lexy2014:


You won't hear from him again

Tetraninja:
I’m going back to school soon and I’m wondering what courses can this waec result get?
Maths C6
Biology D7
English C4
Further maths F9
Chemistry C4
Economics B3
Marketing C5
Civic education A1
Physics F9
I am and admission officer for ESFAM UNIVERSITY BENIN REPUBLIC. With this result the school can admit you to study any of the following courses
ECONOMICS
MARKETING
BUSINESS ADMINISTRATION
PUBLIC ADMIN… you can message me on WhatsApp for more details 09071312714

airsaylongcome:


Quick check. Is this sentence correct

"He paid for his car installmentally"

SavageResponse:


You are a kid for assuming that a professor of finance does not merit his title simple because he does not know what USDT means!

Let me ask you - Do you know the names of all the stablecoins in existence?

No one has a monopoly of knowledge.

USDT is simply a stable coin that is used within the crypto community; it has nothing whatsoever to do with financial standards or financial principles or concepts which are issued and regulated by the various international finance and accountancy bodies.

Apart from this, USDT and all other stablecoins are not even legal tender in any country therefore a finance expert is well within his rights to claim ignorance of it

I could as well create my own stable coin and call it SRNaira therefore it would be foolish to question the professional competence of an individual simply because he has never heard of it!


NB
Think well and choose your words very carefully before you respond to me.
I have a PhD in Savagery and I will prove it to you if you talk rubbish here!

bigseank:
The Security guys were totally at fault and overzealous. He his the number one security officer in the state. They should have seen his convoy and the his security team. If he had identified himself, he has every right to enter any area or community in the state whether gated or not. It is not about been intoxicated with power, but the authority that comes with his office. Lets call a spade a spade.

komputa29:
I equally got this when I tried to sign in for the test

Either token has expired or invalid or your test date is in the future. Please try again or contact info@dcsl.com.ng.

But I didn't insert any token.

The page only requested for my email

komputa29:
I equally got this when I tried to sign in for the test

Either token has expired or invalid or your test date is in the future. Please try again or contact info@dcsl.com.ng.

But I didn't insert any token.

The page only requested for my email

PrinceFola:
Please anyone with solution?

I got logged out while doing the test and I try login again just to submit but it is telling me: Either token has expired or invalid or your test date is in the future bla bla bla.....

Ngasky:
The BDC's are criminals. But on another note this guy did nothing in the video.
If you are analysing something you must proffer solution after stating the problem. But unfortunately he didn't proffer any other feasible solution. Imagine BDC operator gaining profit of more than 100 naira for every single dollar. How can you regulate them to stop?
Money is the root of evil. And these people have enough to buy off any agency inspecting them.
I believe the solution is exactly what CBN did. Whoever needs dollar should go to his bank and use his account to buy at the official rate. It will be easier for CBN and financial regulators to know who buys what currency and what he aims to do with it.
Nobody will come every week claiming he needs dollars. So it can be controlled.
The problem is the criminals and corrupt government employees (civil/public) that will contunue to look for dollar to keep as security.
For now the BDCs' are claiming it is business as usual. But with time they will run out of foreign currency and that market will collapse. someone will think scarcity will make dollar to appreciate but look at this now anybody can access the dollar at the official rate from his personal bank. so who will leave official rate and go and pay 100+ more naira per single dollar from black market?
Now people will think someone with physical dollar will not go to bank to sell his $ because it is more at the black market. but the same black market will crash because if they cant sell because everyone is buying from bank. so if they cant sell definitely they will not buy. or at least they will only buy below the official bank rate. so this will force the customer to go to the bank.
Imagine 5000 BDC in 37 states. that is more than 135 BDC company in each state in Nigeria�. something is definitely wrong

Emmypure:
Hmm naija don finish I earn 5 m monthly doing iT jobs here in Canada minus expenses I save roughly 2.9 m monthly, that's just about 4 to 6 hrs jobs per day. If any body wants to join me here I can sponsor you to come on loan all expenses on me, but you will pay back with 20 percent interest.

