₦airaland Forum

GodSaklek:
Bro, South Africa will defeated Nigeria

It will be a tough match to me i see SE winning..if do not concede late goal/s

Not easy to come back on late goal/s

But anything can happen..we see How the match goes

Best of luck to SE

Magnifico2000:
We would beat south Africa. I'm pretty sure of that if our boys turn up. Our goal keeper plays in South Africa, so he knows everything about the south African players.
One in one, we are better than the south Africans. It is gonna be a close match but if you ask me, Nigeria would beat them.
South Africa coach is also a tactical man. See the way he ran down the clock, reserving his players till injury time.
It is really a shock result but I know Nigeria would beat south Africa.

No doubt sir..but at the same time do not under estimate those SA guys..see shocker wey SA give Egypt with Egypt had much ball control and home adv..SA attack today was much better today

Football unpredictable..Madagascar comes to mind..Also squirrels ..Benin Rep

Why football is unpredictable..See shocker wey South give Egypt

Nigeria must watch out for SA..their attacked was pretty better today

See Wapco 52wks @ 9.55 then.. some took that risk

https://nairametrics.com/2019/07/03/in-a-brutal-rebuke-emefiele-accuses-nigerian-banks-of-lying/

IS THIS A GOOD NEWS FOR TBILLS INVESTORS

Sharp response: One of the questions he was asked was why banks are not lending to the private sector. In response to this, he claimed that the CBN was taking the issue seriously and was working on a piece of regulation that would restrict bank investments in risk-free government instruments. According to reports from some of the attendees at the event, the Governor said CBN would aggressively refocus banks to lend and is currently working on regulations that would restrict banks’ participation in zero risk instruments.
If these assertions are true, it means the CBN will issue a policy that will stop banks from investing customer deposits in risk-free instruments like Treasury Bills and FGN Bonds.
He also claimed that the regulations would be out in two weeks and that the decision to issue it was from the Monetary Policy Committee (MPC). The implication of this is that demand will reduce and interest rates for Treasury Bills could rise with banks out of the risk-free fixed income market.

onegentleguy:
Yet another one from Mr Emiefula and crew !!

The shift...
There shall be merits and demerits with this new directive from the CBN.
Time to adjust, re-adjust, realign and quite possibly avoid certain coys.

In the banking sector, its time to weigh up risk assets benchmarked against loans for those whose liquidity weighting has been more loan driven, and earnings margin against asset quility and yield for those that have been largely investment driven.
Banks with higher NPL, lower CAR(from the aftermath of IFRS 9 implementation), higher CoF, lower Net Margin, ROAE and EM should be avoided. ...FBNH, UBN and UNITY readily comes to mind.
In contrast, I believe that ZENITH, FCMB, ACCESS, UBA, FIDELITY and GTB are the most favorably placed banks to withstand the consequence of this new directive.

Elsewhere, its going to be a new line of positive for some coys in certain sectors.
The FMCGs, OIL and GAS and to a lesser extent real estate. The INSURANCE sector will also indirectly reap from this.
With the 1st aforementioned sector, I like DS and FMN... but that's just me.

It is well.

FBNH comes to my mind..

Think we most likely meet Ghana ..All same this is not a good outing for super Eagle

Alnost another Goal...Madagascar came well prepared with determination

Jejebabaa:
Yeah, you are absolutely right even if you have excellent credit score above 720 sef but you get discount if you mandate autopay and some other things that can make your APR go lower.

U re right

Jejebabaa:
I applied via my salary bank account. Its autopay and i went for 36 months, so they deduct it from my salary monthly.

Exactly thats what they want to see ..That was a good deal for Personal loan mostly comes from 6% upwards

Jejebabaa:
There is no way, the bank loan will go as high as 20% per annum except its credit cards loan. I applied for bank loan already and its less than 4% per annum. I am only curious to know the bank ahiboilandgas is referring to 0.1% to chop for it.

U re lucky jeje ..most credit unions do give such lower rates

bendo75:
No bank in the U.S. will give you 0.1% interest rate on personal loan, student loan, car loan or even mortgage. Getting a lower interest rate loans depends on your credit history/score. If you have an excellent credit score then you can secure a good/lower interest rate for personal loans from 4.99-10% or even higher.

Yes you can get 0.1% interest rate on your savings, cds etc but not on loans. I hope this helps. God bless

U re right sir ..and even if u have a good credit history without a paystub/check its still goin to be lil bit hard get a personal loan from banks
unless apply CC or go to lenders based on car title and rates are v. high

rebekah2011:
Like 300m to play this mark. I am standing Sir. Two hands raised up for awon Daddy

I get boss sir ..like Oga Rabbi-onifa , 33 beer , jejebab, Sir Emalinson , Agba dey even dipoolowo pupo to mention a few

My sisters mercyhipsylicious and Y ..the French connection

Jejebabaa:
For me as long as the dividend yield i get annually is more than Tbills rate. I am good. FYI, i am liquidating my Tbills and MMF for the purchase of UBA.

U re right ..uba has my highest allocation ..well as long as money dey flow/div dey come we keep averaging till any price till i get like 50M units

[quote author=Jejebabaa post=79734867]Yours is still better, i have been averaging down from around 9 and now i am at 7.70. I need to buy 2M units more at 6.05 and below then i am done with UBA accumulation. If the thing no fit poo make the thing dey vomit annually in Oga Oracle voice till the FPI come carry my kaya.


