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European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 11:29pm On May 02, 2023
nihilistjnr:
What is capology? Is this a website for cappers? grin

There are 24 teams in Championship. Derby under Lambard had the 6th most expensive team according to transfermakt which you like to quote.

Lambard actually finished 6th on the table. So what is the big deal if man with the 6th most expensive team finished 6th?

Norwich and Sheffield United both had less expensively assembled teams than Lambard and gained automatic promotion to the EPL with 1st and 2nd placed finishes respectively.

Your capology website tells us that Derby had higher wage bills under Lambard than Norwich (finished 1st place), Sheffield United (finished 2nd place), and Leeds (finished 3rd place)

Lambard finished 6th. SIXTH. NUMBER 6

So what exactly are you singing Lambard's praises for? He clearly underachieved by your own websites!
You are using capology for plenty capping grin

Now Derby had many legacy players from their old stint in the Premiership who were on wages of £20k to £35k from their Premiership stint and doing nothing

Lampard came in. And all his signings were earning £8k and below except one. I have highlighted them below, putting paid to your theory that he put them in financial trouble

He made profit on transfers, reduced their wage bill significantly and improved their result

They had the 8th highest wage bill in the Championship, not the 1st and those were all on legacy Premiership players that had been flopping, not Lampards players. You can see the wages of these players in the second pic. If Lampards signings wages were extrapolated through the whole squad, it would place them between 20th and 24th for wages.

And lastly Derby had been on financial trouble way before Lampard. It was known. He probably delayed their administration by one year by cutting their wage bill and making profit on transfers. Third pic below shows their financial troubles beforehand. The owner had to buy the stadium to save them from breaching FFP before Lampard joined.

But to the point, it is an overachievement and someone who did that, took Chelsea young boys to 4th place, in the process realising tens of millions of pounds of profit on players like Abraham, Tomori, Guehi, Lamptey and even Mount and James to come that we would have not otherwise realised, saved an Everton from relegation despite the experience of Benitez leading them there. Such a manager is not as bad as what we are seeing. There is something deeper and the main underlying issue is Boehly playing with the players careers and making foolish decisions at every turn, and the players are showing it on the pitch.

European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 11:04pm On May 02, 2023
Ballzproblem2:
Lampard has promised that Madueke will play more in the next matches. (@SJohnsonSport)
Madueke, Mudryk and Badiashile should play every match till season end, at least let's see our future
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 10:50pm On May 02, 2023
@ nihilistjnr

Championship payrolls 2018/19

https://www.capology.com/uk/championship/payrolls/2018-2019/
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m):
nihilistjnr:
Derby outspent almost all other championship clubs under Lampard in transfer fees and wages with nothing to show for it.

And the same boys that lampard said were not ready, ended up winning UCL after he was sacked...

The man has failed everywhere he went as a manager. That's an undeniablr fact
I did not know that a team that made £470k profit on transfers can outspend all teams in Championship.

Last time you said he brought players like Efe Ambrose on big wages, when Efe Ambrose was on £5k per week

Derby was already on financial trouble before Lampard, he made profit on transfers, brought players on loan and brought players on pittance salary like Efe Ambrose. None of his signing earned more than £8k per week. I commented on it at the time, I was very aware of their financial difficulty

Ibime:
Congrats to Frank Lampard for qualifying Derby to playoffs despite financial pressures which led to Derby selling more than they bought.
Even if all you said is true (though very false), that is still the record of a mid-level manager, not as bad as what we are seeing.

European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 10:26pm On May 02, 2023
raumdeuter:
This might have been a valid excuse if this was a coach that has a reputation of being decent.
Check Lampards credentials as Everton, Check his last 20 results as a coach then we will know if this is downing tools or just a terrible coach
So you think a coach that took a Derby to Championship playoff final, took a young Chelsea team to UCL and saved an Everton team that Benitez was heading toward relegation would be this incompetent as what we are seeing? The truth should be somewhere in-between because even Monday Sinclair cannot produce these unprofessional performances unless the players down tools.

Maybe check Benitez last 20 results at Everton. If you check Lampard results at Everton, they are usually tight games that end 0-1 or 1-2, his problem was lack of striker. He thought he could save his career with Chelsea job but he walked into a team where players have given up for the season. The players interviews from Thiago Silva to Havertz yesterday should tell you they have zero respect for Boehly and are on cruise. This is a team with two dressing rooms. Well Lampard got paid well for it, it is what it is.
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 10:11pm On May 02, 2023
Anyone who thinks this is down to coaching rather than players downing tools is on a long ting.

