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Politics / Re: Photos: Famous Cows Owned By Buhari by nairabetguru(m): 3:37pm On Apr 14, 2015 |
Sai Mama |
Celebrities / Re: Cynthia Morgan Looks Like A Doll In New Photo, Flaunts Her Hot Legs by nairabetguru(m): 3:28pm On Apr 14, 2015 |
German juice |
Politics / Re: Ngozi Okonjo - Iweala Captured With APC Leaders At The Airport by nairabetguru(m): 3:22pm On Apr 14, 2015 |
hmm just passing by |
Education / Re: Who Can Solve This!!!!! by nairabetguru(m): 3:18pm On Apr 14, 2015 |
Politics / Re: Jimi Agbaje Called Akinwunmi Ambode To Congratulate Him Screenshot by nairabetguru(m): 10:15pm On Apr 12, 2015 |
#Bruhaha |
Religion / Re: He Took Holy Communion And Had Sex After Church, Any Repercusion? by nairabetguru(m): 3:12pm On Apr 12, 2015 |
Mtchew........... Meanwhile......... Up Nepa |
Religion / Re: Sex Destroyed Me; Took Away My Luck. I Need Help by nairabetguru(m): 12:57am On Apr 11, 2015 |
*556# send |
Romance / Re: Ladies, Your Man Slapped You During Courtship: Will You Go On? by nairabetguru(m): 10:03am On Apr 10, 2015 |
dearpreye: ur bf see mosquito for ur cheek, he cum help u kill am and u call dat slap |
Celebrities / Re: My Butt Are Real Bad Girl Nkem (PHOTO) - Goes Naked To Proof by nairabetguru(m): 10:00am On Apr 10, 2015 |
Biggynt: Mtchewwww where the unclad pic dey |
Family / Re: My Hubby Starves Me Of Sex: What To Do? by nairabetguru(m): 7:04pm On Apr 09, 2015 |
Unah well done ooooOooooooo ....... Na my mata unah dey delibrate on abi..... U dis woman We go see 4 house |
Celebrities / Re: Maheeda Goes Back To Her Old Ways, Flaunts Tips In New Picture by nairabetguru(m): 6:48pm On Apr 09, 2015 |
See her mosquito titz |
Education / Who Can Solve This!!!!! by nairabetguru(m): 12:11pm On Apr 09, 2015 |
Shout out to all the mathematicians in the house Pls kindly solve the problem below See pix
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TV/Movies / Re: DSTV Subscription: Court Stops Dstv From Increasing Fees by nairabetguru(m): 4:48pm On Apr 08, 2015 |
i just hope this dream materializes cuz me i wan 2 open my own satellite dish company 3 Likes 2 Shares |
Romance / Re: Scenario 2 by nairabetguru(m): 4:44pm On Apr 08, 2015 |
Lala247: |
Celebrities / Re: Meet The 5 Female Nigerian Celebrities Who Are Still Virgins (photos) by nairabetguru(m): 4:43pm On Apr 08, 2015 |
1. CHIDINMA EKILEWO Stop fulling yourself Non of them are virgins |
Politics / Symptoms Of A Poverty Mindset by nairabetguru(m): 1:09pm On Apr 08, 2015 |
In my last article ‘Success is 80 per cent psychology’; I stated the fact that “Poverty is a mindset, not the state of your wallet, bank account or finances” and used the ‘be – do – have’ model to illustrate. Based on feedback and request for further clarification, I will focus on the poverty mindset in this article. I am not surprised at the questions as it took me a while to gain this understanding. For most of my adult years, I believed that poverty had to do with lack of money and the solution was of course more money. I came to realise that more money did not solve the problem. If I did not change my money management philosophy, I would end up trapped in the rat race, repeating what I saw people around me doing. You are not broke because you don’t have money. You are broke because of the poor choices you made when money comes into your hands. The way you currently manage your finances is not the only way. There are other ways, and you have the power to choose. We are creatures of habits Each time money comes into your hands, you are presented with choices whether you are aware or not. The problem is that we do not stop to think before we spend. We spend on reflex, the way we wear our trousers for example. You don’t stop to think which leg should go in first. As a matter of fact if you are asked which leg of the trouser you wear first, you may be forced to think before you can answer. I could not answer the question myself. I had to go to my closet, pick a trouser and observe which leg went in first (the left leg). We do it without thinking. It boils down to one deadly thing called habits. It can be your greatest ally (if it moves you towards where you are going) or your worst enemy (if it sabotages your goals). Most of the things we do are without thinking. Which leg first hits the ground when we wake up, our morning rituals and the sequence of activities (e.g. do you brush your teeth before taking your bath or the other way round?) Some of us take the same road to work every day. We think the same thoughts and do the same things – and get the same results. It is your mindset that produces actions that over time become habits. Our empty or fat wallets are as a result of reflex actions we take when money gets into our hands. Nigeria is poor today because of the way we managed our income in the past. There are countries that made a fraction of our revenue and are much richer than us. Each time money gets