₦airaland Forum

https://www.youtube.com/watch?v=LPJKgt_zg-w

https://www.youtube.com/watch?v=LPJKgt_zg-w

Salary of lecturers in Federal Universities - National Salaries, Incomes and Wages Commission (NSIWC)

NOTE all figures are before deductions such as tax, pension contribution, etc. The figures below are the GROSS salary so the NET salary (i.e. what you get paid in your bank account) will be less than what is listed below.

Total Emolument, which includes academic allowances and rent:
Graduate Assistant (CONUASS 01) - Entry level for graduates with a Bachelor's degree
Minimum salary = 105,281 Naira per month (i.e. 1,263,377 Naira annually)
Maximum salary after 6 years = 120,647 Naira per month (i.e. 1,447,767 Naira annually)

Assistant Lecturer (CONUASS 02) - Entry level for Master's degree holders
Minimum salary = 120,922 Naira per month (i.e. 1,451,071 Naira annually)
Maximum salary after 8 years = 146,241 Naira per month (i.e. 1,754,902 Naira annually)

Lecturer II (CONUASS 03)
Minimum salary = 137,459 Naira per month (i.e. 1,649,509 Naira annually)
Maximum salary after 8 years = 164,970 Naira per month (i.e. 1,979,640 Naira annually)

Lecturer I (CONUASS 04)
Minimum salary = 173,332 Naira per month (i.e. 2,079,995 Naira annually)
Maximum salary after 9 years = 223,667 Naira per month (i.e. 2,684,010 Naira annually)

Senior Lecturer (CONUASS 05)
Minimum salary = 257,625 Naira per month (i.e. 3,091,505 Naira annually)
Maximum salary after 13 years = 371,292 Naira per month (i.e. 4,455,506 Naira annually)

Reader (CONUASS 06)
Minimum salary = 314,018 Naira per month (i.e. 3,768,221 Naira annually)
Maximum salary after 10 years = 417,062 Naira per month (i.e. 5,004,750 Naira annually)

Professor (CONUASS 07)
Minimum salary = 381,695 Naira per month (i.e. 4,580,349 Naira annually)
Maximum salary after 10 years = 501,680 Naira per month (i.e. 6,020,163 Naira annually)

All Graduate Assistant, Assistant Lecturer and Lecturer II staff earn less than 150,000 Naira per month.
A Professor, after ten years in that position, barely takes home 450,000 Naira per month.

bioman:
. You are right. The salary is a joke. I am one of them. The worst form of poverty is not knowing you are poor. SMH

It's all part of what is called the Hebrew Roots Movement found in Christian church denominations today. It is one of the signs of the coming end times - a great apostasy (the “falling away” ) An apostasy is: a rebellion, an abandonment of the truth. The end times will include a wholesale rejection of God’s revelation. 2 Thessalonians 2:3.

The Hebrew Roots Movement is a very modern movement that insists that we must resurrect first-century Judaism (our Jewish Roots) and the milieu and lifestyle of first-century Jews and impose them on both Jewish and non-Jewish believers. This is not just an academic study to better understand Scripture and its setting but is rather a movement of restoration that claims that the church has moved off its Jewish foundation and must return to a more Jewish way of life to be authentic.

https://en.wikipedia.org/wiki/Hebrew_Roots

2 Peter 2:3

King James Version
"And through covetousness shall they (false prophets/false teachers) with feigned words make merchandise of you: whose judgment now of a long time lingereth not, and their damnation slumbereth not."

New Living Translation
"In their greed they (false prophets/false teachers) will make up clever lies to get hold of your money. But God condemned them long ago, and their destruction will not be delayed."

alBHAGDADI:
People who speak against giving of firstfruits love to act like the Bible doesn't contain anything about giving firstfruits. It clearly shows that they don't even read their Bible. They know nothing but act like they know it all.

Firstfruits also means firstlings. Below is Abel giving his firstling to God who got pleased by the act.

Genesis 4:4
And Abel, he also brought of the firstlings of his flock and of the fat thereof. And the LORD had respect unto Abel and to his offering:


Below is the book of wisdom advising you to honor God with your firstfruit.

Proverbs 3:9
9 Honour the LORD with thy substance, and with the firstfruits of all thine increase:
10 So shall thy barns be filled with plenty, and thy presses shall burst out with new wine.


