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Sports / Re: Nigeria Vs Equatorial Guinea: AFCON 2023 (1 - 1 ) On 14th January 2024 by ogawisdom(m): 4:38pm On Jan 14
Osimen grin grin grin

Throwing away chances

Man is probably overrated

5 Likes

Sports / Re: Nigeria Vs Equatorial Guinea: AFCON 2023 (1 - 1 ) On 14th January 2024 by ogawisdom(m): 3:52pm On Jan 14
nnachukz:
One shot on target, one goal. What type of keeper did we take to this AFCON?

That well placed ball can beat any excellent keeper, not his fault at all

4 Likes

Sports / Re: Nigeria Vs Equatorial Guinea: AFCON 2023 (1 - 1 ) On 14th January 2024 by ogawisdom(m): 3:46pm On Jan 14
This Yusuf Na Nigerian Kante grin Ball fighter

6 Likes 1 Share

Sports / Re: Nigeria Vs Equatorial Guinea: AFCON 2023 (1 - 1 ) On 14th January 2024 by ogawisdom(m): 3:15pm On Jan 14
We are dominating them
Sports / Re: Ivory Coast Vs Guinea-bissau: AFCON 2023 - (2 - 0) On 13th January 2024 by ogawisdom(m): 9:21pm On Jan 13
Is it showing on Gotv
Sports / Re: Afcon 2024: Who Is Your Personal Favourite Super Eagles Striker? by ogawisdom(m): 4:48pm On Jan 13
grin Yakubu

1 Like

Jobs/Vacancies / Re: Earning 30k Monthly Salary As A Graduate by ogawisdom(m): 4:19pm On Jan 10
Since you are jobless, grab it even if it is 20k

7 Likes

Celebrities / Re: Betta Edu Biography, Age, Husband, Networth, 585 Million Scandal by ogawisdom(m): 6:46pm On Jan 09
Betta ole grin
Politics / Re: A VERY VERY Wrong Time To Be An Adult In Nigeria by ogawisdom(m): 6:53am On Jan 07
MikeofKd:
This period is the worst period be a Nigerian youth ,the government has completely crippled and humiliated us. The economy is very bad and even worse, things are getting out of hand every blessed day.

My problem with Nigerians are our spirit of adaptation , I can promise you dat if fuel sells for 5k per litre people would still buy after complaining heavily , cause thats all we do ,complain bitterly but everyone would at d end of the day find ways to adapt.

For how long are we going to continue this way for christ sake? Almost all the youth are into one fraudulent activity or the other these days and the most decent looking ladies have a very troublesome amount of body count these days as well.

How I wish we can all in our frustrations pay Tinubu a visit at Aso rock , atleast make we protest heavily reach him side cus im fed up honestly.

I'm a bachelor but im still managing like a student , bills upon bills and worst you dont even get to enjoy for these services you pay for at all.

You cant even find an understanding girlfriend anymore in this country. Omo make I stop here before I go craze , Nigeria matter fit make man craze .


Survival of the fittest
Politics / Re: Pressure On Peter Obi To Run As Vice To Atiku In 2027 - NationalDaily by ogawisdom(m): 6:37am On Jan 06
Must Atiku rule Nigeria? angry

1 Like

Investment / Re: Mutual Funds by ogawisdom(m): 2:31pm On Jan 04
MMF vs TB secondary market

Why would you do MMF instead of TB secondary market.

Someone that has recent rates should compare the two.
Jobs/Vacancies / Re: JOBLESSNESS - Giving Up On Tech - Whats Your Take This 2024 by ogawisdom(m): 2:21pm On Jan 04
Sooo surprised to hear that a developer is jobless angry angry angry

People will be shouting go and learn a skill esp coding as if it will make you automatically self employed and comfortable.

Any skill that will involve job hunting to succeed is not worth it. That is why content creation, YouTube channel, blogging, affiliate marketing seems better

9 Likes 2 Shares

Sports / Re: Who Is Alhassan Yusuf, The Midfielder Replacing Ndidi For AFCON? by ogawisdom(m): 1:58pm On Jan 04
Oboto700:
what are you saying? People should not enjoy themselves again because of dollar? Is everything about Ur life money? Go to the grave.. that's the richest place on Earth.. try dey enjoy yourself.. you fit work hard Make u no stay enjoy am

This is not for people still enjoying mama thank ma like you. Please ignore
Business / Re: Top 10 Richest Men In Africa At The Start Of 2024 by ogawisdom(m): 1:56pm On Jan 04
With Dangote refinery coming up it's only a matter of time
Sports / Re: Who Is Alhassan Yusuf, The Midfielder Replacing Ndidi For AFCON? by ogawisdom(m): 1:50pm On Jan 04
grin

Ndi football except you are earning from the game, focus less on it and find something to earn from.

