₦airaland Forum

God go dey with you o. Anyways It's time to make Money Everyday with FairSave from FairMoney It is a new savings product that gives you 10% interest on your savings, daily interest alert and flexibility to withdraw anytime without penalty. you can ask me about how it works and I will explain.

Fact! FairMoney's fairsave is actually a good thing. instead of keeping my money in a place I just leave it in fairsave and I collect interest on my money.

chumsfortech:
Ohh wow, I hate to hear stories like this. how do we let people use just the verified loan platforms in the country that will not stress or debt shame you? I use Fair money to take loans and run some other side stuff, I use fair save to keep my money so I can get interest on the money. I have heard of other platforms sha but I have not tried them.

Guys let me introduce you to something I just discovered from FairMoney, it's called FairSave. With fairsave, users get 10% interest Per annum on their savings and daily interest alerts, although unlike other platforms, FairMoney is offering users the flexibility of withdrawing their interest and principal any time they feel like.

It is safe boss, the interest rate is also remarkable. I plan to diversify my investment and I think Fair money is the place to start from.

aramanda14:
Make sense, is it safe sha? na the koko be that

Groundbreaking technology like the launch of the industry’s first high yield aggregator, offering the best interest rates by scanning multiple blockchains, and the Xend Finance Hackathon, featuring keynote speeches and panels from Mike Novogratz, Binance, Huobi, Coindesk, and Cointelegraph, are just a few of the achievements Xend Finance can brag about in just one year after its mainnet launch.

Xend Finance broke into the industry as the first DeFi platform for credit unions, cooperatives, and individuals, but has now evolved into much more as a global blockchain bank for everyone. Backed by Binance and Google Launchpad, this company bridges the gap between financial services and decentralized blockchains.

It, daily, tackles the problem of currency devaluation and inflation by allowing users to seamlessly convert their fiat currency into stable cryptocurrencies and earn unbeatable interest when they save.

One month before its mainnet launch, in February 2021, Xend Finance secured investments led by NGC Ventures, Hashkey, and Tech Fusion which brought the total investment in the company to $2 million. Also in February, through DAO Maker, the Xend Finance Share Holding Offering (SHO) generated over $144 million. These were assets staked by more than 3,200 eligible users with 14,452 issued tickets.

Alongside its mainnet launch, Xend Finance introduced the $XEND Token through a Token Generation Event (TGE) on Balancer. The $XEND token rewards users for performing operations within the Xend Finance protocol.

In September, the company kicked off the Xend Finance DeFi Hackathon, the largest Blockchain Hackathon to ever take place in Africa. This was created in line with Xend Finance’s efforts to improve Africa’s access to blockchain technologies. Developers built on top of Xend Finance’s Layer-2 DeFi protocol and were rewarded with over $1 million in prizes.

Choosing the winners of the hackathon was the responsibility of an all-star lineup of judges from Binance Smart Chain, Polygon, Google, Coindesk, and Huobi. The Hackathon concluded in December when Lazeray Finance and FarmGrid emerged as the winners.

Fast forward to December, when Xend Finance had a major breakthrough. They created the first cross-chain high yield aggregator on Binance Smart Chain and Polygon. It was the perfect solution to the bottleneck of monitoring yields and transferring cryptocurrency across several blockchains in a bid to find the highest yield. This was definitely a breath of fresh air for yield farmers, investors, and savers across the globe. They can now find all the information they need in one place—the Xend Finance dashboard.

The Xend Finance mobile app also came into the picture in December 2021. It allowed an even more seamless way of converting devaluing and unstable currencies into US dollars. This, coupled with the ease of access through the mobile phone, made it quickly one of the apps with the highest store ratings in both the Apple store and the Google Play store. At the end of January, with the help of the Xend Finance app, the company hit 10,000 users, and by the end of February, they had blown past 20,000 users.

December also featured the launch of the only African Decentralized Launchpad. This was created to help African companies who normally have a hard time accessing resources for their projects and garnering the attention of investors.

