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TravelRe: JAPA Syndrome: Its Devastating Effects On Family Cohesion & Work In Nigeria by Lagbaja425(m): 9:16pm On Aug 26, 2024
Agree with OP and several other posters. Actually felt very sad reading this because it is so true! Japa is excellent from a career and financial angle but super tough on existing family dynamics. In my experience, people who recently japa'd and are still so excited about escaping Nigeria just don't get it. Give it a while though and trust me you will!

I left naija over 12 years ago and while I arguably could not have achieved what I have today from Nigeria, I have certainly seen a lot of family (primarily extended family) links deteriorate. My siblings, cousins and I are all scattered across the US, UK and Canada and sadly I've seen once close relationships become a lot more distant. I have cousins I grew up with who I now haven't seen in 20 years. Several have have kids I've never met. It's a little better with my nuclear family but even with these loved ones I grew up in the same house with, I'm realistically only able to see them once or twice a year. Personally, it's less of a cost to travel issue and just the effect of crazy time zone differences, how busy adulthood gets and just the super limited amount of time you even have to travel to another country to see family. I remember growing up in naija when my Uncles would stop by after work almost every day to join us for dinner. Even with those who lived in other cities, I would typically see them several times a year due to various family gatherings. We were all so close!

In my opinion, the lucky ones are those who japa'd with all their siblings at the same time and/or were able to japa to a location where they already have a decent amount of extended family and as such were able to establish a strong presence in another country. I see families like that all the time abroad and can't help but feel a little jealous. They are all mostly based in one general location (e.g. the US or UK) and are able to maintain stronger in-person bonds. Even when they do have to travel to see each other, travel from DC to NYC is certainly a lot easier than travel from DC to Lagos.

In conclusion, It is what is. I wouldn't change anything from the japa angle. My family and I are 1000% better for it financially but boy does It suck though knowing that I will probably never have the same relationship with several family members.
EducationRe: Femi Ositade Gets $3.5M Scholarships From Harvard, 13 Foreign Universities by Lagbaja425(m): 10:07pm On Apr 22, 2024
Alabamajogor:
With all these feats, na Computational Physics you wan go do. That is definitely not useful in Nigeria unless you end up in the class as lecturer.
No vex but your statement is fairly shallow. If the young man maintains his academic performance in the U.S (or wherever he lands), I sincerely doubt he will need to even remotely consider opportunities in naija once he graduates.

Here is a link to the top careers of computational physics grads. https://www.indeed.com/career-advice/finding-a-job/do-with-computational-physics-degree

Check out 13, 14 & 15. With the pedigree of the schools that have offered him admission, better believe those numbers will likely be even higher when he graduates.

Lecturer ko, SUG president ni.
TravelRe: How Much Do I Have To Budget For Visa To These Countries? by Lagbaja425(m): 5:12pm On Jan 27, 2022
You know you can research the answer to this question yourself right? Why not do that and get accurate info vs. crowdsourcing anecdotal bs on nairaland?

BuyAndSellStuff:
Hi Travel gurus,

I need help on budget estimate for student visa + tuition to the following countries.

US
UK
Canada
Australia
Poland
Germany
Netherlands
Sweden
Russia
France


It doesn't have to be an exact figure, just an estimate of how much to be budget is fine.

Thank you very much.
BusinessRe: I Released My House Document To My Cousin To Obtain Loan, How Can I Get It Back? by Lagbaja425(m): 3:21am On Jan 24, 2020
Hate to break it to you man but try to repay the money yourself so you don't lose your home and your wife. Your cousin isn't paying you back. Money loaned to family members is essentially a gift. Why? Because they know at the end of the day, there is very little you can do to enforce repayment.

I learnt the hard way after helping family members out with almost N2M in various desperate situations. Regardless of my strategies and pleas, I haven't received a dime back till this day. To relieve my own stress, I try to not even think about it anymore.

What I do know is NEVER EVER AGAIN am I helping any family member out with anything but small change that I can afford to part with. No matter how long you've known them or how "upright" you think they are, money is a whole different ball game. A loan to a family member reveals the debtor's true character.

