₦airaland Forum

lancee:
$1m too much , how many for obodo oyinbo get $500 K cash..One of my friend told me days ago if he has 50M Naira [Not Loanoo] that is Approx 138 thousand usd he go dey go back and forth to naija for biz and leave his his job which he is tired of ..Another told me just yester only if he has 100M naira he go relocate build houses and event hall

Well i hope and pray they will save it one day only if the system will allow them and if they re extremely prudent

Doctors in the USA earn around $294,000 while neurosurgeons earn up to $663,000 a year. If you can monetize a good ideas, start up in tech will make you million of dollars in a few years.

needful:
Biko go and sit down abeg. People like u just make mouth over someone's hard earned money when u making the mouth had absolutely nothing. Biko u need malaria medicine. Pls is there doctors in the house?, u are calling 11million dollars a learner?, How many Americans even have $1m usd not to talk about $11m.
Some comments usually made me want to review peoples faces. Even in ur so called oraifite which I have visited over and over again, doesnt even have anything that signifies upto $100,000 usd.

I don't have money, it's a fact. I look haggard, that also is a fact. But, 11 million dollars dey learn work when it comes to fortunes. Yes, I said it again, now you go and sit down.

NL1960:
Is the place 'heaven on earth' with all the billionaires there that is making a person with N4billion a learner?. If actually there are non learner billionaires there, by now it would have been on the Guinness book of records with tourists flocking there from all over the world to see the wonders of the billions.

You are quoting me out of context. Jeff Bezos, CEO of Amazon world wide, who is also my close friend, is number 2 in the world. But, I don't need to mention it here just to feel good about my self.

Jobac:
Do you know that Nnamz might even be richer than your entire village? This man quote just dey annoy me. Calling a Billionaire a learner in this our Nigeria even anywhere in the world is absurd. I wish you had made this comment outside this thread I would have washed you and your entire lineage down. Do you know the risk involve to make 1 naira in Nigeria? Go and sit down.

Have you heard about Oraifite in Anambra state before, that is my village. 4 billion naira they learn.

holyprime:
11 million dollars no be child's play ooo... even for America

My classmate is worth over 100 million dollars and he is only 34 but I don't come here to sample. He is a learner end of discussion.

Nnamz:
My papa wey get like 4 billion Naira in cash, investments and assets combined still dey work like mad dog so tey na my mama dey beg am to chop. Bros/sis please don't let Buhari be right about Nigerian youths being lazy. 1.7 million is change, chicken change; in fact ant change

That is just under 11 million dollars, even your Papa they learn.

feelamong:
Some of you guys eventually turned here to a Bitcoins Thread abi?

where are the Moderators??

Pls go to the Bitcoins thread and do Bitcoins..(By the way I also do Bitcoins)

leave this thread for Treasury Bills only!!

I can't find that thread, can you drop a link. Do you speculate or hold long time?

correctguy2010:
If you reside in Nigeria, there should be an exchanger close to you, just locate it, go there and make your transactions, you will get your bitcoin. If you want to do it online, you can use localbitcoin, luno or naira4dollar

Thanks man, I just bought my first BTC ever. I now proudly own 0.0103 Bitcoins. What an achievement, lol.

Acidosis:
What would become of the capital after 5 years if we "eat" the interests? Do you think the capital will retain its value?

Your analogy, though great, raises a strong contest against compound interest.

The value of your capital may have reduced but the intrest you have been utilizing in the 5 years got you some value in return.

I think Tbills can be seen as an investment only if its returns are higher than the inflation rate. Another point to note is that inflation is hard to estimate as the increase in the cost of goods and services is not uniform.

Houseofglam7:
Oh my!
You are batshit crazy!

I was totally spaced out. Ok, I have been noticing the tell tales that she might have been into me, but yesterday, she got out of control.

It is tough out here.

Houseofglam7:

Glam, you would never imagine what happened, I went home last night and my grandma tried to seduce me. Yeah, after she had a bottle of Gulder she pulled off her shirt and her titties were literally touching the ground. Jeez, it was not funny o.

No talent, no flair, no individuality. Back in the day even when Nigeria dey lose you go still dey enjoy the match. This one na only passing way no too dey accurate self. Bad market.