All who are against giving firstfruit to God are the same people against tithing. Yet they love to boast about freewill giving. Do they think the dirty N100 note they squeeze into the offering plate is what is enough to even power a Church's generator? When was the last time you gave God anything above 10%? I doubt you did such this year. Yet you sit down in an air-conditioned church, enjoy the music and the nourishing word of God without blessing God in return. Don't you know that the activities in the church is powered by other people's firstfruits?

You might say why does God need your money. He doesn't need your money, he only needs his own money. That money which you claim is yours is not really yours because everything on earth belongs to God. He gave you the money and wants just a small fraction from it. Some might also say they never saw God while they were working hard for the money, so why should they believe he gave them the money. If God had stroke you dead or caused you to be sacked, would you be counting the money? Don't you know that there are people better qualified for that job of yours than you, yet God let you have it?

If you don't pay your tithe or firsrfruits, don't worry you will still pay it later. God has a way of getting what belongs to him.

Leviticus 27:30
And all the tithe of the land, whether of the seed of the land, or of the fruit of the tree, is the Lord's: it is holy unto the Lord

Mark 12:17
And Jesus answering said unto them, Render to Caesar the things that are Caesar's, and to God the things that are God's. And they marvelled at him.

Since you don't want to give willingly what belongs to God, then he will take it out of you in one way or another. Let me tell you a story about the children of Israel. God told them to farm on the land for 6years then allow the land to rest on the 7th year. They disobeyed God and ignored his commandment. God left them alone for a while, which possibly must have made them feel God was bluffing when he gave the command.

Do you know what God did? He calculated all the 7th year they disregarded and it all amounted to 70 years. He now made the King of Babylon to take the children of Israel away from their land and into captivity in Babylon for 70years. That way, the land rested for 70years after which the children of Israel were now freed from captivity and returned to their land.

If you fail to give God, he will take it out of you. It's the same as a child saying she won't wash the dishes are parents told her to wash. Well, the kid will get spanked and still wash the dish. God can make you fall terribly sick such that the first fruits you were supposed to give him will be spent on medical bills. It could be common cough that will hey you hospitalized and make you spend that much. Perhaps your car breaking down regularly to the extent that you become a meal ticket to mechanics. The good part is that the doctors who treat you and the mechanics might be tithe or first fruit payers. That's how your money will end up with God even after you've been spanked.

The grouse most of those who kick against firstfruits have is mostly regarding the life of opulence pastors of today live. That's why they grumble at giving their money to such people. Well, if your pastor falls into such category, then go look for another church e.g a Baptist Church where accountability is high. We can't throw away the baby with the bath water because some pastors abuse and enrich themselves with first fruits.

If you don't want to Pay tithe or firstfruits, then it's between you and God. Just don't go about trying to persuade others from paying.

#Notice

I'm not a pastor neither do I own a church. I'm just an ordinary Nairalander like everyone else. My only mission is to protect God's business. Yes, God has a business and that business is the house of God. Ever wondered why Jesus told Mary and Joseph that he had to be by his father's business?


Luke 2:49
And he said unto them, How is it that ye sought me? wist ye not that I must be about my Father's business?

It's all part of what is called the Hebrew Roots Movement found in Christian church denominations today. It is one of the signs of the coming end times - a great apostasy (the “falling away” ) An apostasy is: a rebellion, an abandonment of the truth. The end times will include a wholesale rejection of God’s revelation. 2 Thessalonians 2:3.

The Hebrew Roots Movement is a very modern movement that insists that we must resurrect first-century Judaism (our Jewish Roots) and the milieu and lifestyle of first-century Jews and impose them on both Jewish and non-Jewish believers. This is not just an academic study to better understand Scripture and its setting but is rather a movement of restoration that claims that the church has moved off its Jewish foundation and must return to a more Jewish way of life to be authentic.

https://en.wikipedia.org/wiki/Hebrew_Roots

2 Peter 2:3

King James Version
"And through covetousness shall they (false prophets/false teachers) with feigned words make merchandise of you: whose judgment now of a long time lingereth not, and their damnation slumbereth not."

New Living Translation
"In their greed they (false prophets/false teachers) will make up clever lies to get hold of your money. But God condemned them long ago, and their destruction will not be delayed."