I rest my case.
CelebritiesRe: Man To Ufedo Sunshine: Hardship In US More Comfortable Than Pleasure In Nigeria by Lagbaja425(m): 4:01am On Jul 13, 2017
My guy, honestly about to bounce as well. The ignorance and warped thinking here based on certain people's unique experiences is really sad. No point arguing with dummies.

drakeli:
Contractual payment I tell you again is payment made easy. Anyone I say anyone can do that. And that's how virtually everyone got their car. Did they complain to you that it's a problem to pay? How much is $3000. Common $3000. I laugh. For we Nigerians here, Americans are not the standard of our own living. I'm here to tell you that nigerians here are not doing bad. Research has it that Nigerian s in the US are the most successful minority immigrants in the country. Google can help you out. Who cares about Americans. Why will you compare some lazy Americans that love more pleasure and spending money more on frivolities and that all they know how to do is to work today and spend all their earnings on vacations tomorrow to the hard working financially prudent Nigerians? Why will you compare Americans that like shopping, shopping and shopping like their lives depend on it. Shopping beyond just what they need, wasting resources to financially wise naija people? Why will those Americans not live from check to check? Between Americans and Nigerians, we have different orientation about handling finances. Nigerians are better financial managers compared to an average Americans. Do get that right. I personally know a Nigerian that has over 600,000 dollars in his account. Don't ask me how I know. Besides, he has a business of his own. The day I knew I couldn't believe it. Continue to live by what you read and hear far away from the reality on ground.

In fact, I walk out of this tread. Smh. Too much ignorance.
CelebritiesRe: Man To Ufedo Sunshine: Hardship In US More Comfortable Than Pleasure In Nigeria by Lagbaja425(m): 3:58am On Jul 13, 2017
ayodele234:
Young man go post your childish comment to the brainwashed. You think you are talking to a toddler? How many Americans can boast of a merely $3,000 in savings. Paying in cash is a luxury that over 85% of the population can't and will never be able to afford. America runs on a credit based system that leaves little or nothing left from your paycheck. Even people earning $150,000 still have to co-sign on the student loan form for their college bound kids because they really can't afford it. What percentage of Nigerians living in America will get to earn $150,000 during their lifetime?
Just saw this comment you made and I almost died laughing. You actually do sound like a toddler based on inaccurate data and your examples that are not based on any facts whatsoever.

$3,000 in savingshuh What the hell is $3,000? How one earth did you come up with your impoverished sample size? The fact that your loved ones or the Americans you know have <$3,000 in savings is your unique sad situation my friend. Please for the love of God, stop generalizing!!!

SEVERAL Americans and immigrants (including Nigerians) have a lot more than $3,000 in savings.
CelebritiesRe: Man To Ufedo Sunshine: Hardship In US More Comfortable Than Pleasure In Nigeria by Lagbaja425(m): 3:41am On Jul 13, 2017
ayodele234:
Driving a new car you won't own till 5 years time and might even default on your payment and lose it altogether. I see no difference with someone paying cash for a 5yrs used Tokunbo car in Nigeria. Most of dis privileges are debt driven and debt will never be equal to success. People lose their houses everyday you can check zillow.com for foreclosed homes. The middle class in America is shrinking everyday with more people barely able to afford the basics, struggling to afford the necessities. Even rich Americans are ditching their U.S. passports in record numbers, a sign of growing frustration with a system that taxes U.S. citizens. Funny enough Americans complain more about their roads and infrastructure decay than Nigerians. Anyone interested in knowing the financial status of Americans should talk to a bonafide American citizen not some immigrants. These things we see as El dorado are just normal to them
Lol. You are a funny man. America definitely has a culture of debt but if it is managed well, there is absolutely nothing wrong with it. Your statement that "debt will never be equal to success" makes you sound like a caveman. Nobody is advocating for a middle class earner to get neck deep in debt to buy a BMW but if a middle class person finances a comfortable mid range car and effectively pays it off in a few years, what on earth is wrong with that? Debt can be used to enhance your standard of living and as long as you manage it well, it is perfectly fine.

