₦airaland Forum

Coolcube:
Please, if someone is being sponsored for a UK visa by his company with company account details, does he still need to provide a personal Statement of account?

Yes, submit your salary account to back your claim you are working.
They want to see the inflow coming in.
Nigerians have used all the styles you can think of to japa. Even if you claim you are paid via cheque, submit your account statement.
Ensure the company is active on CAC registry.

dalobaba:
What does PO mean?

Purchase order

eberem:
Good day house, please my people I need àn urgent help here. I have just been denied UK visa for the 2nd time.

The first was November last year, then I wasn't married. I applied for visiting visa and I was denied on the basis of insufficient fund. That what I intend spending is disproportionate to my income. Mind you, my boss has undertaken to sponsor the trip as a tradition in our office enabling all staff to embark on all expense paid trip abroad annually with his bank statement attached. In spite of this, I was still denied.

I applied again last month November, to join my husband for the chrstmas holidays. My husband is a UK Citizen, we got married early this year, we were supposed to apply for spousal settlement but the issuance of my new passport with a change of name to my husband's was delayed, which took almost five months. When the passport came out eventually, when decided to apply for 6 months visiting visa to enable me join my husband for Christmas, considering the fact that settlement takes a longer duration. Again I was denied. Their basis was that one the companies I provided is inactive. I had mentioned that I have other passive sources of income, and I supported it with the companies CAC documents, I am a director in both companies. I also included all the evidence of my financial investments including landed assets. They still claimed that they are not satisfied that my intention is genuine. My husband wrote a letter of invitation, we also attached our marriage certificate including wedding pictures. I have sufficient funds in my account, I don't even withdraw money from my salary account. The statement is there for verification, I don't know what else they want me to do. The worst is that, they said I do not have the right to appeal. Please house, what should I do? Your advice will be highly appreciated because I don't know what to do again. Whether I should still write them regardless of the fact I that I don't have the right to appeal. Note that, my travel history is there, I just barely returned from a trip to UAE before I made my application. I have not stayed more than necessary in any country.

That's the norm, you can't appeal.
I would suggest you wait for your husband to apply for you since he is a citizen. The ECO sees you as one who won't be returning to Nigeria because your partner is a citizen.

dalobaba:
Hello House!

My refusal came in this afternoon! Please kindly read and react to it. See below

REASONS FOR REFUSAL NRA v 1.0
You have applied for a visa to visit the UK.
In deciding whether you meet the requirements of Appendix V: of the Immigration Rules for visitors (https://www.gov.uk/guidance/immigration-rules/immigration-rules-appendix-v-visitor- rules), I have considered:

your application and any additional relevant information you have provided with it

your immigration history

The decision
I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph V4.2 of Appendix V because:
You State that you intend to travel to the UK to visit your relative. You state that you are self- employed, with an annual income of 10,000,000 NGN (£18,228.9 @ exchange rate £1 = 543.836 NGN). You state that you have an additional annual income of 30,000,000 NGN (£54,686.7) from investments and you personally intend to spend £2500 on your trip.
In support of your application you have submitted your incorporation document along with your bank statement. Whilst I note these, your account does not confirm that you are genuinely in receipt of the level of income you declare. It is not possible to determine the origin of the deposits made into the account and whether they are related to your claimed business income, and I note that the evidence submitted does not confirm the income form investments you declare. Whilst I note you have provided a written transactional breakdown, I am not satisfied that you have provided an accurate reflection of your financial circumstances in Nigeria is stated on your application.
Given the above I am not satisfied that you are genuinely seeking entry for a purpose that is permitted under the visitor route and that you will leave the UK at the end of your visit. Your application is therefore refused under paragraph V 4.2 (a) and (c) of the Immigration Rules.

NEXT STEPS
In relation to this decision, there is no right of appeal or right to administrative review.


Please note that I submitted a domiciliary account with $5,700 as balance, a company account with 9.5m and a savings with 4.1m

Back up your claims with the appropriate PO.

dawnomike:
That is what d country has turned into... few honest people are left.

Even some outside Nigeria can't be trusted.
It is now in their DNA... Very dishonest humans who live like wild animals in the jungle.

Oyebode784:
The famous bald man rejected me too
My transcripts:
Me: Good morning
Vo: Morning, your passport and I - 20
(Passed it and he was typing)
Vo: so you're going to Community College of xxxxx
Me: Yes, to pursue my Bsc in computer science
Vo: why do you want to go to this school?
Me: The computer program is very good and the main reason I picked this school is their articulation agreement with the uni of xxxx which I intend on applying for a dual enrollment with the university
(Then he started typing and hands me the rejection letter).
I still don't know what I did wrong
Any ideas would be appreciated
Thanks

Take your interview to sell yourself just as you would in a job interview.
Work on the reason why you chose the school. Sell the school to the VO... Attend open day or Q and A with these schools and ask them legit questions. Let it be you did your homework. Do your part, and God will do HIS to guarantee a SUCCESSFUL outcome! BE PREPARED!!!

