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Health / Re: NEW BORN BABIES! Are U A New Mum? Then Lets Discuss Babies Here!!!!! by honeyfave: 9:50pm On Oct 01, 2016
Interesting topic you are discussing, thanks to all the contributors.
On treasury bill the auction is every fortnight and tenure are 90, 180,364 days from primary markets. The interest rate varies, depends on d duration. There is another one coming on Wednesday, oct 5th. You can read more on investment section of nairaland

https://www.nairaland.com/878880/treasury-bills-nigeria

2 Likes

Investment / Re: Treasury Bills In Nigeria by honeyfave: 8:07pm On Sep 29, 2016
Ukay2, thanks for the acknowledgement.
Investment / Re: Treasury Bills In Nigeria by honeyfave: 6:53am On Sep 28, 2016
^^ ok thanks.
Investment / Re: Treasury Bills In Nigeria by honeyfave: 12:37am On Sep 28, 2016
caesaraba:


Let me put in simple terms. If you have 1 million Naira in your account and use it to buy bills at 13% interest rate for 1 year(364 days), 870,000 Naira would be debited from your account, leaving you with 130,000 (13% of 1 million). Upon expiry of the the one year (tenor), You will be credited 1 million Naira. So you see, interest is paid immediately.

Now, for a 91 day t-Bill, you divide 13% by 4 = 3.25%. That's your interest.



honeyfave:

This how it should be. First bank deviated from this. What they do now is to debit 1 million from your account and later credit #130,000 to u as TB interest. Anyone to collaborate this? Need to take a decision now! Thanks
honeyfave:

Sorry, u will get d interest on or next day of d bidding. But the whole 1 million is removed instead of 870,000.
As caesabara explained, 870k debited as face value, leaving u 130k interest. And u still get 1 million back at d end of tenure . In simple term, u intend to invest 1mill but face value 870 k is debited from your Acct, leaving 130k as interest and u get back your 1 million at d end. At d end of whole process u gain about 260k .
pls I'm not a financial person. If I wrong someone should correct me.
Cc feelamong

Cc ukay2 thanks
Investment / Re: Treasury Bills In Nigeria by honeyfave: 12:32am On Sep 28, 2016
Double post
Investment / Re: Treasury Bills In Nigeria by honeyfave: 5:43pm On Sep 27, 2016
ihedioramma:
what other bank do you use? . the later credit of #130,000 is it up to one month? .

Sorry, u will get d interest on or next day of d bidding. But the whole 1 million is removed instead of 870,000.

As caesabara explained, 870k debited as face value, leaving u 130k interest. And u still get 1 million back at d end of tenure . In simple term, u intend to invest 1mill but face value 870 k is debited from your Acct, leaving 130k as interest and u get back your 1 million at d end. At d end of whole process u gain about 260k .

pls I'm not a financial person. If I wrong someone should correct me.

Cc feelamong
Investment / Re: Treasury Bills In Nigeria by honeyfave: 5:01pm On Sep 27, 2016
caesaraba:


Let me put in simple terms. If you have 1 million Naira in your account and use it to buy bills at 13% interest rate for 1 year(364 days), 870,000 Naira would be debited from your account, leaving you with 130,000 (13% of 1 million). Upon expiry of the the one year (tenor), You will be credited 1 million Naira. So you see, interest is paid immediately.

Now, for a 91 day t-Bill, you divide 13% by 4 = 3.25%. That's your interest.

Please elaborate on the 'bolded.'


This how it should be. First bank deviated from this. What they do now is to debit 1 million from your account and later credit #130,000 to u as TB interest. Anyone to collaborate this? Need to take a decision now! Thanks
Health / Re: NEW BORN BABIES! Are U A New Mum? Then Lets Discuss Babies Here!!!!! by honeyfave: 10:30am On Sep 08, 2016
modified
Properties / 1 Plot Of Land For Sale (Governor's Consent) by honeyfave: 8:49pm On Jul 10, 2016
A family friend of mine has this land for sale

1 part of 2 plots of dry land for sale at seaside estate, Ajah badore. The land is fenced on raft foundation with gate. Interlocking of the main road is almost finished. Regular electricity supply.