Of course, there are people who lose their homes and default on their debt but the fact that you make it sound like that is almost the norm really just makes you sound ignorant. Credit for all sorts of reasons (homes/cars/school) is available and if used responsibly, you can substantially enhance your standard of living in both the short term and the long term.

I personally know someone who paid for business school with a combination of savings and a substantial loan. With his $150K post MBA job and the associated bonuses, he was able to pay off the loan in a few years. With the additional opportunities open to him as a top MBA graduate he makes close to $200K and is debt free. Please tell me how debt was not beneficial in that instance?

If on the other hand, you were to borrow to buy designer shoes, fund expensive vacations or buy a lavish home you can't afford, of course you would pay for it. Your credit score would be ruined when you default and it would take years to rebuild it. But if you use debt responsibly to enhance your lifestyle e.g. to go to school (for a major with lucrative opportunities), buy an affordable home, a decent car and have a solid repayment plan, how is that wrong?

My friend, how you choose to use the debt that is available to you in a country like the US is entirely up to you. Stop making it sound like everyone has unmanageable debt and is not responsible enough to monitor their finances.
CelebritiesRe: Man To Ufedo Sunshine: Hardship In US More Comfortable Than Pleasure In Nigeria by Lagbaja425(m): 10:39pm On Jul 12, 2017
Pidgin2:
Your post made me laugh. Do you know how many middle class Nigerians own at least two cars and a driver to go with it? Having a driver, maids, and other domestic staffs here is quite easy unlike it is abroad. Now tell me, assuming i work in a bank, with even a salary of N150,000, i can still afford to pay a driver N25K, a washer man N15K and a maid N15 to N20(or alternatively i can just put her in a cheap school or let her learn a trade) how many middle class indivuals abroad can afford all three permanent staffs at the same time? So there are pluses and minuses everywhere. With that same salary, i can also be granted visas to many other countres abroad , depending on how i package myself. What i'm trying to say is this, Nigeria is not as hard as most people make it seem, our problem is that most people cant see beyond the bridges of their flat noses
Your argument actually unintentionally justifies several other opposing views on the topic. Let me break it down for you:

1. Middle Class Nigeria vs. Middle Class US

You quote N150K as a somewhat comfortable salary I assume for a middle class person in Nigeria and further state that someone who earns N150K can employ a maid, driver etc. Great, that all makes sense. But since when did an army of domestic employees become a universal measure of standard of living? While a middle class person in the US may not be able to afford a maid or a driver, I would definitely argue that they may very well have a standard of living much higher than what the N150K earner has in Nigeria depending on the city they live in as well as their responsibilities. As a middle class earner in the US, you may very well be able to do what several in Nigeria consider as very luxurious e.g. drive a brand new Honda or Toyota.

2. Lower Class Nigeria vs. Lower Class US

Let's talk about the maid that a middle class person can hire with their N150k. That is a supposedly low class, low earning employee in Nigeria right? How much does that person earn? They are barely able to get by and are by most standards poor. They are barely able to pay for life's basic necessities. Now let's look at that person's peer in the US. For sake of simplicity, a maid as well. Even you cannot deny that a maid in a developed country (or a janitor or doorman or whatever equivalent low level position in the US) has a much better standard of living than the maid in Nigeria. In fact the reason most middle class people in the US cannot afford a live in maid or driver is because the wage of those 'low class' employees is beyond what they can afford to pay on a consistent basis.

3. Low Class US vs. Middle Class Nigeria

Depending on unique circumstances and responsibilities, supposedly low class people in the US may live a life equivalent to (or even better) than that of a middle class person in the Nigeria. Mind you, I did not say a rich person in Nigeria. Trust me, I know of several lawyers or lecturers (middle class examples) in Nigeria who can barely afford a decent car. If N150K is your measure of middle class in Nigeria, then trust me, a lot of middle class folks in Nigeria are on par with low class people in developed countries. I once lived, worked and earned in Nigeria so I know exactly what I am talking about. N150K is not a lot of money to live well with.