Benblaq:
We don't know how to cross long pass.
We don't know how to drop through pass.
We are not forcing this game o

Station?

CeeJay9ja:
We will obviously lose

Which station dey show am?

A beg, which station they show d match on mobdro

Bravedude112:
They will reinvest all your upfront interest of the interests until the last 400 or 500naira which will be credited to your account

RealityShot:
lol...

It's kinda fishy sometimes.. I will explain with numbers..

You invest N1000000
You will get N125000 (at 12.5% rate)

Then you asked for reinvest interest,
So you automatically invest the N125000
And you will get N12500+ in your account.


At the end of the year,
You will get N1125000 back from Tbills.

Add the N12500+
And you have total of N1137500

Therefore your true yield is N137500

Which is interest rate of 13.75% (TRUE YEILD)


Happy investing

Barrytone:
Compounding is asking them to reinvest your interest till less than a 100k is left. The process is repeated till you have less than a 100k. I reinvest till it gets to the amount I so desire. Compounding is a one time investment while mine is invested after interest is paid which is likely next day and on secondary market

Who is correct here?

RealityShot:
lol...

It's kinda fishy sometimes.. I will explain with numbers..

You invest N1000000
You will get N125000 (at 12.5% rate)

Then you asked for reinvest interest,
So you automatically invest the N125000
And you will get N12500+ in your account.


At the end of the year,
You will get N1125000 back from Tbills.

Add the N12500+
And you have total of N1137500

Therefore your true yield is N137500

Which is interest rate of 13.75% (TRUE YEILD)


Happy investing

Not fishy at all, it is straight forward. It is like running two separete tbills in one, principal and the upfront. Thanks

Now to make it a little complicated, if i then add roll over to it, what are the implications? Does it mean that my investment would compound automatically as I now have principal and initial upfront at end of tenure? That would be something, I can just fix an amount, forget about it and let it compound over several years.

RealityShot:
yes.

You earn upfront interest again if you invest the first interest at the same time.
(but the interest must exceed 100k)

I have done tbills for a while, but I have some doubts. If I choose to invest interest(upfront) along with my principal, how would it work? Would I be credited upfront on the original upfront on successful bid? Or, get true yield(get 13.4 % instead of 12.2% discount rate) on the whole at the end of tenure?

MKULTRA:
US no dey find trouble unnecessarily.
Na to keep the position of world power dem dey after.
And must do what ever is necessary to keep it.

The main people that started all this problems are the Europeans (uk,france) they are the ones that balkanized middle east after the fall of ottoman empire(ww1).

And when Europe split and colonize countries they put problems there for future generations i.e Nigeria, most African countries, Vietnam, India/ Pakistan and the Kashmir regions, and many more others that if I start counting I no go fit finish

My brother, for this life nobody they keep first position for ever, if you sabi something it is a matter of time before others go sabi am. You see as they fight China indirectly just because China won overtake them. No be so, if person no agree with your directives him go become devil, they go begging they find how to demonize am. This kind pursuit no they end well.

MKULTRA:
there are still some sizable population in western side of Iran and can be easily mobilized and armed through u.s controlled iraq.

Make USA go dey find trouble up and down, one day small country go chuck am finger for eye, that day will be the beginning of the end. You think say na them be the first to try an conquer the whole world, no nah, just check out the history of past civilization. This kind desire for utter domination they bring downfall, guaranteed.

Bucket list things, now he's dead who go check that item for am?

How can hit and run incident tear trousers like this? I be think say na only slayqueens no dey wear underwear.

https://businesstech.co.za/news/wp-content/uploads/2019/05/IDC.png

Check out the mobile phone market share, three Chinese companies are in the top five, with Huawei coming second after Samsung. FYI

mokrak:
Saw the manager,called the affected staff,told them to refund my money and the affected staff will pay the difference from her salary

I had the same issues with firstbank, they rolled over my funds when I was very sure I chose termination at maturity. It was not funny o at first when I got the alert, I though I got bleeped, it took me some time to realize it was upfront I was seeing.

KoiceReloaded:
I love Apple and Samsung products. They are top tier brands. Your analogue is dumb.