into your hands, you are automatically at a polling booth. Whether you know it or not, you are voting for your financial future – either to remain poor, middle class or rich. Each vote adds up over time and the result shows up as your financial reality. Most people vote to remain poor, as poor is the incumbent government – what they are used to. Habits are formed when we do things over and over again until it is hard wired into our brain – we don’t need to think about it again. We can do without thinking. Habits are not destiny. We can change them. It is not easy but it is doable. Mindsets give birth to the actions that form habits. If you don’t change what you are doing, you will keep getting what you are getting. Symptoms of poverty mindset The underlying thought pattern behind the poverty mindset is the lack mentality – the belief that wealth is limited and you need to grab what you can. You need to look out for yourself first or nobody will. This mindset drives us to focus on what we can get rather than what we can give or how to produce more with what we have. Consequently, rather than use our creativity to innovate or produce more, we focus on ourselves – our needs and desires. Unfortunately, you cannot become rich by focussing on yourself. If you don’t solve problems for people through products or services, nobody will give you money. The more people you serve, the more money you make. So focussing on self is one symptom of the poverty mentality. This manifest in what has become popularly known as WIIFM. This is the most popular FM station worldwide and is where most people leave their dial. It stands ‘What’s In It For Me?’ The moment you find yourself in any situation, the first thing that comes to mind to is what you have to gain. What is your benefit? If you are looking for a job, WIIFM is primarily concerned with pay package and fringe benefits rather than bringing solutions. The WIIFM job seeker would rather spend donkey years looking for any job rather than focus on what service he can render to solve business problems. When a WIIFM starts a business, the focus is on income rather than value added. The central focus is I, Me, Myself. Another symptom of poverty mindset is focus on consumption rather than production or investment. The moment money gets into your hands; your first thought that comes to mind is – spend. Spending takes a higher priority than saving. You spend first and save what is left. People with this mindset typically don’t save because the money is not enough for saving after spending. Essentially they are earning to spend. Poverty mindset can manifest in short term thing. You want what you want and you want it now. You don’t think about the consequences of having it now. You don’t think five, 10, 20 years etc ahead. That is God’s job. Since you think short term, you often miss the consequences of your actions which show up in the medium to long term. Opportunity cost is not in your dictionary. When you decide to spend on a certain item, it does not occur to you that you starve another item of funds, items that may be more important than what you are spending on. Lack of clear financial goals is a symptom of poverty mindset. You spend money aimlessly. There is no plan, sense of direction or destination, you are just doing what others are doing, others who are trying to do what you are doing. Another symptom of poverty mentality is not taking responsibility for your situation, but rather blaming it on other people or circumstances. In other words, you are not in control of your affairs. Since it is not your fault, there is nothing you can do about it. You always have an excuse handy, and when you manage to decide to do something, you postpone it till tomorrow. People with poverty mindset always flock together. They comfort themselves with their excuses, complaining, murmuring and playing the blame game, waiting for their luck to change. |
Religion / Re: Pastor Chris Oyakhilome On Very Unusual Outfit by nairabetguru(m): 1:03pm On Apr 08, 2015 |
yeye fowl pastor |
Politics / Re: If Jonathan Had Won by nairabetguru(m): 12:59pm On Apr 08, 2015 |
Politics / If Jonathan Had Won by nairabetguru(m): 12:50pm On Apr 08, 2015 |
Some Nigerian amateur numerologists, who study numbers to project the future, say: In Nigeria’s Fourth Republic, Muhammadu Buhari has emerged fourth President, after his fourth attempt. That his political party emerged, in four phases, first as the Alliance for Democracy — powered by the Yoruba socio-cultural group, Afenifere, and some civil society groups — from whence the Action Congress was lopped off, expanded to the Action Congress of Nigeria, before merging with others to form the All Progressives Congress. In the election of March 28, Buhari and President Goodluck Jonathan, each scored at least one-quarter of votes in 28 states. If you add each of Buhari’s 15,424,921 votes (1+5+4+2+4+9+2+1) and Jonathan’s 12,853,162 (1+2+8+5+3+1+6+2), each