4. Low Class US vs. Upper Middle Class (or Wealthy) in Nigeria
This is the only domain where your argument is accurate. No one is saying an administrative assistant in the US is equivalent to (or better than) a General Manager in a Nigerian Bank or an oil and gas employee in Nigeria. That does not make sense. If you are pretty successful in Nigeria, you are clearly better off than a low earner here and obviously have no incentive to relocate abroad except you are on track to earn even more.

In summary the major point here is that low class in certain circumstances (e.g. an administrative assistant/secretary) in the US may have a standard of living that is on par with so-called middle class folks (e.g. a lecturer) in Nigeria. They may not be able to afford a maid or driver but those are by no means universal indicators of a high standard of living. Secondly low class in the US (again an admin. assistant) is several times better off than someone in a similar low class position in Nigeria.

Of course there are pluses and minuses everywhere but except you are pretty financially well off in Nigeria, your standard of living is pretty much below what is considered average in a developed country. I am Nigerian and am not celebrating the fact that Nigeria is how it is today but it irritates me when people are delusional about how bad the situation is.

Finally for whoever else is reading, for the last time not every Nigerian in the US or other developed countries is struggling and doing low skilled work with low pay. If you take the legal path, get educated and are prepared to work hard, you can live very very well in the US regardless of where you are originally from. Several Nigerians here are doing just that.
CelebritiesRe: Man To Ufedo Sunshine: Hardship In US More Comfortable Than Pleasure In Nigeria by Lagbaja425(m): 12:08am On Jul 12, 2017
StarPlayer:
cheesy cheesy cheesy Bros no vex, na the truth i de talk. I said $20/hr tops.
Starplayer, I'm officially inviting you to Yankee for a month so that you will see a different side of yankee life grin. It's on me bro!

After we hang for a while, you'll know that several Nigerians here are not making $20. Many are but not by any means all.

To another of your posts, debt that is managed responsibly is not necessarily a bad thing. They make it attractive and irresponsible folks abuse it but if you can manage your debt and live better than you would , how is that a bad thing?
CelebritiesRe: Man To Ufedo Sunshine: Hardship In US More Comfortable Than Pleasure In Nigeria by Lagbaja425(m): 11:48pm On Jul 11, 2017
Pidgin2:
Continue deceiving people, how is it even possible as you claim that most Nigerians abroad are successful, what will you gain by lying? Many can't even afford regular tickets back home. Of course some are doing okay but stop painting glossy pictures to deceive people, some are having it worse than they would if they were back home. For example, there's a thread here of a promising young man who went abroad legitimately, after flipping burgers and posting pictures of French fries and burgers to entice some simple minds, he's now a house boy and still claiming successful, someone who even works on sunday without resting, many work two three jobs to survive. I keep saying all that glitters isn't gold
Take another shot at a response when you've learnt how to read. Nowhere in my post did I claim that MOST Nigerians abroad are successful. I even said after I described a high quality life that "that might be the exception".

I however did caution against senseless generalizations about all Nigerians living a hard life abroad. While they are not all successful, SEVERAL are and I'm pretty sure the majority are not suffering.

I understand how you may have a twisted, depressing view of life abroad if those you know have it hard but I'm trying to open your eyes to the fact that what applies to those you know does not apply to everybody.
CelebritiesRe: Man To Ufedo Sunshine: Hardship In US More Comfortable Than Pleasure In Nigeria by Lagbaja425(m): 11:31pm On Jul 11, 2017
StarPlayer:
You people can console yourselves all you want. The fact of the matter is that you work 12hrs a day, 7 days a week for $20 an hour at most, only for the govt to collect everything back in taxes. Bros that is what we call 21st century slavery. Open your eyes and smell the coffee. YOLO
This Starplayer guy dey vex me. 12 hrs a day, 7 days a week for $20huh I made more than that as an intern bro. If una family members dey suffer, so so sorry for you. Speak for your suffer head family...
CelebritiesRe: Man To Ufedo Sunshine: Hardship In US More Comfortable Than Pleasure In Nigeria by Lagbaja425(m): 11:17pm On Jul 11, 2017
StarPlayer:
Guy leave all this Scandinavian BS. I'm not the type you can easily lie to. For your information my mom and sister are based in Chicago, so i have 1st hand experience i know exactly how it's like outside naija. No come de sugarcoat anything for me
Oga Starplayer, How is life in Chicago? Please elaborate. I lived there for several years so this should be very interesting... grin

Please, please, please. Do not generalize based on your unique situation. Life may be hard for certain Nigerians abroad but that is not the case for everybody (or the majority).