AssistNG:
Dear gurus in the house,

I need your kind advice. I just received a refusal email but will need your professional clarity and input. 3 bank statements were submitted but the ECO stated two.

I'll appreciate your advice as I am looking to give this another shot.

Thank you.

I assumed you didn't employ the services of an agent.
You know what you claimed on your application. ONLY YOU CAN ADVISE YOURSELF AND FIX IT because I see no reason why the ECO made references to company transactions when you are an employee. Is it a company-sponsored trip?

Oluwaloniglory7:
Thanks infosoftlife, I really appreciate even I noticed you are the only one responded.

MOST OF OUR SENIOR ON THIS PLATFORM ARE SELECTIVE IN ANSWERING

Mery xmas !!!!!!!!!

We are together providing support, and they would have chipped in to object to my proposal.
Compliment of the season.
CHEERS!

Resilient97:
I came into the UK in September on student visa, my brother is applying for a student visa now. He has declared he has a family in the UK, will anything be required from me?

You are a student and not his sponsor, I presume. You have nothing to be worried about.

Oluwaloniglory7:
Good afternoon all,

Please I’m about to put in my visit visa application and I want more insight from my senior gurus in the HOUSE,

I’m employed with 600k monthly salary, spending 150k monthly which left me 450k disposable every month. I learnt that is advisable to use 2 month disposable for travel expenses, can my 2 month disposable income ie 900k fly for 10 days vacation hotel, 2 ways flight and miscellaneous ? Or is it advisable to use 2 and half monthly disposable to apply ?

I have about 1.5m for opening balance and about 4m closing balance ( within 6 month statement acct). No other income enter my account except my SALARY.

[/b]PLEASE MY SENIOR!!!!!!!!

[b]Can you help me out with write up on how to explain my opening balance and closing balance in a professional form?

Is not I can’t compose the write up but need a professional write up, because I see how many people was denied due to lack of explaining their opening balance and closing balance

Note: I have been working for 2 year plus by February I will be 3 yrs working with my present employer and all this money is from my salary.

Thanks all Merry Xmas !!!!!!!!!!!!!!

You were able to save approximately times 2 of your opening balance in 6 months, you don't need to write many stories about it and stick to the "savings from salary".

jeslom:
No properties, and cars just a federal job .
Just 1 week visitation
I intend submitting my salary account which is just strictly for salary and not a good money in it. but in the savings there are lump amounts which I intend to explain in introduction letter

Then you are good to go.

jeslom:
Hi guys I need an advice . Currently I earn 269,000 monthly in my salary account.

And I spend 140k monthly

I have put that I am willing to spend 6000 pounds on my visit to Uk

I have a mutual fund account of 32 million Naira though .

Question would this fly in my application ?

The decision lies on the ECO!
You want to spend 6,000 GBP. I hope your account balance is *3 of what you intend to spend, and how many weeks is your visitation?
Do you have property, and cars document to attach? What significant home ties do you have? Is your employer company active on the CAC registry? How many lump sum deposits were paid into the account you wish to present as a financial statement aside from your salary declared in the last 6 months?

Slawormirr:
Can you please shed more light? I pulled out on the 22 Nov, and I printed the statement on the 8th when I was applying for my visa

Well, you should hope for the best at this point.
There is no need to return the funds to the account.

Slawormirr:
Yes and it’s showing opening and closing balance of the required capital with the period of that 28 days but I forgot it would bring my ledger balance balance and I was supposed to print the statement before pulling out the funds

I saw this screenshot in one of these telegram group, this is exactly what happened to me just that my own still have some little history of recharge cards purchase and co but I printed out my statement after pulling out funds like this, I’m not sure if this person was given visa though

I guessed you didn't print out the day you pulled out the funds. If you did, the said amount shouldn't have been reflected on the SOA.
You know what you did, try and fix it.

navistar:
Hello @Giselle234 and/or anyone that can help

Kindly help with some questions;

1. Let’s say the USD balance was lodged as cash after his trip to Kenya. On the cover letter, can we attached the E-form A from the trade monitoring portal and say, Bleep was spent on the Kenyan trip and the balance was deposited in xyx dom account?

2. The 800k inflow, that happened in late August, explaining it as loan repayment from colleague fine? Cos that was what it was and it was spent as part of a 1.7mn debit for PTA.

3. If someone declares 110k as average monthly expenses. But the debits on salary account shows significantly more, is this a problem cos Bankers don’t leave money idle in accounts, can be used for mini Investments or soft loans to friends.

4. How do we recognizes bi-annual bonuses (not fixed and it’s based on performance) and other allowances on the form. Or would an explanation on the cover letter suffice?

