Good afternoon and happy new year. Please do anyone have an idea if they still do walk-in in Nigeria high commission in London or any where in the UK. The appointment date given is 3 months from today and it's needed urgently.

harddrive2012:
Greetings all,

Abeg I need help with getting WhatsApp verification code. I just woke up 3 days ago and noticed WhatsApp logged me out. I tried logging in back and keep getting ‘unable to send code’. I also tried the call option and got same error code of unable to call. I’ve deleted the WhatsApp countless time but I still keep getting same error to try back after an hour. I keep going in cycles and the 1 hour never ends.

I initially thought it’s my sim but I was able to get other code like Telegram code, bank alert message and also chatted Glo on Twitter which they also sent me a ‘Test code’ without issues. I have sent an email to WhatsApp regarding this issue but no response till now.

Please what else can I do to get this code from WhatsApp. Attach here is the response I keep getting

Thank you

Recharge your account with at least N100

Hkana:


Hi Nella, may I send you a DM?

Ok

Hey, if interested you can apply for servicenow Boot camp by NextGen: https://apply.servicenow.com/apply

Progressivegee:



Yes it's on the gov.uk website
https://www.gov.uk/health-care-worker-visa/taking-a-second-job.

The rule is in place till August 27th 2023.

See screenshot below

Wow... thanks man.

Progressivegee:


No, you are not allowed to do any job outside your COS field. You can't work in a warehouse while under a Skilled Worker visa as a carer. Apply for care jobs, you can work unlimited hours now in a second job provided its in the same field. Contact care agencies for job offers.

Working unlimited hours in a second job on a skilled worker visa, is this rule on the UK.gov website please?

Zahra29:


I agree. It's definitely not fair but that's the HO for you. Do you remember a few years ago (in the days of TMay as home sec) how many immigrants were unfairly caught up in the english test scam? Those who cheated, and many who didn't, got treated the same by HO and many were deported or went through lengthy appeals.
Even now they are seeking to criminalise all boat crossers - genuine asylum seekers included.
So as you've said, people need to be careful before reporting, but also do as much due diligence as possible on potential sponsors, because the reality is that taking legal action against an employer is not that easy or quick, especially for an immigrant who needs a sponsor to remain in the UK.

It's happening again. Malpractice in a centre in Ibadan for qualified nurses. Everybody that has written the exams in that centre since it inception will be affected.

Terrible news. Dead just like that

audrey54me:
Please apply to nhs jobs. Some give sponsorship. I'm a living example. I got my sponsorship within 1 week after successfulinterview.

Hi. Do you mind sharing some interview questions?

Please help me out. I'm looking for accommodation for a single person, female, not a student, with valid immigration status in either Plumstead, Woolwich, Camberwell, Camden, Avery hill or basically Greenwich Borough or Bexley Borough.
I'm already searching through other means, just using this means to expand the search.
My email address is on my status.
Thanks.

wallg123:
If there are cameras at the red lights in question it’s 3 points and fine. No waiver whatsoever.

Thanks a lot for your response

Lexusgs430:


None .......

Thanks

@Lexusgs430 hello. Please is there a waiver for first time offender for crossing the red traffic light.

WhiteWolfe:


Lol... what's your rate bro?

You'll transfer GBP to a friend in the UK and I'll transfer NGN to your Naija account

Lol

eniola1010:



Sorry for diving deep.
Look at this analysis.
A student has 4 banks. Namely. Revolut, monzo, nawest and wise.

He linked his monzo to his employer with NI, and that is where his employer pays his 20hour work salary into.

Now this student still does fiverr job and takes his earning into the revolut and natwest.

Would the hrmc find out. Or they can only know about what comes into the monzo since that is the one the employer pays into and that is the one tied to the NI

All your account is linked to NI. You can't cheat the system.

JustJoy0717:
Thank you for the info.

I just cancelled, but yet to be refunded. How long would d refund take?

Search for contact customer care on the Web it will direct you to the app to chat with their representative. At least that's how I did mine. I couldn't get them on call. I asked them for refund, they told me prime was still active at their end, they sha cancelled it for me. I tot prime is £7.99 how come you were debited £39?

"Tell them that you want to cancel your prime subscription that you tot you cancelled but was still debited. If you'll get a refund.

JustJoy0717:
Chei! Amazon Prime just do me strong thing this morning. £39 zapped from my account. i don't even remember registering for the thing oo, just knew i was enjoying free next day delivery for my orders
Can i get my money back?

If you can chat their customer care, you'll be refunded. That's if you can navigate the app/website to chat with them. Ask them to cancel prime at their end. That sh!t is dodgy. I was refunded by the way

Iptv lovers and BBN fans I hope you're enjoying the two BBN channels for the two different houses. Premium package

Oga Lexusgs430 I thank you oo

Pacypatty:


The person in question sent all these, and it was not accepted.

Bank statement and utility bill should be three months.

Lexusgs430:


Nah you dey slack ........ You know what to do ......