Also to the point made by a poster above, life even for people washing poo abroad MAY be much better than the life of someone with a more 'dignified' profession in Nigeria. What you fail to realize is that in a developed country, there are different levels and MOST people (even the so called poo washers) can still live a somewhat comfortable life. In Nigeria, you are pretty much rich or poor and that's it. For instance, I know for a fact that if you are able to go on vacation abroad in Nigeria, you are considered wealthy, that is not the case here. Again there are levels for everybody.

While Akpos the rich Nigerian man here may travel first class on Delta to San Juan, Puerto Rico and stay at the Ritz Carlton, Alfonso the doorman will fly Spirit Airlines to the same San Juan and stay at the Holiday Inn. While the rich man arguably has a more luxurious experience, Alfonso still had a very pleasurable vacation. Please tell me how many door men (security men/gate men), teachers or even regular office workers in Nigeria can afford a vacation of any sort?

Hopefully you see my point, the fact that you have what is considered a low class job here does not mean you are poor, you could in fact be much more comfortable than many people in Nigeria. Developed countries provide levels and everyone can find their place and still be comfortable.

Also don't lose sight of my initial point, not every Nigerian here is a poo washer. Several of us are entrepreneurs, scientists, professors, doctors, consultants, attorneys, product managers and bankers. I just made the point above to indicate that even if you are a poo washer, you may technically be better off than Oga lawyer in Nigeria.

Best,
Successful Nigerian in the Diaspora
CelebritiesRe: Man To Ufedo Sunshine: Hardship In US More Comfortable Than Pleasure In Nigeria by Lagbaja425(m): 10:01pm On Jul 11, 2017
Pidgin2:
So because one idiot man says hardship in US is better than Nigeria, it means he's right? Only a foolish person will agree with such a useless opinion. If you go abroad yoiu will see how these suececffer heads value their coins like say na treasure, they are suffering out there. While you can see a Nigerian spend 50 pounds notes, you hardly see those diasporians spend anything more than 1 to 5 pounds at a go.

Forget the lies they peddle on nairaland, life is hard there too. Yes the have light, water, and stuffs but unlike here you can't just stay with w relative more than a month without complaints, they will kick you out for using their utilities, prepare your mind to stand alone once you step foot there. Forget the lies o, be warned, all that glitters isn't gold
Auntie/Uncle, you need to change your circles. I find it hilarious when people come on Nairaland and make ill-informed generalized assumptions about the standard of living of Nigerians abroad. Please speak for yourself, your friends and your family members abroad. If you/them are suffering abroad, God will deliver you.

I for one have several Nigerian friends and I do not know a single one of them with a household income that is not substantially above the US average (or the average in the cities they live in). We can all very easily eat out as we please, buy homes and cars and go on vacations multiple times a year. I agree that this may be the exception but the point I'm trying to make is that a lot of Nigerians in the US and the UK are doing very well. Please stop making (and communicating) your silly assumptions.

Many Thanks!
TravelRe: Taking Food Out Of Airplanes by Lagbaja425(m): 8:17pm On Jun 25, 2015
Antoinne:
Again, you didn't buy it!
You should be able to buy food when you need it. Not hope to 'serve' your kids with stale airplane food.
Why are you this retarded? I hardly comment but this is too stupid to ignore. The airline is a business. Do you really think they give out food for free? It is fully baked into the price of your ticket so stop arguing stupidly and embarrassing yourself.

In any case how exactly is it your business what people choose to do with the food they are served on the plane?

