BeuHarry:


It is not that easy to steal from customers at ATM and get away with it so most bank staff will not even harbour that thought unless they follow them from village. ATM keeps a thorough record of transactions in a journal. If a machine is good and functioning well, any dispense error will be captured on the journal regardless of whether cash counted or not. This can easily be confirmed from the journal and refunds made.

However, in the course of working with different ATM brands, I have seen malfunctions that can get an ATM confused as to whether cash was dispensed or not. A journal can capture something like 'Cash whereabouts unknown.'
There are also instances of partial dispense with will be difficult to reconcile (eg you requested for 10,000 but was only able to get 8,000 and the rest retracted by the machine.

When a claim is made for dispense error, journal records are checked. If transaction was recorded as unsuccessful and and there is a credit in the ATM ledger with a corresponding debit into customer's account, a reversal is initiated.

The surest way of establishing dispense errors is through regular (daily) reconciliation of the transactions. Banks are expected to do this daily and refund customers proactively. There is also a robust process for disputing and refunding failed transactions involving more than one bank (I wont go into details).

In your own case, when the machine started counting without stopping, the ATM custodian got a fault alert and went to check on the machine which is the right thing to do. The machine gave you back your card to allow the custodians attend to it and resolve the fault which is also the right thing (your card could also be trapped). Remember that for the machine to start counting in attempt to pay you, your account must have been debited with the corresponding entry passed to the ATM. This is supposed to be auto reversed in the event the machine is unable to dispense cash for whatever reason. However, auto-reversal sometimes fail to happen due to several possible technical issues. This where humans come in to settle these cases.

I advise you initiate another claim for dispense error, this time insist on footage if your claim is declined (it is your right). In the event the bank is unable to provide the footage (photo proof that cash was dispensed to you), they will have no choice than to refund you.

first bank just debited me today 46k and it failed on palm pay have been waiting for reversal since

Good day, I was trying to make a transfer of some amount from my first bank account to my palmpay account with the USSR code only for my first bank account to be debited and the palmpay account not funded. I reached out to the palmpay customer care she told me that the Transaction failed that I should contact my bank which I did after contacting first bank customer Care they told me that the Transaction was made but I should be expecting an auto reversal after 24 hours which am still waiting for since around 10am today am scared oo the money is much pls is there assurance the money can be reversed before 24 hrs because the money is meant for a payment tommorow morning

waldigit:

What is missing in your life is knowledge.
1.This knowledge is that you are here for a purpose.
2. It's your responsibility after knowing Christ that you must ask to know your divine purpose.
3. You must ask God to help you fulfill it.
4. You must take step to fulfill it.
This is when you have developed a relationship with God. Everything you do outside this is just a mere religion.
Your G.O may not be interested in telling you this because he wants to keep using you to fulfill his own divine purpose.
Act now and thank God later.
I was a victim of this untill it was revealed to me.
Before you start doubting God, ask your self this question, " If there is no God, then there must be no devil"?
It is easier to know devil than knowing God.
A simple hint to know the devil:
Look around you for a comfirmed Yahoo plus guy, tell you want to belong, voila!
the devil would reveal himself, no string attached. But if you want God to reveal himself it has procedures. Knowledge, wisdom and power.
Then in conclusion, if devil is real then God is real else you and I would have been consumed.
I put you in charge of Holy Spirit for deeper understanding.

Thank You

Lemme call her she might be a lonely poor waitress

HolinessForever:


https://www.thesun.co.uk/news/17532560/moment-car-swarmed-thousands-grasshoppers-south-africa/amp/

is this you Mr righteousness2

slawormiir:
Damnnn niggarrrr
Sport betting ain't no career killer

Sport betting is gambling
The life itself we are living now is a gamble


The sweet thing is that For everyday we wake we are faced with more than a hundred ways to become a millionaire of which Gambling is among

A big shout out to all my fellow Gamblers, risk takers, punters, high rollers and stakers
We will never quit...because quitters don't win and winners don't quit

thanks for the motivation boss

Tomek09:
A Chief Magistrate Court II sitting in Mubi, Adamawa, has ordered that one Abdullahi Adamu, be remanded in prison for allegedly raping a five-year-old nursery 3 schoolgirl (name withheld).

Surprised? No
Disappointed? No

Why? It northerners nothing else

Add graphic pls This your fat head is something else

Werey man how I wished he tried that in a frustrated Nigerian match the way players and coach would beat him ehn

immediately he come out they don dey remove him cloth I see premium beating this I have seen

Workch:
Dude, I became happier since I lost faith in God and religion.
The quality of my life improved as I'm no longer subjected to dogma and unsubstantiated claims.