BigCabal:
The Naira (₦) is the official currency of Nigeria, but did you know that Nigerians didn’t start using Naira until 13 years after independence

In this article, we’ll tell you five things you probably didn’t know, but need to know about the history of money in Nigeria.

1. Nigerians haven’t always had money.

Before the colonial era, Nigerians traded differently. Value was exchanged through systems like trade by barter where people exchanged goods and services for other goods and services. If you wanted a slave, for example, you had to have something valuable like ivory or cotton to give in exchange. People also traded things like fish, gin, beads, tobacco and salt for whatever they wanted.

As time went on, the concept of currencies became more stable, as people relied mainly on cowries, beads and manilla currency.

2. The British introduced the first currency in Nigeria.

During Britain’s colonisation of Nigeria, the concept of money was introduced. Nigerians used Pounds, Pence and Shillings.

Fun fact: Nigeria used Pound Sterling until 1973

Even though the Central Bank of Nigeria was established in 1958, Nigeria continued to use the Pound Sterling for 13 years after she gained independence. Nigeria was the last country to abandon this system among the British colonised Countries. In 1973, Nigeria started using the Naira.

3. The Naira was introduced in 1973.

On January 1, 1973, Nigeria started using its own currency. It was named naira by Chief Obafemi Awolowo. This was the real beginning of the history of money in Nigeria. Naira and kobo was rolled into the Nigerian economy with bank noted and coins. The central bank of Nigeria is in charge of distributing the Naira. It controls how much money flows into the economy. The official currency code for Naira is NGN.

In 1973, we had ½, 1, 5, 10 and 25 kobo coins, and 50kobo ₦1, ₦5 and ₦10 banknotes. The ½ and 1 kobo coins were made with bronze and the higher denominations in cupro-nickel. ₦1 is 100 kobo

In 1977, the ₦20 was introduced.

Fun fact: Till today, the ₦20 is called “Muri” in some parts of Nigeria because it has a picture of Late General Murtala Muhammed

In 1989, the 5 kobo and 10 kobo coins removed from circulation, and in 1991, the ₦50 note was introduced. In 1991, the 50 kobo and ₦1 notes were changed to coins.

Fun fact: The ₦50 carries an illustration of people from different parts of the country to promote unity. That’s why it’s called “Waso”, which is a short form for “Wazobia”.

Wa-zo-bia is made up of three words, each of which means ‘come’ in Yoruba (wa), Hausa (zo) and Igbo (bia), Nigeria’s three largest linguistics groups

In 1999, the ₦100 note was introduced, in 2000. ₦200 was introduced. ₦500 was introduced in 2001 and ₦1000 in 2005.

₦1000 is the largest Nigerian denomination in circulation.

4. Who are the people on the Naira notes?

The ₦5 has former Prime Minister Abubakar Tafawa Balewa, ₦10 has educationist, activist and politician, Alvan Ikoku, General Muritala Mohammed is on ₦20, and ₦50 carries an illustration of Nigerians from varying tribes.

₦100 has Obafemi Awolowo, ₦200 has a picture of Sir Ahmadu Bello, ₦500 carries the first president of Nigeria, Nnamdi Azikiwe and ₦1000 has former CBN governors, Alhaji Aliyu Mai-Bornu and Clement Nyong Isong.

5. The naira wasn’t always this bad.

Today, the naira exchanges at $1 to 413 NGN. It hasn’t always been like that. Over the years, the naira has depleted in value because of economic problems in Nigeria, and inflation.

In fact, we interviewed someone who left Nigeria in 1979 with ₦700, and got it changed to $1000 when he got to the US. His flight to the US cost 280 NGN.

How did we get here?

