₦airaland Forum

Ofodirinwa:
I agree

Tueh!

truthera:
I never left Biafra Quest 1.0 neither was I carried away by Peter Obi's social media euphoria......

Then get ready to be the latest Biafra advocate on NL in the next 6 months because you are going to inherit all of the delusional Obidients here

Congrats in advance.

The guy himself has a gay gene to see that thing and want to take it home.

No amount of shayo can make that thing a woman in my eyes.

Now we are back to Biafra Quest 4.0

Zionmdde:
Once you hear Obi you will rush out
But news of insecurity and killings everywhere, nobody will see you.

Shows the kind of human beings you guys are

Obi will fizzle out permanently from our public space after 2027 elections

I see him joining a Buddhist monastery in Tibet and posting on how the Buddhist have it figured out.

You should take this to your various echo chamber Biafra Facebook pages because no one here that is going to accommodate una generational handed down lies anymore.

Ofodirinwa:
I have realized, through hearing them speak, that many bigots are against Obi because they know he will perform well, and are afraid that Igbos will then feel proud of this. They are aware Tinubu is inept and a failure, but the worst Tinubu does the more afraid they are of an Obi because he will do better than their tribesman. Especially when compared to Tinubu's performance. Meaning, there are people who would rather ruin their lives through inept government and assure they don't gain employment if it means they can be safe in the tribal ego fight that only exists in their head.

If you don't know the effect of tribalism on nigerians, here is a case.

Projecting what you guys were feeling in 2023 of a possible Tinubu Presidency.

kedeojo:
let them be deceiving themselves of obi imaginary presidency. that useless mama pee has been warned in Edo not to talk nonsense against any edolite. she was disguising as a Benin lady until she was exposed to be from onitsha. dem no born am well to talk nonsense again. she will just die for nothing. idiot smelling thing. very mannerless and uncultured. I was not surprised when I learnt she is not from Edo state. very big illiterate. even if some of us don't agree with Aisha yesuf all the times but you could see are level of intellect. you will be force too listen to her unlike that fat bush pig who talk anyhow like is male counterpart Randy. very useless people.

So that one nah from Onitsha come dey claim Bini

Nah wah for these people

Apcpalava:
For OBI to loose in lagos in 2027 general election you must be joking even some of your yoruba people wey dey near you go vote am and they no go tell you walahi

Stop decieving yourselves.

Obi no go smell half of what he got last time

Chibuezem:
otilor
The reason for this behaviour is because our country is messed up
We don't have a place to call home that wants us to survive

What arrant nonsense

Christistruth03:
So was the suprise midnight Biafran invasion of Ore in the West engraved in ours
We hardly had any soldiers in the Army

You can see his write up does not extend condolences to SS people who they claim were solidly behind Biafra.

They will never say pim about the minority people that were on a slow genocide because it was them doing the genocide.

SadiqBabaSani:
What is this loud silence on the gruesome murder of a teacher from South West Media?

This is evil silence,
This media gagging is so obvious

Just imagine someone imagining Obi as president

To these people, they are the only victims of that senseless war instigated by their war lord Ojukwu.

What of the tens of thousands of minority people trapped in Ojukwu's Biafra and in the Midwest who were selectively slaughtered, raped and disappeared by Biafran occupying forces ?

The atrocities of the Biafran army and Ibo civilians on minority people are on record that a resistance group was formed by the minority people to wage an underground resistance war against the occupying Biafran forces.

Why did the minority people see back then and till this moment celebrate without fail their liberation by federal forces?

Why are there monuments , buildings and roads named in remembrance of their liberation and after Gowon ?

helinues:
Btw, do Adc people tell you online votes would be allowed with their primary election? Una go just talk waah without thinking it through

You do know that obi was demanding that the ADC primaries be done online without even considering there are existing laws on how to conduct party primaries.

Okechinwadike:
which democracy? let yoruba go and campaign for Tinubu in yorubaland, let hausa campaign for atiku in hausa land let igbo campaign for Obi in igbo land period. Coming to igbo land to campaign for Tinubu anything you see you take.

Nah real wah for you

ogugwa1992:
Obidients, let us vote Hayatu-Deen now to stop Atiku’s unending Presidential Ambition - Netizens



I’m just thinking out loud. Since Atiku has refused to give up his presidential ambition, my dear Obidients, why don’t we do something? Since many are still registered with the ADC, why don’t we massively vote for this ADC aspirant, Mohammed Hayatudeen, to win the ADC ticket this morning? He will be a lesser threat to us in the general election. They are holding their primaries today.

What do you think?

So it's not enough that your obi has gotten his free ticket in another platform you now want to act the spoiler in ADC and you will be crying of Tinubu interfering with your bowel movements

Okechinwadike:
Why didn't they kill him? That would have been very good

So this is your version of democracy ?

The other day we saw one tout claiming youth leader in Enugu vandalizing an APC billboard now you guys are cheering the assault on this guy by political opponents.

Just asking, if the guy was campaigning for Obi and got beaten up , will you guys cheer the beating ?

Gotocourt:
I listen and speak Hausa fluently. Pure APC Bandits

I meant what if this was an obidient guy campaigning for Obi ?

You guys will begin to cry to Trump .

Gotocourt:
I watched the video on X and understand Hausa 💯.
APC bandits go collect wetin no good.