I started living by facts and not fictions/presumed lies. Try it and see your life change for good.
I started making informed decisions instead of depending on imaginary beings and revelation. Critical reasoning helps dude

Really?

Workch:
You don't need to do any research to know that Zeus, the alpha Olympian God, son of Cronus is not Jewish Yahweh, both are also different from Odin Norse god. You only need to stop cherrypicking stuffs that suits your imaginations.

And all of these gods don't exist. No evidence that they do.

The term God is an English statement meaning "any supernatural diety". Stop deluding yourself

hmm.....

Hello everyone,

Have been a very active guest on nairaland since about last year. Have been reading and going through so many atheist believes here and I somehow find it sensible to me cause each day I go through a lot I pray fast and do many more it just seems as if the thing won't change.


Then I remembered how my mom was a chronic church lover who never misses a church program. If you read my previous post about how my dad is to me you would understand the sorrow she has gone through before she died.

Mainly the post on nairaland that has made me realize that Indeed these prayers dont work was an old post from hardmirror(sorry for the mention sir) I came across It i read everything and realize this man is making sense. Although I still attend church services like normal Christians but my zeal for Christ have gone each time am in church I don't feel like it makes sense to me to come to the church on basis of praying praying and praying which mostly doesn't work.

Takeit2017:

Sent

I really thank you God will continue to shower you more blessings

Thank you so much God bless you and your family you shall never lack. IJN have seen it

This was the same girl claiming she was an Ss that no one wants to date her and be friends with her

she is good for labor market

Takeit2017:
The funniest thing is that

The last time I did a giveaway of 3-4k here
I lost huge amount of money to a scammer

Its part of life
Its part of our growth

Am back with another giveaway
If your problem pass 1-2k then this post is not for you

God bless our hustle

I no get much but the little I have I could also help those that really needs it.

Reply and drop account details

even if its #500 I no mind I swear on God haven't tasted anything today talk less of planning on where today food will come from and my pman never see money the thing jix tire me but I would know you really help me and my bro quench hunger today God bless you
3185183012 first bank

pls did the recharge card work?

Irupetepete:

I remember that man, always sending me shitty messages on fb, I blocked him

swrs same here alwayd flaunting yahoo guys pic saying they made it with money ritual

EnemyofGod22:
I'm Planning To Lay Claims To My Baby Girl My Girlfriend Gave To Another Man.

Here is my true life story
My name is Samuel, from Benue state, Idoma language.

Last year November 2020 I met this girl from Akwa Ibom state, we both live in pH, before I woo her, I asked her if she had a boyfriend, she said no. She told me that her boyfriend broke her heart, they are no longer together. I said okay, I love her and I want her to be my girlfriend which she said yes, she loves me too, from that day on we became friend. On 9th of November, I invited her to my house which she came, we had great time together, we had malaton sex that day, each day by day our relationship growing stronger.

Fast forward to December Christmas day, I called her to come to my house, she told me she's going to her elder sisters house to assist her prepare Christmas food, I said okay, then after Christmas on 27 December she came to my house we again had great time together. She stayed in my house for four days before she went back to her house.

One day I visited her in her house, I met her with a guy, they are almost fighting each other. Immediately she saw me she left the guy and met me. I asked her who the guy is? She told me it was that her first boyfriend, She said the guy nearly beat her because of me. She again said the guy is angry with her because of me. I said okay if she love the guy let them continue their relationship, she said no, it is me she loves and she can't continue the reletionship with him. She told me we should go to my house that night which we went to my house, one thing lead to another, we had great sex till day break.

Fast forward to January

On second week of January this year, she came to my house and told me that she missed her period. I took her to pharmacy and did some tests and the result came out she is pregnant. She asked me what is she going to do with the Pregnancy? I told her to keep the Pregnancy, but she said no she's going to abort it, then I told her if she has ever done abortion before she should not try this baby because it will going to back fire on her, she confessed said yes, she has done one abortion before, but what I told her now really entered her and she will not abort it again.

On the 3rd week of January, she came to my house and said I'm not the one responsible for her pregnancy. I was mad at her, I was thinking she was joking, but she said she is serious about it. Then I asked her who is responsible for the pregnancy? She told me that it was that her first boyfriend that is responsible for it. I asked her how is she sure it was that guy that got her pregnant? When on November, December and January we do have sex almost every day? And again I took her to one private hospital and did some normal test, the result came out she was pregnant from first week of January that day as she saw the result she said she is confused about the whole thing.