Source: https://www.zikoko.com/money/5-things-to-know-about-the-history-of-money-in-nigeria/

hischoice:
Left the university - 2010
Mismanaged my father's business - 2010/12
Got a ₦40,000 job - 2012
Served concurrently - 2012/13
Salary increased to ₦85,000 - 2013
Held job but no salary (Dark period 1.0) - Dec., 2013 - March, 2014
Another job ₦150,000 - July, 2014
Yet another job ₦350,000 - Nov., 2014
Lost job - Oct., 2015
Dark period 2.0 - Nov, 2015 - June 2016
And yet another chance at life, ₦Happy - July, 2016 - Date

Tenplet:
Am a bigtime fashion designer ...i want to further my education ,but am having problem selecting the course I will study .ps.I did science..am eyeing courses with high employment rate .some one should suggest which I should go for

Tenplet:
Am a bigtime fashion designer ...i want to further my education ,but am having problem selecting the course I will study .ps.I did science..am eyeing courses with high employment rate .some one should suggest which I should go for

Akell:


Where is your humanity? If you can defend this gruesome act, then you can also do same. We should be humane. No humane culture, law, or custom should support this. Have you thought to yourself what his offence was? He protested when he was a teenager and his sins were meted out much later. That's a most gruesome way to die sir.

Kubernetes:


Me, I don't support such killing oo.
Hmm, North Korea executed some citizens fews years back for similar offences. Also Chinese have such penalties for corruption and treasonable offence etc, you guys did not accuse their Bhudist religion. Or are u not educated enough that demonstrating against the state in most of these cummunists countries is punishable by death? So why aren't u attacking the religions in such countries? I expect you attack the saudi gvt and not the religion bro. Look, when your mind is demented in hating a religion, its a sickness which is bad.

RichBoy247:
These people won't stop shaming me as a Muslim. How do I explain this to my children now?

I am a Muslim

I am not stupid like these stupid idiots that just executed a harmless boy.

Sweetshugar:
Good morning, I created this account to share my experience as a single lady, I'm 25 and I'm staying alone, I have a business and I work with a private hospital,I used to be very busy and I'm not a social person..
I met a guy on nairaland we used to be very cool, like we can't go a day without chatting so after 2 month we fix a date to meet, I got everything and I was very happy because I'v fallen in love with this guy few days to our meeting he started giving me attitude, the chatting went off, in fact Everything went off.I sat down and cry cry cry..someone should pls lie to men that we still have a good man,I'm hardworking and pretty

ngoziwrites:
Oh really? Now you are going to shout on the roof tops about how Nigerian Women are useless? Just before then, should I tell you the story of my mum? Helen.

My mum is actually older than my dad with 3 years and she is submissive till the end of forever. She is a nurse while my dad sells tyres, obviously richer than him yet she serves him his food and packs his plate everyday! She pays our fees, buys all the food and she and my dad built our family house together. She pays the bills! She grinds!

Oh really! Now before you make my eyes get teary again with your slang "Nigerian women have nothing to offer", Let me tell you the story of my Aunt in her late 20's. She is the bread winner! She feeds the family, she even married as a virgin! Guess what? She is highly unhappy in her marriage, her hubby cheats like a fish!

Now before you tell me, that's the old generation, let me tell you about my friends: You want to know about the times we have cried because we really want to achieve our dreams so bad? Should I tell you about Upali? My best friend, at the age of 25, she is the one taking care of her family. She pays her siblings school fees. She just renewed their rent at home! Every night she has to listen to her father funny story: "No money"

Okay, now, I am starting to get emotional, this is where I would love to tell you about Aunty Esther, a woman down my street. She is the bread winner of her family! Guess what she does? House maid! And the husband? He sits at home like the boss and she brings him food to eat.

Oh , my mum, once again, mama Ejima! I pray you reap the fruits of your labor. She grinds hard!

Oh please, now I know what you are about to say next "Marriage benefits only women. Women have nothing to offer"

Then I must tell you about the story of my friend; Feyi, recently married and the man lost his job. She doubled her hustle! She stood by him! She made him start a business with her own savings! They are doing okay now.

I know women that grind. I have lived very close to guys. They bring girls to their house everyday; these girls cook, clean and these guys even borrow money from these girls.

Now, you can imagine the huge fist I make when I hear them mocking these girls.

