Jobs/Vacancies › Re: Jumia Nigeria Job Recruitment (7 Positions) by JBmarz(m): 8:51pm On Feb 18, 2019 |
All of u in dat Jumia are Mad!!!! U confidently sold an iphone X with google playstore for 450k. U better work on ur quality control unit rather dan post weekly job vacancies. |
Celebrities › Re: Pretty Mike: I Got A Sex Doll Because I Got Tired Of Lagos Girls by JBmarz(m): 5:46am On Jan 25, 2019 |
|
Crime › Re: AAUA Student Set Her Ex-Boyfriend's Room On Fire For Dumping Her In Ondo by JBmarz(m): 4:42pm On Jan 12, 2019 |
Bad energy stay far away... Make u stay far away "in Wizkid's voice" |
Celebrities › Re: Davido At His Daughter, Imade's School End Of The Year Party by JBmarz(m): 6:45pm On Dec 09, 2018 |
He definitely ain't a dead beat dad  |
Celebrities › Re: DJ Cuppy Looks Gorgeous In New Photos by JBmarz(m): 6:22pm On Dec 09, 2018 |
|
Celebrities › Re: Pretty lady highlights her achievements ahead of her 30th birthday. by JBmarz(m): 12:32am On Dec 04, 2018 |
|
Celebrities › Re: Pretty lady highlights her achievements ahead of her 30th birthday. by JBmarz(m): 6:36am On Dec 03, 2018 |
What ever ur achievements are... babe I'm sorry to burst ur bubble ooo, but u still need a family of ur own, all these achievements r not the kids u go back home to meet after a hard day's job or the husband to warm ur bed after a long stressful week. Bottom line is... U still need a man or children atleast.  |
Crime › Re: See What This Lady Did To Her Boyfriend After Seeing Nudes In His Phone by JBmarz(m): 10:11pm On Nov 24, 2018 |
tossie101:
I smell lies xcept he is dating a mad woman Or she rented that apartment and furnished the room for him. No sane person would do this just because of nudes Oga just pray make u no jam some kain babes. This is real ooo. I hv seen one like dat. Just love with caution �� |
Business › Re: What Is Your Worst Business Investment And How Much Did You Lose? by JBmarz(m): 10:44am On Nov 20, 2018 |
nextstep: This is a repost from one of my projects, back in 2016. I was building a 100% solar-powered hostel for students, because we wanted to show that it could be done. It was experimental, but and at one stage the problems and money lost to many factors was about 2.8M. https://www.nairaland.com/2583312/building-solar-powered-hostel-learning-experience/4#47018143
In summary, we dealt with people vandalizing and breaking buildings, wasted materials, omoniles, paying twice for land, police taking money but not doing anything, LGA people stopping work, I got a cutlass on my arm (thank God it wasn't too bad), and so much more. The most memorable that I lost money was for:
1800k - land (paying twice) 400k - police issues/security 200k - misc mistakes by personnel 150k - roofing mistakes 240k - 2nd payment to LGA (didn't get a receipt the 1st time)
So, in addition to the reasonable costs of building (which includes land, tax, youths, materials, labour, transport), the overruns caused by all our issues is about 2.8M
That 2016 I really suffered enh... my life savings gone, with no sign of relief. I could not continue anything for over 1 year, but thankfully, things are looking up, and we're building out the estate this year and next. I don't consider it a whole loss, but a temporary setback.
I also got into a mini-importation business with a reputable Nairalander... I would import small electronics for hobbyists (Arduino, circuit boards, multimeters), and they would store in their warehouse. Customers would order from my website, and they would use their logistics to send to the customer. We made a few sales, but things were slow and didn't really pick up. About N700,000 worth of materials remains in their custody, but that person is no longer returning my calls or emails. I didn't even see the money from the few sales we had, and I have to write off that loss.
On two occasions, I lent 500k each to two different ladies, one to start provisions store, and another to be selling drinks. These were honest young ladies that people could vouch for, so I did my homework. Unfortunately due to personal circumstances, they had to use their profits for personal matters (hospital, helping their mother, etc). 2 years later, I'm still waiting for the loans to be repaid. I'm still hopeful, but this is yet another loss.
