₦airaland Forum

Thanks to Rihanna the little know Crop Over Festival in Barbados has been given massive international attention! And once again Riri has returned to her hometown with her entourage to take part in this year’s festivities which came to a finale last night with a carnival parade through the streets of Bridgetown for Kadooment Day.

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As the unofficial queen of the Crop Over festival… Rih showed off her banging body and twerked in a barely-there jewelled bikini, teamed with a feathered headdress with green and black wings as she rode through the streets of her hometown. This is the 3rd year in a row Miss Fenty has shown up in a very revealing jewelled two piece and reigned over the parade!

British Formula One champion Lewis Hamilton also fueled speculation he is secretly dating the Bajan pop star, not only did he attend the Kadooment parade but he was with Rihanna’s younger bro – Rajad Fenty the entire time, although he & Rih made a point not to be photographed together.

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See more sexy pics of Rih’s outfit & Lewis Hamilton at: http://www.that1960chick.com/2015/08/04/rihanna-reigns-over-kadooment-day-in-barely-there-jewelled-two-piece-with-new-boo-lewis-hamilton-close-by/

Thank you very much for your comments and questions. All the information collated here will be shared with all parties concerned, including the PFAs themselves. Pensions are very important, and Nigerian workers must be made to know exactly what they are getting into from the very beginning.

Bad gal Riri is feeling Timaya!!!

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The dancehall star from Bayelsa State is in Barbados where he performed at the country’s annual Crop Over Festival which Rihanna has never missed.

And last night as the Egberi Papa 1 of Bayelsa hit the stage to perform “Shake Your Bum Bum”, guess who was at the corner of the stage just a few feet away from Timaya shaking her bum? The princess of pop…Rihanna.

Rocking a crop top and pants Rihanna can be seen getting her life in the video which Timaya shared on Instagram a few hours ago.


You’ll have to bend your neck to watch it though….

SEE VIDEO AT: http://www.that1960chick.com/2015/08/03/rihanna-rocking-to-timayas-shake-your-bum-bum-as-he-hits-the-stage-at-barbados-crop-over-festival-video/

Millions of Nigerians are heading toward defectively funded retirement, leaving a lot of them cynical about pension plans in the country and how the pension system works because they don’t want to lose their many years of labour to shylocks. Without sufficient income, mostly older adults who eventually rely on pension will lack the resources that enable them to live self-reliantly, access basic health care, and continue to play their roles in the society.

Plenty of workers unquestionably have doubts about these things and that’s obviously why only a fraction of the workforce has a pension plan. While pension plans has kept majority of older adults from sinking into destitution, far too many retirees are having trouble making ends meet.

Before our discussion takes centre stage in planning a successful retirement, we need to comprehend why our retirement is primarily of utmost concern in the first place. This may seem like an inconsequential question, but you might be surprised to learn that the key mechanisms of retirement planning run contrary to common belief about the best way to save for the future. Furthermore, proper enactment of those key mechanisms is essential in ensuring a financially secure retirement. This involves looking at each possible source of retirement income.

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Quick Understanding about Pension Plan

A pension is designed to help you fund your retirement and replace the income you are no longer receiving from working. It can fit alongside all your other savings, from bank and building society accounts to property.
Pensions could be one important way to support your retirement. Another may be your home (some people talk about their property as their pension) and another could be all your other savings and investments such as deposit accounts and shares. Your retirement income may come from any combination of these.

But is there really anything to worry about? Is it safe to commit your money to a pension firm and expect to get it back? There’s certainly a lot that people need to know about how pensions work and how safe it is for them to have a pension plan.

First off, we need to be up front about the prospects of the National Pension Commission (PenCom) set up by the government to oversee all pension firms in the country. Their job is to make sure your money is secure with the pension firm you choose and that your business with the firm keeps moving smoothly. So if anything happens, the commission is empowered to step in and sort it out for you so you never get to lose a single naira.

