₦airaland Forum

MrFollowFollow:
The real fact is that you had no real intention of paying the other half.

The only reason why you rushed to pay the balance is because they shamed you.

I have worked in credit administration in a finance institution before so I have first hand experience of how Nigerian debtor behave

Its so pathetic to think you can just sit from afar and analyze or think for someone you barely know. It only goes to show how dysfunctional and shallow your thinking process can be.
What if i told you i paid back a loan of 50k that same day without the app talking or calling me?. Your way of taught is just pathetic.

If the pressure that comes from the pressure of your bosses and from saving your cheap credit job, must that be a rational to rate most Nigerians? Just say you are under pressure and by the extension, made confused by that pressure. Hence your premature analysis and judgment.

einsteine:
You cannot lend money at such high interest rate and such short tenor and not expect default. Also, their staff salaries are linked to the loan recovery so many of those staff go overboard in trying to extract payment. Anybody so slandered should not pay the loan back, that way they would soon understand that shaming is not a loan recovery method. It's not as if they would undo the social damage after you pay back.

God bless you. They shamed me a week ago for a loan of 10k which i already paid half of it. I told the idiot to wait until i close from work but he went ahead.
I have paid them in full. But i will personally submit my petition against 9ja cash to NITDA next week in Abuja.

Odidigboigbo:
9cash is the worst of them all. They have been calling and messaging over a month now about one of my former colleague that is owning them. The disturbance was too much, I have to block their line, they still use different line to message me this morning on the same issue. The colleague self, I don't even have his contact again.

I have compiled my petition against 9ja Cash. I have paid. But they either return my dignity or be ready for me.

TarOrfeeek:
You can't blame the Loan Sharks

Because Nigerians see credit facilities as Miracle Money or Sara money.

Instead of making small payments in a timely manner. Somebody owing SOKOLOAN N100,00p will still be eating Indomie Super Pack with 4 boiled eggs, like a food monster.


Infact the Loan sharks should use Geo-location tools to locate debtors and use koboko to flog sense into them.

There is nothing like free money!

Are you one of them working for Chinese who takes advantage of the hardship in the land to exploit our people?.

rex444:
there is a picture you guys have not understood, I am sorry I can't begin to explain to anyone but there is a lot to that pix that meets the eye .... That a president feels comfortable fueling our jet to come and commission gutter... Is it not this same nairaland you see much much younger boys from east, south east doing amazing things and yet no one gives them 100 naira... I just see that as a means to continue siphoning money as they do.... I have a northern friend who does nothing but every month $200 go enter him account as him monthly pay ...

Was it government that gave him the grant? What is wrong with a corporate gesture?. Even in advanced countries, less than 30% of people who do great things are unrecognized. Except somehow someway, you hit the lamplight. So, take a chill bro.

rex444:
I don't know if it's just me... How did he even get the funding to build that stand ? The well to do using style to give emselve money ... Check am na, ee go be one big alhaji pikin

Just be happy for him. Its not that difficult. Una wahala too much.

This is the best.

Mercychen:
Imagine. You slapped someone and expect her to be calm? What a warped mentality.

You're lucky she was civil about it. Or would you have preferred she took the laws into her hands and stabbed you with a knife?

Next time you'll think before you slap.

Sometimes be fair in your analysis even though i hold no brief for the guy. I had a quarrel with a woman (not my wife though) and she slapped me. Can you beat that?. For a woman to slap a man?.

Waiting for Righteousness2.

Adebhayor:
Boss, I urgently need your help at this time. I have started the process but couldn't complete it. Can you pls send me your contact sir. Thanks

DM me please.

boykas:
Okay thanks sir, but am yet to get ur reply

Please check your email.

boykas:
Please send me ur Whatsapp number..

I have replied you via email please. I normally do not drop my number on Nairaland.

boykas:
Can I contact to u bros pls

Go ahead please.

Girls with STUPIDITY.. Nawa o

Small issue.. Let me have your words on the 10k and i will get to work now.
I didn't use my email for over 10yrs. And when i needed it, i got that crap but recovered it. Your email is not deactivated. You only need trick to get it.

Educate us

Stan2330:
Make ur differential diagnosis and leave mine alone... If u are not medically gettout of my mention

Doctor wey dey vex Nairaland doctor.

