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Manie's Posts

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BusinessRe: First Bank’s Rising Loan Losses Is About To Spell Doom For Its Balance Sheet by manie(m): 5:24pm On Aug 05, 2015
arabianights:
yes its a loss but it wont affect first bank.You clearly dont know just how bastardly rich this Bank is.They are the Goldman Sachs of west Africa and if care is not taken,Africa.
First bank is a Major investor in oil and gas, telecommunications etc both here and overseas.Their account will swallow this loss.For goodness sake this bank lends money to other banks.
They are the major financier in the Oil and Gas sector, their loan exposure to that sector is over N1 Trillion, how can a proactive management be concentrated to a sector.

They will not finance manufacturing, agriculture, infrastructure, affordable real estate, small businesses etc. Instead of giving a loan of $400million to a company, it makes sense and it is a good risk management policy to give such a huge to loan to 10,000 promising small businesses at an average of N8million loan per business
BusinessRe: First Bank’s Rising Loan Losses Is About To Spell Doom For Its Balance Sheet by manie(m): 4:18pm On Aug 05, 2015
sellydion:
Let the music begins , we buy more.

I am more of volume and dividend hunter. Over the years Elephant always get better.
FBN under the management of Onasanya and his cohorts is nothing to write home about, how can they give a loan of $400 million to an organisation and the loan is not performing, whereas average customers who need loans of N5 million and below are unable to get their loans approved.

I learnt FBN exposure to the Oil and Gas sector runs into Trillions of Naira. The management and board of the company needs to be investigated by EFCC.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 11:50am On Aug 05, 2015
ToyosiR:
Yes. We have gotten a place at Mosaku Street, Oshodi.
I cant remember when we discussed about this again.

thanks so much.
Where is your school located at Mosaku street? my Church is off Owoseni that All Saints Anglican.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by manie(m): 6:38am On Aug 05, 2015
ibe9ja:
Octopus, can u pls SHUT UP for the next 3 market days. Start talking from Saturday, 08 August, 2015.
You can always ignore his posts.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 8:41pm On Aug 04, 2015
queenex:
Wole Soyinka n co make how many percentage of nigerians? We r talking of nigerians n ghanaians generally. Go n listen to d average ghanaian man speak n den u compare....nt you picking d likes of Chimamanda. Compare urself also wit d average ghanaian. My dear,lets get done wit dis.....its incomparable.
Do we have the likes of Wole Soyinka or Chimamanda in Ghana who can compete with our own WS and others?
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 8:37pm On Aug 04, 2015
artisticallyart:
The bolded. What parameter was use it n arriving at the bolded. Why have Nigerians resorted to tertiary education in Ghana than in Nigeria? Is that not a pointer to the fact that their educational system is functional than ours?
Nigerians students are everywhere, go to Gambia, Sierria Leone, Kenya, Malawi, Tanzania, Asia, Europe, America.
The problem with our Institutions of higher learning is their low carrying capacity compared to those who desire and are qualified for higher education.
I think our Universities can only admit about 15% of the qualified candidates, the alternative is for them to seek admission elsewhere.
When I said our education is more functional, find out the percentage of Nigerian trained graduate enterpreneurs in Ghana, compared to the number of Ghana trained entrepreneurs.
An average young Ghananian will prefer to work in a Nigerian owned enterprise like Glo, GTB, UBA, Zinox, UAC subsidiary, Oando, Coscharis etc just to mention a few.