The property has the following titles
Deed of agreement.
Governor's consent.
Price- 15 million naira

Contact me on favehoney@gmail.com
Religion / Re: Seeing Demons, Angels, Fallen Angels, Spirits.. - Hsp's by honeyfave: 1:39pm On May 26, 2016
CharlyG1:
I wish to clarify with a physical example on the nature of the gift of the Spirit. The more you cut off your relationship with God, the more you become weak and under utilize your spiritual gift.


Take for example. You put water in a pot and set it up on your gas cooker, you turn on your gas cooker and let the fire from the cooker boil the water.

Now, the pot represents a person
The water represents the gift within that person
And the Fire represents the Holy Ghost.


When the fire (Holy Spirit) is put on, it heats the pot (Person) which makes the pot and water( person & spiritual gift) hotter and hotter over time.

The longer the Fire(that is the more relationship with God/Holy Ghost), the hotter the pot with the water in it(that is the more a person grows in the Spirit, the stronger the gift).

At a point ripples began to form in the water. At this stage of hotness a person becomes too hot for Satan to touch.

But when the Fire (Holy Ghost) is turned off, the pot and water begins to cool off, becoming Lukewarm water and finally becomes cool water or cold water.


*Three kinds of spiritual stages*.

Hot, Lukewarm and Cold.


Jesus talked about this to us in the book of Revelation chapt 3 vs 16.
Which says:

Since you are lukewarm and neither hot nor cold, I am going to spit you out of my mouth.

Jesus doesn't want the lukewarm or cold christian. But He wants us hot, being in a constant relationship with Him, doing His will.
It's either you're for Jesus or Satan. There is no sitting on the fence.


So turn the heat back up if you've grown cold. Be in constant relationship to God your Father. Always speak to Him, read His word and do His will.
Turn on the Fire. Do not quench the Fire (Holy Ghost) 1 Thessalonians Chapter 5 vs 19.



God bless us as we obey in Jesus Name.. Amen

Sorry for quoting this long post. This is a powerful post.
God bless u my brother

1 Like

Religion / Re: Seeing Demons, Angels, Fallen Angels, Spirits.. - Hsp's by honeyfave: 1:18pm On May 26, 2016
superior1:


Someone who isn't happy with stuffs I wrote here sent some terribly smelling entities towards my direction to see if I can be taught some bitter lessons, they hanged around for some minutes and departed, I was in a metro heading my house from work.

I know there is a huge demonic activities on this website as it is common in many public domains, I guess I have never really taken it serious neither have I considered the extent of their desperation. I remember Ishilove mentioned something of that nature.

There is actually a battle going on here.


I concur with u and other people that have experienced this. I encountered this when I shared my spiritual breakthrough on TTC and dream interpretation threads. Guess what, before that week ran out, two witches came to me dressed in their full attire. Warned and asked me to go delete my post on nairaland. I laughed. Replied them I would not because it's just a testimony to draw people closer to God and take their prayer life serious. Their plan then was to make it harder for me when trying for another baby.

3 Likes

Religion / Re: Have You Praised Him Yet, Today? by honeyfave: 9:09pm On Mar 10, 2016
Unto the Lord be all glory great things He has done.
Religion / Re: Seeing Demons, Angels, Fallen Angels, Spirits.. - Hsp's by honeyfave: 9:46pm On Feb 06, 2016
Baba God you are too much. @ Fischer77 what a great testimony! While reading your text , I was just smiling. Who says there is no God? Who says heaven and hell are not real. A foo.l says in his heart that there is no God. And they will be quoting scriptures that appearance doesn't matter!

This is where I belong. God forgives me for being selfish all this while. You've done great things for me even from my mother's womb.
You broke the covenant of marine witchcraft, oluokun placed on me and my generation. May your name be glorified.

You nullified d curse enemy placed on my womb. God you are alive.
While being pregnant. You appeared in my dream and called me out, instructed me to go meet the witch in my family. I was perplexed but Who am l not to follow your instruction. But He who reveals has already redeemed. You did it again. Who else made it possible if not Baba God.

She tried to initiate me but I already bear the mark of Christ. When she didn't succeed, she and her committee sent the spirit of dead twice. Because they now see me as threat. I died twice at different geographical time. Who says heaven and hell are not real? But when God says no, nobody, I say no man on earth can say yes. Who else made it possible, if not you Baba God.