But wait o... are you trying to equate the nonsensical The Originals with Samsung S10? Lmao.

Equating it with an Infinix or itel phone would have been more apt. Much more apt. It's a mediocre tv show and thus, should be compared to a mediocre phone.

Prick!!

KoiceReloaded:
Nigga please. The Original is a typical CW show, it ticked every box.

Over-the-top villain... check, good looking actors... check, love triangle... check, filler episodes... check, flimsy plot lines... check, mediocre voice acting... check, kindergarten dialogue... check, censored content... check, poor acting... check, melodramatic cliffhangers... check.

Any one that can enjoy a hogwash like The Originals and come online to rave about the show and the show's ridiculous over-the-top villain is a typical fanboy. A person like that would enjoy other shows with similar themes, which is pretty much CW forte.

All this blah blah is uncalled for, if someone asked you to compare the Samsung galaxy s10 and iPhone XS would you lunch into a long tirade about how apple is a world class company while Samsung is shitty? Or would you start comparing America with South Korea?

First, it was the Klaus vs Walter White, then the Originals vs Breaking Bad, later on, the Originals vs GOT. All irrelevant to the simple question, WTF man. Finally, it turned into a CW vs AMC.

You too much bro.

introvertme:
Very unnecessary rant.

The originals is the only decent show on CW.

Following a single show done by the Channel doesn't make you a fanboy.

They managed to turn it into CW vs AMC and HBO contest.

What a bunch of pricks.

KoiceReloaded:
Guy, stop arguing like a child. We're talking about deeds, and you're showing me pictures?? Jesus!

Btw, have you seen a mummified cadaver? Google it and have a looksee. They don't look human. The Night King is an undead - a mummified cadaver that is somehow alive.

I see, you are joking all along. You got me bro. Peace.

KoiceReloaded:
Klaus from the Vampire Diaries was a one dimensional character. Can't say for The Originals for I have no intention of ever seeing that _shit, but my guess is he was the same.

The Night King had layers to him. What you see may not be what you'll get. There is a silent dread about him, and yet a certain hint of dignity. He doesn't talk at all, but held sway over a large undead army and dragon. As a character, he's much more grounded, realistic. and relatable. He's a well written character.

Bottom line, The Night King is the better villain.

WTF man, you can't let go. What do you mean by realistic and relatable? I bet you own a dragon in your backyard.

Ok, let me school you bro, Klaus also has access to a large army, he can sire young vampires and have them do his bidding. He is relatable as he can talk intelligently, NK is just a brute with magical powers.

Klaus has proved to be a formidable character again and again, charming and charismatic.

What is NKs game plan self, to overrun the world with the undead? Does it even make sense bro?

The more you try to defend this your weak stand the less sense you make. Klaus ranks above the NK any day.

NK
* Owns an army of undead, can resurrect the dead (brain dead brutes).
* He owns a dragon he can't utilise effectively to his advantage.
* He lacks basic strategic thinking.
* Quite slow

Klaus
* He likes acting alone, can sire young vampires with good mental ability.
* He is a master strategist, he survived through millennia always being a step ahead his enemies.
* He is fast both mentally and physically.

Bro I would rather be Klaus than a pitiful Nk, let's not forget he was bested by a girl.

KoiceReloaded:
Embarrassment? Haha. Actually, I'm embarrassed. I really shouldn't be arguing with a grownup that actually believes a poorly written tv character played by a terrible actor, from a TEEN tv show, is the greatest tv villain. I'm embarrassed for you.

Who said Klaus is the greatest TV villain. Nk and Klaus who is greater? Are you trying to say Night King is the greatest vilain on TV? Please... , just stop.

MobileGees:
The question asked who is greater/powerful stop bringing this plot armour crap

Dude wants to win, all this over protracted argument is about him winning, he hasn't made a single relevant point to the question asked. He is not going to win today.

KoiceReloaded:
I used Walter White to illustrate a point. Walter White wasn't played a villain as much as an anti-hero, wasn't over powered, wasn't given plot armor, and most importantly, he died in the end. He's the perfect villain/anti-hero.

Go upgrade your taste, bro.

I don't know what you are talking about bro, the original question was the greater villain between NK an Nicolas Klaus