I rate the functionality of education received, on the ability of recepients of education to create opportunities, possibilities, wealth for themselves and others.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 7:55pm On Aug 04, 2015
queenex:
Wole Soyinka n co make how many percentage of nigerians? We r talking of nigerians n ghanaians generally. Go n listen to d average ghanaian man speak n den u compare....nt you picking d likes of Chimamanda. Compare urself also wit d average ghanaian. My dear,lets get done wit dis.....its incomparable.
Compare an averge Ghananian newscaster with an average Nigerian newscaster, or an average Ghananian actor to an average Nigerian doctor.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 7:53pm On Aug 04, 2015
artisticallyart:
What do you mean by highly educated? Is it because they have won awards recognised internationally? Hmmmm what is your criteria?
I have problems with how Ghananians overstress some words when speaking, I am not a linguistic expert so I may not be able to explain, but i understand English enough to appreciate when good speakers of the language are talking.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 7:49pm On Aug 04, 2015
avicky:
The higly educated in Nigeria speak standard English better than Ghanaians. The likes of Wole Soyinka, Chimamanda, Osofisan and the rest.
I am not highly educated, but i know i speak better English than an average Ghanaian. I am also of the opinion that the education received in Nigeria is more functional than that of Ghana.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by manie(m): 10:03am On Aug 04, 2015
Processor01:
You say one thing with so much confidence and you act/move in the opposite direction. Sometimes, silence is GOLDEN!
I stopped reading the so-called prophet's post more than 6 months ago.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 6:16am On Aug 04, 2015
artisticallyart:
Permission granted. In fact through out my post nursery education, I was taught by Ghanians. Impeccable spoken and written English. They speak better English than Nigerians.
This is debatable, but I do not think they speak better English than us.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 6:13am On Aug 04, 2015
Sunnypar:
what is this? Are Nigerian graduate not good enough? Smh.
My young cousin who graduated from University of Legon Ghana, said most of the textbooks they used were written by Nigerian authors and Professors.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 11:39am On Aug 03, 2015
teevyne01:
nice quote.. really nice quote.. but really (I would deeply like to know), how did and do you interview an interviewer? I don't think I have that ability at all and im looking to developing it.
You will definitely have the ability, if you are not desperate for a job and you are currently engaged in something worthwhile.

Some of my question for the would-be employers are,

1. How long have you started this business?
2. What are the challeneges you faced when you started and how were you able to surmount the problems?
3. Sir/Ma, can you just tell me your professional background, educational qualification and work experience?
4. In the course of asking question 2, I found out that some of the employer were former bankers, engineers, accountants, lawyers etc.
5. What motivated you into dabbling into education or school business, because from what you told me you trained as a lawyer
6. Where do you want your school to be in the next five years?
7. How comfortable are you employing or working with people who appear more knowledgeable than you in the education industry?


These are just some of the questions, do not make it appear like an interview but a discussion or a dialogue.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 11:06am On Aug 03, 2015
artisticallyart:
Going concern undecided. Words from our Elders.
That is the ability of the company to continue running as a profiatble enterprise. A friend left First Bank in 2007 to work at the defunct Intercontinental bank. I adviced him not to leave Intercontinental, because I doubted the continous ability of the company to pay him his new salary.

He was earning 125k per month as an assistant manager at First bank, whereas Intercontinental offered him 750k per month. My friend earned his pay at Intercontinental for just 5 months before he was suspended for his inability to meet targets. After 6 months suspension he lost his job, the guy is still jobless since 2008.

When I was still job hunting after the would-be employer must have interviewed me, I made sure I also interviewed the employer to have an idea of the ability of his organisation to exist as a going concern and the pedigree of the employer.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m):
naturalmi:
Thanks so much! I understand the principle. But I earn more than 70k
Is your new job far from where you reside? Do you trust the knowledge and experience of your new employer? Are you sure of the ability of the new school to exist as a going concern?