Read more here: https://nairametrics.com/2022/03/08/xend-finance-in-one-year-the-story-of-the-first-global-blockchain-bank-out-of-africa/

My advice for both Crypto and non-crypto enthusiasts is that you should save in stable currencies - BUSD, USDT, USDC etc on Xend Finance.
On Xend Finance you get access to the best yields on your savings. The app is available on iPhone and Andriod. Use my referral code - COLE to get $2 to begin your savings journey.

Have you tried saving in dollars with Xend Finance - Africa's First Crypto Bank? Xend finance helps you to save in stable currencies like BUSD and earn up to 15% annual compounding interest. Start saving to hedge against dips.

Put your money where devaluation can’t reach. Invest in stable currency today. Invest your Naira, Earn in Dollars and grow your wealth. ��
Download the Xend Finance app, fund your wallet, save and start earning today.
It’s quick, easy and cheap. #XendFinance

Xend Finance helps you to make financial decisions that keeps your funds away from the adverse effects of inflation.

Xend Finance helps you:
� Convert your Naira to Dollars seamlessly to hedge against inflation
�Save in dollars and earn daily interest
� Enjoy up to 15% annual compounding interest on your savings
� Send & Receive money in crypto (BUSD)

And we also provide you with insurance on all your savings! �

Save Smarter, Save Value, Save with Xend Finance.

Download the Xend Finance App on iOS and Android devices.

To be totally honest, neither Piggyvest nor Cowrywise is the best because of three key elements:
1. Saving in dollars
2. High Interest
3. Global coverage

1. Saving in dollars - First, cowrywise doesn't even offer that so that is already against them. Piggyvest offers Flex Dollars - although they don't always have dollars for you to buy. finally, Xend Finance is a savings platform that helps you save in dollars.
2. High Interest - Cowrywise has a low-interest rate so again that is out. Piggyvest gives 6% annual interest on savings in dollars, Xend Finance gives you up to 15% annual interest on all dollar savings.
3. Neither Cowrywise nor Piggyvest can be used outside Nigeria. Xend Finance has global coverage and is the first blockchain bank out of Africa.

So the truth is Xend Finance is the best option to save your money.

�Boom! Xend Finance crosses 10,000 users and wallet holders on the platform!!! ��

The need for DeFi savings and investment opportunities is real! Not to mention being able to seamlessly convert local currencies for stable cryptocurrencies.�

Save now! Join our amazing 10,000 wallet holders today.

Download the Xend Finance app on App Store and Google Play Store

Xend Finance, fast growing crypto bank and the first of it's kind from Africa, is celebrating the acquisition of 10,000 new crypto bank users.
The start up launched in March last year with its web application. They launched their mobile app in December 2021, and within that time till now, they have been able to achieve this great feat.

Xend Finance is an app that helps you save in dollars, in other to protect your savings against the effects of inflation and devaluation.

Congratulations to Xend Finance. Download the Xend Finance app from app store and playstore today.

Not only does the xend finance App protect users from inflation, provides top of market interest rates towering higher than the interest rates of other offline or online savings platform. This interest is compounded daily, making the app even more profitable to its users.

The app also offers users an array of saving options. The personal savings feature allows users to save regularly or lock their funds over long or short term while accruing interest. It also allows an Esusu feature which helps different users to pool their funds together for a period of time while they take turns to enjoy the accrued interests. The cooperative societies allow existing cooperative societies or new cooperative societies to customise their savings plans on the platform.

Users of the xend finance App can also earn rewards in form of xend tokens which can be saved, traded or eventually converted to cash. Even more, users earn referral bonuses when they invite their friends to download the app. They can earn up to four dollars per referral. A referral bonus this large could make for a lucrative part time job for generating passive income.

For anyone searching to save against inflation, earn high interest rates and other rewards with zero risk, hurry now and download the xend finance App from Play store or Appstore.
So what are you waiting for Download the app today.

This is facts. Saving in Xend Finance is the safety net you need in 2022

bigboychukstar:
The Xend Finance App is now live allowing its users to save in stable currencies while earning higher interest, all risk free. Discussing with the CEO of Xend Finance provides insight into the features and functional benefits of the app.