Players fly for international football, land Friday night, play Saturday afternoon with one or two pidgin English from Eguavoen and don't look this inept.

If you put 11 motivated players on the pitch with no instruction, you can't get these sort of performances. Players are not fools, they all know their job. Just like they did with Avram Grant. Players have simply downed tools. This is similar to 2015/16 Mourinho season. The players no gree again. Boehly has killed their spirit repeatedly.
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 9:43pm On May 02, 2023
raumdeuter:
Ibime Popizaino hensben airmark

Why is the weakling Jorginho dominating the Kante Kovacic Enzo all star midfield
Football is a human sport. These players are protesting against Boehly. They not concerned with Jogginghoe. Even 11 Furo Iyenemis can defeat them till further notice. If you didn't hail Hojberg for defeating them a month ago, then keep the same energy
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Ibime(m): 12:47pm On May 02, 2023
Emaprince:
Didn't even see defenses coming for kizz before I chimed in.

There is nothing unique in Ayra BTW. Good voice, nice songs, I agree..but Nothing, I repeate NOTHING too unique about her music in general. If she run out of ideas, she will fizzle out.

Rema will last much longer than her even though Rema have spent years around before her.
Nah, Arya got lyrics and a unique voice
Phones › Re: Dorsey: Elon Musk Couldn't Run Twitter; It All Went South After He Bought It by Ibime(m): 11:39am On May 02, 2023
drips8:
Jack Dorsey is trying to get new users for Bluesky.

Whether Elon Musk ruined Twitter depends on the person, The Democrats and Left wing people hate Twitter and the Republicans and Right wing people are loving Twitter.
No political platform is worth $44bln

Twitter has been overpoliticised. 95% of users just want to catch cruise and follow other things.
Phones › Re: Dorsey: Elon Musk Couldn't Run Twitter; It All Went South After He Bought It by Ibime(m): 11:38am On May 02, 2023
"The co-founder rolled over his 18 million shares into the Elon Musk era of the company rather than taking a payout. His shares equal approximately a 2.4 percent stake in the company."

So he didn't cash out?
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Ibime(m): 11:35am On May 02, 2023
A001:
Artistes with longevity in the music business have the VRIN qualities in high levels using the model of Jay Barney, one of the leading experts in strategic management in the US.

With regard to value (V), Asake is good. But in other aspects such as rarity (R), imitability (I), and non-substitutability (N), he doesn't have much to compete.

Particularly, it's not hard to imitate (replicate) some of his works. Thus, I think he'll fizzle out soon in the music business like Kizz Daniel, Iyanya, Reekado Banks, and many similar artists.

Based on the VRIN framework, I think in the current crop of music stars in the Nigerian music industry, Arya Starr is one of the few artists that could achieve longevity in the business.

The music industry, just like other sectors, is getting tougher by the day.
Arya is unique, but Kizz never die. Kizz has the formula that East Africa loves.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Ibime(m):
nihilistjnr:
BTW what's going on in the music industry right now.

If I was Asake, I would be livid. They don recreate the guy sound down to the drums, shekere, and even the singer...

You no longer need to feature Asake to tune into the king of sound and blues grin grin grin

Imagine Asake listening to Tiwa Savage's Stamina. The guy go just dey one corner dey cry

Same way Davido found Awka-made Tems to feature on Kante.

Yankee artistes are scared of AI, but the real danger is the Artificial Humans running amok in Lagos
Asake is a producers creation and is easy to replicate. He has no unique individual talent

If choir effect is selling, any producer can replicate it. Below is how. Even Burna has started using choir effect now.

https://youtube.com/shorts/IKXqnZhZ_8Y?feature=share
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Ibime(m): 8:10pm On May 01, 2023
Realmrsean:
lol, I no dey defend anything.. if I feel a certain woman makes me happy and I can afford her bills, I can pay for the temporary happiness while it lasts..

Most men don't fancy the long protocols of wooing women.. they use money to bypass those protocols and I see nothing wrong innit
Spoken like a true Igbo man grin grin

Time is money, no time for wooing, let the money talk
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Ibime(m): 6:58pm On May 01, 2023
BlueRayDick:
It has always been like that for long time. Yorubas usually share properties/inheritance using two main systems ; 1 . Idi-Igi system and 2. ori-ojori system.