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Besides, people who think their pension firm will divert their pension need to know that pension firms don’t spend the money or use it for private purposes. By saving your pension or maintaining a pension plan, through your custodian, you’re able to put your money in a range of investments, such as the stock market, commercial property, bonds, and funds. The range of investments will depend on the scheme; you’ll even have some more money than what you’ve put in over the years.

When your employer deducts some of your salary as pension, they pay this money to a pension fund custodian. This custodian company then notifies the pension firm that you’re registered with. Then your pension firm updates your accounts with them and there are no stories. So even if your pension firm ever goes under (which is really improbable), your money is safe with the custodian.

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Additionally, every pension firm is mandated by law to maintain a statutory reserve fund that they mustn’t take from at any time. It’s with this money they get to meet up if the PenCom steps in and asks them to pay up pensions that are due.

Even at that, there are people who think the government might take from their pension money. But of course the government doesn’t involve itself in the affairs of the pension firms and certainly won’t have access to your pension. The PenCom is the only government body that’s involved here and they only regulate and make sure your money is safe. They don’t take your money. They make sure nobody takes your money.

You can start taking from your retirement savings when you retire or when you’re 50 years old depending on your agreement with your employer. So normally a pension plan is basically like a savings account where you get to keep your money over time and then take from it later. But with your pension you normally can’t take from it until your retirement. This makes sure you don’t eat into your savings and jeopardise your own retirement.

But the good part of having a pension plan is that you could actually get up to a quarter of your pension right now if you ever lose your job and can’t get another one within four months. So you can get by with some of your money until you get back on your feet, and if you have to pay for healthcare or if your daughter’s university tuition is due while you’re between jobs for instance, your money will be readily available to you.

What’s also good is that your pension firm won’t just collect your savings and keep you in the dark. They’ll be in touch with you and send you regular updates about your account and how well the investments they making on it for you is doing. So at every point you’ll know how much you have in there to keep you assured that your money is safe. This is actually the way it works.


Even more disconcerting is the fact that the poverty rate among older adults in Nigeria is alarming, one of the highest among less developed countries. The major reason so many older Nigerians become poor when they retire is the lack of proper pension plan to complement our retirement.

Another reason is that, a lot of employers don’t get a pension plan for their employees and these employees don’t bother to seek out a good one because of their scepticism. But really it’s very important for Nigerians to think about the future and personally get a pension plan where they can put aside something for the future, so they can have something solid to fall back on when they retire.

Without your own savings to add to the mix, you’ll find it difficult, if not impossible, to enjoy much beyond the minimum standard of living when old age comes knocking. This situation can quickly become alarming if your health takes a turn for the worse.

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Unforseen things happen all the time and without a backup it can be especially difficult coping with these circumstances when they happen. For instance, people have had their entire business wiped out by a fire
and have had to start from scratch at an old age.

Old age typically brings medical problems and increased healthcare expenses. Without your own nest egg, living out your golden years in comfort while also covering your medical expenses may turn out to be a burden too large to bear – especially if your health (or that of your loved ones) starts to deteriorate.

This is a completely avoidable situation, and it’s important for the Nigerian people to take the right step as they move onto the future.


SOURCE: http://www.barbaric.com.ng/how-safe-is-it-to-have-a-pension-plan-in-nigeria

Hmmm, this is quite interesting. I wonder how exactly she serves her country the most.

Let's be honest, during wars, armies hire beautiful and willing females as comfort women to their servicemen, especially the top cadre, and sometimes, when they can't afford enough, they capture civilians and use for such. I want to believe she's a well-paid comfort woman for the Generals.

Wetin be all dis?! Is someone trying desperately hard to offend me?! REALLY?! Escalator story?! Hmmmm!

Beat 99.9 FM radio personality, Dami Elebe, has broken into television. The OAP scripted a TV series for GTB’s own Ndani TV called Skinny Girl In Transit.

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Starring Ngozi Nwosu and Kenneth Okolie, Skinny Girl In Transit follows the life of plus-size radio personality Tiwa, played by Abimbola Craig. It shows her struggle with the pressures of wanting to be in a relationship and to be successful.