Considering all these, I think 85k to 90k should be the minimum you should settle for.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 6:26pm On Aug 02, 2015
Jydego:
Please save a graduate of mathematics in ikorodu without a job
You did not include your phone number or e-mail address.
InvestmentRe: Treasury Bills In Nigeria by manie(m): 1:35pm On Aug 02, 2015
NairaQuest:
This is totally wrong, TBill interest is not paid upfront but at maturity that is why it is issued at a discount
You are not supposed to be penalized because it is a tradable security . I can tell you more but later
Treasury Bill interest is paid upfront. if yours is not paid upfront you need to change your banker.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 12:57pm On Aug 02, 2015
artisticallyart:
in my own opinion.... 90k for a start or nothing but if they make you an offer better than what you currently earn, you know what to do because oil no dey sell again.
artisticallyart:
in my own opinion.... 90k for a start or nothing but if they make you an offer better than what you currently earn, you know what to do because oil no dey sell again.
artisticallyart:
in my own opinion.... 90k for a start or nothing but if they make you an offer better than what you currently earn, you know what to do because oil no dey sell again.
Can you explain this?
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 12:55pm On Aug 02, 2015
GoldenDr:
OK. Do not go below 70k.
You need to ask him what he currently earns, before advising him on the minimum pay to expect from his new employer. He may be earning above 70k or below 50k. But most schools have their salary structures, it is better to have an idea of the salary structure of schools in an area.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 12:47pm On Aug 02, 2015
hiteelong:
any teaching job available at ikorodu for a Bsc(Edu) industries chemistry graduate. pls will really appreciate a quick response.
Please get in touch with me.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 5:17am On Jul 31, 2015
Larry37:
hmmmmmmm?.......but they should hand over to their children or any dependable relative even educational management consultant to help run the school for them nah!......women sef!
Their children may not be in the educational line or the children may be too successful that the profit from school business may be too small to them. As per educational consultants getting into a business partnership with the present crop of young Nigerians, may be very dangerous to your wealth and health.

NB, the mother of the Vice President in person of Mrs Osinbajo has a successful school in Obanikoro area of Lagos which she has bequethed to the Anglican Communion.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 5:09am On Jul 31, 2015
GoldenDr:
Former Minister of Education Prof. Fanfuwa owns the school. I stand to be corrected.
It is owned by the wife of Late Prof Fafunwa and 2 other white ladies. Mrs Fafunwa is also an Eueopean.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 5:08am On Jul 31, 2015
GoldenDr:
Former Minister of Education Prof. Fanfuwa owns the school. I stand to be corrected.
It is owned by the wife of Late Prof Fafunwa and 2 other white ladies.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 1:43pm On Jul 30, 2015
tunery004:
I don't think this advert is right, I was just going through Apapa Road yesterday and I saw the school with the name above, I entered and told the receptionist that I wanted to drop a CV, she told me the school was closing up and there would be no need.

Also I saw an advert here about a school on 10 coates streets, I got there and errrmmm................its really not a school.
Foucus College used to be a very popular school in Lagos in the late 1980s and 1990s. I guess the 3 ladies who own the place are now aged and have lost steam. The ladies should be in their late 70s or early 80s now.
CareerRe: What The Most Suitable Proffession For A Married Woman? by manie(m):
peeparty:
One of the more cringe-worthy about some married men is that they can be very,um,demanding of their wife's..

"men often feel that no matter what the woman does,it is never good enough",when the feel like they're being attacked by them,their basic instinct kick in;fight,flight or freeze", to keep him from caveman on you,
its is important to get to the deeper emotions underneath the anger that bubbles to the surface..

so over to you,which profession best suit married woman to enable the balance situations at home.
Teaching or your husband can establish a small business for you.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 5:39am On Jul 29, 2015
Engrcharlesid:
wow ...i need to visit dis school ...can u give me a brief discription ...of how to locate d school ..
Where are you living? Are you currently employed? I am not sure if they can pay you up to 30k.
Jobs/VacanciesRe: Strictly For Those Interested In Teaching Jobs by manie(m): 8:01pm On Jul 28, 2015
Larry37:
That's what i have being trying to explain and i made this known on a previous page, but why do schools look out for teachers with certification most especially where they work or coming from is not IGCSE compliant that's why i suggested British council for further details.
Your best bet is to first of all get a job in a school that runs the IGSCE curriculum, it is not all schools that run IGSCE that will ask you to be certified before they employ you. Most of the schools that ask there would-be employees to be certified are not accredited by CIE, they only want to use the experiences of those employees to aid their own accreditation.

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