₦airaland Forum

[quote author=o'boy]Have anybody noticed it lately,i remember those days its takes up to an hour or more to prepare beans we even add some things called 'akanwu' to fasten the cooking
but just yesterday it took me just less than 20 mins to prepare the beans i ate yesternight #farts# sorry
why is that?[/quote]Lol!!!!!!

You be true comedian!

timpaker: The day tellwisdom will say something positive about someone on Nairaland i swear i will quit N........

lol!

jonescyras: A bitter truth.

You're on point, bro!

Finance is such an important part of our lives, and the knowledge of finance has huge benefits. Finance is all about value. Making the most of the limited financial resources you have. Whether you run a Fortune 100 company, or you run a family business, or you run only your life; your success depends largely on how you manage the money involved.

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Hi Jeel,

You can checkout http://www.olafusimichael.com/2013/09/personal-finance-making-your-money-work.html and http://www.olafusimichael.com/search/label/Personal%20Finance

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I'm a Microsoft Excel, PowerPoint, Outlook & VBA guru. Truth is I make Microsoft Office sing and dance.

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Now you can add an extra layer of security to your twitter account login process, to prevent anyone from hacking your account. Once you enable this added security, anytime you are logging in from a new device (computer, phone, tablet, or browser), you will be prompted to provide a verification code that will be sent to your phone. This way its (nearly) impossible for your twitter account to be hacked. (To see the more elaborate how-to with lots of screenshots, visit http://www.olafusimichael.com/2013/05/twitter-helps-prevent-your-account-from.html )

So below is the how-to -

Log in to your twitter account, and go to Settings

Scroll down to Account Security

You'll need to add your phone, so click on add a phone

Then you'll fill your country/region (Nigeria), phone number and network carrier (MTN, Etisalat, Glo, Airtel)

You'll see a screen asking you to send GO to 40404 from the phone you entered. Do that and voila, your phone has been linked to you account.

Just one more step. By default, twitter sets it that you'll be getting sms alerts for nearly everything that involves your twitter account besides the tweets you post. And that is crazy annoying. I'll recommend you deselect them all.

Now, it's done.

Try logging in from a new browser, now your Internet Explorer might be useful. You should get a login verification notice.

jumiablog: [right][/right]
Hello, send your experience with using Jumia online shopping site to bloggeradmin@jumiablog.com and you might be our lucky winner.

The earlier the better, and make it detailed and truthful.Will be evaluated by humans.

Hmm, this is interesting...

Nairaland is no doubt the biggest forum in its niche (worldwide). And it has invested a lot of money, creativity and human efforts to get there.

All the same, I have used forums, forums with as much or more members. It's only Nairaland I know that tells you to wait for another week to make a new post.

Imagine google telling you to wait for an entire day to do another search, just because it doesn't like your search history or trying to avoid congestion.

The main reason lots of people abandoned yahoo for google was ease of use. To spend more time creating value than trying to overcome unintuitive restrictions.

We, nairalanders, are the ones who create all the content on nairaland that makes it rank amongst top sites in Nigeria, that provides the search traffic from google, and that ultimately makes the owner money$$.

I think it's fair if the admin and moderators spend more creative moments on making the site more user friendly and not churning out rules upon rules that only aim at making them look big and the users small.

We are all sensible people, some of the best minds and rational people not only in Nigeria but in the world.

What is Davido's latest single? Send your answer to 33012 and win N1,000,000

I'm sure you've received such SMSs regardless of your mobile telephone network. It's the latest yahoo yahoo, and if you're willing to pay me I will show you how people (like you and me) make a millions with this lottery like SMSs.

That's by the way. Let's share all the possible ridiculous SMSs we've all received.

Lemme start-

What is the color of the White House building? Send you answer to 30023 and stand a chance to win Blackberry Q10

Chelsea beat Manchester United 1 – 0, thanks to Juan Mata’s late goal. For more sports news, send SPORTS to 30123. Free for 7 days

Shell is recruiting fresh graduates. Send JOBS to 30123 for job alerts. Costs N30

The world is going to end tomorrow. Send MAYAN to 30986 to get timely updates. N100 per month

Weather forecast: It will be dark this night. Send WEATHER to 30785. You’ll never be caught in the rain without Umbrella again.

Obama will sleep over at the White House today. Send WORLD to 39276 to get global updates.

Nokia 3310 is now N2,500! Limited stocks!! Send DEALS to 301367 to get crazy deals

Please share the ones’ you've received, let’s make an exhaustive list.

We all know some people whose thinking is obviously warped.

Think of all the reasonable actions/decisions to take in any situation, and you’re sure they will not take any of them.

Think of all the stupid things anyone can do, write them on a sheet of paper and number the sheet “Page 3”. Because, what they will do will be more ridiculous than what you have on that sheet.

Whenever you take a very stupid decision, you feel relieved when you think of them.

So fellow distinguished Nairalander, tell us - What is the most stupid thing you've seen anyone do?

After reading lots of books on Personal finance and Investment, I decided to put my vast knowledge to work. I currently work at a job I love but which leaves me with little money at month-end. I daily take a record of all my expenses; I know where every single kobo of my salary goes. I know exactly how much I spend in a month.

