ogfem2020@gmail.com

Hmmmnnnn, Olosho man jam Olosho woman, their jaw-jaw and war-war no dey finish!

Sirjamo:
Benin republic buy some of their electricity from us, a PDP thug like Igboho will not know

And how come you seller has none for yourself?

But the Taliban too ran away last time when the western powers came calling. Tell me who stands still and remain when faced with annihilation and death? Only a fool will heed this stay at home call of the Taliban considering their past deeds and principles.

Walahi sumobilahi! Those Afghans are a lucky lot! Imagine countries from America, Australia and Europe sending special jets to airlift them out of their shit hole of a country When are we going to be as lucky as that?

Yes imbecilic, the US sudden and hurried withdrawal, but much more worse is Britain taking these Afghan to the UK. It is very certain that these so called refugees will in the nearest future start a jihad against the British "infidels".

wordcat:
Ajasco,

Papa Ajasco,

Mama Ajasco,

Boy Alinco,

Pa James,

Pa Jimoh

I don forget that lady name

PEPEYE (Duck)

Engineers in the house, I want to know if it is possible to upgrade an android phone to a higher version.

richmond500:
Private cemetery? Omo, our politicians useless sha.

Na cemetery Ekiti govt deh use proud, kon even get mind deh say the cemetery generate money for the state?

Baba God. Pls if I should reincarnate. I don't want to come anywhere close to Nigeria, instead, ill prefer to be a periwinkle in European lake

Did you even read a line up there? Anyway, people of your ilk should reincarnate in Afghanistan and not among sane and sensible humanity

This is synonymous with the FGN asking the court in Benin to grant them custody of S. Igboho pending the determination of the case in court.
Some foolish demands from Nigerians

AfriNotesNEWS:
...But wait o,

Nairalanders helps me on this



Is it that woman don't have heart, or they do but just heartless... This is just a questions and am curious to learn...

Not at all, they have no heart

BigCabal:
Every week, Zikoko seeks to understand how people move the Naira in and out of their lives. Some stories will be struggle-ish, others will be bougie. All the time, it’ll be revealing.


Between 2016 and 2020, the biggest flex for the 25-year-old in this #NairaLife was rising to the top of the ladder at the factory where he worked, and he did it. But he quit the job in 2021. While this has affected his finances, it’s all part of a grand plan.


Do you remember your earliest memory of money?[/b]

Yes. In 2001 or 2002, I found a Biafran bank note in my dad’s diary. I was fascinated because it was different from the naira notes I was familiar with. I asked my parents, and they told me about the history of the currency. They also showed me some coins we used pre-independence. It was quite an experience.

[b]I bet. What was it like growing up though?

My parents were on the shorter end of the financial ladder. They were farmers although my dad did some trading on the side. Money was not easy to come by. As I grew, I began to understand what it meant to have money and what you could miss out on when you didn’t. I realised early that my parents couldn’t do everything for me even if they wanted to. I had to hustle on my own and make money. I’ve been on that journey since that time.

When did the hustle start for you?

The moment I got into secondary school in 2008. I grew up in the south-south, and most of the people I knew on the streets worked on people’s farms to get money. Farming wasn’t my thing, so I went for a job at a sawmill. I did everything there was to do there — from clearing sawdust from the mills, taking stock of the inventory and sorting out the wood when they arrived. I worked from 3 p.m. to 7 p.m. on weekdays because of school and earned between ₦500 and ₦700. But I worked full time on weekends and a very good day at work fetched me ₦1500.

How long did you work at the sawmill for?

From 2008 to 2015 when I left secondary school. After I graduated from secondary school, I got another job to manage a cold room and the salary was ₦15k. I won’t lie, it was big money for me. For context, one of my friends got a job as a teacher a little earlier than I did and his salary was ₦5k.

However, I knew that I didn’t want to manage a cold room forever. I wanted to go to university. In 2015, I bought a JAMB form and applied to study law at a university in the south-south. I scored 297 in the UTME examination and 71 in post-UTME. I thought that was going to be enough. The first admission list was released, and I didn’t find my name on it. The second and third lists were followed, my name wasn’t on those either. The last list was a supplementary list and people said I needed to pay or have connections at the university to make that list. I didn’t have the money or the connection, so I let it go.

My second plan was to move to Lagos to find work. I was talking with a friend, and he told me that his older brother was working in Lagos and earning ₦50k per month, which seemed like a lot of money. So I left home for Lagos.

After a few months in Lagos, I checked the portal again and found out that I had been offered French Education. I didn’t accept it. I should have been in the merit list.