Xend Finance has been around for over a year now, why did you decide to launch it as a mobile App?
We can all admit that mobile applications make access and navigation of some platforms easier. Xend Finance is one of such platforms. If you look at the friendly user interface, you’ll see that we aimed to create a better experience for our users and this app has served its purpose.


Since its launch, the Xend Finance App has attracted the attention of many with over hundreds of downloads already. Why do you think this is?
I will just say that this justifies the claim that people have been looking for a better way to save their money and we have provided that. The inflation rate in many third world countries is making life unbearable for its citizens. The cost of living keeps increasing simply because the currency keeps reducing in value. For example, January 2021 in Nigeria, $1 was equivalent to N472 but by December 2021, $1 was equivalent to N565. The purchasing power of the Naira dropped by about 19%. So don’t be surprised that people rush at the opportunity to convert their local currency to stable currencies that will ensure that they do not lose purchasing power.


Users of the Xend Finance App are offered up to 15% APY which is way higher than any interest rate in the market. How is this possible?
Xend finance is a blockchain bank that works with a special algorithm that helps users (without their knowledge) to choose the protocol with the highest interest rates. This means at all times; their savings are optimized to generate interests.


What are some of the savings features available on the Xend Finance App?
Users can save personally on their flexible wallet where they have easy access to their money or they can lock in their money for a period time during which they cannot access their money until the set time elapses. The Esusu feature is also available to users allowing different users to pool their money together and take turns to take the interest accrued by their pooled funds. Also, users can decide to set up their own cooperative society and set up and customize their savings plan on the platform.


What are Xend Tokens and how can users use them?
We needed a way to reward users on the platform and the Xend token helps us do just that. Likewise different platforms have their own tokens like Binance has the BUSD, so also does the Xend Finance platform have its own token. How it works is when the demand for the token increases, if becomes more valuable and users with these tokens can exchange them for large sums.


Does the Xend Finance App offer referral bonuses to its users?
Of course! Users can earn up to $4 from a single referral. All they have to do is send their referral code to a friend and if a friend registers with that referral code, both parties get bonuses. Some youths have taken this to be a little business and they are actually giving us a run for our money which proves that its highly rewarding.


Why do you advice people to use the Xend Finance App?
Like I always tell people around me, inflation is silently eating up your money. Save wisely with the Xend Finance App so your money does not lose its value even when the value of your local currency falls.

Download the Xend Finance app today!

Download the Xend Finance app and use the interest calculator to know how much you need to invest to get the returns that you want.

awoo10:
How much do I need to invest now to get the 500k by December

I know we all hear a lot about personal finance and everyone seems to know how we should manage our money lol.
It is exhausting to hear these things over and over again.

But here am I doing the exact same thing.

The point is how you handle your personal finance is really and truly matters. It is imperative that you do a good job at managing your money because you worked hard for it.

For me here are the first laws to adhere to when managing your money:
1. Pay up all debts - Debts are not bad really. There arent, debts also includes things like house rent that is due or about to be due and others.
2. Budget your money expenses and move the money to an expense account
3. Save.

Number 3 is the core of my message. Save. Develop a savings habit and stick to it. Best still save in dollars with Xend Finance. It os the smartest way to save right now. It keeps your money safe and helps you earn up to 15% interest on your savings.

These are my thoughts on how you should handle your money this year. I really hope you make the smart decision and save in dollars with xend finance

The first question is what is crypto? A cryptocurrency is a digital or virtual currency that is secured by cryptography, which makes it nearly impossible to counterfeit or double-spend. Many cryptocurrencies are decentralized networks based on blockchain technology— blockchain is a distributed ledger enforced by a disparate network of computers. It is a means of transferring value from one person to another through a system that is decentralized and immutable (irreversible). A defining feature of cryptocurrencies is that they are generally not issued by any central authority, rendering them theoretically immune to government interference or manipulation.