USD is already 1255 today & rising more than ijebu garri while they are trying to change price of PMS.

This year will be tough for those without multiple sources of income.

Except you are being fed by someone football should be the least of your concerns.

8 Likes 1 Share

Investment / Re: Treasury Bills In Nigeria by ogawisdom(m): 1:48pm On Jan 04
shizzy7:
Hello, Is the 9% rate for 90days per annum? I.e 90/365*9% or for the quarter.

Yes everything is pa worked down to 90 days
Romance / Re: Please, I Need Advice What Can I Do In This Situation. by ogawisdom(m): 12:07pm On Jan 03
Animegirl:
So, there's a man who wants me to be his wife. Honestly, he possesses the qualities of a good husband, but I can't deny that I don't find him attractive. Despite my efforts, I can't seem to develop feelings for him. Seeing his face makes me angry, even though he treats me well and spends generously. His height and face are a deal-breaker for me. If I accept his proposal, I know it will cause pain, but no matter how rude I've been, he won't let go. I'm considering running away from my community altogether. I don't want him to know my parents; otherwise, I'm done.


Don't marry a man you don't find attractive please it's not worth it except he is a billionaire sha
Family / Re: First Credit Alert In 2024 by ogawisdom(m): 5:58pm On Jan 01
Interest from investment entered at exactly 1:00am

2 Likes

Business / Re: Between Opay POS And Moniepoint POS Machine, Which Is Durable to used(pics) by ogawisdom(m): 5:49pm On Jan 01
What of wema bank POS
Politics / Re: Bloomberg Predicts Naira Will Record Worst Performance In 25 Years In 2024 by ogawisdom(m): 3:43pm On Dec 30, 2023
pipnator00:


Like I wrote, they insist they will only sell in USD to Dangote. Remember, most of the oil majors we have in Nigeria are foreign companies. They have people they already sell to outside Nigeria in USD. They would leave those to come sell to Dangote in Naira that continues to lose value. You sef check am!

People or companies are governed by laws, how hard is that for you to understand? Naira is our legal tender not USD. It's illegal to conduct business in Nigeria in USD, get that into your thick skull.
Politics / Re: Bloomberg Predicts Naira Will Record Worst Performance In 25 Years In 2024 by ogawisdom(m): 2:43pm On Dec 30, 2023
pipnator00:


Hope you are aware crude oil sellers insists they will only sell in USD to Dangote refinery? This increases the pressure on Naira unless Dangote refinery produces excess for export. Nigeria still has backlog of oil futures to fulfill plus, the backlog of USD belonging to foreign companies like Emirate airways and the rest which Nigeria is yet to clear because Nigeria have borrowed heavily against the external reserve and the reserve can't cover the backlog.

***Not an advise but I read somewhere here that AFRI-EXIM bank is gonna lend Nigeria some FX to clear those backlogs. (They will lend us more FX which in turn increases our FX denominated debt (pressure to the naira) and also our overall debt. This is like taking Panadol to suppress a headache that is destined that we MUST suffer) If that happen, it means Naira will gain. Just wait for naira to hit resistance and start loading up Naira sell. Naira will hit NGN2500 before then end of 2024.

It is illegal to sell crude oil to a company in Nigeria in USD, Dangote can take them to court, USD is not our legal tender.

1 Like

Celebrities / Re: Between Actress Funke Akindele And A Special Adviser On Marriage Affairs by ogawisdom(m): 10:25am On Dec 30, 2023
grin
Religion / Re: What's The Essence Of Marriage?? by ogawisdom(m): 10:17am On Dec 30, 2023
grin

Just a stupid institution to kill a man with billing after which the kids n wife will abandon the foolish man once he is old.

We need home of the aged in Nigeria ASAP for people who wants to think outside the box.

It is a poverty alleviation programme for most jobless and hungry ladies, that is why they are desperate for it.

23 Likes

Politics / Re: Bloomberg Predicts Naira Will Record Worst Performance In 25 Years In 2024 by ogawisdom(m): 10:12am On Dec 30, 2023
Can only happen if Dangote refinery fails to come on before March 2024.

People holding USD will be shocked next year once this refinery comes on.

USD is heavily over priced and should be going down to between 800 & 900.

