Hell no!!! You can't blame them when cost of building materials is steadily increasing...
Reminds me of 2022 when I paraded some yahoo boys who were looking for a 2-bed room apartment....We finally got to find one and the landlord pinned the house rent down to #850k yearly.....I almost OFF that moment......Money wey dem take buy keke carry give me as higher purchase nai these boys wan splash throway just like that,that was the thought that was running in my mind . The landlord was even saying his own was the cheapest in the area . Like WTF....... Y'all need to see the kind bad eye wey I take look am like say na me get the money
Omoh,I like where I dey right now abeg......Very cheap, peaceful,water dey,well tiled and pvc ceiling . And most importantly,fine bannies come still surround me join as a bonus
Where you dey is definitely not in Lagos, if it is, it's not in a good place at all...
chrisifeanyi: The truth is that the money is not enough for a family of 4 expecting the fifth member. However, careful planning will make you to have good savings. I earn far less but I have good savings. Learn to be buying foodstuffs in bulk. By doing that you will be saving a lot. [b]Food stuffs of 200k can last for two months, you will save the next salary and next time you will be restocking, you won't spend up to that amount. [/b]Don't put money on things you are not sure of. If you are gambling stop. With that you can have good savings.
I spend 100k on foodstuffs in a month, as a single guy.
That's 200k for only me.
I wonder how this same 200k go reach family of 4 for same period
Conner44: She better follow them and go for her and her future generations sake
Even the souls of unborn babies in heaven usually run to the back of the que once they hear that the next batch of new borns will be thrown down randomly into a particular region in West Africa
Angels self no dey like answer God call whenever time reach to deliver message to prophets and pastors in nigeria. You go dey hear 'Micheal . . . Raphael . . ' na him one tiny voice go answer "Oluwa no vex, abeg we still dey shit oh, send Gabriel na"
You can marry today, she leaves tomorrow morning, will you die? You have to be alive to marry another one, is it not true?
You buy global7000 and it crashes, will you die? You buy a new car and armed robbers take it on the road, will you die? You must have shock absorber. That is the only way you can survive.
If you want to survive in life, you must have a shock absorber.
President Tinubu told me when we were meeting that somebody told him not to trust me, he said NO. Politics and betrayal are the same mother and father.
If you don't want to be betrayed, don't enter politics. So, don't be bothered that somebody betrayed you because politics and betrayal go together.
Prepare yourself that it will happen.
So when I see most of you, you come toe crying and say I can't believe this will happen, once you go, I will find one good whiskey and drink and say see this one, he is not prepared.
I am fully prepared. That's what President Tinubu taught me, if you don't want to be betrayed, don't enter politics.
These young men, members of the Rivers State House of Assembly didn't tell me before they defected to the APC. They said if they had told me, I will have said no so they had to do the needful.
williams85: While checking for options on AC, Go for the ones that are suitable for our epileptic power supply. Thermocool, polystar, scanfrost etc meet these criteria. I’ve been using polystar for over 5yrs now. No single fault till date
What of Midea/HiSense? Shey our epileptic voltage go spoil am?
So women learn to do what? Maintain territory! God's servant told us that story many many years ago. Was at the Kenyan Wildlife park and then suddenly they went with a tour guide and then the lion just started roaring unprovoked and so he asked why is the lion just roaring unprovoked? He says he's roaring to maintain territory.
Maintain territory once in a while just stroll into your husband's office looking very Jealous. Hello husband, I just came to serve you lunch, you drop the lunch box and you go so that every eye there will know that there is somebody in his house.
Is anybody listening to what I'm saying? Dress up, follow him out, be around him, don't neglect him, be highly irresistible and unavoidable. Be highly cooperative. It's not only the cooperative in your office.
Very huge fail.
Women are more attracted to unavailable men than singles.
The more you show up in the office unannounced, the more you make other women interested in him, cos they'll believe there's something you're really enjoying and don't want to share.
They'll share it with you by force.
Women are parasitic in nature. It's in their genes.
A social media user Mumzee Debbie had made a post about her husband's female colleague who brought 2 spoons to work.
She faced a lot of backlash from some users who bashed her for springing off bed whilst the man snores away, and married to a man who had no fridge or good mattress and lives in one room.
Debbie Loveth will have none of it, she fought back valiantly much to the delight of many social media users who decided to surprise and encourage the mother of one. Debbie says she studied geology and her husband is a Mathematics teacher.
At the last count, Debbie has been gifted scholarships, pro bono legal service, furniture, a freezer, window blind, website, AC, free web designing classes, remote job, free couple session, shoes, one year health insurance, clothes, data analysis classes and over N3 million.
Offpoint1: In all honesty, this current generation lack taste for music.
Seems music left Nigeria from 2008-2010.
I'm stuck with 90s music, Gen-Z music na crap.
The worse I'm seeing lately is shalipopo and odumudu black... Nigeria music has gone this bad with wack lyrics.
If Grammy was truly by merit, no Nigeria musician currently deserves shxt, in fact for the past 10 years, none deserve shxt.
Wizkid, Davido, Burna boy are all media hype and heck mentality. These guys are craps musically without media hypes. They wouldn't survive 90s and early 2000
So naa people like Blackfaze and Lord of Ajasa suppose win Grammy?
fergie001: AKHONA ZENNITH MAKALIMA(South Africa) The 35yo is the first certified female soccer referee in South Africa, where she officiates for FIFA, the Premier Soccer League, the SASOL Women’s League, CAF Champions Leagie, Africa Women's Cup of Nations and the South African Football Association (SAFA). Akhona uses her position as a women’s sports pioneer to encourage and influence young South African women to participate in sports at all levels.
