₦airaland Forum

wonlasewonimi:
the APR, annual fees ...ain't nobody got time for that

Ray7878:
Learnt a new thing today lol.

wonlasewonimi:
Me ? goldcard? tufiakwa

wonlasewonimi:
https://www.americanexpress.com/uk/credit-cards/ba-credit-card/

wonlasewonimi:
Which one did you apply for ? the BA Amex I have doesnt not have any annual fee

tushqueen:
I think you should just try applying straight

Ray7878:
Yep Amex are very good like that, I have 2 with them £8k each. A lot of people around you can recommend you once you have built up your credit profile. This is a great way to get on the property ladder too once you feel ready.

mimilyrics:
Yes, you can. You’ll need to request for a PAC (Porting Authorisation Code) from your old network and give it to your new provider when you order your sim from your new provider.
Text 'PAC' to 65075, using the number that you want to keep to receive your PAC.

Ray7878:
There is no implication if you don’t use your CC, but to build your name/credit it’s better to use it and pay it back in full. So for example if you already have the money in cash and you wanted to buy something for £79 at a shop, rather than pay cash or use your DC don’t. Use the CC to pay for it. And then pay back your CC with the cash that you already have sitting in the bank.

Do that for like 6 months and your credit limit would have gone up, you can apply for a higher credit limit, or get a better CC from a different bank. And within 12 - 18 months you would/should hopefully have options for overdraft on your DC/bank account.

Mamatukwas:
Maybe not rent but yes you can spend and repay immediately. That’s what I do.

Famocious:
Thanks.

The application was on Trade system website.. I realized very late that first bank is a wrong bank to access PTA from..

BorisJohnson:
better to be sure. very very sure.

By the way, before applying for credit card. Do you have a credit file? A credit history?

Famocious:
Thanks for the assistance..

I applied for form A on the 28th of February using First Bank, sadly, I didn't get approval until after I left the country a week ago.

BorisJohnson:
MOST rents are paid via Direct Debit. Or with sort code and account number. Except if your landlord is so techie that they accept credit card payment.

Famocious:
Hello house, I recently relocated to the UK and in dire need of pounds.

What are the best ways to get legit pounds in exchange for naira?

Mamatukwas:
[/b]

Whistling In Amex I got my first CC from Amex on my first try with £1,500. I’ve never had a full time job in this UK. I repeat, don’t sleep on Amex.

Jsaviour:
Still on fire, let's see how it turns out

Jsaviour:
My point exactly. They project bad news faster than good news.

They make wrong choice of partners and want to force all men to see all women as bad wives.

Jsaviour:
By the way, my only headache right now is learning how to cook hot peppersoup

I can't join in your frustration, enjoy it in peace

elenengine:
Important!!!
If you are a MAN trying to do a student Visa with your wife.
Please think twice before you start your process.
That's all I can advise.

msporche:
My brother just graduated and he came out with third class. Dad has been thinking of sending him abroad for his masters (Lincoln university California to be precise). So I want to know what his chances are before we start the process, if they accept third class. And is there other schools that do aside Lincoln?

ShalewaT:
Lol
I have gotten an offer in CIP card company as a sales consultant, I don't know if you know about the company. The downside is that the job is commission based, no fixed salary.

ShalewaT:
Thank you. I have created an account since, I get notifications about new jobs too but most are full time permanent ones.
Its difficult getting into care jobs too because I have no experience and driver's license.

Semtu:
I paid in US dollars, the rate was 419

Semtu:
The way things are, I don’t think any bank can pay under one week.

All banks are complaining that CBN is no longer allocating much funds. But I think smaller banks are still able to process Form A within two weeks.

I did mine with Keystone and it took three weeks.

Broomstick01:
A particular agency charges £2k for IT related professional courses and promises to assist in securing jobs after completion and also provide references when needed.

Does this not look like scam with their exorbitant charges ?

Folabifreeman:
Where did u get this deal

Lexusgs430:
I have a shipper in plumstead ...........

Lexusgs430:
My bidding on eBay is so prolific, that I use a bot to bid (one second to auction ending, I snipe )........

I also use a deal tracker app, set my subscriptions, it hunts my subscriptions and populates my profile (I no get hunting energy)........

Lexusgs430:
I don't agree with your position...........


You're either so unlucky and I have been very lucky ...... Luck of almost 30 years, must be divine........