Goshen360:

https://www.youtube.com/watch?v=NbzYQSK9hvI

First fruit IS A MODERN DAY RELIGIOUS SCAM

2 Peter 2:3

King James Version
"And through covetousness shall they (false prophets/false teachers) with feigned words make merchandise of you: whose judgment now of a long time lingereth not, and their damnation slumbereth not."

New Living Translation
"In their greed they (false prophets/false teachers) will make up clever lies to get hold of your money. But God condemned them long ago, and their destruction will not be delayed."

babeosisi:
If you are one of those that foolishly give your January salary to your pastor, you have been sold a lie.
It is the invention of commercial pastors about a decade ago.

The Bible has no such teachings
You celebrate the birth of the savior December 25th and yet believe he needs your money to bless you.
That money is to satisfy your greedy pastor and has nothing to do with Christ.

Stop being pawns in the hands of these greedy men of mammon.

I dare anyone to show me where anyone surrendered their first salary to anyone in the Bible? You won't find it because it doesn't exist.

Don't let people twist an old testament practice that has nothing to do with bringing money and make you act foolishly.

If you don't know what to do with your salary,go give it to your mother.

Don't be a mumu

2019 is the Chinese Year of the Pig

xynerise:
What is the significance of the piggy banks?

HAPPY NEW YEAR MY FRIENDS

2 Peter 2:3

King James Version
"And through covetousness shall they (false prophets/false teachers) with feigned words make merchandise of you: whose judgment now of a long time lingereth not, and their damnation slumbereth not."

New Living Translation
"In their greed they (false prophets/false teachers) will make up clever lies to get hold of your money. But God condemned them long ago, and their destruction will not be delayed."

Signed

fatima04:
Petition: Scrap NHS surcharge for non EU living in UK who already pay N.I contributions
https://petition.parliament.uk/petitions/224781

Use TransferWise

kaad:
People, how do you send money to naija? with good exchange rate...

I made a post about the people behind Teleology in December 2017 on another thread - see below

Re: Airtel, Smile, Glo Make Final Five To Buy 9mobile by Kolping: 3:52pm On Dec 13, 2017
I wonder why no one is talking about Teleology Holdings Limited. I see it as the dark horse in this race.

Teleology is a special purpose vehicle led by a former chief executive of MTN Nigeria, Mr. Adrian Wood, and Ericsson; Africa Capital Alliance (ACA), a leading pan-African investment firm based in Lagos; and The Carlyle Group, a U.S.-based multinational private equity, alternative asset management and financial services corporation.

Note that Africa Capital Alliance was co-founded by the present Minister of Industry, Trade and Investment, Okey Enelamah who was the former CEO. ACA Partners include Chief Ernest Shonekan (founder), Pascal Dozie (founder), Dick Kramer (founder and chairman), Cyril Odu (CEO), Afolabi Oladele, Sam Oniovosa, Paul Kokoricha and Kofi Kwakwa.

Hakeem Muata Oluseyi is not a Nigerian or of Nigerian ancestry. He was born James Edward Plummer, Jr. He is an African-American who changed his name during his graduate study at Stanford.

Read his TED Fellows interview (https://blog.ted.com/rise-of-a-gangsta-nerd-fellows-friday-with-hakeem-oluseyi/).

"...But in the end, Art’s support changed it for me. It was like two different lives. I ended up changing my name from James Edward Plummer to reflect how my life had changed so drastically. I wanted my middle name to reflect how I am. So my middle name is Muata and it means “He seeks the truth.” I wanted my first name to reflect what I want to become. My first name Hakeem means “wisdom.” And my last name is from the West African Yoruba people, and it means “God has done this.” "

It is common in the United States for African-Americans to change their names from their "slave names" to names of African origin.

“Sango worshippers and other traditional worshippers employ the use of drums for many purposes. It is that sacred. Every traditional drum has its spirit and they are worshipped with the performance of certain rituals. Some deities must be appeased before certain drums are made or even beaten. For instance, the Igbe and Koso drums are very powerful. They belong to certain traditional societies. Some of these drums must not be beaten in the open. Aside from the ears of the initiate alone, any other person who hears the sound from the drum automatically becomes deaf. This is so because the message encoded in the sound of the drum can only be decoded by the initiate.