The following are the Personal Finance measures I implemented –

1. Pay myself first

Since 2011, I set up a direct debit order in my salary account to transfer a certain amount of money every month to a Mutual fund account.

Now I plan setting up two others to transfer some cash monthly to my Brokerage account and quarterly to my Fixed Income fund account.

2. Have an Emergency fund

I currently have my three months living expense stashed away in a High Yield savings account. I have lost my job once and resigned from another too. In both situations, I encountered numerous unplanned expenses and ended up spending a lot. Having an emergency fund can greatly help to tackle unforeseen emergencies. I never touch it unless there is an emergency, and I replenish it as soon as I can.

3. NSD, LSD and HSD

Increase your No Spending Days, never reduce your Low Spending Days and reduce your High Spending Days in a month. I try to achieve this by staying home on most holidays to increase my NSD, cut-back on unnecessary daily expense like chewing gums and in between meal snacks to increase my LSD, and I only buy necessities to reduce my HSD.

Recently, my Sony VAIO laptop motherboard went bad and I couldn’t find a replacement. Rather than buy a new laptop, I bought a similar but dead Sony VAIO laptop and replaced the bad parts with the ones in mine that fitted and bought the other parts that needed fixing. I ended up with another Sony VAIO that cost a fraction of the new one.

Anything I could do without for a month, doesn’t make it to my list. For instance, a new suit, iPad, another wrist watch and movies.

4. 70 – 30 investment rule

Since, I’m investing for the long term (over 30 years horizon), I put 70% of my investment cash in stocks and 30% in Fixed Income and bonds. As a small investor, I rely on fixed income fund. But I follow the stock market like a true Chelsea FC fan follows his club, I know nearly all the important figures and trends. I research stocks, burrow through financial statements from 7 years back and make some crazy financial calculations. I manage my own brokerage account without any professional help, I buy stocks of companies I’m convinced (after my calculations) will grow at over 15% year-on-year and sell the ones I believe have derailed (regardless of their stock price movement).

Result: Though, at first, I lost money after money, I have recouped all my loses and have found an investment style that works great (so far).

5. Delay my big expenses

I don’t plan buying a car anytime soon.

6. Create multiple income streams

Though, I currently make money from my investments, I still run 3 monetized blogs and a part-time consultancy. Currently, my blog is yet to generate a profit and my consultancy biz is still in its infancy, but I know that with more time and effort invested I will be able to cover my living expenses from their earnings.

7. I’m my biggest asset

The premium on skills (hard and soft) is huge. That is why our parents make us start school as early as possible, knowing that one day someone will be willing to give us a fat pay slip just... http://www.olafusimichael.com/2013/02/working-my-way-to-wealth.html

The Independent National Electoral Commission (INEC), on Thursday called for the establishment of a Special Electoral Commission with special jurisdiction to try electoral offenders.
Mr Mike Igini, the Resident Electoral Commissioner in Cross River, made the call while parading three Ad hoc staff, who allegedly falsified election results in the Feb 25, governorship election in the state.
Igini accused the judiciary of frustrating efforts of the commission in prosecuting electoral offenders. According to him, the problem of the commission was not that it did not have sufficient political will to handle problems but because, the judiciary had not lived up to expectation.
He said that the judiciary delayed cases that were brought before the court and most times used technicalities to strike out cases.
Igini said the three persons were arrested over alleged falsification of election results in Etung Local Government Area of Cross River.
The suspects were two presiding officers and an assistant presiding officer and have been handed over to the security operatives for investigation.
“It is unfortunate...

Explosion yesterday rocked the Administrative block of the Gombe State University, Gombe prompting a colossal destruction of both the building and many valuable items in the building.
The block also houses the Senate, Council Chambers as well as the office of the Vice Chancellor of the University.

According to sources from the University, the incident occurred at about 8:30, Thursday night when workers and staff had closed and left office.
Though there were no human casualties, the items in the office which included chairs, tables and sensitive documents were burnt by the fire that ensued in the explosion.
Some students of the University who spoke to Vanguard said sporadic gunshots around the senate building and the second gate of the University preceded the explosion.
The incident caused unusual panic and resulted to an immediate mass exodus of the many students who fled the school on the heels of the explosion.
A fleeing female remedial student who craved for anonymity told this reporter that running home for safety in the company of other students that night was not easy as they took a great risky flagging down a vehicle whose driver they did not know to take them home.

The Vice Chancellor of the University, Professor Abdualhi Mahdi responding to a question from Vanguard said that “there is nothing that I know about it. Just as you are seeing it, is the way I saw it too. It happened...

Two rocket launchers, a grenade and a General Multipurpose Machine Gun (GMP) were among the arms recovered from a robbery gang specialising in bank raids by operatives of the Federal Special Anti-Robbery Squad (FSARS), Adeniji-Adele, Lagos.
Other items recovered from the gang, whose kingpins are helping the police in their investigation include eight Ak 47 rifles, 189 Ak 47 magazines, two rocket heads, 554 rounds of ammunition, nine chain bullets and 5, 554 live ammunition.
The suspects are believed to be behind the major bank raids in Ogun and other Southwest states...

