₦airaland Forum

pansophist:
Yes. Unlike every country similar in size, Brazil is the only one that every square inch of its territory is habitable. Russia for example, the largest country on earth have most of its territories as frozen wasteland. Humans can't live there.

Same with Canada, USA and China. But Brazil has the jackpot of being a similar size country where you can live everywhere. Also, it's so rounded by multiple oceans from different directions. In a battle with Brazil, minus nukes, you will loose.

No wonder is one of the largest agricultural producing country on earth, and foods are so cheap and diverse. And it's so sunny and bright, that it helps with your mental health. All the poor kids in favelas are happy and have good quality of life than the richest one in the dark Arctic Scandinavian country side in Norway.

Let me stop here. Brazil is just awesome.

how about Australia?

pansophist:
Do you know that South America and Africa (alongside Arabia, Madagascar, India, Australia, and Antarctica.) used to be a supercontinent before? They were one ( called Gondwana) up to 140 million years ago, at the start of the Cretaceous period, then the continent splits apart, to form a separate entity.

Check the attached pics below, you will notice that the continent when observed closely looks like a broken piece, that's the evidence to show they were one before. But South America (especially Brazil) went with the better part of it. I mean, I will like to exchange all the barren deserts in Northern Africa and Nigeria for the Amazon forest filled with billions of trees, wildlife, and species that science hasn't discovered yet.

From mountains to valleys, the best piece of Gondwana was split away to South America, leaving the worse part of the supercontinent in Africa. I mean Africa is not bad, but in terms of geographical luck, it is not the best. If Gondwana didn't happen, you can literally walk from Nigeria to Brazil. Isn't that awesome?

this separation is known as "continental rift" caused by the tectonic movement of the earth crust

richmondefosa:
Normally, this is every 2 years subject to a good appraisal. That is for junior to mid level employees. Senior employees from managers, i think it is 5 years. i am not really sure though.

thank you boss

pansophist:
1. If I magically become a twenty-year-old again, I will never go to a traditional university, I will instead, go to NOUN (national open university of Nigeria) or study online in a free online university (''uopeople'' is a good one) so I will have a lot of free time, then start a business along the way, make all the mistakes necessary and succeed in it. This way, I kill two birds with one stone. A degree and a career that sets me up for life and makes me attractive and respected in my 30s. And it's cheaper too, without the distraction of strikes, cultism, too expensive, the temptation of prostitution, etc. 

2. If you want to understand human nature, politics, women, society, and how power structures work, study the animal jungle. Animals will reveal to you the true nature of humans without the mask of laws, civility, and democracy (lol). 

3. By default, trust no one. And if they give you reasons not to trust them, believe them. If you come to trust them through proven track records that span a reasonable amount of time, still make sure you have a safe landing if things go bad. 

4. Everybody is trying to capture your mind. Guard it with your life. Your mind is like an engine or a computer OS, if it is corrupt, the whole system will be. An example of a captured mind is he who cannot think for himself. 

5. You should know that you are paying a very dangerous price if you refuse to man up, get your shit together, and put in the work. The world is very unforgivable to weak people who prefer comfort, and your refusal to work hard will sink you at the bottom of the food chain, of which you would have been older, fatter, maybe smarter due to experiences, but poorer, and irrelevant. 

6.  Your 20's will only be the time you will be free. From your 30s, society will not be soft on you the way you are soft on yourself. If you are broke, girls will ignore you, friends will not respect you, and your esteem will be low. And other successful people will rent your life to advance their interests. And it will only go worse from there. And as a man, by default, you are on your own. 

7. The earlier you start to run, the quicker you reach the finish line, rest, and enjoy. if your parents are still sponsoring you in your 20s, it is not an excuse to be lazy. Face life as a man, because it gets harder as you grow older. 

8. Look for a woman you hate with a passion, then buy a house for her, a car, and maintain the house until you die. This is the pain that awaits you if you marry a woman who lies, manipulates, and is a deceiver because the body is what attracts you instead of the character. 