“In fact, some animals must be killed and blood spilled before some of these drums can be beaten. If this is not so, there would be very grave consequences. Ideally, drums are meant for merriment. But what has a positive side has its negative sides.”


https://www.tribuneonlineng.com/74415/

ASUU Is A Problem Of The Nigerian University System By Moses. E. Ochonu

http://saharareporters.com/2018/11/06/ASUU-problem-nigerian-university-system-moses-e-ochonu

A few days ago, the UK government announced its budget for next year.
The national living wage will increase from £7.83 to £8.21 for workers aged 25 and over.
The minimum wage will also rise from £7.38 to £7.70 from 21 to 24-year-olds;
from £5.90 to £6.15 for 18 to 20-year-olds; and
from £4.20 to £4.35 for 16 to 17-year-olds.

Nigeria hasn't even started yet...it's still all a joke to the people who own the country.

princetom1:
This is per hour o and here we are debating nonsensical nonsense

Kolping:
A few days ago, the UK government announced its budget for next year.
The national living wage will increase from £7.83 to £8.21 for workers aged 25 and over.
The minimum wage will also rise from £7.38 to £7.70 from 21 to 24-year-olds;
from £5.90 to £6.15 for 18 to 20-year-olds; and
from £4.20 to £4.35 for 16 to 17-year-olds.

A few days ago, the UK government announced its budget for next year.
The national living wage will increase from £7.83 to £8.21 for workers aged 25 and over.
The minimum wage will also rise from £7.38 to £7.70 from 21 to 24-year-olds;
from £5.90 to £6.15 for 18 to 20-year-olds; and
from £4.20 to £4.35 for 16 to 17-year-olds.

My understanding is this:
A U.S. green card is a permanent residency card while a U.K. Tier 2 visa is a temporary residency visa. With a green card, after 5 years you can apply for U.S. citizenship. With a Tier 2 visa, you have to work 5 years before you can apply for permanent residency, which is called indefinite leave to remain in the U.K., then you can apply for U.K. citizenship

At the end of the day, it will depend on what your final goal is and how quickly you want to achieve it.

nervorum:
I believe there are UK/US-based doctors here that's why im making this long post. What do you guys think.

I have the opportunity of moving to the US on a green card, and also the UK on spousal visa (tier 2).

Now, if i go to the US, i'd need to take usmle (target is residency). But i'm worried. What are my chances of matching, being that i am 6 years post med schl (read a lot of discouraging testimonials by IMGs online).

The PLAB pathway seems shorter, less expensive and less stressful, but should i throw away the opportunity of being a US LPR?

How is life in the UK vs US , and vice versa (never stepped out of Naija before).

My spouse is comfortable to relocate anywhere i prefer, so long the family is together.

Pls what do i chose. UK and take PLAB (shorter, less stressful) or US (as a legal permanent resident) and take USMLE (with an air of uncertainty with matching for residency training).

I'd appreciate your thoughts.

My view about having an account like this - an offshore account - is to use it as a backup and hedge against currency fluctuations of the Naira, not as an account for daily transactions. According to the website, as long as you maintain a minimum average quarterly balance of £4 000/ US$6 000/ €6 000/ AU$6 000, no account maintenance fee will be charged.

maishai:
you are correct,but imagine you have like 4mill for example, when you hear 35dollar charges on transactions this can send chills down your spine, but there is a level you get and those charges look like moimoi......................... Like imagine i want to transfer 2 million to you from my phone interbank, all i am charged is #100 well I dont really mind but if i am charged #5000 for that, then thats definitely a screamer

I don't know where you got the 30 million Naira figure. On the website, it says a minimum of 4,000 Pound sterling, which is approximately 2 million Naira.

maishai:
CAPITAL REQUIREMENT TO ENJOY THIS SERVICE IS OFF THE HOOK......CANT REGISTER IF I DONT HAVE UP TO 30 MILLION NAIRA ELSE CHARGES WILL FINISH ME......ANY FOR LOW CADRE INVESTORS LIKE US

@Godlylifeoneart
Thanks for the post. It would be useful for those who can't open bank accounts in foreign countries where you need a residential address.