Stan2330:
from what you complained and the drugs u posted, ur brother is battling with kidney disease

See wicked doctor. That's why i always say.. Don't ever seek advice from social media.

daviesmania:
Good evening people!
There's this babe I've been seeing in the last eight months. She's so pretty, romantic and above all she's so silly satisfying on bed. But the only problem is that she throws up immediately after sex and this is so annoying. We've tried every strategy to stop it but is not working.
We're thinking of visiting the hospital but I believe I can also get some help here.
The unfortunate thing is that if this doesn't stop, then I might have to walk. Please help us if u can.... But my real question here is, Is this like an illness?

You are a boy. Not a man. When you pay her bride price, i can answer your questions. Stop forming responsibility when you know you can't even talk to her father about it.

jmonas:
How to Register a Company in Nigeria with CAC
General Information for Company Registration in Nigeria
Approval of a Name begins the Registration Process. Before you register a Company, you will need to make a choice between two (2) Proposed Names you plan or intend to register.

At this initial (first) stage, it is called Availability of Name Searches.
The Approval Officer checks in the System Server (Content Pinnacle Register) to find out if your proposed names have already been registered or not.

When your proposed names have been registered by other person(s) -; both your two names will be denied approval or rejected. If the officer finds out that one or all of your two proposed names has not or are not yet registered by other person(s), one name (usually the first choice name) is thus approved and reserved for you to proceed with your registration/incorporation.

Note: Names of Limited companies in Nigeria are registered with ending suffixes like ‘’Limited’’ or ‘’Ltd’’ or ‘’Plc.’’. You can read the full guide in choosing proposed Limited Company Name in Nigeria here.

2. After the approval of a name, registration/incorporation process begins. At this stage, you will have to fill the requisite incorporation documents and pay the necessary fees.

3. On completion of registration, you wait for a minimum of one (1) weeks for your certificates and the Certified True Copy of Forms (DEEDS) to be ready for your collection.

Guides on Requirements for Limited Companies Registration in Nigeria

Below are the Specific Requirements for company registration in Nigeria as provided by Nigeria’s Company and Allied Matters Act of 1990.

I. Limited Companies can be registered by 2 people or even up to 10 people.

II. Each Director is called a Shareholder of the Company. The overall share capacities of the Company are shared /allotted by the shareholders and each is given a number of shares.

Usually, if the overall share capacity is 1,000, 000 (1 million) shares, then, the key promoter/person (shareholder) who is forming it (that is to say, the owner(s) would take the highest number of shares like, 600, 000. Other 400,000 are shared by his or her partners, children, wife, husband, friends, etc. (other shareholders/directors).

III. Note down at least 4 objectives/objects of your proposed company. These are "what you are into" or what you would be doing with the company after registration or what you have already been doing and you now want to formalize it through registration.

For instance, if you are into Engineering, or Construction services, you write your objects as these:
a) Building Engineering Services
b) Water Engineering Services
c) General Contracts …etc.

IV. Note down the Registered Office Address of your Proposed Company. (it begins with, NO. ..., PLOT ..., SUITE ...).

Corporate Affairs Commission (CAC) does not accept vague address like Kasuwa Road, Bola Avenue, Kano State, Nigeria. You must specify the House Number, Plot Number or Suite Number.

(Note that if you don't have Office yet, you can also use your Residential or Contact Address as your registered office/COMPANY address.)

V. Provide the Full Names (no initials in person’s name), Occupations, Share Allotments/Capacity, Specimen Signatures and Contact Addresses of the Shareholders/Directors.

Example: If the total share capacity of the company is 1,000,000 and the shareholders or directors are 3 in number, spread the shares as in example, in this manner, while also indicating each of their full names, occupation, signatures and contact addresses:

Name of Shareholder or Director: Nuhu Isah
Occupation: Engineer/Importer/Farmer
Share Capacity: 500,000
Specimen Signature .............
Contact Address: Plot this/No./Number this, 123B Idah Road Idah Kogi State.