The comedic drama series takes a look at her life with a mother who never fails to remind her about her single status, a sister who never forgets to remind her of her size, an ex-boyfriend she doesn’t want to get over and a job that never seems to move forward.


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In Skinny Girl in Transit, Tiwa will fight through all the pressure points in her life to get to the end of the rainbow with a big smile on her face.

Skinny Girl In Transit launches as part of the #NdaniSeriesBouquet on NdaniTVon Thursday 16th July 2015.



https://www.youtube.com/watch?v=4r7ZpOEgIJY


SEE MORE: http://www.barbaric.com.ng/skinny-girl-in-transit-written-by-dami-elebe-for-ndani-tv/

The Omoge Summer Edit is a fun, flirty representation of the girl we write for, unafraid of big label brands and eager to promote boutique labels, creating niche fashion. She embraces all brands and marries them to unearth a style that is her own.

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Our woman loves beauty, revels in its power to transform, elevate and complement. She is glam, goth and fresh faced. The OmogeMuRa woman is you.

Outfit Credits for Each Outfit
1 – Lagos LaidBac Tee
2 – Toju Foyeh Sundress
3 – LA.X Floral Skirt, Maju Eyes Tee
4 – MRP Tanktop and Eve and Tribe Palazzo Pants
5 – Maju Dress
6 – UMi-1 Sweater and TwentySix Skirt
7 – Grey Maxi Dress
8 – House of Marie statement blazer
9 – Kamokini one piece swimsuit
Jewelry - Accessories2die4

Edit Credits
Model – Fareeda Abdulkareem
Makeup - Barbara
Photography – Tunde Mason
Styling and Creative Direction – Deola Adebiyi and Edwin Okolo

SEE MORE AT: http://www.barbaric.com.ng/omogemura-summeredit/

Sometimes in our busy lives, we forget to pay attention to several things that are important for our individual lives and that of our families. In the chaotic bustle of our daily lives, we forget to celebrate the roles played by our cultural heritage in our daily achievements. That is why Tjoe Group created ‘ORIENT-ATION’, an exclusive Igbo award event.

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orientation poster-1
Igbos are one of the largest ethnic groups in Africa. They are known to be enterprising and commerce-driven. They possess a richly unique culture that commands fascinating attention from other tribes. The Igbos possess a very rare survival instinct, laced with individual brilliance, talents, and flexible efforts toward economic gains.

The Igbo language also gives them a unique ethnic identity- a language spoken around the world but largely in Anambra, Enugu, Imo, Abia, Ebonyi Delta and Rivers states of Nigeria.



Presently, of the three key languages in Nigeria, Igbo language is threatened by extinction. The UNESCO report on endangered indigenous languages says the Igbo language faces risk of possible extinction in the next 50 years if nothing is done to revive the language.
A lot of our families do not speak Igbo to our children. This is perharps an overzealous effort in achieving excellence in academic English. We in Tjoe Group refer to this as an ‘overzealous effort to acquire our kindred spirit of excellence’.

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ORIENT-ATION is our unique solution to reviving Igbo language and the culturally indigenous spirit of hardwork and excellence. ORIENT-ATION is an exclusive awards event which will orientate Igbos on these pertinent issues while recognizing and celebrating the Igbo people and their contribution to the society. ORIENT-ATION will celebrate the contribution of the Igbo man to Igboland, Nigeria, Africa and the entire world.
Our aims of embarking on this project are to recognize, promote and encourage excellence, consequently impacting our great country Nigeria positively.
ORIENT-ATION will consist of:

-Advisory speeches/Seminars /Talk shops. These will be bootcamp sessions led by Igbo scholars and prominent Igbo achievers from different works of life.

-Igbo kiddies poetry contest and cultural display.

-Pre Event Concert on the eve to the award ceremony

-The Award Ceremony and an after party.