Thanks in adv

If the trip is not important, hold on and build your account.
Let your friends/whoever is doing a transfer to your account describe such inflow.

austarock:
Someone should advice me please.
I got my CAS yesterday and part of the money in my account for POF was pulled by the bank without my notice.
I guess I still needed to leave the money there until I get my Visa. I have to apply for Visa from today.

What should I do/what is the best option for me now?

POF went wrong I guessed. You didn't play ball.
You can go for your visa but ensure the money is in your account. Ensure to submit the statement of account you used in getting your CAS (If it is still under 31 days)

rossydot:
Good afternoon everyone,

Pls,
I have been working in a self owned company for the past 10years without CAC registration, any implications on using this same company to cover my study gaps?

I await your response and advice going forward please

Understand that they need legitimate proof to back up your claim.
But never say never, but then again, better safe than sorry.
You have to let the ECO know it is not registered and have a good reason why you didn't bother to do this for the past ten years.
Remember your claim to have more than 15,000 GBP for your studies.

Jocabasa:
Abeg which soap n water una use bath make I come collect take bath...
I don dey queue since 6months now.
Na beg I dey beg ooo

Your application must be complex, and I believe you should follow up on this.
6 months

All I know is that the time taken to verify documents is one of the primary reasons, while the decision-making time varies between two applicants who did biometrics on the same day.

Horlaidey007:
Pls do you know anyone who can help in CAC? My company is inactive on their website. Thank you

I sent a DM

[quote author=Selim09 post=118644879][/quote]They have started rescheduling the canceled appointment for Nov/Dec 2022.

Cent4190:
Is the USA embassy in Abuja open for visa interviews?

Yes

ZabethMay:
There was no deposit actually. They were referring to her opening balance.

Then address on the cover letter how the amount was accrued and the duration. You can add transactions/payment receipts to buttress this claim. If you are not the direct applicant ensure to take a look at the account statement to verify this.

ZabethMay:
Morning house, after 6 weeks of waiting. We received this refusal letter. Any idea on how to address this please? As we intend to reapply as soon as possible.

Explain this deposit raised by the VO on your cover letter.

ijeshaoflondon:
Kindly help look into this refusal. Thanks.

Sorry about this.

That is why I propose having a separate account strictly for traveling.
Another account for expenses, then leave the salary account with fewer transactions to these accounts. In the end, ECO are humans, and they are error-prone.

If the trip is very important, you can reapply and give a detailed account for transactions above your monthly income/expenses on your cover letter.

PS Don't give everyone access to transfer funds to the traveling/salary account.

Geetaybeks:
Yes I am

If all the money you mentioned earlier is on Risevest, ask them for a financial statement and statement of account from your salary account. Pay slips, the estate CofO if it's in your name.
You need documents to show ties to Nigeria and written consent from your husband approving your daughter to embark on this trip if he is not traveling with you.

ZabethMay:
Quick question please. If I want to invite my younger sister who is a student in Nigeria for my graduation here in Uk, what documents do you suggest we might need? I’m planning on using my bank statement and sponsoring her trip. As she isn’t working, would that be okay? Or does she need to show her bank statement too? Any ideas would be really appreciated please

How old is she?! If she is above 18 then yes!

Lizz58:
Hello everyone

Is there a priority or super priority visa option when applying for a visitor visa because i can't find the option anywhere

Thank you

Hmmm.
It is available however it is limited... Keep checking especially during the early hours 12 am

Geetaybeks:
Hello everyone.
Please I am applying for a 6 months visitor visa. I have been to Ghana and Jordan only. I am a civil servant and I my take home is about 70k monthly.(Ecobank) I however do side jobs which I pay into another account. (Stanbic) and I transfer all my monies into my risevest account. I have been saving on risevest since 2020. I have also received money from my parent's estate as they are deceased. So my savings and money from my parent's estate amount to about 5million. I have had this balance on my risevest account for over 6 months.
So Please how do I show I am financially capable to fund this trip for myself and my daughter who is to be part of the bridal train.

Bridal Train?
I am just hearing about Risevest. Can they provide a statement of account for you that is verifiable? Is Risevest a Microfinance bank? How old is your daughter? Are you married?

Leave the rumor mongers to keep creating panic in the market.

MamaGiovanni:
Pls which documents did u submit? I need help and guidance to apply for my parents?

You have to give more information about yourself and why you are sponsoring their trip for others to help you with your application.

You can get helpful information on the documents you need to submit to aid your application if you peruse through 5-15 pages backward.

To help some future applicants.

You should have a minimum of two accounts.
1) Salary or Business Account
2) Savings account (solely for travel purposes)

This will help your application to be straightforward and prevent the clearance officer from misquoting your claims.

Umegoejiofor:
Please what do you mean by status report?I believe the reference letter is from bank, and please what you mean by updating documents for business person?.

Just ensure your business status on the CAC registry is active by filing your annual returns to the commission (The second document given to you other than the certificate after CAC registration is the STATUS REPORT... It carries details of the proprietor and the business).