Check my signature for the link to get daily news from Punch, Vanguard, ThisDay, Guardian and The Nation sent to you.

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THE last is yet to be heard of the pension scam in the Head of Service of the Federation (HoSF). The Economic and Financial Crimes Commission (EFCC), which has gone tough on the masterminds, says it has unearthed the payment of N2.5 billion to individuals and companies, which acted as fronts for officials of the pension unit.
From its fresh investigations, the EFCC listed four fictitious companies, a businessman, banks and more pension officials who were involved in the scandal. The fraudsters also included an accountant and a senior officer in the Office of the Accountant-General of the Federation (AGF).
The Guardian learnt that a former head of accounts in the pension unit, who was one of the signatories to the funds, helped the cartel to steal N131.43 million through five of his accounts with different banks.
A search conducted by EFCC’s operatives on the house of the suspect (now on the commission’s bail) at Kado Estate in Abuja on January 13, 2011 allegedly led to the recovering a computer with several payment mandates put at N2.5 billion.
The amount, the EFCC said was...

A 64-year-old man, Steven Sajewo, has appeared before an Ilorin Chief Magistrates’ court presided over by Mr. Lekan Adegbite for allegedly raping a yam hawker.
Sajewo, a retired broadcaster, was charged on one count-charge of rape, which contravened Section 283 of the Penal Code.
He was alleged to have lured the 16-year-old girl to his residence at Oja Iya area of Ilorin, Kwara State, and forcibly had carnal knowledge of her.
According to the charge sheet obtained by our correspondent on Tuesday, neigbours got wind of the incident as the girl kept on screaming.
The neighbours were said to have alerted the police who promptly arrested the accused.
The Prosecutor, Mr. Moshood Adebayo, objected to the bail application of Sajewo, saying the offence was a non-bailable one. He stated...

Amnesty International and the Centre for Environment, Human Rights and Development have disputed Shell’s assessment of the 2008 Bodo oil spill in Niger Delta, saying it was far worse than the company had previously admitted.
An independent assessment obtained by the groups showed that the spill was worse than what was reported by the oil company.
Shell’s report on the spill that resulted from a faulty pipeline in Bodo, a town of 69,000 people, claimed that only 1,640 barrels of oil were spilt in total during the period.
But in a statement on Monday, Amnesty International said the figure was contrary to an unpublished assessment report conducted by a US firm, Accufacts Inc, which stated that the total amount of oil spill within a 72-day period was between 103,000 barrels and 311,000 barrels.
“The difference is staggering. Even using...

Ahead of the debate on the oil subsidy report holding on Tuesday (today), the Speaker of the House of Representatives, Mr. Aminu Tambuwal, on Monday, said that he was not bothered by threats of impeachment over the probe.
The report, which was submitted to the House last Tuesday, elicited public outrage, because it uncovered a N1.7tn fraud in the fuel subsidy fund.
A national newspaper (not The PUNCH), on Sunday, reported that some oil firms and government officials were plotting to sponsor Tambuwal’s impeachment because he and other principal officers of the House refused to influence the report of the House committee which uncovered fraud in the management of the fuel subsidy.
Tambuwal, who spoke in Abuja...

Beaf: I am wondering why a thread that is most certainly a personal attack and ram packed with thinly veiled bigotry made it to the home page?
More worrying is the amount of time the super mod spent on the thread, yet saw fit to do absolutely no sanitising. Was she actually enjoying it and in fits of laughter, or how come her long visit brought no change?

https://www.nairaland.com/919283/picture-ibori-2009-after-asaba

Hmm...

Truth.

yommy2sure: wow i scrolled down looking for this...God bless you jare, everything culture, culture, abeg isnt it our culture to kill twins, label ss children ogbanje, segregate some people that they are osu, circumcize females...i couldn go on... Cant we just rationalize our thinking since knowledge is so abundant now @op, sorry o, go ask google! next time let the topic of ur post be something like...guys what do u tink about kising @ a time like this? Enuff said!

ikkkkk: IS IT ONLY SACK LETTERS THAT THEY WILL GET.? PUT THEM IN DETENTION AT ONCE. WHERE IS EFCC SEF

No no, it's where is UK court?

Be Informed daily with live news feed from Punch, Vanguard, ThisDay, Guardian and The Nation newspaper. Subscribe at http://nigeriadaily..com and you will have the latest news in Nigeria delivered to your e-mail every morning, from the best Newspapers in Nigeria.

Hello Vel,
Why not goto LinkedIn and search for Lagos business club. Ask the question there, you'll get relevant and useful responses.
All the best!

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Hello guys, I need your help to unlock Huawei E156G 357133038954499 I'll be very grateful for your assistance

Mine are
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Great day to you fellow nairalanders!

@femi
It seems you are victim of substandard/fake USB flash monger. Well it has happened to me twice and the only way to use the flash is to save very light data on it (like 12MB on a 512MB flash). But the best option is buy a new one preferably LG from LG office that way you will surely get an original flash and cheap also.