All events will be hosted in September in Enugu at a prime facility that will admit, accommodate and seat thousands of people.



Visit www.orient-ation.com for more information on how to participate in this event.

FGC Kano! That's us O! Pro-Unitate!

Garba Shehu is the new Doyin Okupe. Femi Adesina is the new Reuben Abati. They will come out and tell you that air now tastes good since Buhari got into Aso Rock.

Power supply has improved so much in the Ajah/Lekki area of Lagos, that it is becoming scary. Sometimes we have electricity up to 15 hours straight, and then it's taken, and restored within 15 minutes and goes on to last about another 10 hours. I haven't experienced this much electricity supply since the first year of Yar'Adua's Government.

I don't know what to do with my generator, but I'm definitely not doing away with it anytime soon. I don't trust all these moves because I've seen it all before in 2007/2008. I hope it will continue this way, and the power companies will go on to do more. We need at least 40,000MW to be able to have any real constant power supply. Providing Nigerians with constant power from 4,000MW maybe involve the most genius management, but it is still cosmetic. We need at least 40,000 in the next 4 years to have real productive power.

Somebody said this should be on Front Page. Are you smoking plantain leaves?! Should this kind of disgusting thing even be on Nairaland?! Please, stop it!

Na wah O! They should have operated on this fellow. I'm hearing in the news that he died today. It's so unfortunate O! People need to engage in regular physical activity and be conscious of what they eat. I know sometimes it could be caused by a complication from some other health issue, but a lot of times, it is simple obesity from overfeeding and idleness.

Hello klevjey,

Please let me know if your issue has been resolved, if not, go on Twitter, and tweet at @MyAccessBank or use the link: https://twitter.com/myaccessbank , then come back here and share your handle, and a link to the message you sent them, so that we can go there and amplify.

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From the 1960s to 1970s, the Government of the Federal Republic of Nigeria established UNITY SCHOOLS with the primary aim of integrating and grooming leaders, for the future of both the public and private sectors of Nigeria, who would bear the responsibility and build the mindset of fostering National Unity.

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50 years, and hundreds of thousands of graduands later, is it fair to say that this project has been a success that should be built upon, or perhaps a structure which requires dire restructuring in order to play its role effectively in the current state of the nation.

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The Lagos State Chapter of Federal Government College Kano (FGC Kano) Alumni Association has put together an event for all stakeholders, including Government officials, Educations Ministries, Students, Teachers, Administrators, and Alumni of ALL Unity Schools across the nation to discuss “The Role Of Unity Schools In Nation Building”, and also to deliberate on the future of these Unity Schools, and measures which can be put in place to ensure this role is actively and effectively played in the future of Nigeria.

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TIME: 10 am

DATE: 22nd July, 2015.

VENUE: Nigerian Institute for International Affairs (NIIA) 13/15 Kofo Abayomi Street, Victoria Island,
Lagos, Nigeria.

ENTRY: FREE!

RSVP: http://www.facebook.com/events/708363092642317/


SOURCE: http://www.barbaric.com.ng/seminar-the-role-of-unity-schools-in-nation-building/

This is not a Passat Cc. Looks like the regular Passat. I know because I just finished inspecting the 2.

Ah! He got married at 17?! and his wife was probably 15 back then. Siasia the great! I hail you!

This Femi Adesina is a clown...and like a man with tasty fine wine in his mouth, one iota of truth will not be found therein!

First off, I do not know for sure if this Buhari's convoy. This photo shows no evidence of that. Secondly, I have to add that such madness started in the GEJ era, and the Security Agents have taken it as a norm over the past 6 years. It will take a while before their mindset is changed or a very strong warning from Buhari himself.

Maybe she stole $21 billion!

There are still job openings for Sales Executive / Relationship Managers at AIICO. Please forward your resume to: omoruyiahanor@icloud.com

BEAF is coming back to Nairaland?! WooHooooo!!!

Didn't want to post the actual pic on the original post. Y'all could've just checked the website. Here though.

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