The IDI-IGI SYSTEM is one in which the inheritance is shared according to the number of wives the man has . Obviously it’s used in polygamous settings where the man has multiple wives . Each of the wives will get their own proportion which they will keep in trust for their children’s upbringing .

The ORI-OJORI SYSTEM can be used in both polygamous and monogamous settings . Each of the children gets their own proportion of the inheritance . If the man has 3wives with wife A having 3 children, wife B having 2 children and wife C having 5 children…. The 8 children will have their equal share of the inheritance without any regard to other factors.
Una dey try sha. Although I associate disenfranchisement of the female child with Igbo people, I had to remember my great uncle who was our King and had 12 daughters and 4 boys and all his properties went to the 4 boys with no questions asked by any of the women. Then I remembered how both my grandmaternal and grandpaternal villages have been sharing land since the 80s and not one woman is included inside the sharing and it's not strange or odd to anyone.

I know the Igbo one well but we too are guilty, but not as far as throwing a widow out of her late husbands house like you hear of with the Igbo
Foreign Affairs › Re: American Politics Thread: 2026 Midterm Elections Live! by Ibime(m): 6:37pm On May 01, 2023
basilico:
An article exploring reasons why Tucker Carlson is off air.
Note. I didnt say fired , It seems the Fox news want to keep him on contract till after 2024 elections , possibly to prevent him from talking.
They wiill be paying him.
As an addendum,a rival network Newsmax has offered him a 25% increase to his humongous salary that triple Havard DEI graduates like Ijeboss masturbate for at night.
If you bother to read the article that broadens your horizons, note some three names.. George Soros, Blackrock and big pharma,


https://www.lewrockwell.com/2023/05/lew-rockwell/why-tucker-carlson-had-to-be-purged-2/
Newsmax may not make it next election following Dominion court case
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Ibime(m): 6:28pm On May 01, 2023
Donjazet2:
Seems like the Yoruba culture has evolved much faster than the igbo culture. Wow
In Yoruba land, ask the elders when community land in the village was being shared, maybe in the 1970s or so, whether any woman received a piece? That's where this mentality stems from. When my village shared land in the early 80s, my father had to go and claim land in his name, though he had no intention of building in the village. Then his mother built on the land and lives there till this day.
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 4:03pm On May 01, 2023
Exonerate1:
Don't let anyone deceive you 39 G/A in roughly 58 matches is incredible output for any attacker.

Joao Felix is not even the kind of player that needs a G/A to have a good game. He does many things every game that doesn't end up in the score sheet

The most important thing is that boehly and the people that actually matters value the talent he has.
Be quiet. Joao Felix almost always has a bad game, that's why they take him off every 70 mins, allowing you to make up fake 90 mins stats. Joao Felix does not press, loses the ball foolishly, and has directly contributed to 2 goals against Chelsea for the 2 he has scored. There is nothing desirable about his weak play, easy dispossession, lack of pressing and poor hold up outside of GA.

39 GA in 58 games is not good output especially for a free role player, despite your attempt to make up 90 mins metric

1 goal every 2 games is a good output for a striker. If you add an assist every other game, your GA in a free role should be close to 1:1 at that price

He has 39 GA in 96 games, mostly as a starter and even his low GA is all against relegation teams. Not 39 in 58 or any fake metric you made

39 GA in 3.5 seasons as a starting forward player is horrendous especially when your GA are against the below

Ibime:
Joao Felix played 96 league games over 3.5 seasons at Atleti. These are the goals he scored

Cadiz - 5
Osasuna - 5
Betis - 3
Alaves - 2
Granada - 2
Villarreal - 2
Elche - 1
Eibar - 1
Mallorca - 1
Espanyol - 1
Valencia - 1
Sevilla - 1
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 1:08pm On May 01, 2023
andrew444:
120k weekly is fair for him
His salary is £250k

Nothing works about that transfer, from his salary to price to effect on the tactical balance of the team for paltry goal return
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 1:01pm On May 01, 2023
Capaldi:
Yes 39goal contribution in approximately 58matches is poverty stats. Now kindly get lost.
Shut up clown

It's not 58 matches. He's a regular starter for 3 seasons straight

That they bring him off at 70-80 mins because he's a tactical liability to reduce his 90 mins ratio is nobody's business. Many forwards come off around that time

How can 39 GA in 3.5 seasons against the Cadiz and Alaves of this world as a regular starter be acceptable for any forward. That's 11 GA per season as a regular starter in a free role who adds nothing tactical to the team