I’m sorry about that. When did you move to Lagos?

February 2016. I knew nobody in Lagos and arrived on a Friday with ₦7k in my pocket. For the first week, I was on the streets looking for a factory to work in. I slept in bus parks at night and freshened up in public bathrooms in the mornings. After three days of looking for work, I did something funny.

What?

My money had run down to ₦3k. I was beginning to get scared and thinking about going back home. So I spent the remaining money on food. Now, I couldn’t go home even if I wanted to.

Wild.

One of my sisters called me the following day and when she found out that I had gone to Lagos without an accommodation arrangement, she was mad at me. But she contacted someone. The person introduced me to one of his friends and told him about what brought me to Lagos. Luckily, the person agreed that I could stay with him. I lived with him for two years, and he helped me find my first job.

Lit. Tell me about the job.

He fixed me with some people who drilled boreholes. They paid me ₦2k for each day I worked with them, but the problem was that the jobs weren’t regular. After working with them for a month, I was anxious about getting a proper job and told the guy who took me in about it. He introduced me to someone in a sachet water factory where I was offered a job as a stacker. This was March 2016.

What does a stacker do?

A stacker moves the bags of water from the production room to the loading point and also loads the bags into the trucks for distribution. Every new person who joins the factory starts as a stacker. The job paid ₦800 per day and I got paid once every two weeks. The working hours weren’t fixed, though. Once we started working at 7 a.m, we could be there until 8 or 9 p.m or later depending on sales that day.

Omo.

Three weeks after I started working at the factory, I came to work earlier than usual one morning and saw some guy I hadn’t met working one of the machines and packing the sachet water into bags at the same time. It wasn’t my job, but I felt the need to help him. I joined him and started packing the water into the bags while he operated the machine. I struggled with it for a while but I got the hang of it. When we finished, he asked me, “Do you want to be a packer?”

Wait, who was he?

It turned out that he was the section head and managed my production unit. A packer is a step above a stacker, and what the packer does is to fit the sachets of water into the bag. 20 sachets of water go into one bag. They earn ₦2 for every bag they pack and the slowest person packs at least 1000 bags daily. That’s more money than I was earning as a stacker.

I guess you said yes to the job.

I did. I told him I’d like to and he asked me to start the following day. However, I wasn’t going to be paid for the first three days.

Why was that?

I had to undergo training and show that I knew how to do the work. It turned out that I was good at it. Within four days, I was doing 2000 bags of water per day. I made ₦17400 in my first week as a packer.

I had just joined the factory and moved up a ladder. Most people spend a year or more working as a stacker. Can you imagine how that felt? I called my mum and told her to go and open a bank account so I could send money to her.

Aww.

The work continued. I made more money during the dry season when there was more demand for water. I could make up to ₦25k in two weeks or ₦60k in a month. But during the rainy season, my earnings dropped to an average of ₦11k- ₦12k every two weeks and ₦24k in a month.

That’s interesting. How long did you do this for?

I was a packer for one year and six months. I was still living with the guy who took me in. My original plan was to save aggressively for three months and find my own apartment. But I realised how expensive living in Lagos was. But when he started preparing to get married in 2018, I knew it was time to leave.

What did you do?

I joined a contribution scheme with nine other people at work. Each person dropped ₦10k every two weeks and one person took it all. I was the first person to get paid, and I used the money to rent my first apartment which cost ₦42k. The next four months was me paying everyone back their money.

Phew. How was work going during this time?

After I rented the apartment, I thought it was time to move a step up in the factory and become an operator. The operators work the machines and fix minor issues. I approached a senior operator in my department and told him my plans. We agreed that he would pay me ₦5k for however long I stayed with him, but I had to stop working as a packer in the factory and work with him all the time. I spent one year with him and he didn’t pay me ₦5k every month like he promised.

Tough. How did you survive that?

At the end of each day at the factory, I helped the truck drivers load bags of water into their trucks and followed them around for distribution. This brought in between ₦200 and ₦500 per day, and that was what I lived on.

I finished my training in June 2019. The next step was getting a machine to operate, but I would find out that there was a lot of politics involved. When I didn’t get a machine immediately, I returned to being a packer. But I was calm about it. I knew I had upgraded my skills, and it was only a matter of time before I would be offered a machine to operate.

The confidence. But did it happen?

In August, the production manager called me and said there was an available machine I could operate. An operator earns more than double what a packer does. My monthly earnings rose to ₦100k – ₦120k. Six months later, something big happened.

Tell me.