9. Your biggest enemies will always be those in your inner circle. It is difficult to be envious of someone you don't know, who didn't watch grow from zero to hero. haters are harmless idiots who hate from afar, but envy is within. More people have been killed and backstabbed by those who know them than by strangers. 

10. In anything you do, make sure that you are able to look at yourself in the mirror and have peace within. You might get away with treating people wrongly, but nothing will torment the soul more than your conscience. Conversely, nothing will burn your soul more than allowing injustice to be done to you because you have no teeth. Grow some teeth, and make sure you can use them, and that single act of deterrence will scare the dangers of this world away from you. 

11. You have to be awake to outsmart women. Women by nature are next level' more socially aware than men, so it takes a conscious effort for most men to see themselves through the eyes of women. You will probably spend your life permanently with one, so it worth spending time (and resources) to know them.

12. Have a war mindset, because whether you like it or not, you are in a fight by default. Life is a battle that you win before going to the battleground. A battleground merely confirms your victory. A sheep and a lion don't have to enter the ring before we know that the lion has won.

nawa o
people dey come drop small snippets for this thread make we use hold body. you just come drop Nuclear bomb. the type wey even Putin no get.

na because of people like you I login into nairaland

thank you

richmondefosa:
Hi sbashir10,

Thank you for reaching out. Let me provide responses below.

1. Are this role contract or permanent staff roles? Note: the recruitment process didn’t involve any outsourcing team, it was directly between the bank P&C and the candidates
The roles are Full time roles and not contract. You are employed directly by the Bank and you enjoy all the full benefits the bank provides.

2. What position do these above roles occupies in hierarchical working order of Stanbic bank? ( Since those that went to training school are given the rank of (ABO)

I think I explained this earlier. The head of the branch is the BSM (Branch Service Manager). Next in command is TLCS (Team Lead Customer Service). Not all branches have TLCS. Infact, many branches don't have it. After this is Asset Custodian. Next is ATM Custodian then CSO (Client Service Officer). In branches where there is no TLCS, if the BSM is on leave, they may grant the Asset partial rights to stand in. If Asset goes on leave, ATM custodian steps in.

At the end of the day, many of these roles are just mere titles. What matters is your grade in the bank. BTA 1, 2, ABO, BO, SBO, AM, MM, DM, etc. An Asset custodian may be an ABO. TLCS are mostly SBOs Some BSMs are SBOs and AMs

I dont know if i have been able to answer your question. If i haven't, please re-word the question so i can answer to the best of my ability.

3. Are they also considered the same as Support staff as seen in Access Bank? Not professional banker like those that went to training school?
Note: Support staffs in access bank don’t get converted, and only those who got into the bank as interns gets the chance to be converted after passing exams, interviews and training school hurdles etc

They are full time staff or professional staff if i am to borrow your language. Like i said, they are entitled to full benefits of the bank.

4. When converted to full staff from the above roles, does it mean that, the successful candidates will also be trained in the bank training school just like the Graduate trainees that resumes as ABO?

I do not understand the question. They are already full time staff. They are not converting into anything. They don't go to training school like Graduate trainees. They learn on the Job. The bank also schedules other many professional and career trainings for them in the course of their employment. I hope this clarifies? If it doesn't, please let me know.

5. If Question 4 is Yes, will the converted staff be able to make it to the apex of banking careers, like becoming General Manager/ Regional managers and probably CEOs or they have a different career path in the bank that’s different from those that enters the bank as ABO?

I know the Head of one of a major dept in the bank personally (i don't want to mention his name here). He started out as a cleaner in the bank. Go and read the story of Sim Tshabalala who is the joint Chief Executive of the Standard Bank Group and Chief Executive of Standard Bank South Africa (Stanbic IBTC is a member of the standard bank group).

So, regardless of how you joined the bank, you can become the CE.

6. what range of salary should a CSO/ATM/Asset custodian candidates without any banking experience be expecting when fully employed. I hope this isn’t a personal question?

