₦airaland Forum

healthserve:
Fear or Facts.


If everyone fails according to common statistics no business is ever successful, if this were so, half the world wouldn't be engaging in businesses. Back to the matter sha. Tbills thread before they come for moi


All this Internet validation thingy will deprive people from experiences that would otherwise have remarkable uplifting benefits if only the fear they catch on the web doesn't debar them

Am a witness not fear. Even with insurance you have to be violent in that business.

healthserve:
Na so. First show me where I made this comment or Implied such reasoning

I tot you were against chigo4u’s post.

NL1960:
Is it that after 12 months, the person it was given to pays back a bulk 320k or the person pays an installment on either a weekly or monthly basis?.

After 3 months I expect to hear things like police or street fight.

emmasoft:
Open VGIF and MMF with investment one. Check my signature for online form

I have opened a VGIF account but not yet funded. I asked my account officer how I could access my account in order to monitor my investment - this is a month now and still no reply. Any idea ? Can one monitor his VGIF account like we do with MMF app?

healthserve:
On the contrary. I've been on the table for days. Furthermore, comparing 1.2m per month earning and top 1% in Nigeria is ridiculous. Way way ridiculous. Again, e no qwantise.

I need stats. So are you saying that there are 2,000,000 people in this country spending 1.2M per month?

chigo4u:
Your a clown and the person that lacks comprehension. Maybe if you took your time to read from the beginning you won’t have jumped with the nonsense you wrote.

Anthony Joshua, Messi, Ronaldo etc are considered as the 1% in their respective countries, I bet you don’t know about that. how many people make money like them and live like them in their respective countries? We are talking about how much is needed for someone to live a decent live in Nigeria and you are mentioning Zuckerberg and co.. Clown!

How many Zuckerbergs do we have in Nigeria

I wanted to ask him if ANTHONY Joshua is in this platform.

isangjohnson:
We keep complaining often and often forgetting that about 90% of problems faced in this country is caused by us.
How on Earth will someone with hard earned money subscribe for tb of 5% for 364 days. I'm just imagining it.
Someone should tell me what will make CBN to reverse this rate when millions of people are ready to subscribe as low as 2% for 365 days.
I will either dump my money in dorm. account or buy plots at different locations and wait for it to appreciate while relaxing my brain than going into useless investment that will always get me upset.

This is funny. Do you truly rest when you invest any money in the Nigerian sector?

DaBogu:
If one do that 5% for the year you doing 20% than doing 364 @ 6.8%

Oleh....you think you just discovered the secret of becoming the next Dangote. You better go back to page one.

For those using stanbic ibtc MMF: using your card to top up will now attract 0.75% fee subject to a max fee of #2000. I.e topping up #100k will cost #750. But topping up #1,000,000 will cost #2,000.

Page 1002 already.

40k per day - Not necessary, I wasn’t accountable b4 now spending as I earned, thinking 1.3M wasn’t enough per month. Now I deliberately budgeted 900k every month and monitored as I spent it. Even with extended family, i still have up to 150k or 200k some months with which I drink good pepper soup and palm wine. On health issues - when you pay attention to what you eat you spend less; it’s not about eating one foreign vegetable, there are a lot of our own local foods that are cheap and very healthy. Just took correct abasha, roasted fish and palm wine as dinner. How much did it cost?
I also run solar and 10k per month Airtel internet; can’t even exhaust it. Kept topping up every month I should have up to 70gig by now.
On cars, I used to do anyhow, bought two Benz at the same time, forming what I do not know ( spending on maintenance hugely). Now with my Toyota I spend less - my wife refused to give up the Honda Pilot sha. Lol

olujaidi:
No nahh! It was mentioned on the thread ages ago maybe last year or 2017. I think it was in beta then. It's owned by Access Bank. That they've not done a good job of advertising it doesn't make it a spoofing site

I'm pretty sure that if it was fraudulent, an alarm would have been raised here

Alarm can only be raised by a victim. No body wants to be that victim. �

ahiboilandgas:
that not a justification not to hustle your way up the last timw my dad gave me any money what so ever was in 2003 and my mum 2005 before service so basically ..must nigeria gradutes hustle there way up only a few from billionaire families

I almost got killed twice while I was traveling on night bus going to Lagos for job interview. Then I was a teacher receiving 12k - my colleagues then will be like “what is wrong with this guy, using his salary to transport for job interviews. The very last trip was deadly. I had to sleep in the bush for hours when arm robbers attacked. I still got to Lagos in the morning and did the interview - Got the job (about 40k). Almost the same time my dad was retrenched. I had two younger brothers reading medicine then. O boy life was not funny o. I almost enter yahoo yahoo. But I didn’t relent, I pushed harder and got a better job and here we are. Two younger brothers are certified medical doctors now. Life is about leaving ur comfort zone. As I speak my colleagues in the school I taught are still there receiving not up to 20k salary - they have refused to leave their comfort zone.