The section head of my unit resigned and someone else replaced him. But one day, he made a terrible mistake that could have put us all in danger, so he was asked to resign. Guess who they asked to become the new section head? Me. This was June 2020.

Whoop Whoop!

Within four years, I went from being a stacker, to a packer, to an operator, then to the section head. I still had to operate machines in my new role but I was now operating two machines instead of one. Also, all ten machines in my unit were under my management. I’d climbed to the top of the ladder.

Well done. How did this affect your income?

It increased to an average of ₦220k a month. But nothing much changed in the way I spent money. I was never used to luxurious things, and I didn’t intend to start then. The only thing that changed was the amount of money I sent home. I started sending about ₦70k – ₦80k home every month after the promotion.

What about your plans to return to school?

I enrolled in a long-distance programme at a university in 2020. I was promoted three months after I started classes, and it changed everything. I would leave my house by 4 a.m and return by 11 p.m. from Monday to Sunday. There wasn’t any time to study. After trying and failing to make both things work, I made the rational decision and suspended my studentship.

Oof.

A year later, I quit my job.

Ah!

See, I was spending a lot of money on medical expenses. It was as high as ₦20k in some weeks. My body kept breaking down because of how stressful the job was, and I started to realise that it wasn’t worth it. I decided to leave in April.

What was your finances looking like at the time?
I had bought a half-plot of land for ₦450k in February, so I could point to something I got from my years at the factory. It affected my savings, though. I had ₦300k saved up when I left.

I see. What came after you quit.

For the first two weeks, after I quit, I was going around Lagos trying to figure out what next I could do. Then I went to this rich neighbourhood on the Island and the first thing I noticed was how bad their water system was. I was like, “There is an opportunity here if I could provide a solution to this problem.” An idea of what I could do next came immediately: plumbing and water system management.

I had experience with water treatment because of my years working in a water production company but to really stand a chance of selling my services, I needed additional skills and a certificate to show for it. I went back home and started researching technical institutes I could go to to learn plumbing. I found one in a state in the southwest. I enrolled for a year diploma course in May and tuition was ₦250k. I used the rest of my savings to pay for this. That’s where I’m studying right now.

Man! You aren’t earning at the moment?

I’m still working here and there. I travel to Lagos every weekend to work at factories where I know people, and this brings about ₦10k every weekend. It’s a lot less than what I was earning three months ago, but I don’t spend a lot of money in school. I live in a hostel and cook my meals. The only problem is that I can’t send money home anymore. But they will be alright. It’s just for a year.

What does your running costs currently look like?

At the moment, I earn an average of ₦35k every month.

I’m not saving at the moment because there is no money left to keep. But I have an emergency fund of ₦10k for when I fall sick. If I use it, I return the money.

What part of your finances do you think you could be better at?

I’m always tempted to do more than I can handle. Small money enters like this, and a thousand ideas follow. That’s when I’ll be thinking of buying a refinery and competing with Dangote. Then I end up doing nothing. It’s a habit I’m trying to outgrow.

Haha. What are your next steps after you get your diploma?

First things first, I’d work with a plumbing firm for six months. I don’t even mind if they pay me or not, but I need the experience. After that, I can now start thinking about setting up my own business. I’ll probably need to sell the land to get the money I need for that.

How much do you imagine will set you up?

₦3m should get me started on the kind of business I have in mind. But I’ll probably have to start with less than that.

Rooting for you. Where do you see all of this in five years?

By that time, I expect to be making at least ₦5m in a year. There’s the opportunity to do so in Lagos but if it doesn’t work, I’ll move to my plan B.

I’m listening.

I have people in Dubai, and while it’s not very easy to get in anymore, it’s still one of the most accessible places to migrate to, and they always need skilled workers. The last time I inquired about the cost, they said ₦800k will get me there. If I ever need to move, that’s something to consider.

Back to the present, have you spent money on anything that made you feel good recently?

Yes, my phone. I bought it in December 2020 for ₦80k. After the land and my school fees, this is the most money I have spent on anything. But the experience so far has been amazing. The money is worth it.

Nice. What about something you want but can’t afford?

I don’t think there’s anything I want right now. I’m only praying that everything clicks when the time comes to start my plumbing business. Aside from this, I’m good.

I’m curious about how your experiences have shaped your perspective about money.

I’ve moved from seeing money as a piece of paper with a fascinating history to an important part of human existence. I know what money can buy and the things it can change. In my line of work, I’ve had to put up with a lot of people who talk down on me because I don’t have as much money as they do. So yes, I see money as an instrument. Also, I know money is not coming in at the moment, but I’m not scared. I’ve built a reputation I can bank on over the years, and if I get into a tight spot now, I know the people I can call to help me. That’s very important too.