On first week of February, I was already prepared to take her to her parents for introduction and possibly pay some bride price, only for her to come to my house and insist that the boy responsible for her pregnant. One thing I discovered is that, the boy is financially stable than me, that's why she chose the boy over me and the boy's mother has hospital according to her, while my own parents are in the village.

Despite the fact she claimed I'm not the one responsible for her pregnant she is still coming to my house we do have sex, and bath together and eat together she keep telling me she loves me. I asked her if she truly love me as she said why did she carry my pregnant give another man? She said the woman always has the final said who give her pregnant.

Fast forward On MAY, that is, the pregnancy was 5months, she came to my house midnight I asked her why did she come to my house? She said she had misunderstanding with the guy and the guy is threatening to beat her, she went straight to my bed and lie down, removed all her clothes naked and said let air touch her, I told her what she is doing is not good if she knows truly the pregnant is not mine, why is she coming to my house and lie down naked? I tried as much as possible to send her away but she refused to go and kept telling me she loves me.

She asked me which baby do I like her to born? I told her, baby boy, she again asked me which name do I like to name the baby? I name him (OCHE) OCHE means King in Idoma language, every day we keep calling each other and when I called her, I always called her mama OCHE which she does called me back baba OCHE.

Some time I do send her some money to take care of herself.

To cut the long story short, she gave birth in September, but unfortunately it was a baby girl she born. The day she born, the next day she called me and informed me about the baby, which she even snapped the baby and sent it to me on Whatsapp.

Before I forget, again on last Sunday of July midnight she came to my house, I asked her why did she come to my house with 7 months Pregnancy? She said her boyfriend make her angry and with annoyance she even told him he is not responsible for the Pregnancy, the guy is mad at her. When I was about to sleep, she started making move for sex, I stopped her several times but she refused keep trying until I fell for it, we latter had sex again.

Matured men and women in the house please advise me on what to do, because I'm planning to lay claim of the baby.

Sorry for so many typo,error in the write up.


mod please push this to front page.

bro according to Yoruba belief you just made a bad mistake sexing a pregnant woman it very bad. According to the belief you won't ever be rich till the said child pronounces money

no fits upon everything

tolue42:
Police please invite some guys from here, it seems they know much about who killed Funso Williams.

yorubanation hope you deybhear am

Jerryherd:




Anyone who knows Tinubu well since the days of NADECO struggle, knows Tinubu doesn't give a damn about people running their mouth anyhow

Pa Adebanjo, Yinka Odumakin, Bode George, Olusegun Obasanjo, Femi Pedro, Kofo Buknor akerele, the whole of Lagos PDP, Ohaneze , Afenifebi all got the silent treatment... Then who the fvck is this monkey faced caricature



.

he is an old fool who reigns on IG Calli himself a prophet and doing live video calls with oloshos which me don't find funny

saphiere:
Take away 'rich' from your list.
If she wanted a rich guy, she would have gone for Anthony Joshua, Kidyawa or Davido. These three men have been giving her green light but she turned all of them down.

She is looking for an intelligent responsible young man. But unfortunately no Nigerian man possesses such attributes.

DAVIDO: A very irresponsible fellow. Imagine impregnating someone's child, went to see her parents then later dumped her.

KIDWAYA: A kid indeed. Very unwise kid I must say. He had sex with someone's daughter on national TV. Promising the girl heaven and earth only for him to leave the BBA house and acted as Erica does not exist.

ANTHONY JOSHUA: A bona fide misogynist. Check out how he treats his niece then compare it to how he treats his nephew.

madam you really explained it all ...... But zlatan should fit the description dude was also giving her greenlight

Agboconsult1:
Leo is a great man...probably he must have watched "coming 2 America" when the king celebrated his funeral before death.
Wonders no dey end.

I swear tht side in the movie shock me

YorubaKing:
Tinubu is a cold bloody MURDERER!

He murdered Funsho Williams in cold blood!

I just pity you and your yeye comment nairaland isn't that anonymous hope you remembered you registered with an email

So you mean baba ifagbemi from FB scammed you of your sense I NO fit laugh meanwhile this boys I see death sentence for them

Promise47:
Oga mind ur business did I talk to u please mind ur business thank you

stfu

Vipro:
Is the course restricted to teaching alone?

anything education department bro is mainly based on teaching that why I still pity some who go to TASUED most will be in the teaching field that it

[s]

Promise47:
Come u are a baby ur mate dy Europe dy play football dy collect fat salary u dy here dy kill ur self for results way u no go use do anything my friend get out of here before I slape u[/s]

why are you this bitter?

seyz91:

abii nah