The salary range as i know it used to be 180k for BTA 1grade who are newbies who joined the bank without experience (Not graduate trainees o)

BTA 2 is 254k if you are BT 2 and you get promoted to ABO, your salary climbs to about 400. Meanwhile, Graduate trainees who become ABO get 350k.

please note that these salaries i mentioned are NET pay. That is your take home pay. The money that enters your account after all statutory deductions.

I hope i have been able do do justice to your questions?

Also,

I have been getting lots of mails from many of you. I am trying to keep up. Bear with me.

Please note that i am responding but the mails are bouncing back. The error message is something like mailer-daemon@yahoo.com. It does not deliver.

If you need me, please mention me on this thread or reach out alternatively on love.richmond@unn.edu.ng

Pls what's promotion like in stanbic ?

How long will it take someone from BTA 1 to move to BTA2 ?

richmondefosa:
Hi kingclown!

At the moment, I have no information about this. However, I'll ask a few persons and provide feedback in the coming days.

I'm certain they're on the same grade or a tiny fraction of difference.

thank you so much.

I'll be waiting.

Pls what's the pay structure for stanbic pension managers?

How different is it compared to stanbic bank ?

pansophist:
Ma brother de always talk say na so so content full my body. But social media things and followers no be my thing. I no like make people know me. Just few organic friends in my circle, a loyal woman, and I am good to go. Lowkey life no get stress.

you can still be active on social media and nobody will know you.

there are a couple of famous guys on Twitter and nobody knows squat about them.

I understand sha........even though plenty people stand to gain alot from you, your peace mind should be no 1

pansophist:
I wrote the quoted below in another thread yesterday. It should answer your question.

gbam

one leg in, one leg out.


thank you my machiavelli of nairaland.

you sopose enter Twitter.
before December he sure me die say yo go don turn influencer, I go bet my money.

pansophist:
I dont live in naija bro. Me wey don japa before I even clock 18

When many of una de sleep de do fine boy, me don de plot my freedom to leave. Its easier to leave when you are young, the embassy no go see you as threat, and them go believe you easily as a student for example. So my guy, I don japa since.

wicked human being :

pansophist:
I dont live in naija bro. Me wey don japa before I even clock 18

When many of una de sleep de do fine boy, me don de plot my freedom to leave. Its easier to leave when you are young, the embassy no go see you as threat, and them go believe you easily as a student for example. So my guy, I don japa since.

wicked human being

funny enough I met some guys, they work in some of the best govt agencies.
those guys have no plans of the leaving the country, they even laughed at the idea of leaving the country.

they claimed living abroad is suffering and not so rosy.


two of them told me that despite the fact they have relatives abroad they're still the bread winners of their families.

what are your opion on these ?

should someone with a good income still consider japa ?

DevilsEqual:
Then sir, how do u know this much about them?

comrade how I know some information isnt important, what's important is how the information will be useful to you.


generally the only set of people that are indispensable in the financial sector are mostly tech guys and specialists like lawyers

if you're not in these category, my brother better gather your money and venture into something else.

for example 2 consecutive C's in your appraisal na sack get you for access bank. do you know the funny part ? access bank is greatly under staffed, instead of hiring more guys dem refuse and over-use the small available ones.

you fit be ABO but you go dey do work of branch manager dey collect ABO salary.

in all you do try start business for side side or stack your bar.

pansophist:
Yes na, Indian people and business sense na five and six. Infact try locate the Indian community in Nigeria, see what they are doing and do it too, those guys are always found where there is money, same with the Chinese.

But you might not be able to handle the Chinese because these one are money bags, they enter industries that are financially intensive like mining, construction, tech and co, but money full ground, and because most of the population are either blind, lazy, and full of ego, thats your advantage.

When life's calamity happens to people, their ego go run leave them. Then begging begins lol. Sha drop your ego down and go and chase money, your future self will thank you

sometimes I wish say I fit just stroll come your house make we dey gist.

thank you.


one day, I know say I go jam you and you must show me the way (insha allah)

but come to think of it, boss why you still dey this country ?