Your point on it being a Nigerian thing is again retarded. I fly Delta almost every week and I've seen non-Nigerians take the snacks they are given off the plane.
Nairaland GeneralRe: Share Your Robbery Experiences Here... by Lagbaja425(m): 9:22pm On Dec 16, 2014
Was back in Uni. Was studying at home on that fateful night. Heard some sounds in my neighbor's building and assumed her place was being robbed by petty thieves as was the norm in my neighborhood. Got up and switched the security lights on and off to indicate that someone was awake and to encourage the perceived low level 'gas cylinder' and 'clothes on the line' thieves to flee. Little did I know that these were AK-47 bearing robbers.

In less than 2 minutes, they shifted their focus to my house. I had unwittingly invited them over with my security light antics. They kicked the front door open and ordered my mother and I to the floor. They established dominance by cocking their weapons and pointing directly at my head to ensure I realized that they meant business. They split us up and ransacked the house stealing my phone, watch etc. They even tried to turn me into Goodluck Jo by taking most of my shoes. lol. They stormed out in less than 10 minutes and we were just there sitting in disbelief thinking it was all over.

In about 5 minutes, they came back into the house and the most aggressive one ordered me to my bedroom. I asked if he wanted more clothes etc and he coldly asked me to shut up. He made me kneel in a corner backing him and I was certain he was going to shoot me for no reason. As old as I was, I started begging and crying. My exact words were "Oga abeg" . I really couldn't understand why this AK 47 bearing intruder wanted to end my life at such a young age. Did he feel threatened? Did he feel I had seen his face? I kept pleading for my life as I could tell even though I wasn't looking back at him that he was busy adjusting his weapon.

Anticipation of death is scary. Anyone who tells you different is lying. No intense calm, no peace, no pictures of my life flashing before me, just cold hard fear at the thought that I was about to die. In that instant, my mother stormed into the room. She had defied the robber who was guarding her and had come to see what was happening to me. I could hear him threatening her in Yoruba "Mummy e take time yin oh!" but she kept going and he kept following her till she got to my bedroom.

My mother came between me and Mr. AK 47 and the one who had been following her said to the guy in the room with me: "Leave am: Na student" That confirmed that Mr. AK was indeed going to shoot me. At that point they left for good...

My mother and I just lay there on my bedroom floor till morning. I was shivering and crying and she kept comforting me. I will forever be grateful to God for saving my life. I would have been killed for no reason that day.
TV/MoviesRe: Throw Back: Cartoons We Grew Up With by Lagbaja425(m): 6:45pm On Nov 19, 2014
The agbara nla cartoon was also very nice smiley
EducationRe: Please I Need Suggestion On How To Manage 10k A Month As An Undergraduate. by Lagbaja425(m): 5:17pm On Nov 11, 2014
eridos:
.
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I Definitely concur with you.Thats what I always tell people cut ur coat according to ur size,some people would give birth to plenty and do not rily have any means of taking care of them.ull actually enjoy yourself if you are few while in skul.Than to be much.we are just two me and my sister.and when I was in school my sister was still in secondary school.The Year I finished that's when she entered school,I lived Large on campus I was getting 35k pocket money in school plus extra cash once in a while.all attention was focused on me so I had no excuse not to pass.I REP Madonna University.
You went to Madonna. You would have passed even if you didn't have a brain.
RomanceRe: Do I Have The Right To Collect My Phone Gift Back From My Ex? by Lagbaja425(m): 1:36am On Oct 29, 2014
mumu.com...lmao!
PropertiesRe: COREN Wants Death Sentence For Owners Of Collapsed Buildings by Lagbaja425(m): 1:27pm On Aug 17, 2014
I just cry inside when I read daft articles like this...
Nairaland GeneralRe: What "OP" Stands For? by Lagbaja425(m): 1:49pm On Dec 28, 2013
OP means Omo Pupa smiley
TravelRe: Relocating From The United States Back To Nigeria: Advice Needed. by Lagbaja425(m): 6:13am On Dec 10, 2013
fnk: @t2luv As I write this I am here in the U.S, I live in Houston, I came back from Nigeria about 3 weeks ago. I am not trying to down play the challenges one face living in Nigeria especially if you have lived overseas for a long time, take it from me, I left Nigeria in 1992, and the first time I came back was in 2006, a lot has changed when I came back, naively in 2009, I moved the whole family back to Nigeria, and we lived in VGC then, my business tanked and in 2011 we moved back to the U.S. I spent the next 1 year trying to get a job and could not get anything, but my heart was still back in Nigeria, I know if I can start back another business opportunity in Nigeria, that I could do better than I can ever do here in the U.S. So, I created a niche, got a contract from one company to be a master importer of their product into Nigeria, before you know it, another company called, So I came back to Nigeria to set up offices for these companies, Now I am working on our 5th company.