To total these major investment losses: 2.8 + .7 + .5 + .5 = 4.5M not counting other smaller business attempts that failed. That last investment got me cracking up  any money given to a woman is not considered an investment ooo. As long as u r not a bank or credit nd thrift society. Those r the organisations that can get their money back with thier complete interest. |
Business › Re: What Is Your Worst Business Investment And How Much Did You Lose? by JBmarz(m): 5:53pm On Nov 19, 2018 |
Biingoo: mmm and get help worldwide. lost almost 10mil naira Shit!!!! Dat loss was massive... I feel ur pain  |
Celebrities › Re: Duke Of Shomolu Proposes To DJ Cuppy In Newspaper by JBmarz(m): 7:03am On Nov 19, 2018 |
Na wa ooo... wahala dey for this country sha. |
Politics › Re: Is This Why Governor Umahi Has Been Crying Over New Minimum Wage? by JBmarz(m): 11:26pm On Nov 08, 2018 |
grandstar: We need to realise that workers wages has a disproportional effect on the budget because it is labour intensive
The budget for both the senate and house of reps in 2017 was around 70billion whereas the monthly wage bill of government workers was 165billion monthly or 2 trillion yearly
Assuming the the 2 houses decide to double their budget, the amount will rise by only 70billion
On the other hand the 67% rise in workers wages recently agreed upon will increase government spending by a whooping 1.34 trillion yearly
That is a differential of about 1,900%!
If Buhari had introduced austerity measures and slashed the bloated workforce by 50% this wage increase would have been affordable
Government was already borrowing money to pay the former salaries, will now borrow an extra 1.34trillion! Already debt servicing is already consuming about 40% of the budget
Populist Buhari is heading the economy towards the cliff! Ur figures r sound nd ur argument is concrete but there r measures that can be put in place to curtail that huge percentage increase. Kindly compare the value of 18k as at 2011 to the dollar and the value of 18k as at 2018 to the dollar... All labour is saying is pay us the value of 18k as at 2011 now. All other things have increased proportionately overtime except for d wages of workers. Mind u the Govt already have obligations to pay its current debts within a long time frame, meaning we have been borrowing from A to pay B since the inception of democracy. That trend is never ending anytime soon. Yes I do agree we shouldn't incure more debts but I dont see that hapenning wen we have buhari and atiku contesting for 2019 elections. They both will still sha borrow to finance the budget next year. |
Romance › Re: Which Of These Is The Most Important In A Relationship? by JBmarz(m): 10:55pm On Nov 08, 2018 |
Every other thing is important but sex is importanter.. . If u know, u know  |
Romance › Re: “I Can’t Sit On Any Dick Less Than 450k Per Night” – Nigerian Lady Declares by JBmarz(m): 10:52pm On Nov 08, 2018 |
Had it been it was Nikie Minaj I fit price am like 400k per night last price, but this babe na like half candle for 2k last last ni sha |
Politics › Re: Is This Why Governor Umahi Has Been Crying Over New Minimum Wage? by JBmarz(m): 10:24pm On Nov 08, 2018 |
grandstar: These subventions you speak about does not in anyway makeup for the steep reduction in the monthly allocations they receive from the FG
Too much money is wasted on recurrent expenditure on very unproductive and bloated civil service
The civil service needs to be mean and lean and very efficient. If that was the case salaries could even be 45000 and no one will bat an eyelid
In Singapore civil servants earn more than their counterparts in the private sector but have to be super productive. The government there wants a super productive civil service that is also incorruptible so pays high as well I do agree with u on the excesses of govt spending. I believe we are all aware that before an expenditure is been made within the govt parastatals, it must have been budgeted for. The salaries of workers have already been put into consideration before presenting their final budgets which will definitely show a surplus at d end of d year. Question is... Why is it that wen we talk about an increase in d wages of workers, it seems like d economy will crumble. But wen other expenditures in d budget are exceeds way over what its supposed to b, everyone keeps mute nd its been blammed on the phrase "corruption".  Mind u some states r currently paying within 25 to 30k before the minimum wage issue came about. |
Politics › Re: Is This Why Governor Umahi Has Been Crying Over New Minimum Wage? by JBmarz(m): 9:08pm On Nov 08, 2018 |
grandstar: He who wear the shoe knows where it pinches.