What can separate me from God? Yes there are many gods. The only God I know and that I, my children, children children and generation yet unborn shall serve is God through Jesus Christ. What about you?

Kudos to all the contributors on this thread. Analice107 you are d spiritual sister I long to have.

4 Likes

Investment / Re: Treasury Bills In Nigeria by honeyfave: 1:36pm On Oct 19, 2015
@feelamong, I will always appreciate you for this thread. You really opened my eyes to TB. I never backed off since oh though the rate is too low this period. And thanks to all d gurus that have contributed so far.

1 Like

Religion / Re: Have You Praised Him Yet, Today? by honeyfave: 9:43pm On Jul 06, 2015
Oba awon oba you're worthy of my praise. Thank u Jesus
Autos / Re: Free Vin Checks And Reports Sponsored By Auctionexport.com by honeyfave: 9:10pm On Jul 06, 2015
@Export1 thanks, the vehicle is not worth buying.
Autos / Re: Free Vin Checks And Reports Sponsored By Auctionexport.com by honeyfave: 3:05pm On Jul 06, 2015
Hi Export1, please check this vin
Vin-4T1BE32K74U318430. Thanks
Religion / Re: Have You Praised Him Yet, Today? by honeyfave: 11:15am On Sep 10, 2013
Alagbada ina o seun Baba mi. You re worthy to be praised
Religion / Re: Do Dreams Affect Our Reality? by honeyfave: 10:09am On Sep 10, 2013
Yes, I dream a lot both good and bad and they always come through. I remember vividly I dreamt of my late brother;first born died and he was wrapped with a brown guinea wrapper (a cover cloth). My sister dreamt too that he died on wedding day of a family friend.

Behold, I came back from school for holiday, my mama as usual told me that my brother is sick and she's tired of d frequent visit to hospital. She begged dt I wil be going there often, till he's discharged.

On a Saturday morning, I packed his breakfast and headed to d university college hospital Ibadan, I started having a swollen head and my vision became dim, I was wondering what's going on. I alighted from d bus and quickly rush to his ward. Behold they were wrapping my brother with d brown
guinea wrapper. I shouted and passed out. And he died the day of d said family friend.
The above happened when I was just a church goer.

I have rededicated my life to Jesus Christ now. The battle of life draw me closer to Jesus ,so any negative dream I have, I take it to the Lord through Jesus Christ in prayer.

I recently had one last month, I was a bit down due to some challenges and it affect my prayer life, I didn't pray for a six consecutive days.
In the dream, d sky was very bright while I was just walking while holding my bible, a voice from d heaven descended, d voice was like a bass British male voice ( oh I don't know how to describe it, very very glorious). He called my name thrice, " why did u refuse to pray for some days now, the witchcraft committee will soon catch u, it's only through prayer that your victory shall come". I started shouting and begging "God I'm sorry I will continue to pray. Please God forgive me"
Health / Re: Trying To Conceive A Child? TTC by honeyfave: 1:07pm On Aug 30, 2013
May God comforts you Mr Odusami and give your family fortitude to bear this great loss.
Noboby can question u Baba God. So sad.
Religion / Re: Have You Praised Him Yet, Today? by honeyfave: 9:17am On Aug 13, 2013
Awesome God thank you thank you! You have done it again for us. You broke that evil yoke and you establish your words in our lives.
Computers / Re: Post Your Imac, Macbook And Macbook Pro Problems Here. by honeyfave: 9:06am On Aug 13, 2013
^lol
Ok,Can u recommend a good spec with high storage capacity?
Thanks
Computers / Re: Post Your Imac, Macbook And Macbook Pro Problems Here. by honeyfave: 8:17am On Aug 13, 2013
Please I need your advise on which macbook pro to buy. I need a spec with high storage capacity, 750gb and 64gb ram or higher. It must be able to withstand wear and tear, last longer and must be a latest version. Don't mind d cost