gives a sum of 28. If you divide 28 by 4, the answer, seven, is the number of perfection. Buhari is the fifth Nigerian military Head of State; he will be the 10th serving or retired military helmsman of the country. Now that Nigerians have chosen change over staying the course, the following will be a mere speculative discourse. But certainly, the prognostication by a former National Chairman of the Peoples Democratic Party, Vincent Ogbulafor, that the PDP would rule the country for an unbroken stretch of 60 years did not come to pass after all. The APC saw to that. After the hate campaigns that assassinated the characters of some APC personalities, like Buhari, his running mate, Prof Yemi Osinbajo, and Bola Tinubu, it would be interesting to see how a re-elected President Jonathan and the PDP would assuage frayed nerves. The ethnic and religious hand played by the PDP was appalling and indecent — and it reflected in the voting pattern. The electorate voted largely along ethnic and religious lines: The entire South-South, South-East, and the Christian segment of the North-Central (except Benue) voted en masse for the PDP. Two of the House of Representatives seats won by Lagos State PDP came from constituencies with high concentration of people of Igbo extraction. The entire North-East, North-West, most of South-West, and predominantly Yoruba and Muslim Kwara and Kogi states of the North-Central zone, voted the APC. This voting pattern would likely raise the voice of ethnic and religious jingoists a few more decibels, and put more obstacles in the way of the hastily convened National Conference. A re-elected President Jonathan would have retained most of the technocrats in his government, but brought in a new set of politicos. Because he would likely not declare his assets, that would be a signal for his men to continue to decimate the public treasury. His new government will certainly change the top echelons of the military. But the season of impunity would have continued. Sixteen or a lesser number of members would still dominate the Nigerian Governors’ Forum. Because the President didn’t appear to be willing to check anything or anybody, public office holders would ride even more roughshod on the citizens. The APC may unravel as politicians jump ship, to the PDP, for political and economic survival. The opposition would have been completely decimated, and only the military would be a credible opposition to a rampaging government. “Tufiakwa,’ God forbid! The following assessment by the PDP stalwart, Femi Fani-Kayode, shows Jonathan as “a President who does not understand the meaning of the word, class or honesty, and who breaks his own words consistently… who has abdicated his responsibility, destroyed his own political party, divided his own country, alienated his own friends, humiliated his own people, brought ridicule to his own faith, cowers before his own officials, betrayed his own governors, scorns the international community, and breaks his solemn oath to protect and defend the Nigerian people…” Jonathan’s acts of engaging ethnic militias to secure oil pipelines appear like employing cats to watch over a bowl of meat: A further disregard to the military, which he politicized. General Olusegun Obasanjo would have been put in a permanent condition of “Shut up!” Buhari, whose political career would have been eclipsed, would have finally retired to the company of his grandchildren in Daura. Tinubu and his political family would have gone on exile or returned to the NADECO-like trenches. If Jonathan’s PDP, that seemed to have colonised Nigeria, continued its intransigence against the people, one would have borrowed the words of caution by Robert Delavignette, a former French Colonial Officer in Algeria: “The most serious problem is not the atrocities (committed by the French against Algerians), but that as a result of that, the state (was) engaged in a process of self-destruction. What we (witnessed) in Algeria is nothing short of the disintegration of the state; it is a gangrene which threatens France itself.” Though Jonathan would kowtow to the West’s demand to allow the private sector to run the generation and distribution of electricity, his indulgent nature would not guarantee availability of electricity-and of petroleum products. His boast to upgrade the traditional hydro and gas sources of electricity, and introduce wind, solar, coal, and nuclear power plants would have come to nought. You can see that the telecommunications companies deliver more music than talk to Nigerians. There is palpable fear that the country has gone broke, and the state is not going to be able to provide the basic amenities for the people, especially now that both the price and the quantity of petroleum that Nigeria sells have tanked. The foreign reserves and the Excess Crude Oil funds have been severely depleted. The Federal Government will continue to borrow through Treasury Bills, and Eurobonds, to