DevilsEqual:
What made u say all these, do u have a sour experience with them?

nope, nobody fit use me.
before dem use me I go use my sense.

gwininfo:
Wow
I have gotten to medical stage with access bank for a graduate trainee role.....who has any idea of access bank salary structure ?

useless bank....dont stay there for too long.

when you make am, leave dem before they leave you.


congrats sha.

your salary is meant to be 250 something but you'll be given a Kia car as a loan and you'll be earning around 180+

if you're not in head office better leave dem before they leave you

pansophist:
The simple advice would be for him to get back to work, and at this time, should focus on self-employment, not as an employee. In underdeveloped countries where almost nothing is regulated, it makes no sense to be an employee.

As a family man, he should not make the grave mistake of resting his livelihood on the shoulder of employment, especially when his salary is fixed, his employer can just sack him, delay payment, not pay him, and nothing will happen. His salary will be stagnant but the cost of living is going high, inflation is slowly rendering his earnings worthless, in a job that will replace him if he messes up.

Look around you, most people are not white-collar workers. The Nigerian economy is closely 50% shadow economy. The people making real money are mostly traders and business people who are not in white-collar employment. Employment in Nigeria is slavery, don't do it. If you live in the west where systems are regulated, with strong workers union, your rights are protected, with severances and benefits if you lose your job then yes, you may be an employee but definitely not in Nigeria.

So my advice will be that he should start something doing, and make a killing in cash. There are lots of things he can do if he is willing to look down, and not egoistic like many graduates who think some job is below them because they have degrees. A degree only proves you passed through the school, it doesn't measure education or level of intelligence. I will end this with a quote by Carl Jung

.

God'' meaning the desires of our heart. Lots of times, it is right in front of us but because many have developed ego instead of humility, arrogance instead of esteem, and starting small instead of starting big, we miss God. Like Zlatan said in one of his track, ''owo wa l'eko, awon kan wa okay''. It is true. There is money in Nigeria, and many people are okay. You can too if you can enter one industry and give it all your best.

I personally like doing experiments myself. I have done lots of jobs just to see how people doing it earn. I usually talk to everyone from the street beggars to the uber driver, to the conductor and your policeman. I ask and observe, and lots of the jobs people look down on, those doing it are achieving wonders with it. I see youths shouting no employment, but lots of people from other African countries are here doing business and making big money.

I buy bread and ewa agoyin (porridge beans) from a Togolese woman, and she has a house in Aflao. The bricklayer building houses in my street are from the Ivory coast, the man who fry and sells puff puff to those who hawk it is from Kumasi. The nylon that is given to you when you buy groceries, the company is owned by an Indian. All these people are fcking wealthy, and they are there with you in Nigeria, but somehow, because lots of people's eyes cant look low, they miss God.

I bow to your wisdom.

this ego thing is going to be a big issue. I dont know how I'll convince this person. this person is close to me, I care about the person but he is years ahead of me in age.

initially I hinted at going into entrepreneurship but I did not get a positive feedback from him.


omo that Indian man wey dey make nylon sopose dey drag shoulder with dangote cos nylon plenty pass house for this Nigeria

thank you

pansophist:
If not for nairaland, I won't even know about that show. In fact, I don't have a television in my house. It's a distraction and I don't need it.

sometimes it's nice to watch.

you get to see and understand some of human nature for free.

you get to see power play moves from house mates and some idiosyncrasies associated with human beings.

last season was boring, the people they brought were cliche including the winner and you could easily see through them.


kidwaya is from the upper season, super nice guy. he's from a rich background but he's super down to earth and you can tell he's worked on his character.


this season isnt bad but most of the characters act like children ( maybe it's just old age that is worrying me) they are giving me gen-z vibes.

it's always nice to watch the beginning of season when there are plenty housemates before they start getting evicted

richmondefosa:
Hi.

I apologize for my late response.

Congratulations to your sister for completing her medicals.
She's as good as getting the offer already.

What should she expect? This question is vague. You'll have to streamline it.