Word. How would you rate your financial happiness on a scale of 1 – 10?

5. I know I deserve more money, but I can’t kill myself as it hasn’t come yet. I don’t feel too bad about it because I’m trying my best. I can’t wait to have my diploma and start working on my plans. Even if it doesn’t pick up immediately, I’d be confident that something good is about to happen to me. Just starting that business will take me to a 9.

Source: [url]https://www.zikoko.com/money/naira-life/nairalife-the-factory-worker-who-went-from-%e2%82%a6220k-to-%e2%82%a635k-month/[/url]

Meaningless trash

The pig farm is still the best till tomorrow. If he can run the other pig farms as a whole the way he ran Lagos , then maybe we can have a nation we can be proud of.

CharisEleos:
You guys should stop massaging your ego over her matter. She knows what she wants and she's not referring to you.

Ebony beauty, don't worry. your dream man will soon locate you.

Una welldone o, lady pacifier

PlayerMeji:
Sports = Igbo
Entertainment = Yoruba
Food = Hausa
= Fulani

Banditry, Killer Herdsmen, Land grabber...........

FreeStuffsNG:


Andrew Liver salt is not like Gala and Sardines. What you have there is a single dose and no matter the excuse, they will not dispense half a dose for you, it's like saying Panadol is getting smaller because Gala and Sardines are getting smaller when a single tab must remain 500mg.

The original size or quantity of Andrew Liver salt was how many doses please?

placement:
Hmm, I will say that again hmm. After over 15 years of trading live forex, after loosing over $40,000 in live trading, I have finally discovered the best way to trade forex
(currencies).
It's not an easy task because sometimes, I have to borrow, sell my things( even my car). Thank God for my determination and perseverance. Nothing good comes easy. Now I am on the way to recovering all I have lost and even build my account to reach $10k,$100k and then $1 million in the nearest future.
I will be giving away free buy/sell signals for now on WhatsApp. Also, If you don't know anything about forex trading, I can put you true how to open a brokerage account and all that. Forex is legal and it is the biggest market in the World with over $4 trillion daily volume.
WhatsApp seven zero zero 3 771 0461

@bolded This explains why you always lose trading forex. Work it out first before going forward.

meetme01:


You have been disturbing my guy. Why nah?

Did you register the domain after coining?

If No, it means you submitted unregistered domain name. I believe it's a NO because you did not use any registrar.

The coined name, was it approved by SH?


If yes, just accept the skip other things. The name will be in your approved list. You don't need to do anything than to siddon look till the name is purchased or you continue to coin more and submit to have a robust portfolio.

Thanks for the guide. I didn't mean to disturb, just being a worried newbie.

Majority of Nigerians and humanity in general know the liar between the two of you, Mr Minister. The facts on ground and the experience of an average Nigerian citizen lend credence to the cleric`s assertions. This govt. is now like a bull in a china shop; but we can only hope the shop remains intact after this unfortunate moment.

Apus:


Which registrar are you using- epik? Dynadot?

I`m not using any registrar. I just coin a name and list it. I am sure I missed something along the way.

Apus:


You can click on the name itself or an icon close to it where you would see an option to change "NAME SERVER"

"NAME SERVER'' didnt come up, only a pop up box asking me to update my domain name after I clicked on a domain name.
I wonder where I am missing it.

Apus:


To verify your domain(s), you will need to point it to SH's name servers.

Edit the nameservers for your domain in your [b]registrar’s control pane[/b]l. Set the first and second nameservers to:

ns1.squadhelp//com

ns2.squadhelp//com

Thanks. But how do I get to the registrar C-panel?

Please how do I verify my listed domains?

Versalex:
Dont be deceived by scammers;
Reach me on WhatsApp with this �+2349038140091 for a real cryptocurrency mining platform's link that can allow you mine out $50 worth of Bitcoin daily.

Why not post such links here?

That is one way of resting in pieces.

Nemere2020:

https://twitter.com/thecableindex/status/1415028679579770881?s=19

These figures for the 10 states, most especially Lagos, is not true. It is far higher than this.

Sapiosexuality:
No.

Thanks. But how many unregistered names can I submit at once. I asked because I sent 10 names together some minutes ago, but only the first name appeared. Pls I need guidance.

Please OP, while uploading domain names, must I include the sale price?

HellAnus:
This one resemble skull miner

Heads of your family members will be mined next.

Finnese001:
Is buhari is a natural or man-made disaster

He is both and even a bull in a China shop