₦airaland Forum

toughest007:
Do you mind clarifying how exactly?

Ticha:
Broker is trying to make his money. From experience, most insurances cancel each other out because insurance companies will do everything not to pay out. So having seemingly useful (on the surface) multi insurance packages will just bleed you money.

Pick one and stick with it.

Before we had kids, we only took life and critical illness insurance as we travelled all the time. Only to find out when we started IVF that if critical illness paid out, the life insurance premiums will drastically increase 🙄

Husbot has a very generous death in service which gets more generous with each year of service so we now have no insurance for him and life insurance for me.

To throw a spanner in the works, you don't really need any of the insurances full stop. You can just save that money into stocks and shares till you need it.

Broker is trying to earn a commission so ignore him completely and think about what will meet your needs now and in the near future.

Lexusgs430:
You don't need this policy...... You would get more value from an income protection insurance or life insurance policy..........

jedisco:
Just wondering... would the people back home think its worth the cost? £120 plus sundry costs would come upto 250k. They might very well prefer that sum being given to them than sending clothes over.
Remember to some, their perception of taking clothes from someone known is different from buying okrika.

missjekyll:
Why use virtually then if you meant human rights?

missjekyll:
Virtually is doing a lot of heavy lifting here isn't it?

jedisco:
Hehe.. You've taken it upon yourself at each point to expose the generosity of the UK immigration system. Its like telling apartheid SA to accept the generosity because indigenous groups elsewhere saw worse. In a race to the bottom, there are no shortage of nations who treat migrants worse to compare with.

Also remember the better nations. I from the comfort of my home in the UK applied for and was given a Canadian PR - same thing that took me 5 years of good behaviour and taxation to achieve in the UK. What's strinking is that CAN is a wealthier nation per head with better growth potential. Ultimately, migration is a game of need, not generosity

kumbhuru:
You guys have issues, come on. What are hotels meant for?
Hahah. I pity you and your insecurities

kumbhuru:
Have a nice Sunday

Jamesclooney:
Read in between the lines…

Jamesclooney:
Another reason to vote Labour. It seems Peter Obi has an alliance with UK Labour since Rishi Sunak was the first world leader to congratulate Tinubu after the controversial elections. Impressive!

kwakudtraveller:
I’m not sure why you always feel the need to throw a jab when you’re involved in a discourse.

jedisco:
All forms of migration especially permanent migration is very much a part of both past and contemporary British culture. Yeah, times change but its mainly the perception and reporting that differ. When Brits/certain Europeans migrate, they see it as their right. When black folks migrate, its pictured as a privilege.

Even on here, mention of Nigerians relocating the UK is christened as 'folks in search of utopia'. Meanwhile, you'd hear words like explorer, risk taker, yolo, expat et.c being used to describe hundreds of thousands of Brits who emigrate yearly.

missjekyll:
If you have minor children and you are going abroad, you should be allowed to bring them with you,if you want to. Your children should not grow up without you , QED. Your partner is another able-bodied adult paying taxes to the state.

You have never made this argument for British immigrants to Nigeria.its cruel and unusual.

missjekyll:
What the heck is that? Small talk is tedious but you natter about the weather, food ,job. Avoid politics and religion. He should have known that. Sorry you had to go through that.

babajeje123:
Went to a church last Sunday for the first time and that was the stupid question their pastor asked me after greetings.
Him: bla bla bla, when are you going back to Nigeria?
Me: (snaps) I don't know
A black British for that matter! Probably was privileged to be born here by black immigrants.

awumen:
Source of fund is a loan at work place outside the UK.
I need advise on step by step.
Fund can be in bank under 7 days but I need the right info

toughest007:
Regardless of the era they were built, the type of house (townhouses, semi-detached, detached, apartment etc) and the size of the windows or presence of patios, houses here in the UK generally lack the window strategy positioning for cross ventilation. For context, you need to have at least two windows in any space and at 90° or 180° to each other for proper cross ventilation to happen.

Houses here are designed to focus more on achieving higher energy rating than cross ventilation. Which is why there is extractor fans, ventilators etc. Do you think people or yourself would prefer a cross ventilated home to higher energy efficient home?

I don't agree with your 'older buildings having thinner walls'. What you call thinner walls have always been a standard adopted to date. The buildup have always remained brick (external wall), then thermal insulation (at the middle) and sandcrete block (internal wall). Giving a specific thickness adopted to date in newer builds. Older buildings have low energy rating cos of the following: cracks due to ageing, outdated insulation materials used, lack of glazed windows etc...

Again, regarding the highlighted, UK architects would never insert an extra window to a detached house. I have reviewed load of working drawings, they are all following the same format. The point is houses are no better and the type of build doesn't matter!