Will she be posted to a branch? I wouldn't know.
She might be posted to a branch or she'll be made a regional custodian. Regional custodian are incharge of off-site ATMs in a particular region. (off-site ATMs are ATMs that aren't in bank branches. They're found in malls or supermarkets or eateries)

Each branch is under a region and each region is under a zone. So if she's a regional custodian, she will be moving from point A to point B troubleshooting ATMs.

The salary depends on the Grade she's given. I have explained earlier in the thread the grades and the salaries attached.

You can grow in any position you find yourself in the bank.

hey thanks for all of your input.

some weeks after my sisters medicals, she was sent a mail that she passed the entire process but they currently dont have a Vacancy for the role she applied.

they claimed her credentials would be kept for a period of one year pending position becomes available.

my sister was sad, but why put people through the whole stress if there's no Vacancy?

Prikeji12:
Good evening, I want to ask about Stanbic Bank, those who did interview and medical test in August as anyone been given employment letter?

no

my sister was sent a mail after the medicals that they currently dont have an available position for her after her medical. but they claimed they would keep her details for about a year if there's an available position.

doesnt make sense to me, why go through all the stress up till medicals if there's no Vacancy.

pansophist:
I wrote this about a year ago on this thread https://www.nairaland.com/6716367/how-does-young-teenager-figure#105104589 But I think more young people have to see this. Please don't joke with your youth.

in my mid 20s

thank you.


do you have an advice for someone in his 30s that has a family and lost his job ? he's losing it

I'll be happy to hear from you.

Nooner:
Gone were the days you’ll get job offer directly from Nigeria. But some still do , if they’re being transferred to work here or lucky enough to get a direct employer form here which is very rare now because of competition btw india, Philippines and other African countries.

If you want your cert to be recognized from here. Do a police clearance, get your certificate attestation done by Wes.. but after which you will need to do a training here cuz their system is very different from Nigeria system. Even though you’re certified in Nigeria. They still want you to be trained here to understand some basic things.

Uae is an Arab country but they have a standardized system like US and UK. Everything is working the way it’s suppose to but na your money go suffer am.

thank you so much.

but I'm still a bit confused, what type of training are we talking about.

pansophist:
I don't know, I'll have to check. You ready to move ?

no not yet boss
I dey find better plan before I move.

pansophist:
If you have 6000 euros to spare, you can apply to study for a degree in Finland through the open route. So what it means is that you will study your first year online, and a year later, you move to Finland to complete your degree. This method is good because Finland requires an entrance exam (like Nigeria post ume), but with this open route, you skip the entrance exam and go straight to the second year in Finland.

But if you have a way of going to Finland to write an entrance exam and start there from the first year, then this info is unnecessary. But Finland will not give you a visa for the entrance exam. Now you may ask, why Finland? Since April this year, there are changes in the Finnish immigration policy. So you need to live for four years to get permanent residence, and a student visa counts toward that four years.

So imagine you are studying for a bachelor's degree course for four years, and after you are done with your degree, you become a permanent resident and a citizen a year later. What is greater than that? The application for the 2022-2023 semester ends today. If you have money, I advise you just go through this route and save yourself and your future.

forever grateful for your wisdom.

I'm done with my bachelor's degree. I'm looking forward to my masters degree, is this solution applicable for a masters degree ?

pansophist:
Blacks in the UK are broke, and it's disgraceful. If you want to see wealthy black citizens, you'll have to go to Australia and New Zealand. These countries harbours the best of black people.

Dem sopose change your name to big-brother cos you sabi and you dey see everything.

Oga panosphist I will be grateful if you can give an emigration guide for someone in his/her twenties.

I saw your post about Portugal, it is insightful.
normal ignorant person like me for no even consider am. are there other countries you'll recommend ?


regards.

pansophist:
Na me you de teach, a whole producer in this field

: D

Nooner:
Hi there,
Comparing nigeria standard of living with UAE is not the same. You’ll find that from the picture. The lady is staying in free company accommodation, she has access to 2 yrs work visa. Free transportation to - from work. She’s giving medical insurance and no utility and still earn 1,200 AED. Atleast I don’t know her but from looking at the video I know the nature of her job and might be 80% right. Which company will pay you 225k in nigeria now if you’re not a senior staff?