meet short-term expenditure. The austerity measures and stricter tax regime, hinted by Finance Minister, Dr. Ngozi Okonjo-Iweala, would be implemented; the dilapidated infrastructure would remain so; and the Central Bank of Nigeria would fail to ease bank interest rates, further devalue the naira, and reduce the purchasing power of John Doe on Main Street, Nigeria. The continued plunging oil price should erase anyone’s illusion that the Buhari administration would pull an overnight stunt. Jonathan’s government may continue with the routing of Boko Haram insurgents or relent, depending on the whim of his advisers. Many have wondered aloud, just where he suddenly picked up the perk to fight the Boko Haram after so many years of the atrocities perpetrated by the group-including the kidnapping of more than 200 young girls in Chibok, Borno State. Nollywood would have continued to enjoy its honeymoon with Mr. President, even if both parties would be in it for what they could get of the relationship: He, hungry for photo-ops with popular Nollywood actors, who, in turn, are looking for money any which way. The press would still be free to perform its constitutional responsibilities, though restraints would come by way of inducements. You can bet your lifesaver that Jonathan will not interfere with the courts or the electoral process: He allowed the courts to upturn the elections of some PDP state governors: Olagunsoye Oyinlola of Osun, Segun Agagu of Ondo, and Segun Oni of Ekiti. He also allowed the court’s adjournment of the eligibility case against Buhari to April 24 — long after the presidential election would have been concluded. Jonathan demonstrated courage and a noble character by his timely concession of victory to Buhari. Some argue that he wanted to avoid his wife from been dragged before the International Criminal Court for her inciting gift of the gab. Whatever, Jonathan saved Nigeria from unnecessary bloodshed. |
Celebrities / Re: Tiwa Savage Pictured Working In The Studio With Don Jazzy. by nairabetguru(m): 12:41pm On Apr 08, 2015 |
my darlin X3 |
Politics / Re: APC Online Registration by nairabetguru(m): 11:00am On Apr 08, 2015 |
Politics / Re: APC Online Registration by nairabetguru(m): 10:59am On Apr 08, 2015 |
EroticAngelina: you no wan collect ur own share of the national cake |
Politics / APC Online Registration by nairabetguru(m): 10:43am On Apr 08, 2015 |
REGISTER NOW !!!!! ALL PROGRESSIVES CONGRESS, APC, ONLINE REGISTERATION COMMENCES The APC Portal for Online registration is now officially ready. Linked to a digital database of registered members, all unregistered members, new members and Nigerians at home and in the diaspora are invited to get online and register as APC members. HOW TO REGISTER TO BECOME A MEMBER OF APC It's simple. It's easy and convenient. You can get registered in less than 2 minutes and get a membership confirmation. Your information is safe and secured. Follow these steps: Visit: www.apcregistration.com and click on “REGISTRATION” Personally capture your passport photo from your camera enabled device Enter your personal data. Submit. Bingo!!! It’s done. Be the change you want to see Register for Change Join the APC to bring about Change |
Celebrities / Re: Final Year Student, Davido Shares His Final Year Project Topic (Photo) by nairabetguru(m): 9:46pm On Apr 07, 2015 |
Omo baba olowo himself 1 Like |
Crime / Re: 18-year-old Caught Having Sex With Mad Woman by nairabetguru(m): 7:34pm On Apr 07, 2015 |
Pix pls or I dnt blive it |
Culture / Re: Nigeria's National Anthem In Yoruba Language by nairabetguru(m): 4:42pm On Apr 07, 2015 |
Association of Spacebookers! i wan become member tooooo |
Romance / Re: Post Pics Of Your Underboobs Selfie Heres Mine by nairabetguru(m): 3:32pm On Apr 07, 2015 |
nigerian's can neva obey simple instruction..... just to post simple "under boobs pix" unah no fit dooooooooo mere looking @ the heading of this thread , one wld expect to see plenty under boobs pix..... #Epicfail 1 Like |
Business / Re: Top 19 Lucrative Business You Can Start In Nigeria With Less Money by nairabetguru(m): 9:04pm On Apr 06, 2015 |
frisky2good: I see...... Seems u have burnt ur fingers b4 ryte? But look @ the bright side of it.... U can triple ur capital in less dan 60mins while sportstrading... Meanwhile I sell banker's @ a reasonable price...... See my signature for detialz.... |
Business / Re: Top 19 Lucrative Business You Can Start In Nigeria With Less Money by nairabetguru(m): 7:30pm On Apr 06, 2015 |
frisky2good: Oga every bizness on earth has a risk factor attached to it being succesful |
Business / Re: Top 19 Lucrative Business You Can Start In Nigeria With Less Money by nairabetguru(m): 5:38pm On Apr 06, 2015 |
frisky2good: Point of correction its not gambling..... Its called sports trading just as forex trading and stock trading Life itself is a gamble....... "Uncertainties" 1 Like |
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