So why should I in Nigeria care about crypto? How does it affect me?
A cryptocurrency is a form of digital asset based on a network that is distributed across a large number of computers. This decentralized structure allows them to exist outside the control of governments and central authorities.
Experts believe that blockchain and related technology will disrupt many industries, including finance and law.
The advantages of cryptocurrencies include cheaper and faster money transfers and decentralized systems that do not collapse at a single point of failure.

How do I get ib safely into the crypto?
I understand your fear and rightfully you should be slightly worried, at the moment Bitcoin and altcoins are crashing and it is right to worry about how safe it is.
My advice is this, enter into crypto by buying stable coins. What are stable coins? Stable coins are coins that are pegged against the dollar. This means that these coins derive their value directly from the dollar and hence they retain their value. These stable coins are BUSD, USDT, USDC, etc. 1BUSD = $1

These stable currencies are great because they help you hedge against inflation and they are not as unstable as other cryptocurrencies.

As a Nigerian, you want to hold these types of cryptocurrencies for the following reasons:
1. It is basically dollars. Having dollars in this economy is way more valuable than having naira.
2. It helps you to hedge against inflation. The prices of goods and services are rising everyday and the value of naira is not growing. So having your money in dollars helps a lot
3. You can save it in a bank - You can save your stable currencies in a bank, a crypto bank, like xend finance.

xend finance is Africa's first crypto bank, and with xend finance, you can save, invest, transfer, deposit and withdraw crypto. xend finance also provides insurance on all the funds under their control. This means that your money is safe and secured with xend finance.
They also offer you uo to 15% annual compounding interest on your savings.

So why is xend finance a good way for me to enter crypto?
xend finance is a great way for you to start your crypto journey because it is a safe, calculated and balanced entry point. On xend finance, you can buy BUSD for as little as N3,000 and start saving, You earn interest on your savings, so you don't lose money even when the crypto market dips. See? It is perfect for you.

Now you know that cypto is important to you and you know that you can start with stable coins, start small and start earning interest on the xend finance app.

So go download the app and enjoy your entry to crypto.

What is your savings goal for this year? That is a big question.
Here is my answer to that question: No matter what your savings goal is for 2022, you cannot get their saving in Naira.

Why is that my answer? Because even if you get to the "number" target, you will not get to the value target while saving in Naira, because the Naira is falling every day.

So here is my simple solution. SAVE IN DOLLARS ON XEND FINANCE. By saving in dollars on Xend Finance, you are able to keep the value of your money and even increase it. Xend Finance also gives up to 15% annual interest. This is largely the highest interest rate on savings in Nigeria right now.

Download the Xend Finance app and meet your savings goal this year

I still don't understand the ideology behind character assassination from these loan apps. I heard not all of them are involved in defamation sha, at least i am sure of fairmoney they have never debt shamed me before.

Brooo, fairmoney na better people o i have been enjoying their services

raphy:
Tht one na small.money .. person we owe 100k still de chop life ..
Fairmoney na better people u go push am till u get am to pay...no others wey want am now

Speaking from experience guy, I have been enjoying their services for a while and I never get any reason to complain.

jerryidinoba:
Who else thinks FairMoney is doing well by helping Nigerians get access to quick and easy loan?

117billion lol I benefitted from the loan money too sha

I'll advise you to use Fairmoney to take this loan. trust me you will have peace of mind. nothing like loan shaming or character assasination

lol you are asking people to stay away from loans? Loans help people especially entreprenuers grow their businesses, i have taken loan on fair money to buy raw materials, so i think we should embrace loan apps that give legit loans and peace of mind

PARADIZEPRIEST:
STAY AWAY FROM LOAN COMPANY WITH THEIR EVIL APPS.EMBRACE ESUSU OR MICROFINANCE. DONT WASTE YOUR LIFE TO LOAN COYS

If you really need to to take loan this period, i suggest you look before you leap. Use reliable platforms like fairmoney, Dole, carbon

For God's sake! most of you need to do research before you slander brands. Fair money is not a get rich quick platform it is a digital bank licensed and regulated by CBN

iamme1234:
I hope everyone knows wat hitv did then.
The same fair money is coming to sweep the gullibles ones out.
Ask mmm f ya think am lieing.

How does the 3% discount on airtime and data work?