Mount that posted 29 GA just in one season last year is your favourite whipping boy

Clown show
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 12:42pm On May 01, 2023
Capaldi:
25goals plus 14 assist in 5240 combined minutes makes 39goal contribution in approximately 58matches. Incoherent rambling on display.
So he only has 14 assists in 96 matches

Poverty goals

Even more poverty assists

For someone playing a free role or in the front 3, what a disgrace
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 12:41pm On May 01, 2023
andrew444:
If I am a Chelsea fan ,the only way I will want the team to get Felix is if he will go for cheap ,maybe poch can get the best out of him

But you see that fee wey ATM Dey call for Chelsea ? Lol ,na play una Dey ,boehly might just pay it ,don’t be surprised grin

Getting Joao Felix is a gamble ,but many Chelsea fans will disagree with me

Joao Felix is one of the most popular names in Laliga ,but he isn’t even among top 10 players base on field impact
The problem is he is a £30m player on £100m player salary

Even if you sign him for £40m, what salary will you pay him?
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 12:08pm On May 01, 2023
Joao Felix played 96 league games over 3.5 seasons at Atleti. These are the goals he scored

Cadiz - 5
Osasuna - 5
Betis - 3
Alaves - 2
Granada - 2
Villarreal - 2
Elche - 1
Eibar - 1
Mallorca - 1
Espanyol - 1
Valencia - 1
Sevilla - 1


That's 25 goals in 96 games, 90% of them against relegation fodder.

- 40% of his goals have come against Cadiz and Osasuna

- 60% of his goals have come against Cadiz, Osasuna, Alaves and Betis

For Portugal, he has scored 2 goals against Croatia, 1 goal vs Andorra, 1 vs Luxembourg and 1 vs Ghana in 30 games

Fraud!
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 11:46am On May 01, 2023
Capaldi:
Atletico results from from January 8th to April 2nd.

ATM 0 Barca 1, Almeria 1: ATM 1, Levante0: ATM 2,. ATM 3: Valladolid 0, Madrid 3: ATM 1, Osasuana 0: ATM 1, ATM 1: Getafe 1, CELTA Vigo 0: ATM 1, ATM 1: Bilbao 0, Madrid 1: ATM 1, ATM 6: Sevilla 1, Girona 0: ATM 1, ATM 3: Valencia 0, ATM 1: Betis 0, Rayo Vallecano 1: ATM 2.


14 games, 10 games scoring only one goal, 6 games in a row scoring just one goal in that run thanks to Joao Felix blunting and hindering their attack from London. When they went 7 games out of 8 scoring only goal in each we didn't hear noise about Felix blunting their attack but immediately they score in huge numbers Felix name will be flying up and down this thread.
Shut up.

Has your source not updated you their last 2 games? 3-1 vs Mallorca and 5-2 vs Valladolid

16 games, 39 points. That's 2.5 points per game and 2 goals per game since he left

The first 7 games you said, they got 13 points, less than 2 points per game

Last season he only managed to score against Alaves, Cadiz, Granada, Osasuna and Betis

Good riddance

European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m):
andrew444:
What about last season ??

Those 7 matches what was his performance like ?
Of course, you know what his record was.

He scored 0 goals in those 7 games

Last season he only managed to score against Alaves, Cadiz, Granada, Osasuna and Betis

Capaldi should be flogged
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 11:16am On May 01, 2023
Capaldi:
Joao Felix was only a starter for Atletico Madrid in their first 7 league matches before he fell out with Simeone and was relegated to the bench permanently.

During those 7 matches they won 4, draw 1 and lost 2 to real Madrid and Villarreal. They scored 15 goals and conceded 6. Atletico Madrid drop of form came when Felix was already on the bench and was used sporadically by Simeone. The high scoring Atletico Madrid someone wants to deceive you with went from January 8th when they lost to Barcelona to April 2nd playing 14matches scoring only 1 goal in 10 of them. They even went 6 matches In a row scoring only one goal per match, maybe Joao Felix was the one hindering and blunting their attack all the way from London during those games. Anybody telling you Felix was the reason for their poor form or his absence is the reason for their upturn in form is an idiot and should not be taken seriously.
You lie. Atleti has played 16 league games since the Barca game, scoring more that one goal in 7 of them. They have had 16 league games with 12 wins, 3 draws and 1 loss, scoring 32 goals in those 16 games. That's 2 goals per game on average.