Should I tell you my friend; Gift. At 29, she is hustling and contented with her boyfriend even if he isn't financially stable.

All of the girls I have interacted with; school, service and area. They all grind. Esther my friend just got married while doing her masters abroad.

Bose, who stays on my street hustles really hard despite getting pregnant without a marriage.

Oh please! Should I tell you about Iya Ade in front of my house. What won't this woman sell; Kerosene, Water, Vegetables just to take care of the family.

And my twin sister? She is proudly in love with her boyfriend, she has never sent a dime to her. He is currently out of jobs, she borrowed 7k from me last month just to send to him.

Or Theresa my cousin, 25 years old. She is doing fine with her boyfriend! She brings out the best in him, oh please, don't give me that look, he lives in a self-con with no car or iPhone! She loves him! She supports his business!

I am surrounded by girls that grind! Girls that hustle! Girls with big dreams, even Akudo is about to continue her education abroad.

Olosho? Bone straight? Married men? The craze over iPhone? Take these away from me! I can't relate! (Yeah, If you read this like a scream, I actually screamed)

Me? At 24, I grind! I buy my things. iPhone, bone straight, expensive clothes; I have none of these but I have mind-blowing ideas.

I can't stand small conversations and I believe in submissiveness and loyalty.

So, Where are y'all seeing the crazy girls?

It's raining blue, black here in the girl's world and yet none of y'all is seeing it?

This QUESTION begs for an answer: Where are you all meeting the bad girls that have broken you?

So many girls out these grind! So many women out there are actually the bread winner of their families.

There are definitely bad girls as there are bad boys.

ADVICE: The problem is you, open your eyes.

I am grinding my head out here! I want to double my salary, start my business, take care of my mum, my dad, my siblings and yes, I want to LOVE that special man hard.

You men see a pit, you run into it and then come out to cry!

There are countless good women out there, if you can't point to just one single person then I am forced to ask:

What do you stand for?
What are your values?
What do you look for in a woman?

#MyPenBleeds!
#NgoziWrites

BonPatrick:
Try asking open-ended questions as regularly as possible.
Communication is not just about talking about each other’s days and saying what you had to eat for lunch. It’s about being able to dig deep and get to know this person as well as you can. It’s not always easy to dig deep, especially for those who have never been comfortable talking about their feelings. And it’s not necessary to make every conversation a heart to heart.

There are ways to do this without pressuring your partner to spill their deepest secrets. For example, instead of asking yes or no questions like “Did you have a good day?” try asking more open-ended questions like, “How was your day?” Yes, they may respond with a brief non-answer (“good”, “fine”, “the same”), but asking open-ended questions gives them an opportunity to share more if they choose to. Keep in mind that not everyone opens up very easily. Be patient with your partner if they are not sharing all the time.

The more you get to know your partner. On a deeper level, the more open and honest you may be with each other. And honesty breeds trust, which are two very important pillars of a healthy relationship. Basically trust helps build good relationship.

Try to be sensitive to nonverbal cues
If your partner says “my day was fine” but their tone sounds irritated, upset, or angry, then there may be something else that they’re feeling but not yet ready to communicate. Communication is not just about the words we say but also how we say them. Our tone and our attitude give away a lot more than just the words coming out of our mouths. And it’s honestly a skill to be able to pick up on those nonverbal cues. Look at your partner’s facial expressions, their hands (are they trembling/fidgety?), their body language (Are they making eye contact? Are they crossing their arms?) and listen to their tone of voice. It may not be easy at first but with time you will understand them better and see obvious signs.

Resist trying to assume what they are thinking
Sometimes you can tell just by looking at someone what they may be feeling. It’s not always easy to do this and let’s face it: as much as we want to be mind readers, we aren’t and shouldn’t have to be. So, if you’re not sure what your partner is feeling, ask them.