She earned a national diploma in human resource management from King Hintsa FET College.
She is listed as one of the VAR referees at the AFCON 2023.
Trust the South African ref to be well nourished down below...
TruthsFM: In Nigeria, 5 Habits That Can Make You Go Broke
In the intricate dance of personal finance, individuals often find themselves grappling with habits that, unwittingly, lead them down the precarious path of financial instability. The choices we make in our daily lives, particularly concerning money, play a pivotal role in shaping our financial futures.
This exploration centers on a critical aspect of financial well-being — the five habits that, if left unchecked, can pave the way to financial hardship. Understanding and dissecting these habits is not merely an exercise in financial literacy; it is a proactive step towards cultivating a resilient and secure financial foundation.
Impulse Spending: Impulse spending is a pervasive habit that can significantly contribute to financial instability. This behavior involves making unplanned purchases without careful consideration of the consequences. Whether it’s succumbing to the allure of sales, purchasing items just because they are trendy, or engaging in retail therapy, the financial impact of impulse spending can be profound.
Many people find themselves swayed by the momentary satisfaction of acquiring something new, only to face buyer’s remorse later. This habit can erode savings, increase credit card debt, and hinder progress towards long-term financial goals.
To combat impulse spending, individuals need to cultivate self-discipline and create a realistic budget. Tracking expenses, prioritizing needs over wants, and implementing a waiting period before making significant purchases are effective strategies. Developing a mindful approach to spending can help break the cycle of impulsive financial decisions.
Living Beyond Means: Living beyond one’s means is a habit that involves spending more money than one earns, often leading to a reliance on credit cards, loans, or other forms of debt. This can create a precarious financial situation with long-term consequences. Maintaining a lifestyle that exceeds financial capabilities not only depletes current resources but also jeopardizes future financial security.
Individuals living beyond their means may struggle with debt repayment, incur high-interest charges, and find it challenging to save for essential goals such as homeownership or retirement.
To address this habit, individuals must conduct a thorough assessment of their income, expenses, and financial goals. Creating a budget that reflects a sustainable lifestyle is crucial. This involves distinguishing between necessary and discretionary expenses, cutting back on non-essential spending, and developing a savings plan. Living within one’s means requires a shift in mindset, emphasizing financial responsibility and long-term stability over immediate gratification.
Lack of Emergency Fund Failing to establish and maintain an emergency fund is a habit that can leave you vulnerable to financial crises. Unexpected expenses, such as medical bills or car repairs, can arise at any time, and without a financial safety net, individuals may resort to borrowing money or accumulating debt. Building an emergency fund that covers three to six months’ worth of living expenses provides a financial cushion and helps prevent going broke during unforeseen circumstances.
Ignoring Budgeting: Ignoring budgeting is a perilous habit that can set the stage for financial turmoil. Budgeting serves as the financial roadmap, guiding individuals toward their financial goals by providing a clear understanding of income, expenses, and savings.
When this essential tool is neglected, individuals lose control over their spending patterns, making it difficult to allocate funds effectively. Without a budget, it becomes challenging to distinguish between necessary and discretionary expenses, leading to a potential overspending trap.
The consequences of ignoring budgeting extend beyond the immediate impact on one’s spending habits. Without a well-defined budget, individuals may overlook opportunities to save for future goals, whether it be an emergency fund, a down payment for a home, or retirement. The absence of financial planning can leave individuals vulnerable to unexpected expenses, pushing them into a cycle of reactive financial decision-making, often resorting to credit cards or loans to cover immediate needs. Over time, this can result in mounting debt and a compromised financial future.
Furthermore, the habit of ignoring budgeting can hinder the development of financial discipline and awareness. A budget not only provides a snapshot of one’s financial health but also encourages thoughtful consideration of spending priorities. Without this tool, individuals may find it challenging to make informed choices about their money, leading to a lack of accountability and a higher likelihood of succumbing to impulsive spending behaviors. Embracing budgeting is not just about managing money; it is a foundational step toward building financial resilience and achieving long-term financial success.
High-Risk Investments: Engaging in high-risk investments is a financial habit that, if not approached with caution, can lead individuals down a path of significant financial loss. High-risk investments typically involve the potential for high returns but come with an equally elevated level of uncertainty and volatility. This habit often manifests as a desire for quick and substantial gains without due consideration for the associated risks. Investing without a clear understanding of the market, risk tolerance, and diversification strategies can expose individuals to the possibility of losing a substantial portion, or even all, of their invested capital.
The allure of high-risk investments is often fueled by the prospect of rapid wealth accumulation. However, the reality is that the markets are inherently unpredictable, and high-risk ventures can be subject to extreme fluctuations. Without a comprehensive understanding of the specific investment and market conditions, individuals may find themselves susceptible to emotional decision-making, such as panic selling during market downturns. This emotional response can exacerbate financial losses and, in extreme cases, lead to financial ruin.
To mitigate the risk associated with high-risk investments, individuals should prioritize financial education and seek professional advice. Diversifying one’s investment portfolio and aligning investment choices with a realistic assessment of risk tolerance and financial goals can provide a more balanced and resilient approach to wealth accumulation. The key lies in informed decision-making, strategic planning, and a long-term perspective that considers the potential for both gains and losses in the dynamic landscape of financial markets.