Almost 19000 channels........ You can go round the world in 60 minutes, from the comfort of your lazyboy............

I saw X! X! IX Adult channel, I thought the channel was just there for fancy or maybe restricted. I clicked on it.. omo serious mojo playing and I was casting from my phone to TV. See me fidgeting looking for back button. It was just I and my mum and she was busy with her laptop or maybe pretending to be busy . All through this I kept a straight face

Damatik:

Do not post stuff like this here again.
This is a fraudulent act that will get you withdrawn from the school and your visa curtailed.

Seek help with the school on how to improve your scores, you can also speak to your lecture to understand why you are not doing well then work on their feedbacks rather than outsourcing your work.

Really. I am so sorry if it’s fraudulent. I actually read online it’s completely legal. I am actually hoping to getting help in doing it together with an expert and not to completely contract it out. And none of my school regulations oppose it or is it written that we should not seek for such help. You may check out the link below for more

https://www.studentjob.co.uk/blog/5185-are-essay-writing-services-legal

I remember when I asked this same request here. I was advised to at least put in more time, research and do it myself. I and my course mate that wanted to outsource, I told her I wasn't outsourcing again I would do it myself. The result came out and I passed. My coursemate outsourced to some Indian people omo she failed woefully and she's been crying since. The people you're outsourcing to will write rubbish for you and you'll still pay them ontop the rubbish they write.

I saw this on twitter. UK folks with Canada on their mind. Register if interested.

@Lexusgs430 thanks for the IPTV thingy and your patience I appreciate

erico2k2:

Since you already know how to drive then I will say book a friendly instructor to teach you how to pass, it might take up to 6 lessons, you should be orite

Alright thanks

rayralph:


Dm lexusgs430.

You can DIY.

You don’t need a middleman to set it up.

It’s fast and easy. Easy peasy.

Alright. I'll do that thanks

Ticha:
Pension and wealth planning for the future - very long read.

To access full pensions, we have to pay 35 years of national insurance to access the full state pension in the UK and in New Zealand, a naturalised Kiwi aka us has to pay at least 10 years of income tax. It means we can't access the full state pension in both countries.
In both places, I doubt if we could live on the pension anyway even if we qualified for it. The full UK pension is about £7k a year so £14k for both of us. Yes, you could potentially access other benefits, but it means from age 65 for women and 67 for men, you’ll be living on approx. £1k a month unless you have savings to draw on. If you have savings of more than £16k, you also can’t access any state benefits either. So we have been planning for retirement.

We have a Global Vanguard All Shares account (the name has changed over the years) - managed by Henderson Securities. We've had it jointly for more than 12 years (husbot for much longer) and have dipped into it sometimes (mainly to pay for IVF). We haven't touched it for years now and the funds have grown exponentially. If we continue paying into it consistently, we should have about £600k worth of shares (yay compound interest) by the time I'm 55 and husbot is 52. To give an idea, we've always paid a minimum of £150 each monthly into it since 2010. Henderson does the investing and taxes on our behalf. We haven't bothered to check what they invest it in, but we picked an aggressive growth fund for a long time and that really paid off (hence using the profits for IVF). Now it's in a mid-range growth fund and will remain there. We have upped our monthly minimum payments to £250 each a month now because we can afford to do so. The SOA comes every March, but we don’t check it or even look at it beyond seeing how much is there when the SOA comes.

In New Zealand - we pay into the government Kiwisaver scheme (pension scheme). I contribute 3% of my earnings and husbot contributes 5% of his earnings, the government contributes $521 every year. We can withdraw our Kiwisaver once we've been out of NZ for 12 months (6 years of payments), so we plan to withdraw it and dump it into Henderson when we leave.
Onto tangible assets – We have property in both countries. I sold my house in 9ja once I realised it was an albatross and put all the funds into a UK purchase. Our UK family home although rented out is on a full repayment mortgage. Thanks to the current property boom (which can also go bust!) we have some substantial equity in it. We also have other BTLs on interest only mortgages. We can always sell one to clear off the mortgage on the family home if needed.

The move to New Zealand has been the best thing for us financially. I have no employer loyalty. No one goes into education to make money as the pay is poor compared to the level of work and qualifications involved. I often jump ship every 2 years because that's the only way I can increase my wages. Wages in education are much higher in NZ than in the UK which is weird (5m v 67m) but good for me!
Anyhow, when we moved to NZ, we took opportunity of the higher wages and saved and saved and saved but buying a house seemed out of our reach. Then we met another couple who seemed to have the same values as us (family, financial, moral you name it). We pooled our resources and we bought a house in our name (we bought first because we had higher incomes and better credit). With property values going crazy, we within 6 months refinanced that property and gifted the cash to this family (basically paid them back their initial contribution and extra) so they bought one too in their name. They then refinanced and gifted us the cash and we bought another in our names.
Because we want to exponentially grow the money, we are demolishing the first house to build 5 new ones and then leverage that to give them enough to buy a 2nd property for themselves. They can choose to develop or hold or sell but we will have both walked away with 2 initial properties each.