If you’re the one holding things in and expecting your partner to read your mind, take a moment to appreciate the fact that your partner is making an effort by asking you what’s going on rather than ignoring the problem. Do your best to let them know how you’re feeling when you’re ready to open up about it. It’s not healthy to say you’re okay when you’re not and then get mad at your partner for not figuring it out. Be honest about how you feel to the best of your ability, and try to express it in a healthy way before it gets to the point where it blows up and someone says something they regret. Being direct is always better than being silent.

If your partner is the one who is guilty of being silent, try letting them know that it’s not really helpful for either of you when they’re not honest about how they feel. Of course, it’s awesome when we know each other so well that we can practically read each other’s’ thoughts and know exactly what to say in the right moments, but we’re human and we may make mistakes sometimes or miss signs that seem obvious to our partner or vice versa. It’s important that you both make an effort to better understand each other and be patient with each other, too.

Tell your partner what you need from them
Sometimes we may just want to vent and feel validated by having our partner support us. Other times, all we may require is advice. Like I said before, none of us are mind readers, so it’s important to try to keep your partner informed so that you’re on the same page. Saying something beforehand like, “I need to vent right now and I’m not looking for any advice, just your support,” or, “I really need your advice on this situation,” will let them know exactly what you need in that moment.

Being direct about what you need can alleviate some of the miscommunication or stress in a given situation, too. By letting them know ahead of time, we can maybe prevent those unnecessary disagreements brought on by a miscommunication.

Communication is a skill

Ultimately, communication is a skill, which means there’s always room for improvement. Work together with your partner to figure out how you can maintain healthy communication and stay on the same page. Be as honest, direct, kind, and thoughtful as you can. Whether it’s with a Bae Sesh, or simply making a bigger effort to open up to each other.

Ways to improve communication in your relationship

Ask how they are daily
Check in every day. Asking “How are you? How was your day?” will not only keep you in touch and in sync, it’ll help keep you in the habit of communicating with each other.

Never assume
It’s easy to get worked up in your own head about something, but never actually reach out to the other person. Assumptions and mind reading usually lead to misunderstandings and hurt feelings.

Communication isn’t just about talking; it’s about being an active listener. Who is an active listener? “[They] listen to what their partner says, rather than get defensive without understanding the partner’s point of view or where they’re coming from, so be patient and actually listen.

Have regular relationship check-ins
Just like you should ask how they are every day, you need to check in about the big stuff too. Make sure that you ask, “How do you feel about us?” and if there are any big changes — moving in, getting engaged, going on holiday— make sure you talk about them regularly. It gives you both an important platform to air concerns.

Believe things can exchange
Part of having positive conversation and communication is having a positive attitude. Don’t approach problems as though they’re impossible to solve.

Respond
If your partner is reaching out to you, be there to meet them. Couples try to ‘ get each others attention throughout the day, whether it’s for support, conversation, interest, play, affirmation, feeling connected or for affection,“Each of these moments is an opportunity to connect with your partner. A person should look for someone who responds to them, or at least acknowledges them when they try to get their attention, because it shows that they are meeting your emotional needs —or at least trying to.”

Whether it’s just talking about their day or trying to discuss big issues, recognize that they’re reaching out and meet them.

Talk things through before they happen
If you know you have a stressful time coming up, touch base beforehand.

Say “thank you” and always be grateful even for the little things
“A great way to build intimacy is expressing gratitude for something thoughtful your partner did that day,” it really is very simple. The words thank you and well done go a long way.

Discuss your sexual fantasies
Being able to talk about sex openly doesn’t just mean you’ll both be more satisfied. It shows a real connection.

Communicate during sex
You don’t need to be into dirty talk to communicate during sex. Giving verbal cues is great, but moaning, leading their hands, even just saying what feels good are all great ways to make sure that the communication is happening in all areas of your relationship — bedroom included.

Pick your timing
So often we bring something up when we’re feeling frustrated or annoyed. But pick your timing. Don’t bring up a big problem if there’s no time to discuss it properly. Don’t approach your partner with a bunch of small problems while the stressing about something big. You’ll know when it’s a good time.