They truth is that because the things that we consider as basic in the U.S, i.e electricity, good road, good housing etc are luxurious in Nigeria and if you have lived especially in the U.S for long, there is so much low that you can take, thus you have to pay for those amenities.

So, my take is DO NOT just jump in the plane and say you want to relocate to Nigeria, it doesn't work that way, you have to think it out and plan it out. I can tell you now that a lot of the companies out here in the U.S, know that Africa is the next frontier, their challenge is finding a thrusted person to work with, If you can prove that, you will find a company that you can represent in Nigeria, you can piggy back ride with then to get into Nigeria and get yourself set up.

You can make more money in Nigeria that you can make in the U.S if you know what you can doing. Here in the U.S people don't live the dream anymore, you chase the dream, you run around in a circle.

If you have not been out here, you see the things that people have or even the constant electricity as WOW!, but there is that thing that we are all born with, to desire for good things, and when you have it, it becomes basic, because they are necessary, not a big deal.

So, if you want to relocate to Nigeria, don't let those challenges stop you, prepare your mind that Nigeria is not America, put your shoulders to the wheel and push it along. It will be worth it.
Well said!
CareerRe: How Does One Become An Investment Banker ? by Lagbaja425(m): 10:34am On Dec 03, 2013
I haven't read the previous posts so my apologies if any of what I say below has already been said:

First of all, I think it's great that you have some ambition. That really is the first and most important step. Secondly, investment bankers do not invest the bank's money. Let's just be clear on that now so you know exactly what it is you are trying to achieve.

I'm not too informed on the i-banking scene in Nigeria but I honestly believe you can get into any of good I-banking outfits with a decent undergraduate degree and some solid preparation for interviews/tests. Luckily there isn't that much emphasis placed on networking in Nigeria (when compared to the U.S for instance) so your academic track record and performance in interviews should be sufficient.

If on the other hand you want to play with the big boys on Wall Street (a feat that is by no means unattainable for you) and make $200K while working 120 hours a week, your most viable option is to get some credible work experience and apply to a solid business school in the US. Potential for leadership opportunities at work is probably more important than your pay check if you plan to apply to business school so choose wisely when you complete your NYSC. Also try to work at a company with a brand that is globally recognizable (PwC, EY, Deloitte > Zenith, FBN, UBA). After at least 3 years, apply to a top US b-school. When I say top, I mean top, do not waste your time and money applying to any school outside the top 10 if you want to even be looked at by a reputable bank. This is a link to some rankings published a few days ago: http://money.cnn.com/gallery/leadership/2013/12/02/top-10-mba-programs.fortune/

The best finance schools are probably Chicago Booth, Wharton or Columbia and if you can make it into any of these schools you will have more access to these banks than you ever thought possible. This is of course no guarantee of a job but it's more access than you would ever have otherwise. Typical U.S b-school offers a 2 year MBA. You will have the opportunity to intern at an investment bank over the summer between your first and second year of school and provided you don't do anything silly (like refer to investment banking as dealing with financial ratios and investing the bank's money) you should get a full time offer even before you start your second year. And just like that, you may achieve your goals. It is insanely competitive though so the fact you are at any of these schools is no guarantee of anything. The school provides the access, you have to play your part and work HARD!

And yes, a lot (not all) of the top schools in the U.S offer financial aid both in terms of merit based scholarships and loans that do not require a U.S guarantor so if you can succeed in getting in, lack of personal funding is typically not a deal breaker.

