Nigeria to enforce stamp duties law on financial transactions
Naira Nigeria's currency depreciates further to N295 to dollar at parallel market
CBN Apex bank lifts ban of dollar deposits
Naira Currency slumps to 43-year low to trade at N305 per dollar on parallel market
PULSE MONEY


Source:

http://pulse.ng/money/naira-freefall-bdcs-to-sack-30-000-workers-blames-forex-drought-cbn-policy-id4639716.html
CultureRe: (photo) Twin Sisters Share One Husband. by excellentmomma(f): 11:09pm On Feb 02, 2016
I hope he does the do with both of u same time, and u all share same bed, same room, lolzz.


Marrying twin guys would have been best
CelebritiesRe: Moyo Lawal: How Armed Robbers Stripped Me Unclad by excellentmomma(f): 10:38pm On Feb 02, 2016
Where does the father live, where did the robbery take place. The info can help both the public to be vigilant and security operatives too. Her story is not complete without it.

Sorry for ur loss and Thank God no one was hurt.
PoliticsRe: I’m The Only Legal Wife Of Ojukwu, Bianca Tells Court by excellentmomma(f): 1:42pm On Feb 02, 2016
Omoluabi16:
so what will happen to the bianca boys who are underage? they are also an ojukwu..these grown men want to eject those kids which is sad.A prof/architect should be self made na.
They will definitely give her a befitting place to accommodate her and the kids but definitely not to use style and use toto to grab the prof's and arc's father's property. It's a slap on their face. She had better humbled herself and go thru the family for peace not forming "woman wey tear eye" 'cos she no tear eye reach them.

People wey don dey the family b4 her na him she wan come drag with. I'm married and Igbo, I can't go and fight for my FIL's property, who does that. I can only fight for my husband's which I worked with him to acquire, not properties wey don dey ground b4 them marry me. I'm pissed. Make she nor dey disgrace herself.
PoliticsRe: I’m The Only Legal Wife Of Ojukwu, Bianca Tells Court by excellentmomma(f): 10:42am On Feb 02, 2016
Aspireahead:
what is annoying me is that there is a professor, a Phd holder and an architect in the list of defendants. these are people that are supposedly educated and that should normally be able to takia of themselves without there father's wealth. come....did their father fight over their grandfather's property? angry
It's actually their grand father's properties they are all fighting for. If Bianca married for love as she claims why not let go and leave the men with their family property. Mtcheew. When she was quick to marry a man with kids older than her, what was she expecting. Make them no kill am sef.
PoliticsRe: Buhari Receives His Portrait From Nigerians In Ethiopia As Gift by excellentmomma(f): 8:47pm On Feb 01, 2016
irunooboo:
Mr Buhari is the best thing to happen to our country Nigeria. He is old but fighting for the present and unborn generation so they can be free from poverty and hardship forced on the populace by the thieving elites. I hope we all support this man and be patient with him so he can do his best and leave the rest.

To the enemies of Nigeria like Nnamdi Kanu, Dasuki and the IpoB youths, may God punish all of you for trying to make this country ungovernable.

God bless Nigeria .
Boko haram are ur friends right? Hate kills
BusinessRe: Gtbank MD, Dan Orogun Dies In A Boating Accident In Liberia by excellentmomma(f): 7:58pm On Jan 30, 2016
Charmerbeautylooks:
Y e come b say na only him fell inside d water? Those wit him must b arrested for proper interrogations!
Your head dey dia, something is fishy, what efforts did they make at rescue. Such high profile person would nt have been that careless without PPEs.
And if it wasn't a planned push by unfriendly friends, how come only him, no boat mishap, he just fell in like that, abeg make them catch them.
PoliticsRe: Okorocha: God Will Judge Politicians,pastors And Court Judges First by excellentmomma(f): 10:38am On Jan 30, 2016
Because Rivers guber case didn't go their way, all Apc don remember God's judgment for Judges, hahahaha.

Imagine 2 months for judges and one week for politicians like him wey don rob us dry.

Apc una sorry o, na so life be. You win some and lose some, everybody is not gentle Gej. Some can match u whatever u bring so stop crying Okorocha, God will judge u first. After using 600M to do Christmas tree and owing ur workers and pensioners. You will account for all Imo allocation of 8yrs. A judge does not touch state money apart the "gift" u politicians lavish them with. They didn't force u guys to bring the gifts, so politicians like you have sinned more. So shut it.
PoliticsRe: Okorocha: God Will Judge Politicians,pastors And Court Judges First by excellentmomma(f): 10:30am On Jan 30, 2016
Because Rivers guber case didn't go their way, all Apc don remember God's judgment for Judges, hahahaha.

Imagine 2 months for judges and one week for politicians like him wey don rob us dry.
CrimeRe: Undergraduates Raped, Robbed Job Seeker And Took Her Unclad Photos by excellentmomma(f): 7:58pm On Jan 29, 2016
Though she was naive, those guys deserve firing squad, no matter who they are. Idiats.
PoliticsRe: Save Our Judiciary Protest In Abuja (PICTURE) by excellentmomma(f): 11:29pm On Jan 27, 2016
NgeneUkwenu:
grin grin grin Wike and His Charlatans Trying to ambush and blackmail the Supreme Court...

Ndi ara!
After the verdict in Wike's favour, how market tongue
CelebritiesRe: Georgina Onuoha With Her Mom And Two Daughters by excellentmomma(f): 3:00pm On Jan 09, 2016
Grundig:
The cmments and opinions will change if people knew she's separated and possibly divorced now
Will it change for the man too? You are still living in 600BC

Lovely family jare, the younger girl is a copy of her grandma.
PropertiesRe: The Safest And Most Private Estates In Lagos? by excellentmomma(f): 1:49am On Jan 07, 2016
goodgate:
Please do you know any aside the banks? Thanks.
No, only thee banks, Google Licensed PMIs in Nigeria, cheers
PropertiesRe: The Safest And Most Private Estates In Lagos? by excellentmomma(f): 1:45pm On Jan 06, 2016
goodgate:
Goodmorning. Which do you want? an Apartment or a House? but know you Friends Colony? maybe you check it out,also lekki county Ikota.Around Ikate Elegushi, you can check SafeCourts,Victory Park Estates. I Hope this helps you. Goodluck. Please about the mortgage, I have issues,I want to buy a House,but I do want to know the required equity contribution before approaching the institutions and I have heard of limits;you can't purchase a House more than 70m, how true?
They can finance any amount depending on ur turnover and/or income. Again it varies from one mortgage institution to another, 'just approach some of them directly to get more details, tx

1 2 3 4 5 6 7 8 9 10 (of 23 pages)