AgentXxx:
It wasn’t mentioned during application/interview process, it was when issues started coming up that he now mentions it. he said it was previously diagnosed and fixed but keeps coming back.

missjekyll:
This is absolutely hilarious. When was this damascene conversion, pray tell

Cyberknight:
I think junior doctor's starting salary is about £33k in England (F1)
Even when it rises after about 3 years to about £50K, that's not a commensurate salary for a job which often has them working up to 48 hours and beyond a week.

Ladyzain:
Hello my elders,
Thank you for all your invaluable advice on this platform.

I am presently on maternity leave working in an NHS Trust.
I attended a cultural festival here in the UK where I had the opportunity of putting down my name as volunteer to interpret for people from my ethnic background.
They plan to pay 20 pounds per hour and pay cost of travel time to any hospital or wherever the service user need the service.
My concern is since am on maternity pay presently,
If I get paid will I be breeching terms of my contract as am on maternity leave.
Meanwhile, I have explained to them my present circumstances and they said its a volunteer work that I won't run into any trouble.

My elders I need your opinion

Zahra29:
I wouldn't say I'm complimentary to them, but I'm a bit more open minded towards their headline policies, many of which make sense and would be good for the country if they can be implemented. For example they, like you, favour lower taxes (zero tax on the first £20k), they have a sensible proposal to retain NHS doctors and nurses, they're advocating for more police, greater housing and defence spending etc.

The single issue for most immigrants is their policy on reducing immigration, which the general public has agreed is too high and needs to come down.

Besides a party that many would regard as parochial, and firmly wants to remain out of the EU, is highly unlikely to be interested in pursuing a world domination agenda. I think those concerns should directed towards the likes of Russia and China.

missjekyll:
You know what this means ,don't you? Far from interesting, the rise of the far right is a calamity for anyone who is not white, male,Christian or straight.

They have previous form for deadly persecution. I am usually very open to other ideas but I do not understand their supporters on this thread, to be frank.

Peerielass:
Which discount are private school parents receiving? They are paying tuition fees from already taxed income. I have demonstrated to you that they are actually saving the government money by giving up their state school places. If you have a counter argument to that, please present your case with facts rather than making a blanket statement like 7% are wealthy because in reality these people are just normal everyday folk who have different priorities and shouldn’t be penalised for their aspirations.

missjekyll:
Why not? So long as she is in same weightclass and doesnt have more than the normal level of testosterone in women.

These restroom arguments are giving me a bit of a headache. What is with the restroom? Lol

I find your last point a bit vacuous

Anyone is free to describe themselves the way they see fit. No one knows you more than yourself. Why would that bother me so long as its not being done to further a crime?

Zahra29:
If you keep looking for/imagining racism, you will find it in some form. Most Brits are not racist, they may have preconceived notions and might be reserved to start with, but most are fair and will ultimately judge a person on merit. If you work hard and are honest and open/friendly/polite, you will get on fine with most people in most places.

Besides, Africans/Nigerians have just as many stereotypes and isms against white people. "They are lazy, they are not clean, why don't they wash their trainers, they are not home trained etc etc" - these are examples of comments I have heard made against Brits, which is obviously not nice and we would cry racism if they made similar comments against us.

directonpc:
Who is filling the role? UK firms that won't hire people on graduate visa?

I saw an entire thread on LinkedIn where graduate visa holders were begging that people take a chance on them. It will be nice to see some success stories about students that came here around 2022 and are now working at British firms not as cleaners.

Like I've said about tech nation, I don't know 1 Nigerian techie that came here on that visa and isn't feeling like their career slowed down. I can specifically name one tech influencer from Nigeria that's almost becoming a ghost of her self now since moving here.


Maybe in the past, when una japa, this place get plenty opportunities, hopefully there are better days ahead of UK and doing the most with talented immigrants.

Paxziano:
In a way you are right. If only M.sc graduates can target civil service jobs that pay up to the 31k pounds i feel it wont be a bad idea


For me, i am a dependant and currently trying to get into DWP (Already doing pre employment checks). i am just wondering how to bump it up to the 39k needed for a COS

directonpc:
To reply to Tech Nation, Graduate visa and the engineers you talk about.

I know a few rising tech stars from Naija wey don japa come dey live slightly quieter here.

Many graduates MSc. and PhD that won't be employed in professional roles because of the graduate visa.

Engineers, even person wey been dey work with shell for Naija dey manage warehouse work for here now. Omo, from my small experience here so far, so much more can be gotten from talented immigrants if anyone is willing to take a chance on them.