Take the time to compliment and praise each other
If you get too comfortable with each other, it’s easy to only bring things up if they’re bothering you. You start to get complacent about the good things and take them for granted, which can breed resentment. Keep pointing out what you appreciate and love about each other.

It might feel as though communication is all about those big, deep conversations. In reality, it’s all about maintaining the little things. You may not get it all at once but keep trying. I wish you all the best.

Opak001:
e go shock you,say this same lady will be killing herself for a broke,dumb guy becos his rough. Life can't be predicted. I for post a picture but it will not be worth it.

Bola146:
May we never come in contact with mumu in our lives, amen. Don't start what you can't continue nairaland kids should note this

moneyshop:



Not to trust a woman, no matter how royal she is.

moneyshop:
For so many including me, NYSC has done more harm than good to us because it destroyed our beautiful relationships.

Mine was like a decade ago, she went for NYSC in Port Harcourt while I was residing in Onitsha. Throughout her service year, I wasn't able to visit her and as a honest partner, I always notice when things are going south.

A remarkable one was on a Valentine's day, she said they're doing get together in their compound that was why she couldn't pick my call. I called over 10 times she didn't pick till next day. Which kind get together? If you can answer my call in the presence of your parents and village people, who are your neighbor's that you can't answer my call in their presence.

Anyways, to cut short the long story, she came back after NYSC and immediately I saw her, I told her "I've lost you." I gave her food, while she was eating she was pressing her phone, I asked her to stop pressing phone and eat but she continued, I then took the phone from her and start going through.

It happens she was with a guy she met in a bus from Lagos to Onitsha (who would later become her husband) on that Valentine's day. She slept with one of the NYSC officials, had some smooching with her classmate. Omo, thank God for the kind of heart I get.

I pulled out of the trap same day, learned my lessons and moved on with my life.

That's it. Are you a victim of NYSC relationship brouhaha? Tell us your own story.

Righteousness2:
Moral of the Story!

Never Fall for all these Gram and Social media hype! A whole lot of the folks you see Smiling and doing this or that are going through Terrible Pains and Challenges.

Many of the people you wish to be like are not happy where they are. Many crave for the freedom and Peace you have.

Never Ever base the Source of Your Peace and Joy on Material things. You can have all the Material things in life and still lack Peace, Joy, Freedom and Happiness.
You can't Genuinely Have a relationship with GOD and not have Peace. It is impossible.

Irrespective of Whatever you are or you Have on Earth, if you don't have JESUS, you are living a risky life. You live in fear and uncertainty. You are Nothing!

GODLINESS with CONTENTMENT is Great Gain

Kondomatic:
Perhaps you may need to go and read my comment again otherwise keep shut.


I don't blame the society for anybody's failure, I excelled after all but I am also not blind to the fact that our society is structured to make you fail. These are two different things.

Odiegwu.

An average Nigerian is not even living, they're barely surviving so what sort of gratification are you talking about?


How can you save when you don't have? How can someone who makes N2000 daily and can go one week without a job save? That 2k sef was before the expenditures of the day.



A country is rich because of the productivity of her people, the mindset of her people and most importantly the policies of her government.

You can deny the obvious if you wish to but Nigerian government and her polices impoverish Nigerians.
That's less than 7 hours a day. A Nigerian works 8-10 hrs daily and sometimes more. So what are you on about?


Nigerians are hardworking people.


Let me repaint another picture.



You pay exorbitant light bills and still spend 3x the amount on fuel? Do the Chinese and Americans do this?


The minimum wage can only purchase a bag of rice and and some fresh tomatoes and maybe onions and pepper, is it same in China and America?

We provide water, Healthcare, roads sometimes, etc for ourselves. Is it same in China and US?


Chinese government abhors corruption, prosecution is immediate. Can same thing be said about Nigeria? Why do you think our corrupt leaders are not punished?


Hausas won't let you punish a corrupt Hausa man because he's one of them, Yoruba and Igbo alike. Our diversity is a curse. Take it or leave it.
Yet your Chinese and Americans keep hiring them.

QuinModah:
Fine and you?