Name of Shareholder or Director Ameh Ufene
Occupation: Architect/Consultant/Transporter
Share Capacity: 250, 000
Specimen Signature …………
Contact Address No. 5, Awolowo Street, Maitama, FCT, Abuja Nigeria

Name of Shareholder/Director Odoma John
Occupation: Surveyor/Business Man/Facility Manager
Share Capacity 250,000
Specimen Signature ……………
Contact Address: Number 4, Alex Ekwueme Street, Sabon Gari, Kaduna State, Nigeria.

Note as in the above that the Contact Addresses of all Shareholders/Directors must also begin with, Number….or NO. ..., or PLOT ..., or SUITE ...).

VI. Each Director/Shareholder must provide scanned copy or scanned photocopy of his or her means of Identification: Choose one from these three, which you have: Any of Data Pages of National ID Card, International Passport or Drivers Licence.

How Much Does it Cost to Register a Company in Nigeria?

To get the official registration fee for a company with CAC Nigeria, go to CAC website and click on “summary of fees and forms” on the sidebar menu.

If you don't want to go through the strenuous process and face some "non-smiling" CAC clerks who just tell you, "go and see a lawyer"; my experienced Professional, Bar. Faith can get everything done for you.

Limited Company Registration/Incorporation for 1, 000, 000 (1million) Share Capital is # 70, 000 for both Government Fees and her Services Fee while LLC Registration/Incorporation for 500, 000 (5hundred thousand) Share Capital costs # 60, 000 naira for both Government Official Fees and her Services fee.

If you need a lawyer for a Company registration, post incorporation, incorporated Trustee, Business Name you can give us a call and we will get you a good lawyer all at an affordable prices

EMAIL:jmonasallservices@gmail.com or faithchaped@gmail.com
Phone: 07035158237 or 08175109214

Something i use my phone do and got my CAC number and certificate within a month. What is all this lawyer talk and high cost?.

Bia,

1. Name reservation for a business name is #500 (with some #167) remita charge on it.

2. After approval, name registration is #10, 000 (with some remita charge that could accrue to 11k).

Everything is.. #11, 600.. Shikenan!. Lawyer go blow unnecessary grammar charge you 30-50k.. For money matter, me sef na P.A to myself.

Atleast he was not burned to ashes.

samuel900:
I WILL SUE THEM FOR NOT INFORMING ME.....I LOOSE BILLIONS OF NAIRA NOW.

How much u dey pay dem?

JayTripz:
Omooooo!!! I think say na only me....I been wan rush go do NIN

No do am na

Wisdomkosi:
Me : I switched off my phone many times ooo.

Thank God for Twitter. But what's really the cause?

Mark Zuckerberg shouldn't buy twitter abeg.

This must have something to do with the Pandora paper leak.

SmartPolician:
Why are they announcing it before the publication? Do they want people whose names should appear on the list to lobby them to remove their names tonight? Mtchewwww

They know what they are doing. Giving the world or hackers limited time to attempt to destroy evidence. Servers must be highly fortified with untraceable backups

KarinaLove:
Try and respect her decision. She said she is not the sex type. Then leave her.

Must marriage be all about sex?

I don tire.

Everytime Men And Sex....Tueeehhh

Can't men use their time for something more productive in life

The man wife na your type of person. Make God no just kuku punish sinnerman with wife like u

Prechgold1180:
When you they nack another woman husband you nur come nairaland to seek for advice

When you Dey shout harder herder ya killing me o
You nur seek for my advice

When the thing slip out nah u still carry your hand plug am back insyd
U nur call for advice

When u do round 2 u nur call for advice

Now u don get belle u Dey call for advice

See let me tell you

Belle nur Dey fit break marriage nowadays

Naija women don wise if u like u tell the wife she go vex for one week
But she nur go leave the man

So just get prepared for single mother life style
I fit give u tonto dikeh number for more enquiry on how to survive

Meanwhile first to comment


October go good be that

See wicked man..lol

pinkyruledworld:
Am i the only one that's noot interested in this program?

I don't even know what's going on.

Totilopussylick:
Jos now a land of the dead.

No single day them don't kill people in that God forbidden state.

Shut your latrine up. What has not happened today in where you are?. This is purely criminal.
Just shut up since you only have cobwebs in your head.

suffering:
I applied. I’m not in a rush.

You applied or you were part of the audition? Which one?.

suffering:
So, wait na. What is the rush for again?

Those i'm asking knows why. Not you.