It does mean we're financially tight until we finish the build March/ April 2023 (build starts in Oct 2022) but it's for our future financial security so we're totally happy to have a few tight years. It also means I can't help my extended family as much as I used to and boy! am I hearing about it! I've thoroughly enjoyed the consent and planning process for the development. We now have land use consent ad have just applied for building consent. It has been stressful and a huge expenditure but also a big learning curve. I almost decided to retrain as surveyor last year when we got the engineering bill ��. When the houses are completed, it'll be leased to Housing New Zealand on a 5 year repairing lease. The income from the 5 after tax is about the same as my before tax income (imagine fa) so we know we can comfortably live on that should shit hit the fan workwise.

Our current NZ home was bought with retirement in mind. We went for the biggest house on a large land. We also deliberately bought in a medium density zone. Basically, we can build up to 6 four bedroom houses on the land if we demolish the existing house. If we decide not to retire in New Zealand, then that is what we would do in about 7 years’ time. If we choose to retire in NZ (I seriously doubt it) then we'll sell the UK family home and pay off the mortgage on the NZ one. It has bedrooms and a full bathroom downstairs and is disabled friendly – no stairs to access the whole of the ground floor. I have no intention of going into a nursing or care home.

Shareswise - we've now opened targeted growth fund accounts for the children with Lansdown Hargreaves. We pay £100 a month into each child's account. They will get full access at 18. Hopefully, they can use that to pay uni fees, supplement apprenticeship wages, down payment on a house or even go traveling before uni/ work starts.

We have also created a family trust. I look at the truly wealthy and what they have for going for them is generational wealth and good financial planning. In my family, I'm the first to be in a position to actually start building generational wealth. The trust will hopefully go on forever as it's for the direct progeny of my husbot and his siblings (both his siblings have no children and want none) and me and my siblings so it means my nephews and nieces will get payments annually out of it once they hit 21 but their parents can’t access any of the funds. We've currently set it so it can only be dissolved by a court and no beneficiaries can sell assets out of it including us once the asset has been placed in it.

2 reasons we have done this – divorce/ separation for us or our children. Even though we all hope to remain married till death, the truth is that divorce and remarriage happens. The trust is set up to protect the financial interests of all beneficiaries. If either of us divorces, we will continue to be paid out of it. Should any of us re-marry, the spouse will not be able to access any funds from the trust. Same with the children. Stats also show that first generation immigrants usually create the biggest wealth and subsequent generations waste the accumulated wealth. It is very likely that our children will not have the kind of drive we have because they have been born into or have lived in plenty enough to be happy with state handouts in the future. Therefore, they might actually see us as a burden as we grow older and infirm.

So hopefully at retirement, the trust can top up our pension but also ensure we remain at home till end of life and not be a burden on the children.

This is not financial advice. Just sharing what we have done.

Bookmarked

Lexusgs430:



Purge everything you know about driving a vehicle and driving habits.........

Your horn is not a musical instrument .............

Yes boss

DeeOneBangin:


Everybody make una help me thank our Ancient of days oooo. Full package bouquet

Thanks boss.

I'm coming to your DM. I want to watch dstv too. Big brother naija is starting soon

erico2k2:

Great. Naturally do you know how to drive?

What advice do you have for me. I learnt how to drive in Nigeria before I came over. I'm not an expert. The only time I was behind the wheel was with an instructor .

Viruses:


No thank am o. His explanation is wrong even though he sounded confident.

Tax allowance = 12k plus
Annual salary = 24k (assumption)
Monthly salary = 2k.
Taxable income = 12k (i.e 24k -12k)

You will be taxed monthly throughout the tax cycle (i.e one year). Meaning instead of paying tax on 2k monthly, you will be paying tax on 1k monthly. If your salary is less than the tax allowance (i.e 12k plus), you won't pay tax at all.

His explanation is you won't be taxed for the first 6 months till you have earned above 12k and that is wrong.

Ohh. This makes a lot of sense, lol. Thanks for the explanation �

erico2k2:

Yes I did and the answer is simple tax will not be collected from your 1st ever salary until you earn above your taxcode,unles ur taxcode is BR then its 20% Your tax code dictates how much tax you are charged. your tax code is the amount you must earn above for tax to be collected simply put.
tax code
[tax code]
NOUN
a code number representing the tax-free part of an employee's income, assigned by tax authorities for use by employers in calculating the tax to be deducted under the PAYE system.
https://www.bing.com/search?q=what+is+a+tax+code&form=ANNTH1&refig=13657e4828c24fe591dfecb927f1967f
https://www.gov.uk/tax-codes
I hope these helps

Thank you

icon8:


Yes, you get charged every pay cycle - week / month, from the first payment. It’s pay as you earn.

Ok. Just wanted to confirm. Thanks