If you are sufficiently motivated, I'm happy to mentor you on your chosen path dude. I was just like you 6 years ago smiley Feel free to shoot me a personal message.

Good luck!
RomanceRe: She Slept With My Best Friend by Lagbaja425(m): 6:16pm On Dec 02, 2013
Forgive her but if u get back with her, I'm sorry but you are a special breed of mumu...lol
She wasn't raped, she willingly allowed someone else to screw her, your friend for that matter!
She neither truly loves you nor respects you and she seriously has no self control.
Think of each thrust your friend made and the pleasure she must have given him while sucking and riding...lol; pleasure that should be reserved for you!
Personally I don't even care if she will do it again or not. I would forgive her but I would NEVER take her back.
PoliticsRe: House Of Reps Member Dies After Affair With A Female Banker by Lagbaja425(m): 9:17am On Nov 24, 2013
Magun!
CrimeRe: Young Nigerian Woman Killed In Columbus Indiana By Her Neighbour[pic] by Lagbaja425(m): 12:42pm On Nov 21, 2013
chimex38: Wetin carry u go argentina abi na columbus...
Phd no fit save u..
If na agbero abi na my tichi[china] friends..dem 4 survive with injuries at least....ANY WAY UR HEAVEN DON SURE...RIP
You are such a fool for this statement. Someone's child, daughter, friend and significant other has been killed so tragically and all you have to say is "Phd no fit save you"
Your mother should just have listened to good advice and aborted you when she was raped by the loser that is your father.
RomanceRe: The Right Time To Ask My Boyfriend For Rent Money? by Lagbaja425(m): 8:02pm On Nov 01, 2013
[quote author=mizzocho.cinco]I have been dating my boyfriend for 4months now and since men play the role of a provider when is the right time to ask him for rent money, or should i move in with him to save him the trouble?[/quote]Daft fool. Is your bf Santa Claus? You should be ashamed of yourself
PoliticsRe: Abubakar Shekau, May Have Die Of Gunshot Wounds – JTF by Lagbaja425(m): 12:20am On Aug 20, 2013
confusion247: JTF is not only confused but weak. I can't believe it that Nigerian soldiers are also begging terrorists and murderers to drop their weapons and come for dialogue.
It is very shameful.
You can say that again. That the armed forces of a country are pleading for dialogue with a bunch of thugs is not only embasrrassing but scary. If they can not decisively and brutally destroy the will to fight of a (relatively) few coldblooded killers to the point where the developed world screams "human rights abuse and war crimes", they should all go and sit down somewhere...hiss
PoliticsRe: Soldiers Attack Policemen In Delta by Lagbaja425(m): 1:41am On Aug 15, 2013
I don't even give as much as half a shit...Let the bribe taking and civilian murdering Nigerian Police have a taste of their own medicine...Karma as they say is a b*t*h
FamilyRe: Bride-to-be Attempts Suicide After Fiance Called-Off Their Wedding by Lagbaja425(m): 10:37pm On Jul 22, 2013
Abeg, them for allow the babe die if she wan die.Na today? You know wetin some babes dey take guy eye see? There are some babes I don't mind re-dating/re-chasing just so I can jilt them on the wedding morning. lol. Personal philosophy: all wicked men are created by wicked women and vice versa. It's a vicious never ending system.
CrimeRe: Seven Die As Gunmen Raid Hotel In Lagos by Lagbaja425(m): 11:34pm On Jul 09, 2013
whisper88: I don't exchange words with d WEAker sex, i never insinuated anything. I only asked a question... Smh
For such sexism, you my friend are a great fool smiley
PoliticsRe: Court Upholds Life-Imprisonment For Naval Officer by Lagbaja425(m): 1:28am On Jun 09, 2013
Death Penalty...
PoliticsRe: More Evidence On Sanusi's Mistress Scandal - Sahara Reporters by Lagbaja425(m): 1:18am On Jun 09, 2013
Personally not surprised. I've heard credible stories in the past of the man showering million Naira gifts on women. Bush meat don catch the hunter.

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