I said she wasn’t properly informed. Yes that’s fact… after you arrive in UAE.. you’ll need to take some training or program that you’re interested in.

Get certified, you’ll earn minimum 3k dirhams which is over 550k in naira monthly ..can you pay around 1m naira for just training/ program Before you get a job?

Someone said is Dubai abroad? Even some african country is abroad to nigeria now. Some people come here with 1m which is very small. After paying for rent/ utility, they’re left with nothing and you can afford to get training/ program. If you’re in Dubai and you’re suffering na you do yourself.

I’m a web developer, I spent over 1m naira for training for more than 6months and I earn over 1m naira now monthly.

Do me a favor, go to google.com compare salary paid to a web developer in Nigeria and in UAE…. Will any company of nowadays in nigeria give you medical insurance, transportation allowance , accommodation allowance which you can option for cash? The lady in picture option to stay at the company accommodation cuz she’s not earning a lot.. therefore staying alone will cost her more.


What can you achieve with 225k monthly in Nigeria? If you get a job paying around 225k on the island ?

From Lagos mainland
Transportation- 35k public transport
Driving yourself in a V4 car 50k

Rent - 30k monthly
Food - 30k
Utility / phcn : 3k
Generator - 20k including servicing
Clothing. Shoes / work wears : 30k
Internet sub - 10k monthly
Gas cooker
Total is like 153k
I no include gas cooker ooo
If you get kids and paying school fees, tell me how 225 will give you a lot in nigeria. I pity those earning 30k -70k.. una Dey try… God got you.

what kind of certifications ?

must the certifications be done in Dubai ?

also kindly explain how the whole process goes on, do you get a job offer before moving to Dubai or you could move then start job hunting ?

richmondefosa:
Hi.

I apologize for my late response.

Congratulations to your sister for completing her medicals.
She's as good as getting the offer already.

What should she expect? This question is vague. You'll have to streamline it.

Will she be posted to a branch? I wouldn't know.
She might be posted to a branch or she'll be made a regional custodian. Regional custodian are incharge of off-site ATMs in a particular region. (off-site ATMs are ATMs that aren't in bank branches. They're found in malls or supermarkets or eateries)

Each branch is under a region and each region is under a zone. So if she's a regional custodian, she will be moving from point A to point B troubleshooting ATMs.

The salary depends on the Grade she's given. I have explained earlier in the thread the grades and the salaries attached.

You can grow in any position you find yourself in the bank.

thank you

Winiebabe17:
Please when did your sister take the odyssey test and when was she invited for an interview

cant exactly say, I think between last month and this month.
I'm not sure.

richmondefosa:
Hi,

They're currently not recruiting. I'll certainly keep my ears on ground for any openings and I won't hesitate shout it out on this thread.

My sister just completed her medicals for the role of ATM custodian, she's yet to receive an offer though.
She possibly might get other offers and she's confused.

What should she expect ?

Will she be posted to a branch or ?

What's the salary like ?

Is it a position she can grow ?

FlexTrex:
It'll take some time to sink in, I reckon. You are not the sharpest kid on the block.

the sharpest kid cant even Regulate his emotions....lol

FlexTrex:
I see someone rushing to Google to "catch me out".

Child, don't you have a job to get to tomorrow? I could go all night.

Check your Google very well and then quote me. Heck, I could even help you proof read your 'jabs' before you post them.

[ quote author=KingClown post=114677377]


my God

how did you even pass your waec ?

you just used an idiom incorrectly

I don die

bruv in less than 4 sentences from you, I already knew who I was dealing with.


mentally I'm miles ahead of you.
all day I'll run circles around your intellect.

Good night.

FlexTrex:
I'm entertained by your childishness.

I'm sure you've learnt a thing or two tonight.

aside getting emotional and insulting people that dont share the same views as you, what have you taught me ?