OgogoroFreak:
How many of those problems has dangote, mark Zuckerberg, bill gate and Jeff bezos face?

If you want to be clean, stay clean. If you want to do rons to build wealth be ready for anything.

The problems Facebook have been facing, you are not aware?

OgogoroFreak:
If it's very close to tbills, why not do the tbills instead? Nearly cannot kill a bird.

People who come here to ask about if they will lose money by terminating their Tbills should probably be doing FD b4 they can truely put money away without tempering it. I still do FD but I use my emergency funds to do it. My accounts are most times dried up. But I always have emergency funds in FD.

Anybody with prorating experience from the last primary auction?
Please share

I think Tbill rate is also affecting MMF

Today’s stanbic MMF rate seem to be 9.58% as seen in the profit I got. it was 10% some few days ago.

NicoKator:
STANBICIBTC Money Market is super, today in the morning I requested for online redemption of part of my investment in MMF, this evening my nominated bank account was credited with 2.5M. Bravo Stanbic Mutual Funds !!!

This is the type of news I want to hear

AngelicBeing:
Gbam, like seriously, what is the secrecy for him to mention the name of the bank, anything that has a clause of secrecy, run for your life abi Na BUHARI CHOP I CHOP BANK led by Abba Kyari and the 40 thieves in the Presidential villa, make people shine their eyes wella oo, plenty wonder bank and Oluwole investment plenty for Nigeria, hunger dey Nigeria and guymen are looking for Avenue to eat amala, bokoto shaki, fried chicken and turkey plus Hennessey and after that, they will vammoose with your investment, wetin person no go read for Nairaland.com

Lol...this lady don burst my belly.

cybertek:
"Privacy sake" for a bank investment?
If it cant be posted here, I feel like it's not legit enough.

I didn’t even answer his dm.

mickel00:
Greetings!!!
Maximum hailing to the house.
Let me share my Bank's Fixed deposit rates here. It is way better than TB.
I am willing to answer an query(ies) as regard the Fixed deposit.

Fear Dey catch me for this rate oo.
Which bank is this? No name?
Hmm...

PETERiCHY:
For those shouting TB till 5% and below that's EXACTLY what cbn want and it's working out for them.

As long as their OFFER gets oversubscribed rates will keep going down even to below 1%.

Abi if una be EMELIFE will you borrow @10% when investors are ready to oversubscribe @ 1%

Rates can ONLY rise when investors start shunning their TB as for me and my household we are relocating fully to the stock market when my last tb matures next month.

No time for RUBBISH.

Wishing you good luck.
As for me aren’t going there.

ahiboilandgas:
where that man wai sai it stupidity to build a house ...he should come out with ideas

Am also waiting for him. Thank God I didn’t listen to him. Am almost done with my plaza/warehouse.

feelamong:
TREASURY BILLS AUCTION 27/11/2019

91 DAYS ------6.495%

182 DAYS ------7.23%

364 DAYS------8.37%

Market is finished....

Was it prorated?

Phyde:
Sir, i started stanbic mmf some months back. Can i make partial withdrawal at anytime and how long will it take to hit my account ?
Thanks

Please go to mutual fund thread. All this your questions would be answered in a twinkle of an eye - that is if it is not already answered in the first 10 pages. I joined MMF thread two months ago and am pretty doing well.

Barrytone:
In no particular reference, recently we have converted this noble thread to jack of all discussions. Making me open the thread with my data then I end up reading irrelevant facts i can simply locate its thread and read up if am interested. No matter how educating a topic is but placed in the wrong thread is bad. If we can respect the thread even at this point of its near demise, it will go a long way to portray our maturity that endeared so many to the thread. Imagine asking new comers to read previous pages and they read and saw nothing on Tbills but other topics.
I stand with Tbills until rates go beyond 8% for 364days. I do not "kill for too much money" but Preservation of capital is key word.

The thing tire me o.
Coming here is no longer interesting. We have really destroyed this thread. There is a trend for mutual fund, Afro-investment, Eurobond etc. I do visit those thread. Why come here to repeat/duplicate other threads?
Let’s try and keep the discussion here about Tbills.

ernie4life:
You may need to confirm from your bank

If my bank tells me $50 nko? I suppose somebody has done this dollar fund in this platform - I need an upfront info to make a decision when I approach banks.

ernie4life:
Transaction/ transfer cost is different from the cost for investing in the fund.
When you make a transfer in naira there is a cost same applies to dollar transfer

So what’s the transfer fee for a $1000? In naira (360k) online transfer is #52.50 ($0.146).
So that one can understand the journey before embarking.

emmasoft:
Network Problem.

Good

OgogoroFreak:
What gives you the confidence that the owners are clean?

When I started getting my hands dirty in order to be financially free, I began to meet top wealthy men /CEOs in Nigeria gradually because certain illegal or semi-clean transactions connect us.

These are men that are well packaged in the society that you would think even mentioning fraud/scam or anything illegal would be so embarrassing to them.

Na who dem catch be thief.