₦airaland Forum

moshuur:
Pls...I kept seeing different credit score here.
Let's say someone has 700 credit score, what does it mean?
Does it mean 700 pounds will be on his credit card if he gets the credit card?

Or what exactly is the credit score for...

Thank you

pretty1986:
pls I want Rishi to follow her too.and I want Boris Johnson to come back.I love his administration

HRprof:
Is advisable to comment when you are sure of what you are saying. Refusal letter is always attached to the email if denied visa but when it didn’t come with attachment them you got the visa and wait for you passport delivered to you.

Tier4Dependant:
Thanks for the info.

I’m yet to pick bank shifts so I’m not sure about the tax code.

I know that bank shifts come with a separate payslip. The bank shifts in my trust is provided directly by the trust and not with another company.

HRprof:
If it was denied it will state on the email.

Tier4Dependant:
Regarding working additional hours on health & care visa, can one exceed the 20 hours weekly restriction when working bank shifts.

The bank shift is with the same NHS Trust who is also the employer.

schweinsteiger:
Was referring to passport, not visa.. it has already been denied

schweinsteiger:
Please house, he has spent almost 2 months waiting for his visa in abj, even though he paid for priority, yet he was delayed for almost 6 weeks before the school cancelled the admission.


Here's is the problem, he's tired of Abuja but he hasn't been contacted to come and pick his visa, tls is not even helping.

Can he use courier to pickup his passport? He didn't request for delivery on the application day.

mizGene:
Won't this be contrary to his visa terms? He will be in effect "working" full time with 2 different employers

toughest007:
Nah! Putting the cart before the horse isn't gona take us anywhere.

Lexusgs430:
Did you watch the ndume interview on Arise.......

You would cringe....... abati also fired some repeated shots ....... Trust ndume, he never read between the lines .........😂😜

justwise:
Rufai obviously, Onokpasa could not handle facts. That is exactly how politicians need to be interviewed

toughest007:
It could. The drawback I see may be in the level of bonding of the spray with the quality of materials used on our roads... You know we don't really adhere to standards and specification.
Most of our potholes (I would call them tank holes) are 'king-size' and this may restrict use of the spray as the spec may be tied to certain sizes of pothole sizes.

You can't find the sort of potholes we have in naija here in the UK and the research done may have been focused on such potholes.

Potholes are the least of our problems in Nigeria at the moment. There are more pressing challenges! The criminal in Aso Rock is one of them!!!

Lexusgs430:
You really packed plenty, into this candy pack ......

Would tackle from my personal opinions -:

Reducing the risk of negative equity, can be done by overpayment, not selling your property in the short term and not falling behind on payment (facing a repo)........

Reducing monthly payment - I don't know how this can be achieved, because you're contracted to pay a specific amount monthly..... Overpayments, does not reduce your monthly obligation......

Keeping cash - The only way this can be achieved, is regular overpayment, thereby reducing the length of your mortgage...... Once mortgage is fully paid, imagine the amount of cash you would have slushing around........🤣😜

NB: Some lender's might not allow overpayments.......

Solumtoya:
Is this before or during the Mortgage?

As long as you're able to keep up with your mortgage payments, negative equity doesn't really matter – it only becomes an issue if you want to sell or remortgage the property. Don't let it bother you too much.

Ensure you keep up with your minimum monthly and overpay if comfortable and allowed. Don't overdo it, like putting all your money into overpayments, just strike a balance between your emergency funds, overpayments and other investments

rinzylee:
There was no need to drag the church or someone's service to God over a simple matter.


Why not address the issue and the person?

What did quoting scripture or carrying church on the head have to do with the topic?

Being careful is not equal to spreading fear.

I hope the day police takes away that lady's child, we will dig up this chat.

Lexusgs430:
Unfortunately, I cannot advice on taxation matters...... Just don't get caught out, because HMRC would spend £10,000 to recover £0.50.......😁

Rostikol:
The ''beheading babies'' line was a FABRICATED PROPAGANDA LIE for whIch CNN apologised.

AND YOU KNOW IT.

AND YOU REALLY NEED TO SHUT THE HELL UP when telling people how to react after 99% of their land has been stolen from them.

If it happened to YOU AND YOUR PEOPLE, you would be every bit as radicalised as HAMAS, unless you are not human, so SHUT UP.

Gift7428:
So they just take kids away for the first time when they get an anonymous call? Have you experienced this in person or just making assumptions 😂

Gift7428:
Hello NL’s I need you to help me.

So I moved here for my masters with my daughter, she is 11 now, will be 12 in December.

Straight to the point, I leave her for some hours alone at home when I am working.
Sometimes I drop her off at a friend who doesn’t work.
If I am going out for the night and returning same day I leave her alone till I return. For example a friends birthday starting 8pm and finishing 12 am.
I have a camera in my flat that I monitor her with and prompt her on what to do like wee and go to bed.
She doesn’t cook when I am not around, she only microwaves cooked meals.
This is how we have lived our lives for about a year.
Now my neighbor on my right is a Nigerian family with two young kids while the flat on my left is sometimes used as Airbnb.
The camera is quite loud so I suppose the neighbors can hear me.
There is a CCTV in front of the apartment for safety reasons I believe is monitored by the letting agent.
The people who live downstairs don’t even know me.
So one night I went out with course-mates to have a drink around and got back same night.
On Monday of that week my letting agent said police came looking for me and asked if I was in any trouble.
I wasn’t home, my daughter was in school
I said everything was fine I believe.
The next day while I was home they came again, got into my flat and said they got an anonymous call that it seems I left my daughter alone at home. They checked my bathroom, my fridge, was asking what my daughter eats and how much I cook for her. So I told them the truth that I was out for few hours. They said I can only leave her alone when she is 14. They asked to speak with my daughter when she gets back from school. They came back later to speak with her in private and they asked that I excuse them.

After some minutes they came up to me saying my daughter seems happy and well looked after and she seems to have a good relationship with me. They asked that I shouldn’t leave her home alone and contact them if I needed help.
To be honest it’s not easy for me asking for help in a place I don’t have relatives.
So Sunday I was out for few hours and they checked in this Monday again saying they needed my details to pass it to social welfare. I asked the police if everything was okay they said yes but they have to refer to social services.

I really don’t understand or know what to do.
Is anyone monitoring my movements or am I been watched from the CCTV outside my apartment? I am thinking if this is what I cannot cope with then I might have to send her to my mum in December then she returns to the UK when she is 14 years ( if I am still in the UK)
I don’t have extra cash to pay for child minders, I have a minimum wage job and sometimes the people who help are not always available.

Thank you 😊

Efftyy:
My Old BRP will expire 2027. I guess it best to send it back to them since I don’t need it again .

Thank you

giselle237:
just cut it up with scissors and dispose