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Business / Re: Nigeria Takes Action Against Unregistered Online Money Lenders by nobilie: 8:26am On Aug 23, 2022
nairalee:



On one hand you realize the importance of the apps in helping people in distress on another hand you want the companies to close down.

I agreed the companies have their flaws but I insist the major problem is Nigerians and their bad attitudes. Even here on nairaland I've seen many brag that they'll collect loan with zero intention to pay back

Loan business is big business everywhere in yhe world from ages till date. In early times, people give their children as slaves when they are unable to repay loan. But that was then. If properly regulated, those ready and willing to work by the rules will remain and make big money.
Do u kmow how much telecom coys are making from borrowed credit/data? The amount is huuuuuge. Borrowing is not a "bad" thing as people have biz ideas needing money to execute. Govt is borrowing, banks and even this evil online loan companies borrow from banks.
See, people are very very hungry in Nigeria. They collect salary to repay loan and borrow again. People must borrow and it is more in troubled countries with bad leadership.
Nigeria will soon be reformed and a better nation emerge.

3 Likes

Food / Re: Made This Nsukka Local Delicacy Today! by nobilie: 8:10am On Aug 23, 2022
Tallesty1:

It tastes exactly like achicha or echicha(that's how my people pronounce it) grin grin grin grin grin grin. It tastes really nice if its well prepared

Ibokwalu ooo.
echicha. Are u from Awgu LGA in Enugu.
It is eaten by Enugu people generally.

Dalu
Business / Re: Nigeria Takes Action Against Unregistered Online Money Lenders by nobilie: 7:06am On Aug 23, 2022
nairalee:
I know I'll get criticized for this but on the major issue of loan apps in Nigeria, the problem isn't the loan companies but Nigerians that borrow loans without genuine intention to repay.

I see comments like "their interest rate is too high", "their time frame is too short" "why will they call my contacts". BUT YOU KNEW ALL THESE TERMS BEFORE YOU COLLECTED THE LOAN.

Are these companies father Christmas or what? They may have adopted wrong means to recover their debt but let's face the fact, the lenders are the prime problem here

Now someone with genuine emergency cannot access loans because those with criminal intention have sabotaged the entire system

For your information, it is criminal to charge not just high but ridiculous interest. "You" capitalised on the hunger in the land know that people will still come to access the loan out of durex. If people knew their right and have been sueing you, govt doing what it should, most of you loan comp shd be closed down and owners in jail. Is it right to blackmail a lender who borrowed say N4000 and request for and extention? I say "you" cos i believe you are one of them. You tell people that lender is a criminal (dont do business with him/her. In a country?

6 Likes 1 Share

Politics / Re: Peter Obi 'Won’t Probe Buhari’s Government If Elected' by nobilie: 7:46pm On Jul 09, 2022
That he said he is not interested in probing the past govt does not mean people/institutions can not take past govt to court. EFCC/ICPC can charge currupt politicians and recover stolen funds and presidency will not interfare.
Crime / Re: Ike Ekweremadu And Wife, Beatrice Charged In UK Court For Organ Trafficking by nobilie: 2:20pm On Jun 23, 2022
I think one of them or a family member is sick needing organ replacement and they contracted someone to sell that part to them but didnt go as expected. It is a major crime in the westhern world.
Politics / Apc Will Go Spiritial; Heavy Rainfail On Election Day by nobilie: 8:44am On Jun 23, 2022
Youths must get prepared to manage heavy rainfall come election day 2023. If you know Lagos elections, you wont disagree with this. Its not a prophesy but a normal trend.
Please, take "your/our money in their hands when they share money" and still vote the candidate that will move Nigeria from consumption to production. Be Obediently rugged for the election!!!
Politics / Re: 5 million March For Tinubu In Anambra,Enugu. by nobilie: 4:35pm On Jun 22, 2022
islandsscotch8:
Lion of Bourdillon , children of hate and perdition will soon start gnashing their teeth now. The man that singlehandedly reformed policing in Lagos by bringing the RRS which has til today been the most equipped and best police division in the country. That is exactly why we are supporting this man
I laugh @tinubu brought RRS. If you grew in Lagos, you'll know that Lagos security started with "operation sweep" by Buba Marwa which was replicated in other states and followed subsequently by other operational names that we now see till today.
Career / Re: Just Fired. How Do I Cope With The Emotional Trauma? by nobilie: 6:46pm On Jun 20, 2022
Just seeing this and i'm laughing reading it.
In the Nigeria of today, you comport yourelf and use wisdom when working in a one man's business. The key to stay long is stay mumu, as.. licking and sycophancy. At 39 yrs, how can u be exchanging words with a 20+.
The truth is that the owner of the school did u favour. One must learn to know when to resign. The family would have made your stay a living hell. What you need now is the right people around you. If you still wnt to teach, home/private teaching will pay you well. Find an estate or a community of above average close to you, print and make photocopies of "do you need a private teacher to take your children in physics/chemistry/interscience......"? Kindly call Yourname on 0809000900. We have vas esperience and will exceed your expectations in delivering value. Do you drive and have a license? Go to moove and sign up to drive their car for uber. Buying and selling of goods physically and online (phone accessories, etc) will pay you also. Do yourself a favour by thanking God and asking for direction. Move out and observe things. Learn new skill. If you are not married with children, you are lucky as you can manage yourself without pressure. Take care