Do you know many states are owing workers many months salaries? Have you ever wondered why?
This problem started in 2014 when oil prices crashed and within a year, the monthly allocation was slashed by half. This was not even enough to pay salaries how much other government duties. States began owing salaries.
The sensible thing to have done would have been to slash the size of the bloated civil service in each state and at the federal level also.
The states were terrified downsizing the labour force for fear of losing elections. Akande, the first governor of Osun in 1999 sacked 3,000 unqualified teachers and voters promptly relieved him of his job.
I dont know who is fooling who? The FG that is borrowing money to pay workers or the NLC that is fully aware many states can barely pay their workers and now demanding an increase?
Most states will simply not pay workers worsening the issue of unpaid workers.
What we will have on ground right now reminds me of the old communist joke, "We pretend to work, they pretend to pay us"
Things will only worse If u only know the number of funds d state governments have received from 2014 till now u won't reason this way. What happened to the bailout fund that was given to them by FG from the federation account to offset salary arrears, we r not even talking about the funds received from the Paris club. What about their IGR  or these Governors wanna tell us they dont generate revenue internally  Let's leave d allocation from d federation account 1st. Let us see how many of them would come out on national television and tell the masses they won't pay the minimum wage wen it becomes a law. There and then u would see how these states funds r being misappropriated |
Health › Re: Gammora, Created By Zion Medical: HIV Drug Kills 99 Per Cent Of Virus by JBmarz(m): 12:30am On Nov 06, 2018 |
This cure sounds more authentic than the one they said uniben discovered  |
Celebrities › Re: Dee-One Blasts Ifu Ennada: "Your Mouth Sharp Online, But You Dey Beg For Secret" by JBmarz(m): 11:36pm On Oct 22, 2018 |
|
Phones › Re: MTN Customer Care Thread by JBmarz(m): 4:54pm On Oct 06, 2018 |
Good Day... I heard our mtn issues would b resolved here as fast as possible.
Soo... I've been subscribing to the MTN 5GB sme data plan for a while now. And its really annoying how u guys zap my credit wenever I turn on my data.
This is my major line.. Been using it for close to 8 years now. It would b insane to hv 2 mtn lines on one fone, one for calls nd d other for data.
If there's anyway u can stop this credit zapping plz do so immediately. I'm on d beta plan package, nd u guys zap both my bonuses and actual credit wen I've got 5GB data staring at me right in my face. This is my number... 07036197822.
Thanks in anticipation. |
Celebrities › Re: Cee-C In Sexy, Cleavage-Baring Short, Red Gown (Photos) by JBmarz(m): 1:12am On Oct 02, 2018 |
See her small brezz  |
Phones › Re: Infinix Compares Ronaldo And Messi, Receives Backlash. by JBmarz(m): 10:14pm On Jan 10, 2017 |
CR7 still remains d best. Respect to Messi, but this ain't ur year 
|
Celebrities › Re: Cossy Orjiakor With Mercy Aigbe & Francis Odega On A Movie Set by JBmarz(m): 2:57pm On Jan 10, 2017 |
Dat was close
|
Celebrities › Re: Simi And Adekunle Gold Spend Time At His "Favorite Place In The World" by JBmarz(m): 2:42pm On Jan 10, 2017 |
I was in a cab today and the cab driver said, "I love my job, I'm my own boss. Nobody tells me what to do..." Then I said, "turn Left"  |
Romance › Re: 10 Clear Signs That A Campus Guy Only Wants Your Body - EDUREGARD by JBmarz(m): 11:18am On Jan 10, 2017 |
Snitch!!! |
Phones › Re: Mtn Launches Mtn Beta Talk Plan Get 200% Per Recharge by JBmarz(m): 6:36am On Jun 14, 2015 |
done the maths... its d same 12minutes call u get for N100 recharge on ipulse that applies to this. free gifts attracts customers... Dats just their motive here |