Think of buying more but been watching it for the past few weeks ..my fear be say make the thing no plung to 5 if Hot money no come this year ..make uba no go take all my Tblizz moni

Barrytone:
My response to the discuss. Don't like quoting people so I avoid fights: I regret building my house. I want my moneys to work for me and not me working for money. I dumped about 35m on my building instead of investing and using the interest for rent while waiting for such time I will garner billions then I buy a house in "banana island". For the upcoming investors I advise you don't make my mistake. Don't believe like I did that property is the greatest investment. I used to live in property section but now I know better, I live here. Thanks for the knowledge shared

U ve spoken well bro..when it comes to investment b4 taking a decision one has to Read books , if u have good people around u try to ask or analyse their opinions like this kind of forum , and depending on your faith / religion u pray about it
Tbills for 2yrs back was 17/ 18 percent and last year at 15percent

I almost made a mistake regards to what u mentioned sir ..That same property when i checked and called them last month prices still same that had wanted to pay 2 yrs ago , Not the same estate thou but close location to the former (Didnt want to mention the price )

If u calc 35m @ 17 per (2017_2018)and @ 15% (2018_2019). Imagine if such amount was invested in tbills just for that 2 yrs

Info is power..You don't have to feel bad , we all have made one or two financial mistakes or wrong decision

Mcy56:
You're right. I have similar feelings too. Reason I posted that maybe the person selling transcorp wanted to enter zenith, UBA or GTB then, cos around that time their prices went up.
Some people might discovered that they panicked unnecessarily and will end up selling cheaper and buying higher.
Anyway, let's keep watching na. Its well.

Exactly ..we keep watching

Mcy56:
I don't even understand those last minute abracadabra. Uba went as high as 6.50 but by tail end it was pushed back to 6.15. So also Zenith, gtb and maybe few others which I didn't pay attention to.

To me i think some pple are tryin to take position on these div paying stocks so

they are tryin to buy cheap , same time

creating panic ..If one is not patience esp uba gtb zenith can be frustrating.
B4 u know u don press sell button

Mcy56:
Some stocks are gaining small small, I wish we can witness at least mini bull to ease the effect of these bears self.
The last minutes trades though.......
Whether pple are running out or in we dont know self.

. Most stocks that gained went down last min..Mini bull must come
My uba averaged down from 7.80 to 6.50 was almost closing up @ 6.30..Last mins dem push am back to 6.15

Pple wan buy cheap 27m units i think

ositadima1:
Doctors in the USA earn around $294,000 while neurosurgeons earn up to $663,000 a year. If you can monetize a good ideas, start up in tech will make you million of dollars in a few years.

Agree with you sir ..How many doctors compared to the number of people in the population..even amongst diaspora
And if u ask them 50percent or more they will tell you the kind of stressful /boring life they re living , looking for alternatives to diversify
Who no wan money work for am

needful:
Biko go and sit down abeg. People like u just make mouth over someone's hard earned money when u making the mouth had absolutely nothing. Biko u need malaria medicine. Pls is there doctors in the house?, u are calling 11million dollars a learner?, How many Americans even have $1m usd not to talk about $11m.
Some comments usually made me want to review peoples faces. Even in ur so called oraifite which I have visited over and over again, doesnt even have anything that signifies upto $100,000 usd.

$1m too much , how many for obodo oyinbo get $500 K cash..One of my friend told me days ago if he has 50M Naira [Not Loanoo] that is Approx 138 thousand usd he go dey go back and forth to naija for biz and leave his his job which he is tired of ..Another told me just yester only if he has 100M naira he go relocate build houses and event hall

Well i hope and pray they will save it one day only if the system will allow them and if they re extremely prudent

Mcy56:
Nigeria equity now cheapest in Africa

https://www.thisdaylive.com/index.php/2019/06/19/nigerian-equities-now-cheapest-in-africa/?utm_medium=Email&utm_source=Zenter-System&utm_campaign=%2318351+%3D%3E+MORNING+NEWS+HEADLINES+&utm_content=91703c13d2a63a3ec463db5ebbebfe405601c186

Thanks for sharing Mercy..Stocks re the cheapest for now said the writer ..No one knows when the bull will show up ..One day go show up

But expect comments like ..

I just sold all my stock yester/last week .. Had i known
I paid some money into my brokers account and they ve not credited my acct since ..can i still join the moving train guys
I had a dream about it but did'nt know its gonna be soo soon
How i wish i bought more units ..could have made more money
So many analysts go show up on the thread ..Thats why i like the bull season

I Wish all the best like sometimes around jan/feb 2018 when the bull suddenly showed up and all made moni

jamace:
I dey this bus o. I saw it through TA.

Lucky u sir..Na to breakeven me I dey o

FO just dey do anyhow

Access ,uba ,first bnk trying to recuperate ..lets see how far by fri

735i:
Jim Jim... I see you for Zenith oh... Continue mopping

E be like interim dividend go make sense this year.

Who knows ?
https://dailypost.ng/2019/06/17/zenith-bank-chairman-jim-ovia-expresses-optimism-investment-nigerian-economy-video/he Founder/Chairman of Zenith Bank, Mr. Jim Ovia has expressed optimism for more investments in the Nigerian economy. This is coming few days ahead of the second-quarter earnings season with investors keen on expected future earnings as a guide to positioning for investments in the Nigerian market. According to him, Nigeria is almost a virgin land, waiting for tremendous opportunities of investments in different sectors of the economy like banking, agriculture, and manufacturing, amongst others.
Citing Zenith Bank as an example. Mr. Ovia added that Zenith Bank, which started with a $4 million investment, has grown to $16 billion, recording th