2 Likes

Crime / Re: EFCC Arrests Ahmed Idris, Accountant General Of The Federation For N80billion F by nobilie: 11:51pm On May 16, 2022
This foolanis Re without conscience or wisdom, they clear govt funds with anger. Im ashamed of tjis Nigeria
Politics / Re: Nigeria Spends 86% Of Revenue On Debt Servicing, South Africa Pays 20% by nobilie: 12:26pm On May 16, 2022
Mynd44:

It is simply because the South African Government earns more in terms of taxes and royalties than the Nigerian government

Oga, your answer is not the correct response to the question. Let me make you see it clearer, no matter the amount we earn as revenue, Buhari's govt will borrow more and same issue will result. Have they stopped borrowing?

For bank to lend you money, will they not check your income, calculate your monthly repayment before telling you your limit?
Have we ever as a country withness this mess? To be frank with you, any govt unit headed by a fulani will be messed up like that not to talk of Buhari's govt with a huge selfish/tribal agenda. They'll soon start dishing out the money to push in their plan.
It will take years to correct the evil that buhari has installed except God comes into the matter. "When the righteous rule, the people rejoice".
NYSC / Re: Deborah's Murder Reminds Me Of My Service Year In Yobe by nobilie: 8:14pm On May 13, 2022
The North enjoy 85% of the resources i our nation reason they'll do everything to stick to Nigeria. Forget the challenge in South East, north will still do nothing. Anything that will destabilize Nigeria, they are not ready for it. Just this hide and seek rubbish. If other regions give it to them hot, them go calm down. Rubbish people killing christians for slight reasons.

1 Like

Politics / Re: Jimoh Ibrahim Visits President Buhari In Aso Villa (Photo) by nobilie: 7:28am On May 12, 2022
This criminal now wants to rob Nigeria from the senant?
Please ask him what happened to virgin Nigeria and IGR insurance?
No shame at all
Romance / Re: My Girlfriend Refused To Take A Picture With Me by nobilie: 9:19am On May 04, 2022
Wizzy13:

i was invited and i was even to pay for it
am cute, i have rejected many offers from girls to do that with them just because of her
i feel its over between us cos its shows a lot

Did you pay for the photo shoot?




Travel / Re: Four Die, Others Injured In Third Mainland Bridge Crash by nobilie: 9:50am On May 02, 2022
May God not allow us see evil. 3MB is not a place to crowl(i must say) but not to over speed esp with commercial bus fully loaded. Tyre burst on high way needs esperience driver to manage the situation. The driver may not be very esperienced. I can see that the passengers are wearing same color cloth up and down. May be same church members perhaps choir members. It is well.
Foreign Affairs / Re: Four EU Countries Make Gas Payments In Russia's Rubbles by nobilie: 8:09am On Apr 28, 2022
The only thing keeping Russia is its propensity to go nuke(s). If not, any attack on dollar is war from America. That was the reason for the fall of Ghadaffi who wanted OPEC to stop receiving $ as currency of payment
Education / Re: Fully Funded Offer In Iran! What's Your Take On It Please? by nobilie: 11:58am On Apr 25, 2022
Thats if the offer is not from a terrorist group recruiting members. Shine your eye oooo. Offer too good to be real from that region. People from middle east (Arabs) get hard mind ooo.