What if this was an obidient they were flogging ?

What of the yes daddy tapes?

Lithiumite:
Why is nobody talking about ADC,when obi was with them it was the main trending party after apc even ahead of pdp.......obi leaving took the wind out of their sails,many aren't even discussing atiku as a frontrunner but its PBAT or OK ......obi did the right thing by leaving,he wasn't even supposed to have gone there in the first place.

Instability doesn't augur well for any party,why did tambuwal and sen lamido stand down,why arent new politicians decamping to come get ticket......ashiru in Kaduna,gawuna in Kano all cane in with so much fun fair but they have all gone cold.

We only had time for ADC when Obi joined because we were looking forward to him contesting the primaries and coming last.

But he was begging for consensus and so we knew he will soon japa

But the very first reason is why Obidients are championing their obi.

Even Obi left PDP because the party refused to zone their ticket which he insisted was the turn of the SE

brain54:
Thanks for adding another useless information...


Bye!

Pls show us one case banks loan without collateral?

brain54:
Collateral is bring something of value before I even consider your idea and give you loan...


I may not even care how to pay back... just give me anything that is worth the value of the loan I am giving you 3 times over.

Not everyone has valuable collateral even when they are into business. Just what they have the potential to generate.


When they are educating some of you you would be going around and round in circles arguing for the sake of argument. What concerns obidients now with what I have been saying?


Is good credits and assets the same thing as collateral? And you think you are not the one arguing in exercise in futility and wasting my time?

Trump was convicted by a NY Federal circuit court for inflating his assets so as to secure financial loans from several banks

You present your net worth to banks when processing a loan.

The bank assesses your risk level based on past loan repayments (credit score) and marches it with your stated assets.

The system in the US is different from dropping documents of properties and in the event the loan fails the bank will notify the insurance company who will begin the recovery process..

The only way an individual can wriggle free is to declare bankruptcy which prevents the recovery company from touching your assets for the next five years. During this period, you won't have access to loans.

If the recovery company sees you declared assets are far lower than what you declared, they will charge you to court for fraud.

There is no where in the world a bank will loan to you without anything on ground to recover their debt.

brain54:
Is debt recovery the same as collateral before giving out the loans? Or you don't know what collateral means?

Debt recovery involves going after assets of the debtor if he fails to honour his loan obligations..

Is that not what collateral serves in a loan agreement ?

Trying to reason with you obidients is an exercise in futility.

Banks loan to only people with good credit and assets to match the loan being offered.

brain54:
They only look at your financial books, see what you can generate or your revenue and give you loans based on that record- without collateral!

And you think this how banks operate?

70-80% of new businesses fail.

No bank is going to partner with you without having assets on ground.

You might think because you are not required to brink documents of your property as collateral, but the banks will use debt recovery firms to squeeze out every asset you have through a legal backed foreclosure on your entire assets.

The only way to save yourself from this is to file for bankruptcy which most American businessmen have done .

brain54:
Venture capitalists are different...


Banks in other climes do give loans without collateral... every bank accesses the level of risk involved before giving out loans based on these risks involved.


More than 60/70% of business running where I am currently operate with money from bank loans with hardly any collateral.


They only look at your financial books, see what you can generate or your revenue and give you loans based on that record- without collateral!

Every loan is insured by the banks with an insurance firm.

The insurance company are the final debt liquidators if the loan fails and will be the ones to go after the assets of the debtor.

Banks do not care on what kind of business you are into.

All they want to know is if you can repay the loan granted under the terms stated and what guarantees by way of collateral do you have to present in case you can't repay the debt.

Venture capitalists are the guys you meet if you are looking for who to invest and partner with you.

Banks are only interested in earnings on interests accrued on their loans and their capital back .

brain54:
Banks in other climes do give loans to individuals...

Without collateral if you pitch your business ideas with them and they think the idea is sellable and buy into it.


Even in Africa countries like Ghana banks are almost begging people to take loans.


So obi is right on that part.



It's Nigeria that everything becomes difficult and different. And such normal things in other places becomes an aberation and I don't know why!

Big fat lie.

You are talking about venture capitalists .

Banks operate on a risk management level with the loan insured in the case of the loan failing .

Current system is AI driven and not down to whatever rubbish your Agulu Messiah is dishing out lambas

brain54:
Sure. Interest rates is different from specific conditions like collateral...

You mind them.

The issue Giringori should have harped on was the high interest rates and not some phantom zero collateral backed loans

mrvitalis:
Air peace is what it is today because of fidelity bank


When it comes to business support fidelity is top

But hey hope u know CBN sets interest rate not banks

Air Peace that was rumoured to have been floated using diverted funds meant for Niger Delta militants amnesty program during GEJ's tenure ?

Yorubaskullmine:
Obi was once a ceremonial chairman of Fidelity bank.
At no point in time was he the MD.
Secondary Nigerian banking system is regulated by the apex bank the CBN.
As a result, the banks cannot act outside the dictates of the CBN.
Your question should be directed to the CBN.

Which bank gives loans without collateral?

ratcock:
My love for this man keeps growing by the second
His consistency and down to earth demeanor is incontrovertible.
Even his ardent haters cannot point out any flaws except for concocting stories about this man.

Tell him to show you the bank in the UK that gave him a collateral free loan after seeing his third class worthless degree.