Can u recommend one for me? Awaiting your swift response. Thanks
Technology Market / Re: Brand New Apple Macbook Pro, 750GB,8GB, 2.9GHz(turbo 3.6GHz), Corei7, 13.3inches by honeyfave: 7:42am On Aug 13, 2013
How much is macbook pro with retina display, 750gb hard drive and 64gb ram or higher?
Health / Re: Trying To Conceive A Child? TTC by honeyfave: 2:14pm On Jun 01, 2013
Congrats to the latest mummy in d house and all d preggies.
@Uteh I have sent a mail,reply if u get it.
Baby dust to all.
Health / Re: Trying To Conceive A Child? TTC by honeyfave: 6:17pm On May 29, 2013
@ Madam Uteh,
Long time,abeg u no vex for me. Pls I'm unable to log in to my honeyfave mail. I sent u mail via my official email( or U didnt get it. We need to talk.Miracle shall surely happen.
Health / Re: Trying To Conceive A Child? TTC by honeyfave: 1:42pm On May 23, 2013
Udoka congrats soooooooooooooo happy for u.
100000000000000 likes. The Lord is good
Religion / Re: Prophet T O Obadare Is Dead by honeyfave: 9:51am On Mar 22, 2013
playboy19: Damn... I havent been this emotional in a very long long while but i remember all the great works the Lord did through him. I especially remember his favorite song whenever the Lord is about to use him.

Kosheunti, e pe e kin gbo/
Kosheunti, e pe e kin gbo/
Olorun Babalola, Olorun Obadare/
Olorun 1930, t'ohun sise iyanu lowo lowo/
Oku ise re/

sad sad cry cry

Whaooo
I sang this song few days ago. Such a great man of God.
Investment / Re: Treasury Bills In Nigeria by honeyfave: 8:12pm On Jan 17, 2013
Hi feelamomg,
Thank u for this thread. I've been following this thread since last year just to get some tips on TB.I just submitted my application today.It's a great investment despite d declining interest rate.
Health / Re: Trying To Conceive A Child? TTC by honeyfave: 12:37pm On Jan 07, 2013
MAmatriplets
Sorry to hear that,God will give u a sticky one in Jesus name.
Health / Re: Trying To Conceive A Child? TTC by honeyfave: 10:00am On Oct 31, 2012
Flakeey: GM FL,

last midnite, I dreamt and saw a big fresh snake climbing a wall of a compound going on its own without trying to attack but two other tiny snakes too were raising their heads in attack but they couldn't bite any of us, myself and females cousins were in the compound,the snakes later disappeared.
i was so scared in the dream, my big cousin told us to start clearing the compound cos it was full of dried leaves that fell from trees and that is the reason why these snakes could hide in our compound.we started sweeping and clearing the dirts from the compound till i woke up.
wen i woke up i started praying while i laid on the bed. after i finished that prayer section and was about to go back to sleep. the spirit in me just said is that how to pray, i quickly jumped up, went to the living room and started praying with anger moving from edge of the room to another and thereafter i had peace in my mind. Hubby called me IYA ADURA *lol*
dont know what this dream means but will call my pastor later in the day.
please anybody who can give one or two meanings to this dream should let me know.

Snake in spiritual warfare means witchcraft. And sweeping/clearing in a dream symbolises power of prayer. It's good dt they were unable to bite u.
But you need to pray against every witchcraft attack/activities in your life and d debris dt is hindering your miracle.God shall clear all power limiting your blessings in Jesus name.
Health / Re: Trying To Conceive A Child? TTC by honeyfave: 9:44am On Oct 31, 2012
MamaTriplets: I walk back into my room and guess what I saw on my bed A DEAD RAT!!! I quickly got an ice cream cup by my bedside n covered it. Straight for burning. I didn't put any poison anywhere to kill rat, secondly, how come on my bed? I was Baffled!!! Truely I HAVE SEEN THE DOWNFALL OF SATAN!!! I keep my ear down like slippers waiting to hear who will die cos someone must confess & die!!! My case is very spiritual that's why I encourage ttc Women 2 always pray as U neva can tell. Abeg tonight We would Speak Into November to Yield its Increase into our lives. Collectively We would call forth our Babies to come forth!!! Time is 12midnight!!! GOD FOR US ALL!!!

A great testimony!! YOU SHALL HAVE YOUR BABY IN JESUS NAME.
A power of prayer can never be overemphasized.

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