2 Likes

Politics / Re: Mahmood Yakubu: Insecurity Will Not Stop 2023 Polls by nobilie: 8:29am On Apr 22, 2022
Its either he does not know what he us saying or he just want to lie to the public knowing that we are actually aware he is not telling the truth.
How will election hold in southern Kaduna, Zamfara, parts of plateau, SE if the gun men are not handled?
Well, i know the date will be postponed.
Religion / Re: Catholic Church Believes In Separation From Bed, Not Divorce - Father Oluoma by nobilie: 11:03am On Apr 14, 2022
blazingblender:
.fr oluoma
The only priest that speaks for the people
The Catholic Church don't practice divorce
So what is the difference between nullification and divorce kwanu??
In separation, the doors to come back is left open and you are still married. If anything happens to the man morrow, the woman still has rights as she is still his wife. Divorce is we are no longer married.
For nolification; a marriage founded on wrong infor or lies can be nolified (meaning, there was no marriage at first). Eg, if the man/woman was married before and did not relate it to the new partner and before mariage, it is nolified. If the woman has no womb and she is aware but refused to inform the man before marriage or the man is impotent, knowing but did not inform the partner, that marriage will be nolified if one partner informs the church.
Marriage wahala plenty. Some young people sef no go like marry.
Lots of men suffer in marriage this days hustling to make family fit as women will always mount presuure, "when you know you cant take care of wife and children, why did you marry?"
Foreign Affairs / Re: This Is How People Charge Their Phones Now In The City Of Bucha Ukraine by nobilie: 10:27am On Apr 08, 2022
Zonefree:
Are smart and big phones prohibited in Ukraine
In time of war, there's adjustment. Im even surprise that they still have connections. No light should also mean no GSM as the sites may have been bombed (strategic).
The must be using make shift sites (small and mobile with short rang capacity). Can basically transmit voice alone (edge)
Jobs/Vacancies / Re: Is This Pure Act Of Slavery Or Real Job Vacancy? (Picture) by nobilie: 10:20am On Apr 08, 2022
As wicked as this may look/sound, lots of people are doing it and someone will have applied fir this one. Infact, there will be screening sef. Our society hard

24 Likes

Travel / Re: Bus Conveying Catholic Women Crashed Into A Tree In Benue, Many Dead by nobilie: 10:17am On Apr 08, 2022
Very sad. Families in same parish/church. Who will comfort who? Who will support/donote to who? If this is projected, only God knows who did and for whom it was directed. Those who escaped this will be grateful to God.
Make we no dey where evil wan happen ooo.
Politics / Re: NAF Jets Kill 33 Terrorists In Coordinated Airstrikes In Borno, Zamfara, Kaduna by nobilie: 12:40pm On Apr 03, 2022
The killing of the terrorists was done my NAF. How them take count bodies to be 33?
No wahala, election will hold someday even if them no want election
Business / Re: Soko Loan Has Finally Defamed Me (pictures) by nobilie: 4:35pm On Mar 28, 2022
Do you know that the thief is the loan company. Considering the ridiculous interest they charge for short term loan. If CBN look into their operations, most of them will be closed. I am sure they are also owing banks and are defaulting.
People need to start sueing them. Let the court condirm if their loan revovery pattern is according to law.
Jobs/Vacancies / Re: Lady Denied Employment Because Of Leg Chain. by nobilie: 9:07am On Mar 15, 2022
The owner of the job does not want a staff with leg chain(s) and you are asking why! Abeg, if you want to appear as you like, open your own business. No body go disturb you

1 Like

Family / Re: Doctor Batters Wife Over Refusal To Circumcise Daughter by nobilie: 6:44pm On Jan 21, 2022
The little girl is the doctor's daughter. The tradition is his. The decition is his. I wander how persons who may not have gone pass secondary school level call the dovtor names. The way and manner little girls go after sex this days is alarming. Dont forget we have diff experience in life. A female friend of mind who had three boys told me if she had a girl child, she would circumcise the child going by her experience at the university.
I know there are better ways to carry this female circumcision out. Some will massage the clit of the baby girl for days.
Do you know that there are families where the female clit grows so long and becomes uncomfortable for the female adult (like a penis)?
Those females are 24hrs honey.
Just think about it