1 Like 1 Share

Investment / Re: Keke Bus Business by ogawisdom(m): 8:19pm On Dec 29, 2023
Headlaw:
Please I am planning to buy Keke Bus and give it out to a driver for daily returns. I have heard so many bad news concerning the business but I am positive about the investment. Kindly share your experience if you had ventured into business before, I want to learn from them.


Gini

Thank God you asked

Now turn back and run like you saw a ghost

I tried it years back and almost choked from daily shouting on phone, mind this was when fuel, was 145 per litre, oil very cheap & parts super cheap.

Imagine now that fuel is 680.

The only way it will succeed is if you will be the driver

4 Likes 1 Share

Jobs/Vacancies / Re: Male First Born: 30 Years Old, Unemployed And Living In Your Parents House by ogawisdom(m): 6:06pm On Dec 29, 2023
The problem is our job seeking mentality.

Your education is a prove that you are teachable.

Retrain your mind to constantly search, see and seize opportunities (online & offline) for money making around you.

Give value (products or services) and start earning to start your financial Journey.

No one cares and no one is coming to save you. Face what is facing you.

1 Like

Investment / What Is Your Best Investment Decision In 2023 & plans for 2024 by ogawisdom(m): 4:35pm On Dec 29, 2023
Let's learn from one another

When it comes to investment, always remember that you can't do everything. Focus on a few things you understand well. I did a couple of things but the one that paid most was buying USD at 870 and offloading at 1260. This action brought in millions.

I am still watching Dangote refinery project, targeting it's IPO and stock investment.

It will also likely appreciate naira against USD the reason I pulled out of holding USD momentarily.

If it fails I am buying back USD again.

Let's here your best investment decision in 2023.

2024 to do more

Treasury bills
Money market fund
Stocks (US & Nigeria)
Real estate
USD holding
Investment / Re: Mutual Funds by ogawisdom(m): 4:25pm On Dec 29, 2023
Do they tax interest on MMF?

On the compounding aspect does it mean if i invested 1000000 and it earns 300 daily then after day one the next interest will be calculated on principal of 1000300?

Trying to make a return to MMF with Stanbic, left for fixed income for some time now.
Investment / Re: Treasury Bills In Nigeria by ogawisdom(m): 4:09pm On Dec 29, 2023
TB rates

It's really going high 15.7% last time

Time for me to return and leave fixed income

Romance / Re: Romance,finance Or Purpose Which Is More Important In A Relationship by ogawisdom(m): 7:59pm On Dec 28, 2023
Theopneustos:
Good day nairalanders

I have listened to a couple of preachers both secular and religious on the issue of what is prime in a relationship and they revolve around these three which are romance,finance and purpose.
Some said romance is important, while others finance and yet some others purpose.

Which is more important.
I think it's purpose.

What do you think.
.

The most important thing in life (not just relationship) is finance (money) even a complete idi.ot knows this. Don't wait to learn this too late in life. Once you have money you have almost everything in life.
Career / Re: What Are The Disadavantages Of Studying Medicine At Age 29 by ogawisdom(m): 4:03pm On Dec 28, 2023
Jackanda1:
After trying medicine 3 times. I had to settle for a science course. I'm currently done with my first degree, NYSC and doing a little job by the side.

The thing is, i want to go back to medical school. I have a burning desire to study medicine, i dream about it everyday and would be rather unfulfilled if i don't study medicine.

The questions i have are:

1. I intend to start my study in my late 20s. Hopefully 28,29,or at 30years old.

2. What are the disadvantages of studying medicine and graduating in my late 30s.?


3. How is employment at that age?


What are the difficulties i should expect?

Be brutally honest. Thanks

cc: Lagusta bcomputer101


Nothing dey medicine

Focus on making money and financial independence

1 Like

Romance / Re: My Girlfriend Demands Too Much Money by ogawisdom(m): 3:56pm On Dec 28, 2023
Naijagram:
Seeking your thoughts, everyone!!!

I work as a salaried individual and earn around 400k monthly.

However, my girlfriend constantly asks for money. I give her almost 100k every month and she feels it's not enough for her. She's even voiced discontent, suggesting I only send her money when she explicitly requests it.

I'm beginning to suspect her motives, as she seems solely focused on my income.

She never suggests saving or helps in cutting costs; her primary interest lies in spending everything.
Despite my genuine love for her, I can't keep up with her demands. I had hopes for our future together, but it seems unlikely now.

I'm considering a breakup as a solution.

Has anyone navigated a similar situation?


Jeez

What are you doing with a leech that will dump you any moment the money is no more.

If you don't leave her you will surely regret the money you are wasting on the parasite that has come to suck you dry.

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