Godlylifeoneart:
Could dz online offshore account be of benefit to some people?
Was able to register with them, waiting for finalization.

strictly online transactional banking for international transactions. Domiciled in isle of jersey.

https://international.standardbank.com/pbbinternational/personal/transactionalaccounts/optimumaccount?gclid=CjwKCAjwpKveBRAwEiwAo4PqmxsrxEzhJboALR7q-MTwq1uSUk2ra70OW8f1ogk39oxOexxVc0CzlBoC5OoQAvD_BwE&cid=WDG_W9UNN&s_kwcid=AL!119!3!290886022309!b!!g!!standard%20bank%20international%20banking&ef_id=W8bRZgAAAIyX93OI:20181021062249:s

https://www.youtube.com/watch?v=R04tlG1eYrI

The owners of the country have spoken. No one is allowed to leave the slave plantation.

That's good. Welcome to the club of creditors to the Federal Republic of Nigeria.

Alepa:
I finally got credited this morning @ 6:39 am .
Thank you so much .
Cc: mcy56 thank you very much

Did you get confirmation (by text) from the Debt Management Office that you purchased the July FGN Savings Bond?

Alepa:
Omg .
I will do that ,thanks.
I’m so worried now . I’m 100% sure I did everything right , I filled every documents appropriately . Why is this happening to me

@Alepa

Any update on your coupon payment. Did you finally receive it?

Alepa:
My first coupon payment was meant to be today .
As at now 5:30pm . No show ...
Fingers crossed

Neanderthal genome reveals interbreeding with humans
By Ewen Callaway
DAILY NEWS 6 May 2010

Any human whose ancestral group developed outside Africa has a little Neanderthal in them – between 1 and 4 per cent of their genome, Pääbo’s team estimates. In other words, humans and Neanderthals had sex and had hybrid offspring. A small amount of that genetic mingling survives in “non-Africans” today: Neanderthals didn’t live in Africa, which is why sub-Saharan African populations have no trace of Neanderthal DNA.

https://www.newscientist.com/article/dn18869-neanderthal-genome-reveals-interbreeding-with-humans/

Top 10 Neanderthal RH bloodline people that naturally look like monkeys.
https://www.youtube.com/watch?v=3N25wxwwX0w

"The Fulani were notorious for raiding tribes of the lower Niger. They called the Igbo Yar’Miri, which is a derogatory name that they still call them in the North (Nyamiri). The Yorubas they called Yar’Iba. I know the meaning of that word and it is so derogatory that I will not reveal it here. "

Some people are seeing the light and the truth is gradually coming out... the Europeans were not the slave raiders. The slave raiders had armies. Have you ever wondered why the Nigerian Army is older than the country Nigeria? Who were the Nigerian Army before it's formation? (or rather transformation) in 1863?

http://thenationonlineng.net/nigerian-army-at-150/
https://www.dailytrust.com.ng/army-celebrates-150-years-of-existence.html

Meanwhile, according to the Dictionary of the Hausa Language by Charles Henry Robinson (1906), yar'iba, lit. fowl of Yoruba, common duck.

https://books.google.co.uk/books?id=6zgOAwAAQBAJ&pg=PA186&lpg=PA186&dq=Yar%E2%80%99Iba&source=bl&ots=Zc0y13-ng1&sig=XC8ffw4JstrJliLsvUpBrfnW128&hl=en&sa=X&ved=2ahUKEwi9us702u3dAhWHD8AKHeCRAXUQ6AEwBXoECAUQAQ#v=onepage&q=Yar%E2%80%99Iba&f=false


Nyamiri is a corruption of the Igbo word for ‘give me water’ (nye m miri).

2019 polls: Foreign investors withdraw N435.41bn from stock market


https://punchng.com/2019-polls-foreign-investors-withdraw-n435-41bn-from-stock-market/

@4601CE
All interest payments are made to designated bank accounts on the days (once every quarter) specified in the bond subscription offer document , usually before the close of business. No interests payments have ever been made a day earlier or delayed to the next day.

I'll just say this, once you become a creditor to the Federal Government of Nigeria via bonds, your debt will be paid as and when due without failure.

Join the club!

4601CE:
Please when do you get the interest in your bank accounts on the coupon payment dates .
I mean ,what time?
Is it in the morning?
Has it ever been delayed till next day ?
IHelp ,Kolping … please I need your review before I make some decisions.
Thanks .
God bless.

If you are a nurse or doctor, the UK needs you.

https://www.bbc.co.uk/news/amp/health-45485814