1 Like

Travel / Re: Seven Die, Two Injured In Bauchi Road Accident (Photos) by nobilie: 9:48am On Jan 14, 2022
OloshoMan:
Wanted to type RIP and I just remembered that they're aboki people
Thoses phone chargers on the floor belong to an aboki abi?
Jobs/Vacancies / Re: Job In Maiduguri: Do I Accept? by nobilie: 3:03pm On Dec 27, 2021
There are lots of NGO's in Maiduguri but more are job opennings by boko haram to kidnap people for ransom. The safest thing to do is tobstay away from that region (Borno and Yobe). Its not safe at all (for now)

1 Like

Politics / Re: Akin Alabi Moves Motion To Stop Harassment By Online Loan Providers by nobilie: 2:17am On Nov 10, 2021
JavaScript90:
he just want to kill these SMEs. Nigerians don't like paying back loans. how to do you expect the loan companies to get back their money without collateral. he should instead criminalize taking loans without paying back.

Oga, so, blackmailing people to pay is now normal? Why not use police? Do banks send messages to the contacts of rich people owing them? After charging crazy interest, they still go further to blackmail debtors. See, if recipients of that SMS notification begin to sue this criminal lenders, they will look for another business.

1 Like

Health / Re: Bill Gates Warns Of Terror-Sponsored Smallpox Pandemic, Seeks Research Funds by nobilie: 11:17am On Nov 05, 2021
This man's corona virus has not left us he is talking about small pox. Is he the antichrist we are expecting? Abeg, face your Microsoft ooo

12 Likes

Crime / Re: Why Do Nigerians Hate Paying Their Debt? by nobilie: 11:05am On Nov 05, 2021
Oga OP, make i hear word. The amount of hunger in the land now is alarming. People working are finding life difficult talk less of people not working(which is very high). If you are hungry, you must borrow. Nigerians now borrow to repay loan and borrow another to eat. I dont support wrongs but trying to understand the OP esp as relates it to loan companies.
Now, regards loan firms exp loan APPs, which i call official criminals, they will grant you short time loan at ridiculous interest rate (sometimes more than 50%) but will claim @15%. Imagine a loan of N4000 to repair in 5 days and you are paying back more than N1000 as interest!! That is devilish cos you make the borrower deeper in need. If you default for a day (due to no money yet, APP issue or wrong destination, failure due to network), this people will not only disturb your life with calls/SMS but will criminally send an incriminating SMS to all your contacts (9Credit is on number 1). This is blackmail. People should start charging them to court. You'll notice that the loan APPs are now on the increase cos they are reaping people off.
almost everyone will jump into conclusion that people are wicked regards returning loan. This may be true depending on the cycle of friends/people you have/keep. At this time in Nigeria, times are veeerrrry hard. If you must lend to someone, let it be an amount you can forgo except, you are sure.
Try hard to avoid loan APPs (i know it will be difficult sha).
I know that very soon, CBN will look into their criminal activities and close down some but increasing conditions of running it(minimum deposit).
Politics / Re: Don't Call Them Terrorists, Call Them Bandits: NBC To Media Houses- Steven Kefas by nobilie: 8:32am On Oct 23, 2021
While DSS is encouraging the media to call UGM (unknown gun men) IPOB.
Education / Re: Pastor Chris Oyakhilome Builds A School In Ogun & It's Tuition-Free (Pictures) by nobilie: 10:32am On Oct 09, 2021
genkins:
Mnn! Built by christ Embassy or Chris? What is Chris Oyakilome's job that he can afford to build a free school? Christ Embassy is a church where funds contributed by members built a free school.. Let's get that right
Good news irritates some people. The notice says Chris Oyakhilome foundation. Is pastor Chris not reach enough to build that school? For your information, thats a small project relative to what he has done. If he does not do this, will you query him? Go and check projects by him in Ambrose Ali univ or uni of Benin. Just congratulate him, pray for him and move on.
Your political office holders are either doing nothing or executing embarrassing projects and you still praise them

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