Atleti is a team that once they score you one, they can ride out the game

Why has Felix not scored more than 8 league goals in any season at Atleti in the same position Griezmann was regularly hitting 20? Story for the Gods. Even for Portugal, nigga only has 5 goals in 4 years playing against the same Lichtensteins that they accuse Ronaldo of using to break International goals record. Useless forward

European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 9:33am On May 01, 2023
andrew444:
Griezman won’t win it though ,at the first half of the season he was only comming in every 60 minutes to prevent them for paying Barca complete money ,ter stegen will win it the way oblak won it ahead of Messi then

And you are very spot on about Felix ,the way atletico have been scoring much since Felix left is surprising

I don’t want to fully blame Felix ,but it really looks like the truth

Chelsea are likely to extend the loan or purchase him , Lol
Yeah Griezmann was played less than 30 mins each game till January so as not to trigger a purchase clause in his loan agreement with Barca. After Barca and Atleti settled and Felix was sent out, he has shown in less than half a season with 11 goals what Felix was never able to do, with Felix career high league goals for Atleti at just 8.
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 8:54am On May 01, 2023
andrew444:
Griezman is easily Laliga Player of the season then ter stegen comes close to him ,I wish he had the chance to work with xavi ,all thanks to his close to 600k weekly salary and Barca financial issues
Griezmann has played less than half the season and scored 11 league goals

Felix in his role never scored more than 8 league goals for Atleti

Atleti have been relentlessly winning with another 5-2 victory this weekend and 3-1 last game week.

Felix was the poison blunting their attack.

Simeone who he blamed has now agreed new contract. When you put your faith in the wrong person they can bring you down. Felix nearly sacked Simeone, making him look like a blunt manager that can't score goals. Remove Felix and the problem went away.

Chelsea must not swallow this poison pill.
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 5:16pm On Apr 30, 2023
Perisic with his 11th assist of the season

Those who supported Cukuruku over Perisic will rather talk about Hojberg while Spurs is on holiday and have the worst defenders and goalkeeper in the league. At least this is better than when Chelsea went on holiday end of last season and we saw 4-1 defeat to Brentford at home.
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by Ibime(m): 2:05pm On Apr 30, 2023
TLona1:
🚨💥 With yesterday's Premier League results, #Chelsea is officially safe from relegation, making this Frank Lampard’s second consecutive season guiding a team to safety‼️👏🏻🔵🔵 #CFC #PremierLeague
A001, you can't cheat Mathematics
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Ibime(m): 12:18am On Apr 30, 2023
raumdeuter:
That's 8.5% returns which is good. With no taxes.

If you are not sending the money abroad then that's even better
That return should be calculated in dollar terms, it would give a completely different picture. The only Nigerian property investments yielding non negative returns in dollar terms should be on the island areas in Lagos like Ikoyi, Phase 1, VGC, Banana
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Ibime(m): 12:12am On Apr 30, 2023
Olowunl01:
Chief - crash affects both cheap and expensive; took me some years to exits spanish purchase, and only just exiting my Bulgarian flats at a loss 20% .

Also cheap properties does tends towards lower income tenants, and these can be difficult to manage which would affect yield, especially when combined with Work & Family life.

Oga Dayo - How do you manage the property portfolio for yield? Purchase, Tenants & Tenant issues?
lol. Those Spanish properties lose a lot and are pumped by British tourists and they almost always lose value. Bulgaria is also an undeveloped market. As of 25 years ago when I was in Bulgaria, they were almost as poor as Nigerians. I was buying a bottle of wine for £1 there. That means what the lower income Bulgarian can afford is like £20k. So if you buy £50k, you are far from the bottom.

By low yield l am talking buying like £110k flat in the middle of Birmingham or Manchester. The low income Birmingham guy can always afford that. Besides when your focus is on yield and your rental income is achieving the desired percentage you won't care about losing equity that natural YoY inflation will recover for you.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by Ibime(m): 11:38pm On Apr 29, 2023
Olowunl01:
Chief, property is not fool proof ooo; lots of people lost their shirts in the last crash, and in some country these pproperties have not recovered....
Typically if your aim is yield rather than capital appreciation, you should not lose your shirt in a property crash because the cheapest properties offer the best yield, and the cheapest properties don't really crash because they are what the common man can afford to buy and within range of even those earning slightly above minimum wage as a purchase option. The ones that crash significantly are all those highbrow areas. Those usually return negative yields anyway

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